You may have just 14–30 days to respond — don’t lose by default. Get Started

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You must respond to the lawsuit within 14–30 days of receiving the complaint. SoloSuit makes it easy to respond.

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Google 4.4 · 897 reviews
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Avoid the
embarrassment

Being sued for a debt can be awkward. Our response can get it over with ASAP.

Save
thousands

You could save thousands of dollars by fighting your debt lawsuit.

Don’t lose
automatically

If you don’t respond by the deadline, you’ll lose your case by default judgment. Responding stops that.

How it works

1
Respond to a few questions about your case
2
We’ll have a specialized attorney review your documents
3
We’ll complete your Answer document and file it for you with the court and the person suing you
Your solution
When the debt collector receives your Answer you’ll be well on your way to winning your case
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Most people finish their Answer in under 15 minutes — no account required to start.

Choose your package

Professional legal documents, filed directly with the court on your behalf.

100% money-back guarantee

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 Best Deal
$247
SoloSuit Premium
$67
SoloSuit Standard
Creation of response document i Use our walk through to generate a response to your debt collection lawsuit.
PDF download i At the end of the walk through you’ll be able to download your document as a PDF.
Filing fee calculation i If your court charges a fee for filing a document, we will calculate that fee, then collect it so we can file for you. You might qualify to pay no fee, if your court allows it.
Document filing timeline i We’ll file the document so you don’t have to — one copy to the court and one to the opposing party. On average it takes the number of days listed once you complete your Answer and send us your case documents.
1–6 days 1–8 days
Status updates i We’ll update you on where your document is on the way to the court and opposing party.
Attorney review i Your response is reviewed by a professional debt-collection attorney before filing. If they recommend changes, we’ll let you know.
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Responding is the
best move

When you’re sued for a debt, you’ll receive a Complaint and Summons, also called a Petition or Warrant for Debt. To respond, you need to file an Answer document within the deadline. Complete an Answer on our site. When you’re done we’ll have an attorney review it, and get it filed for you.

Many debt collectors will simply drop the case after receiving our response. And it costs only a fraction of the price of a traditional attorney.

Person responding to their debt lawsuit

Real people, real results

4.4 · 897 Google reviews

“I was panicking after getting served. Solo walked me through my Answer in about fifteen minutes and filed it for me. The case was dropped a few weeks later.”

JM
Jasmine M.
Verified customer

“Way cheaper than hiring a lawyer and so much less stressful. Having an attorney review my response gave me real peace of mind.”

RT
Robert T.
Verified customer

“Clear instructions, no legal jargon, and they handled the filing. I finally felt like I had a fighting chance.”

DK
Denise K.
Verified customer
$2.25 Billion
Protected
329 Thousand
People helped

Frequently asked questions

Is your Answer document the right document for me?
If you haven’t filed an Answer in your case yet, then you should file one. If the opposing party has already filed a Motion for Default Judgment, Writ of Garnishment, or other documents then you may need to file another document in addition to this Answer. If you’ve already filed an Answer, then this isn’t for you.
Is there a filing fee?
Maybe. Some courts unfortunately charge filing fees to respond to a lawsuit. With our paid packages, we’ll calculate this fee, collect it, and use it to file the Answer for you.
Does SoloSuit file for me?
Yes. We will calculate the filing information and file for you.
What if I missed the deadline?
Generally, you should still try to file. If you missed your deadline, there is still a good chance your court will accept your Answer. Courts may accept an Answer after the deadline has passed, until default judgment is filed by the person suing you.
What’s included?
A PDF of your personalized Debt Answer document and filing of the document with your court. For premium packages, an attorney will review the document before it gets filed.
Can I see a sample?
Yes — this is a sample Debt Answer.
Do you serve the person suing me?
Yes, we send a copy of your Answer via mail to the attorney of the person suing you.
How quickly can you file for me?
For a Standard package it takes us 1–8 days. For Premium it takes 1–6 days. For most orders, we file by mail.
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Protect yourself against debt collectors

Start making your Answer today. It only takes 15 minutes.

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