Debt Collection Blog

Summary: Do you live in Delaware and need assistance responding to a debt collection summons? This guide will help guide you through the process. You can also use SoloSuit to respond in 15 minutes. Getting served with a summons claiming you owe a debt in Delaware can be an anxiety-inducing experience. You may be feeling overwhelmed and intimidated by the prospect of contesting the lawsuit in court. You may even be feeling scared and uncertain about your path forward. Do not fret. SoloSuit is here to help you through this difficult time and has compiled important information to help simplify debt collection lawsuits so you know what to expect.

Summary: Do you live in Indiana and need help responding to a debt collection lawsuit? Our automated service guides you through the process and makes it easier. “I just love talking to debt collectors--it's the best part of my day!” — said no one ever. Being in debt and unable to get out of it can be a wrenching experience, especially when things get behind and you begin to get calls and letters from collection people. If things don't get better, and you've tried working with these people to no avail, they may decide to proceed with a lawsuit. You may know that this is coming, but not know what to do about it. We understand. We talk to people just like you every day. We've got you covered, and will try to make things just a little easier by explaining what to do next.

Summary: Live in North Carolina and need help responding to a debt collection lawsuit? You can use SoloSuit to guide North Carolina residents quickly and easily through the process. “You know what sounds fun? Getting sued by a debt collector!” — said no one ever. No one wants to get sued for a debt. These days it can feel harder than ever to keep up with your bills. Sometimes you just can't pay all of them, so you have to make some hard choices about which to prioritize. Even if you know it's coming it can still feel overwhelming to receive an official court document stating that you are being sued.

Summary: Live in Massachusetts and need help responding to a debt collection lawsuit? You can use SoloSuit to guide Massachusetts residents quickly and easily through the process. Have you ever heard the phone ring and worried it would be a debt collector? You're not alone. No one wants to have to deal with money collectors or even worse get sued for a debt. It's stressful enough when you're worried about making ends meet. Finding out about a lawsuit may feel like too much to take. It might not be realistic to hire a lawyer to help you because if you have money for that you would have just paid your debt off in the first place! It doesn't have to be overwhelming though to address this on your own. In this article, you can learn the process of how to respond to a debt lawsuit in Massachusetts as well as how to answer a summons for debt collection in Massachusetts.

Summary: Are you a Connecticut resident facing a debt collection lawsuit? If so, we invite you to respond to that lawsuit with the help of SoloSuit. Our automated service will make responding to the lawsuit and protecting your rights easy. Did you hear about the debt collector who went to a mind reader? — There was no charge. That's right. Debt collectors are those aggressive types who do not have a whole lot going on upstairs. So, if you push back a little by responding to a debt collection lawsuit, you might find that the debt collector will back off pretty quickly. That is good news for you.

Summary: Live in New Jersey and need help responding to a debt collection lawsuit? Our automated service guides New Jerseyans through the process. What's so stressful about being sued by a debt collector? Grab some snacks, this may take awhile. But even though being sued by a debt collector or debt collection law firm (there are ones who specialize just in buying and selling your debt) seems like the beginning of a long and scary road, it's actually full of shortcuts. And we brought the maps. In this article, we will try to ease the pain of debt collection lawsuits and make the process of responding a little bit easier. We will give you the right roadmap to answer a summons for debt collection in New Jersey.

Summary: If you live in Pennsylvania and are facing a debt collection lawsuit but aren't sure where to begin, SoloSuit can help. Our automated service will guide you quickly and easily through the process of creating your response. “Man, I am really psyched to talk to this debt collector again on the phone!” — said no one ever. Getting sued for a debt that has gone to collections is definitely no picnic, but it doesn't necessarily have to be a traumatic experience. While facing a debt collector can be frightening, under the Pennsylvania Fair Credit Extension Uniformity Act, you have legal rights that protect you from debt collectors who act unfairly or abusively. The Pennsylvania Fair Debt Collection Practices Act also protects you.

Summary: Do you reside in Maryland and need assistance in responding to a debt collection lawsuit? This guide will walk you through the process If you were served with a writ of summons for debt collection in Maryland, your mind has probably been inundated with questions and concerns. You may be feeling scared and anxious about the future. SoloSuit is here to help. Below, you will find helpful information and advice on what is needed to answer a summons for debt collection in Maryland. This list includes information specific to debt collection lawsuits in Maryland, such as deadlines and forms specific to the State of Maryland.

Summary: Live in Ohio and need help responding to a debt collection lawsuit? Our automated service guides Ohio residents through the process. “Man, I can’t wait for this collector to sue me already!” — said no one ever. No one likes getting sued for a debt. It is important that if you are sued you take the appropriate legal measures to protect yourself. Make sure that you open and read all court documents and documents sent to you by the plaintiff’s attorney. Do not ignore these documents, or the summons and complaint itself. This article makes the process of responding to a debt lawsuit a little bit easier and tells you how to answer a summons for debt collection in Ohio.

Summary: Have you been sued for a debt in Michigan? You can use SoloSuit to respond in 15 minutes. This guide will show you how to respond. “I hope that phone call turns out to be a debt collector” -- said no one ever. Worrying about debt collection is never fun. It gets even more stressful when facing a debt collection lawsuit. It can be intimidating to try to figure out how to answer a summons for debt collection. Chances are hiring an attorney to defend you is off the table because if you had extra money to hire one you would have paid off the debt in the first place! Most of these lawsuits count on that very fact. If you don't respond within a particular period of time, the Court will hold in favor of the filer (or “creditor”) with a default judgment.

Summary: Been sued for a debt but you think the statue of limitations has expired? Use SoloSuit to fight the lawsuit and assert the statute of limitations properly. Here's the thing, nothing lasts forever, not even debt. That's why we made this authoritative guide on the statute of limitations on debt collection in each state. If you've had a debt hanging over your head for a few years, then there's a chance that it's time-barred by the statute of limitations. For those of you who aren't lawyers, what that means is that the debt might be too old for the collector to sue you. Now that probably isn't the end of the story. There might still be a few hiccups, like the non-payment staying on your credit report for a few years, but the overarching principle is that you cannot be forced to pay if the debt is time-barred. And that is reason for celebration.

Summary: Live in Arkansas and need help responding to a debt collection lawsuit? Our automated service guides you through the process for Arkansas in 15 minutes. That's less time than it takes to read this article. How many debt collector jokes are there? None, they're all facts. Dealing with debt collectors is brutal. It's even worse when you are getting sued by a debt collector. But lucky for you, we wrote this article to ease the pain — nay, it is designed to fully reverse the pain and even help you to stick it to your debt collector.

Summary: Have you been served with a debt collection lawsuit Summons and Complaint in the state of Louisiana? If so, you should know you are not alone. Hundreds of Louisianians are sued on a daily basis for supposedly unpaid debts. You can use SoloSuit to generate your response in 15 minutes. We understand being sued for a debt is a traumatic experience. However, there is a good chance you will emerge from this predicament without paying the entirety – or possibly any – of the alleged money owed as detailed in the Complaint. Furthermore, those pesky debt collections calls from collections agencies will finally come to an end. Keep reading to find out how to properly respond to your Louisiana debt collection lawsuit through a formal Answer and protect your legal rights as detailed in the Fair Debt Collections Practices Act (FDCPA).

Summary: Live in Virginia and need assistance responding to a debt collection lawsuit? Do not fret. This guide will help you through the process Getting sued by a company because you allegedly owe money can be stressful and overwhelming. You may be struggling financially and are concerned about getting stuck in costly litigation, going to court, testifying before a judge, and so forth. Your feelings of anxiety and stress are understandable, but they should not consume you or stop you from taking action. It is important to be proactive and develop an understanding of what to expect after receiving a summons. This article is designed to help make the process of responding to a debt lawsuit less confusing and easier. This article provides a step-by-step overview of how to answer a summons for debt collection in Virginia.

Summary: Live in Oregon and need help responding to a debt collection lawsuit? Our automated service guides Oregonians through the process.  Why do people take an instant dislike to debt collectors? To save time later.  Getting sued by debt collectors is no one's favorite pastime. But, in this article we will try to ease the pain and make the process of responding to the lawsuit a little bit easier. We will show you how to answer a summons for debt collection in Oregon.  Before we begin, rest assured: you can fight and win your debt collection lawsuit.

At SoloSuit we focus primarily on helping people bounce back after hitting rock bottom: getting sued for a debt. The BYU Personal Finance Online Course takes you back up to the top.

““My debt collector is my best friend!” — said no one ever. No one likes getting sued for a debt. It can be stressful and unfamiliar. But the good news is that even without any legal training, you can defend yourself. If you read and follow the steps outlined below, you will learn how to file the right documents to challenge the lawsuit against you and protect yourself from garnishment.

If Covington Credit is calling you, here's how to make it stop. First, we're sorry you're going through. Nobody likes being a victim of debt collection. Especially if they're playing dirty by threatening you, calling late, or saying they'll have you arrested.

“Man, I can't wait for this collector to sue me already!” — said no one ever. No one likes getting sued for a debt. This article makes the process of responding to a debt lawsuit a little bit easier and tells you how to answer a summons for debt collection in Colorado.

““I heart debt lawsuits!” — said no one ever. Getting sued for a debt is terrible. This article will make the process of responding to a debt lawsuit a little bit easier and tell you how to answer a summons for debt collection in Florida.

“Nothing brings more joy to my heart than a fresh lawsuit delivered to my door nice and early in the morning.” — said no one ever. Getting sued for a debt is hard. This article will make the process of responding to a debt lawsuit a little bit easier and tell you how to answer a summons for debt collection in Texas.

"I like waking up in the morning and getting sued” — said no one ever. Getting sued for a debt is the worst. This article will make the process of responding to a debt lawsuit a little bit easier and tell you how to answer a summons for debt collection in New York.

Getting sued for a debt is just the worst. This article will make the process a little bit easier and tell you how to answer a summons for debt collection in California.

Getting sued for a debt is just the worst. This article will make the process a little bit easier and tell you how to answer a summons for debt collection in Alabama.

They hide their phone numbers for two reasons: intimidation and so you can't block their number.

Unfortunately, a debt collection agency can take as long as they want to respond to your request to validate an existing debt.

Alorica Inc., Encore Capital Group Inc. and PRA Group Inc are the largest players in debt collection

Yes. Zombies never die.

Is someone trying to collect a debt from you? Are you trying to get them to stop? Do you think you can file an FDCPA complaint against them? If so, then you've come to the right place! Because we're going to show you exactly how to fight debt collectors by filing an FDCPA complaint against them.

How to answer a summons for debt collection in all 50 states.

This guide is all about how to file a motion to satisfy judgment in Utah. When you’ve entered into a stipulated payment plan and then finally paid the whole thing off, you want to get a certificate of satisfaction that shows the debt is resolved. You do this by filing a Motion to Satisfy Judgment.

Get answers to the most popular questions about our service.

Getting sued for a debt is just the worst. This article will make the process a little bit easier and tell you what you need to know to respond to a debt in Utah.