Pay off your debt
at a discount
See all your debts in one place. Then settle them for less than the balance, without calling a single creditor.
Miranda’s debt$472/mo$283/moMiranda keeps $189 a monthMiranda received a 40% discount off her $5,665 debt, saving $2,269 over 12 months.
How to get discounts on your debt
67% of people sign up in under 60 seconds.
- 1Your debts3 found
- RRidgeway Asset RecoveryCollection agency$4,200Save $373
- SStonebridge CollectionsCollection agency$1,891Save $175
- CClearwater Credit PartnersCredit card$1,450Save $162
See all your debts
Enter your phone number and confirm it’s you. We pull your debts into one list.
- 2Stash$300$100 auto-deposit scheduled for Nov 283 of 12 monthly depositsNext deposit$100
Add money to your Stash
Your Stash holds your money for your resolution plan. Add what you can each month.
- 3New discount offerRRidgeway Asset Recovery$3,827
$4,200Save $373Get your discounts
Your creditors offer discounts. You choose which ones to accept, and we pay them from your Stash.
Resolve debt on your terms
Pick the debts you want to settle and set your monthly Stash amount. When you’re ready, see the deals your creditors are offering you.
- Credit score +968% of Solo customers have seen their score go up within 3 months of joining. The average increase is 9 points.
- Settle at your own paceStart with the debt that worries you most, or settle them all at once. There’s no long contract.
- Skip the calls with creditorsEvery offer comes through the app. You don’t have to talk to anyone.
- Get help if you’ve been suedAdd an Answer to your lawsuit if you need one.
A single mom gets $4,700 to pay off her debt
Customers love Solo
Real people. Real results.
- $3.24BIn debt protected
- 411KPeople helped
Questions and answers
FAQOnce you see your debts, you add money to your Stash. Your creditors offer discounts, you choose which to accept, and they are paid from your Stash.
Stash is your Solo wallet. The money in it is yours, and it covers your resolution plan.
No. It’s a soft credit pull that doesn’t impact your credit. In fact, customers see an average increase to their score of 9 points within the first 3 months.
You’ll receive a one-time code to confirm it’s you. Then your debts can be pulled securely. We don’t sell your number or data.
Yes. You can file an Answer to your lawsuit with Solo. Then you can use Solo to settle the debt.
Solo is a self-help platform. It isn’t a law firm or a traditional debt settlement program, and there’s no long contract.
Stop paying full price for your debt
It’s free to see your debts and discounts.
See my savingsBeen sued? File your Answer