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Resolve your debt in minutes
See My Savings
Most people don't know they can settle their debt for a fraction of what they owe. Solo makes it easy.
*Estimates based on customer averages. Actual amounts vary by debt details and creditor policies.
The entire process takes less than 5 minutes. No paperwork. No phone calls with creditors. Solo handles everything.
Confirm your phone number so we can securely look up your accounts. This takes about 30 seconds.
Securely link your bank through Plaid so we can find all your outstanding debts and tradelines automatically.
We show you exactly how much you owe, what you could save, and let you start making affordable settlement payments online.
We know these are sensitive questions. Here's exactly why we need them and how they're protected.
We send a one-time code to confirm your identity and protect your account. This is the same process used by banks, healthcare portals, and every major financial app. We never call you, text you marketing messages, or share your number with anyone.
Plaid is the same trusted service used by Venmo, Cash App, Coinbase, and thousands of other financial apps. By linking your bank, we can automatically pull in all of your outstanding debts and tradelines — so you don't have to dig through paperwork or remember account numbers. We use read-only access. Solo never has your login credentials.
◎ Plaid Secured
Once you connect, we pull everything together so you can see exactly where you stand and what your options are.
Every outstanding balance, automatically pulled in.
See exactly how much you can save on each debt.
A monthly plan you can actually afford.
Start payments instantly. No calls to creditors.
*Example dashboard. Your actual debts and savings will vary.
Solo is a self-help technology platform — not a traditional debt settlement company. We provide you with the tools and automation to negotiate and settle your own debts at a fraction of what you owe, without the high fees and long timelines of traditional programs.
We send a one-time verification code to confirm your identity — the same way your bank or any financial app does. This protects your account and ensures no one else can access your debt information. We never call you, never send marketing texts, and never share your number.
Yes. Plaid is used by over 8,000 financial apps including Venmo, Cash App, Coinbase, and Robinhood. Your bank credentials are encrypted and stored by Plaid — Solo never sees or stores your login information. We use read-only access to pull in your debt and tradeline data, nothing more.
On average, Solo customers settle their debts for significantly less than what they owe — often 50% or more off the original balance. Your exact savings depend on the type of debt, the creditor, and your individual situation. After connecting your accounts, we'll show you personalized estimates for every debt you have.
No. After you connect, we'll show you all of your debts and what your settlement options look like. You can review everything before deciding to move forward. There's no obligation to commit until you're ready.
It takes less than 5 minutes to see how much you could save. No commitment required.
Verify your identity → Connect your bank → See your savings
12,000+ people have already resolved their debt with Solo
See My Savings