Debt Collection Blog

What If the Wrong Defendant Is Named in a Lawsuit?

Most people agree that being sued for an outstanding debt is bad, but being sued for an outstanding debt they do not actually owe is worse. Why? Because when you are served with that debt collection lawsuit, your mind is immediately inundated with unnecessary questions and concerns. You are forced to endure significant stress and anxiety until you ultimately realize that the debt collector sued the wrong defendant.

Collection Agencies Phone Numbers

If you are seeking collection agencies' phone numbers, there is a good chance you have been contacted by a debt collector concerning a delinquent account or unpaid bill. Many debt collection companies will initially attempt to contact you by sending a physical letter regarding the debt. If they do not receive a response, they will likely begin calling you over the phone (multiple times and throughout the day).

How to Beat Regional Finance in Court

If you are being harassed and threatened by a debt collector affiliated with Regional Finance, you may be feeling overwhelmed, intimidated, and unsure about your future. This is perfectly understandable since being hounded by a debt collector is generally considered to be an awful and unpleasant experience. You have legal rights and can take specific actions to beat Regional Finance in court.

Do 609 Letters Really Work?

If you are looking for ways to repair your credit in the wake of bankruptcy or an adverse judgment from a debt collection lawsuit, you may be curious about the efficacy of a “609 Dispute Letter.” Some people have described this type of correspondence as a “credit repair secret” or “legal loophole” that essentially obligates credit reporting agencies to quickly eliminate certain negative and/or inaccurate information from a credit report. This often leads people to ask, “Do 609 letters really work?”

How to Make a Motion to Lift Stay

A motion to lift stay is a suit filed by a creditor in a bankruptcy case against a debtor. The lawsuit aims at helping a creditor to repossess the collateral. If well-executed, it enables a creditor to get back a car, or any collateral surrendered in a bankruptcy case. Should the stay orders fail to be lifted, a creditor may not reclaim collateral from a debtor.

Motion to Compel Arbitration in California

Arbitration clauses are widespread in construction contracts. The clauses require all disputed contract agreements to be submitted to arbitration instead of filing them in courts. The process is relatively cheaper compared to litigation and the numerous court procedures.

How to Beat Bluebonnet Financial LLC in Court

Getting harassed by a debt collector with Bluebonnet Financial LLC is generally considered to be stressful and anxiety-inducing. Why? Because it is quite common for Bluebonnet Financial LLC and other debt collectors will utilize inappropriate and unethical tactics to try to get you to pay what is allegedly owed.

How To Fill Out the PLD-C-001

If you are being harassed by a creditor or debt collection agency and were served with a debt collection lawsuit, you can “go on the offensive” and file your own Complaint. In California, there are specific forms that need to be completed and filed to commence a civil action, including the PLD-C-001 series of forms.

How to Make a Motion to Compel Arbitration

If you were served with a debt collection lawsuit and are terrified at the prospect of having to go to argue and make an argument before a judge, do not fret. You have options. For example, it may be possible to resolve the debt collection lawsuit before going to court through an alternative form of dispute resolution. A well-known form of dispute resolution that takes place outside the courtroom is arbitration.

Template Cease and Desist Letters to Debt Collectors

Whenever you fall behind on repaying debt, chances are, you may start receiving endless calls, emails, and letters from a debt collector. A debt collector is a third party who bought your account from the original creditor for the sole purpose of trying to recover the money you owe.

Statute of Limitations on Florida Debt

The statute of limitations is a timeline set forth by the Florida government that stipulates how long a debt collector can file a lawsuit to collect on a debt. If the statute of limitations for that particular type of debt expires, the creditor is barred from attempting to collect on the debt through a civil lawsuit. In Florida, the statute of limitations on Florida debt is generally five years.

What Is a Nonsuit Without Prejudice?

A nonsuit refers to a legal action to dismiss a lawsuit. This dismissal can be voluntary or involuntary. A voluntary nonsuit refers to when the plaintiff (the individual who filed the case) willingly discontinues the case.

How to Beat Credit Systems

Creditors or loan lenders are a necessity to any country's economy and development. They allow you to purchase goods and services on credit and pay later. Credit card companies require you to pay a minimum amount every month to offset your accrued debt. If you pay attention to credit card policies, you will realize hidden benefits and privileges. Some will even help you beat the credit systems at their own game.

Can Credit Card Companies Garnish Your Wages?

If a credit card company files a lawsuit related to an unpaid credit card bill and secures a default judgment against you, then the company can attain the legal authority to garnish your wages. This is why you should be proactive and respond to a debt collection lawsuit filed by a credit card company and you should not feel bullied into making a payment simply because a debt collector levies threats about wage garnishment.

How to Beat MSW Capital LLC in Court

If MSW Capital LLC has contacted you about an unpaid debt or you have been served with a debt collection lawsuit by this agency, do not throw your hands up in despair. You have certain legal rights and protections when being contacted by a debt collector or when sued by a debt collector in court.

Statute of Limitations on Debt in Virginia

If you reside in the Commonwealth of Virginia and are receiving frequent phone calls and letters from creditors seeking repayment for an alleged unpaid debt, it is important to determine the age of the debt that is the basis of collection efforts. Why? Because there are laws that provide a finite period of time in which a debt collection lawsuit can be filed in Virginia. The time period is known as the “statute of limitations.”

Statute of Limitations on Debt in Utah

If you are receiving frequent phone calls and letters from creditors seeking repayment for an outstanding debt, it is important to determine the age of the alleged debt. Why? Because there are laws that provide a finite period of time in which a debt collection lawsuit can be filed in Utah. The time period is known as the “statute of limitations.”

Can Social Security Disability Be Garnished?

If your primary source of income is Social Security disability benefits, you may be worried, and rightfully so, about any outstanding debts that you may have. You may be concerned about earning a living while you are physically incapacitated if your Social Security disability benefits are garnished to pay off your debts.

Stop Paying Credit Card Debt and Stop Worrying About It

Many people carry the burden of unpaid credit card debt from one month to the other. Most of them are unable to fully settle the balances before they attract high interest. Consequently, many of these people find themselves living and working to pay off their credit card debts.

What to Consider Before Signing a Stipulated Judgment, The Ultimate Guide

If you are being sued for a debt, you want to do anything to settle the matter out of court. Debt collection lawsuits ending in default judgment can be detrimental to your long-term economic stability. There is also the issue of paying an attorney and court fees, not to mention the threat of wage garnishment and a lien on your property if you lose your lawsuit. In the long-term, losing your case has the potential to impede your ability to have stability from employment, housing, and credit.

Can a Process Server Leave a Summons Taped to My Door?

When you file for divorce, or you have not paid on a debt, you will be served with a summons. This summons is essentially letting you know that you need to show up in court on a particular day. Because your creditor or loan officer is not going to serve it to you themselves, they will typically hire a process server.

Statute of Limitations on Debt in Tennessee

If you have fallen behind in making payments on a debt, you may begin to receive calls from your creditor. Whether this is from a credit card company or a loan, eventually someone will give you a call to collect payment. If these payments are for a medical bill, consumer debt, or you simply haven't responded in a while, creditors might sell the debt off to a collection agency.

How to File in the Houston County Superior Court

The complaint will be the initial start of your debt lawsuit. It will explain why you are being sued and what they are suing you for. If you live in Texas or the Houston area, then you will need to file a response with the Houston County Superior Court. First, you need to understand the process and know what steps to take to avoid a default judgment.

South Carolina Statute of Limitations on Debt

When it comes to debt, there are various methods that debt collectors and creditors take to have you pay back a debt. Although it takes many steps to get to this point, some of the last steps taken by debt collectors involve garnishing wages and placing liens on your property. In the state of South Carolina, debt relief and debt collection protections are prominent.

Debt Management vs. Debt Settlement

When it comes to debt, there is never a situation that you hope to find yourself in. Whether that is student loan debt, credit card debt, or tax debt, paying off debt can be difficult and stressful. As debt piles up you might look for alternative options to get out of debt. Debt management and debt settlement are two different forms of debt relief. Although they are similar, they are not the same. It is essential to learn the difference between the two and decide what will work best for you.

Beat Scott Parnell and Associates in Court

If you have received calls, letters, or any other notification of a lawsuit from a debt collector, you might not know what steps to take. Especially when a well-known debt collector such as Scott Parnell and Associates is pursuing you. These are things that most people would prefer not to deal with, but they are entirely too common.

Here Is Ocwen's Mailing Address

Ocwen is the largest, non-bank, mortgage service in the United States. Many people have mortgages from Ocwen, and until 2014 they were known as being quite reliable. After 2014, many borrowers who had mortgages serviced by Ocwen were given mortgage relief. This was as a result of a national settlement that occurred in December of 2013.

Statute of Limitations on Debt in Arizona

Many Arizona residents suffer from debt. Luckily there are a few legal loopholes and protections offered to those who find themselves in debt in the state of Arizona. These include debt relief programs and options for paying off your debt but also using the statute of limitations as an affirmative defense.

South Dakota Statute of Limitations on Debt Collection

Debt is a huge problem for consumers all over the United States. In South Dakota, this is no different. South Dakota consumers can easily fall prey to predatory lenders and debt collectors. This is why it is essential to know your rights in terms of debt collection and the statute of limitations.

Statute of Limitations on Debt in Wisconsin

The statute of limitations is a time limit in which a creditor or debt collector must file a lawsuit against a consumer for failure to pay a debt. If a debt collector or creditor does not collect on a debt within this time, the debt becomes “time-barred.” This means that you can no longer be sued for this specific debt in court.

Statute of Limitations on Debt in New Jersey

If you are unable to pay a debt and you go into default, then a creditor or debt collector can bring you to court in an attempt to collect. More than one in four New Jersey residents have debt in collections, but what most consumers do not realize is that there is a limit on how long they can legally be sued for a debt.

Statute of Limitations on Debt Collection in Nebraska

If you are being sued for debt then there are a few different affirmative defenses that you can look into. One of these defenses is to bring forth the statute of limitations. The statute of limitations is a specific period of time that you may be sued for consumer debt.

Top 7 Debt Collector Scare Tactics

If you are being pursued for a consumer debt, you may have not even been aware of that debt until a debt collector contacts you. This might come in the form of a letter asking you to appear in court, or you might receive a call. Harassment by a debt collector is illegal. If you are being pursued for debt, you should know about these 7 debt collector scare tactics.

North Carolina Statute of Limitations on Debt

If you are in debt, it can be a terrible situation. This might be debt that is catching up to you from credit card bills or a loan you are not able to pay off. Other than student loans, all debt has a statute of limitations.

How to Beat Worldwide Asset Purchasing

If you have fallen into debt you might be frustrated and worried. This is totally understandable because it can feel very overwhelming. Whether the reason for your debt is an illness, a disability, being laid off, or simply forgetting to pay your bills, you are not alone. Millions of Americans suffer from debt, but if a lawsuit is being brought against you then you must take action.

What Happens at a Motion for Summary Judgment Hearing?

When it comes to debt, a judgment is not necessarily something you want as a consumer. It can be frustrating and scary to feel as though the court has decided against you. Whether it is your fault or a mistake, it does happen. If both parties do not agree on the judgment, a motion for summary judgment will occur.

Can Debt Collectors Call Your Family?

There are specific laws that govern the method by which debt collectors may contact consumers. Within these laws includes barring debt collectors from contacting consumers at work, contacting family and friends, and even how they collect the debt. There is an entire section of the FDCPA that regulates how a third-party debt collector may contact you.

What Happens If You Avoid Getting Served Court Papers?

Some surprises in life are awesome, but getting served court papers for debt collection is not one of them. Worse yet, if you are aware that court papers are coming your way, the stress and worry of running into a process server could really have a negative impact on your life.

How to Beat Hosto Buchan in Court

Hosto Buchan is a debt collection law firm that files collection lawsuits against consumers. The company has represented creditors for more than 20 years. Its main office is in Little Rock, AR, and it has satellite offices in Tennessee, Arkansas, Kentucky, and Indiana. The firm focuses on commercial and retail debt collections in these states.

Statute of Limitations on Debt Collection in Alabama

Do you have an old unpaid debt in Alabama? Your creditor may be able to file a collection suit against you for breach of contract. If you recently received a demand letter from your creditor, make sure you know where you and your possible defenses stand before making any payments or promises. One important defense to be aware of is the statute of limitations on debt.

Sued for Synchrony Walmart Card — How to Win

Walmart, a renowned retail merchant, recently dismissed its long-term credit issuer, Synchrony. The merchant switched to Capital One Financial Corp, ending a 19-year partnership with Synchrony. Walmart stated that Synchrony was taking a significant portion of its revenue and contributed to its losses. Conversely, Synchrony expressed frustration with Walmart's reduced marketing efforts aimed at selling Synchrony's credit cards.

Can You Sue Someone Who Has Filed Chapter 7 Bankruptcy?

Filing Chapter 7 bankruptcy declares a debtor bankrupt and discharges most of the debt they have. However, some creditors still sue debtors even after they have filed Chapter 7 bankruptcy. Does this mean that creditors can still collect a debt owed after you've been declared bankrupt? This article explores the subject further, so read on!

Mastriani Law Firm Review

We want to warn you of the potential harms of working with people who prey on your misfortunes. Debt collectors are not the only predator looking to scam you. Keep reading for more information about the Mastriani Law Firm.

How to Beat Alco Capital Group LLC

Are you stressed out because Alco Capital Group is suing you? You're not alone. Unfortunately, Alco Capital Group is building a name for itself among other large companies that buy charged-off debt. Before we talk more about who they are, let's take a quick look at the fundamentals of debt collection.

How to Beat an Oportun Lawsuit

Oportun Inc is notorious for using litigious debt collection practices because it's the easiest way to secure monetary judgments against borrowers. Also, Oportun's high-interest rates and tendency to refinance loans to vulnerable groups cause many people to default.

Will Bankruptcy Stop a Judgment?

Did your creditor obtain a favorable judgment on the collection lawsuit they filed against you? If so, your wages and bank account may be garnished, and properties may be foreclosed or repossessed to satisfy your obligations. Your judgment creditor may garnish up to 25% of your disposable income, and this is the last thing that you need to happen.

Massachusetts Debt Collection Laws – What They Say

If you're a Massachusetts resident in debt or experiencing a debt collection lawsuit, you must acquaint yourself with relevant debt collection laws. The Massachusetts debt collection law deems some common debt collection practices illegal. Failure to comply with the law allows the debtor to use noncompliance as a defense throughout the lawsuit. Keep reading for more information about the Massachusetts debt collection laws.

Is Someone with Power of Attorney Responsible for Debt After Death?

As you probably know, the primary purpose of a power of attorney is to act as another person's legal agent during their lifetime should they need you. But what happens when they pass away? You may be wondering if you will be responsible for any debts after the principal's death. Let's take a closer look.

How Long Does It Take to Improve My Credit Score After Debt Settlement?

For some of us, there may be a point in our lives in which we will struggle financially. Debts continue to pile up, and you may be unable to find the money to pay them off. In times like this, you may be able to arrange a debt settlement with your creditor or debt collector. While this will ensure that debt collectors will cease contacting you, a debt settlement will harm your credit score. Keep reading to find out how long it takes to improve your credit score after a debt settlement.

How to File a Civil Answer With the Duval Clerk of Courts - Florida

If you are a Florida resident and have been served a complaint and summons to a civil lawsuit, you are probably wondering what your next steps are. In Florida, a defendant must file an answer within 20 days of being served with a summons and complaint. Filing a response to the complaint and sending it on time prevents the court from entering a default judgment against you.

SDCCU Debt Consolidation Review

If you are struggling to pay off your debts, you are among the millions of Americans in a similar situation. It is incredibly stressful when creditors constantly hound you for mortgage payments, medical bills, student loans, and credit card bills.

Statute of Limitations on Debt Collection in New Mexico

Have you recently received a message from your creditor asking you to pay an old, unpaid debt? You may have forgotten about the debt, or you may be confused about how the debt collector can still collect on your debt even though significant time has passed. A creditor can sue a debtor for an outstanding debt and breach of contract for a designated time-frame.

How to Settle a Credit Card Debt Lawsuit — Ultimate Guide

Debt is a common issue that many people face at one point or another in their lives. If you are facing debt-related challenges, don't give up. There are many options when you're going through a credit card debt lawsuit. Even if you are already being sued due to not paying a debt, you have the opportunity to resolve this problem by settling your credit card debt.

How to Beat an American Express Debt Collector?

For years, in their television and print ads, we have been told: “Don't live without it” in reference to American Express credit cards. What you can live without are the efforts of their debt collectors. If you are being contacted by an American Express debt collector, this is not the time to worry. This is the time to take action.

How to Beat North American Recovery in Court

Did you just receive a lawsuit in the mail from a company called North American Recovery? It is most likely that you have never heard of North American Recovery, and thus you are wondering why on earth this company would be suing you. Do not get nervous. This happens all the time to unsuspecting consumers. More importantly, there is a way to fight back.

Can a Debt Collector Freeze Your Bank Account?

Having your bank account frozen means that although your funds exist, you cannot access them. If you owe a credit card debt or loan, a debt collector has no right to freeze your bank account until they obtain a court judgment against you. Debt collectors see freezing your bank account as a way of pressuring you into paying off your debt, and sometimes it works.

Can the SCRA Stop a Default Judgment?

If you are a member of the armed forces, then you are protected by the Servicemembers Civil Relief Act (SCRA). The SCRA ensures that before a default judgment is placed against you, the person filing must file a military affidavit. This means that the SCRA can stop a default judgment.

Is There a Statute of Limitations on Medical Bills?

If you are being sued by a debt collector regarding unpaid medical bills, it is important to determine the age of the outstanding medical debt. Why? Because you may be able to use the statute of limitations as a defense to get the debt collection lawsuit thrown out of court.

Statute of Limitations on Debt in Oregon (Complete Guide 2021)

The statute of limitations applicable for specific types of debts will be determined by the state in which you reside. For example, in some states, the statute of limitations for certain types of debt is three years; in others, the statute of limitations is six years, while other states have a 10-year statute of limitations.

How to Beat Couch Conville & Blitt

Getting harassed by a debt collection law firm like Couch, Conville & Blitt is annoying, stressful, and upsetting. Why? Because Couch, Conville & Blitt, like many law firms specializing in debt collection, often use unethical and inappropriate methods to try to persuade you to pay what they think you owe. That's why Couch, Conville & Blitt may call you all day and even into the night. They may try to contact you on your Facebook and send you threatening letters in the mail.

How to Fight a Motion for Relief From Automatic Stay

If you are struggling with a mountain of debt and ultimately decide to file for bankruptcy, one of the benefits associated with a bankruptcy filing is the “automatic stay” that is issued by the bankruptcy court. The overarching objective of the automatic stay is to give an individual a break from the constant harassment that is routinely deployed by creditors and some breathing room to develop a plan to reorganize and improve your financial situation.

Statute of Limitations in Oklahoma (Complete Guide 2021)

If you are receiving frequent phone calls and letters from creditors seeking repayment for an outstanding debt, it is important to determine the age of the alleged debt. Why? Because there are laws that provide a finite period of time in which a debt collection lawsuit can be filed in Oklahoma. The time period is known as the “statute of limitations.”

Do You Need a Student Loan Lawyer? (Complete Guide)

If you have a proverbial mountain of student loan debt and are struggling to service the monthly payments, you may be feeling overwhelmed and unsure about your financial future. You may even be considering the prospect of filing for bankruptcy to help take some of the debt burden off your shoulders.

Can My Wife's Bank Account Be Garnished for My Debt?

If a creditor files a debt collection lawsuit and obtains a judgment against you, the creditor may attempt to retrieve repayment for the outstanding debt by garnishing your wages and/or seizing funds in your checking account. A common question asked by individuals who find themselves in this situation is: “Can a creditor access my wife's bank account to retrieve funds to pay for my debt?” The answer is… it depends.

What Happens If a Process Server Can't Serve You?

When a debt collector files a lawsuit against a consumer, there is a legal requirement applicable in courts across the country that the consumer be served with a notice of the impending legal action. This requirement is in place to ensure that the consumer (known as the defendant in the lawsuit) is provided sufficient time to prepare a defense and respond to the allegations contained within the Complaint.

Use this Sample Answer to Summons for Credit Card Debt

Getting served with a Summons and Complaint related to unpaid credit cards is an awful and traumatizing experience for many people. When you are served with a Summons and Complaint for a debt, it means a process server likely visited your home or place of work, asked you for your name, and presented you with a copy of the Summons.

Can I Settle a Debt After Being Served?

If you were served with a Summons and Complaint filed by a debt collector in a court of law, do not throw your hands up in despair out of fear that you will be reprimanded and embarrassed by a judge or jury. Receiving notice that a debt collection lawsuit was filed does not mean all communications are halted with the debt collector. You may still be able to negotiate a settlement on the outstanding debt before having to appear in court or present your case at a trial.

How to Settle Credit Card Debt When a Lawsuit Has Been Filed

You may feel overwhelmed and scared when you are served with a lawsuit, especially if it's for unpaid debts. If you are facing challenges with your unpaid debts, it's important to know that you are not alone. You have options. Even if you have been sued, you still may be able to resolve the issue.

Guide to Elderly Debt Collection Laws

If you are being subjected to harassment by a debt collector, the stress and anxiety can be debilitating. You dread opening the mailbox out of concern that there will be a new threatening letter sent by the collection agency. You avoid phone calls, particularly calls from an unidentified number. You may have trouble sleeping due to concern about your long-term financial future.

How to Beat CVCS Debt Collection

Has CVCS Debt Collection been harassing you to pay a debt? This is probably an upsetting time. Unfortunately, CVCS Debt Collection and other companies like them use unethical means to get consumers to pay what they allegedly owe. So CVCS Debt Collection may call you at all hours of the day to encourage you to pay what you owe.

How to Beat ERSolutions

If you are being bothered by a debt collector such as ERSolutions, you probably are going through a stressful time. Why is this the case? Because ERSolutions and other debt collection agencies may use inappropriate techniques to get you to pay what you supposedly owe to a creditor. That's why ERSolutions may call you all day long to try to get you to pay. They may harass you at work and attempt to connect with you on Instagram and Facebook to get money out of you.

What to Do If You're Sued By Valentine and Kebartas

If you are being harassed by a debt collection company such as Valentine and Kebartas, you may be feeling upset, stressed, and anxious about your future. Why? Because Valentine and Kebartas, like so many other debt collection agencies, may use aggressive and inappropriate methods to get you to pay what they think you owe. That's the reason Valentine and Kebartas may call you all day and contact you by email and mail to get you to pay.

What Is a Consent Judgment?

When a debt collector is unsuccessful in securing repayment for the outstanding balance on an account, they routinely decide to escalate the matter to litigation by filing a debt collection lawsuit. If the debt collector prevails in the lawsuit, a judgment will likely be entered against you. This judgment will then empower the debt collector to gain access to your bank account, along with seizing certain financial and personal assets.

How to Beat Van Ru Credit Corporation

If you are being harassed and threatened by a debt collector such as Van Ru Credit Corporation, you may be feeling overwhelmed, intimidated, and unsure about your future. If the stress of being hounded by a debt collector was not bad enough, there is a high likelihood that you will wind up getting served with a collection lawsuit.

What To Do If You're Sued By Zarzaur & Schwartz

Getting contacted constantly by debt collection law firms like Zarzaur & Schwartz is oftentimes quite upsetting and unpleasant for many people. Why? Because Zarzaur & Schwartz, like many law firms specializing in debt collection, may use overly aggressive and inappropriate tactics to try and intimidate you into paying the debt allegedly owed.

How to Beat CBCS Collections

If you are being harassed by a debt collector affiliated with CBCS Collections, you may be stressed, anxious and unsure about the future. This is understandable since CBCS Collections, like many other debt collection agencies, use aggressive and unethical practices to try and coerce you into paying what they claim you owe. That's why CBCS Collections might call you all day long, at night, and try to get in touch with you on email and social media to intimidate you into paying an alleged debt.

How to Beat Mandarich Law Group

If you are being harassed by Mandarich Law Group, you may be feeling stressed, intimidated, and anxious about the future. These feelings are understandable. Having a debt collector hassle you can get to the point where you are feeling overwhelmed.

How to Win When Sued by Pharia LLC

When you get sued by Pharia LLC, one question comes to mind: How can you win? Your lawsuit may have blindsided you. You're caught off-guard, and you don't know what to do. Relax, we're here for you. If you have questions about your case, we've collected all of the information you'll need to fight back against Pharia LLC.

Medical Debt Statute of Limitations by State

The statute of limitations for a creditor to lawfully collect a debt varies from state to state. Medical debt is no different and each state has a statute of limitations for how long a creditor can legally take action on collecting the medical debt.

How to Get Relief From a Gambling Debt

You thought it was a sure thing. No way can you lose. You know in your heart and your head that placing this bet will get you back on track. Win this wager and you're digging yourself out of the hole from all those previous bets. A story as old as time. The gambler thinking this is the one. This is the bet that is going to get me back to square one. The can't-miss wager. The result is all too familiar as something unexpected happens and the bet is lost. Now, what?

How to Respond to a Sheriff's Note On Your Door

Coming home after a day's work or running some errands and you see a note on your door. Upon closer inspection, you realize that the note is from your local Sheriff's office. If this happens to you need to be aware of some things. Normally this occurs when a suit has been filed (by one of your creditors) and the Sheriff has the responsibility to serve the summons to you.

How Many Times Can a Judgment Be Renewed in North Carolina?

A judgment issued in the state of North Carolina can be renewed. Though it technically isn't a renewal as much as the creditor or holder of the judgment can file a motion before the expiration of the original judgment to extend the original judgment. If the court approves and grants the motion, the “new” judgment has a time period of 10 years that the creditor can affect a collection on the judgment.

What to Do If You're Sued by Retailers National Bank

If you are being hounded by Retailers National Bank, which is formally known as Target National Bank, for an alleged debt on a Target credit card, do not fret. You have certain legal rights and protections under federal law and can proactively defend yourself if Retailers National Bank decides to file a debt collection lawsuit against you.

Debt Eraser Review

Are you falling behind on mortgage payments, student loans, or credit card debt? If so, It may be time to enlist a professional to help you manage your debt. We all know late loan payments attract penalties, fees, and a low credit score, but there's also a risk of having to deal with nagging debt collectors.

What Is T-Mobile's Phone Number for Debt Collection?

T-Mobile, one of the leading mobile communications companies in the industry, is infamous for engaging in unfair debt collection practices. Many customers claim to receive calls from debt collection agencies without prior notification about the debt they owe.

How to Beat RSIEH in Court

Are you being sued by the RSIEH for an unpaid debt? Not to worry, there are several ways you can defend yourself in court. RSIEH is a debt collection agency tasked with collecting debt on behalf of lenders, banks, credit unions, and credit card issuers.

How to Beat Delanor Kemper & Associates

Once you're in debt, you make regular repayments until it's paid back in full, most often with interest. If you're unable to pay, you may decide on a course of action to take which can be anything from debt consolidation to declaring bankruptcy. Sounds pretty simple, right? This mainstream narrative omits that debt collection is a billion-dollar industry in the US.

How to Stop a Garnishment

If you are brought to court for debt by a creditor or debt collector, there are a few courses of action that might take place. If you do not respond to the debt or the judge finds you responsible for it, then they will give the creditor or debt collector a judgment against you. Judgments allow the creditor to take further action against you. This may come in the form of a wage garnishment or a bank levy.

Can a Process Server Leave a Summons Taped to My Door?

When you file for divorce, or you have not paid on a debt, you will be served with a summons. This summons is essentially letting you know that you need to show up in court on a particular day. Because your creditor or loan officer is not going to serve it to you themselves, they will typically hire a process server.

Here's the Phone Number for Colinfobur (a Debt Collector)

If you are being pursued for debt by Colinfobur, also known as the Collection Information Bureau, Inc., then you need to know how to call them, how to beat them, and where to send your response. Out of anything that you do, it is essential to send a response to Colinfobur above all.

What Happens After a Motion for Default Is Filed?

If you have borrowed money or used a credit card that you are unable to pay back, you may have been sued by either your original creditor or a debt buyer. When this happens you will have anywhere from 20 to 30 days to respond to the summons. If you do not respond in time, then you will have a default judgment entered against you.

Roseland Associates Debt Consolidation Review

Most people are in debt - and not just one type of debt, but often several parallel obligations requiring payments for credit cards, mortgages, student loans, and possibly even a car loan in any given month. Owing this much money can be stressful and frustrating. Considering all of the potential benefits of debt consolidation, you may be shopping around for a debt consolidation company, and you may be considering Roseland Associates. If so, continue reading for our rating on this company.

Do I Need a Debt Negotiator?

Do you have a hard time making monthly payments on your debts? Are you already late in paying your credit cards and other bills? Do your expenses keep piling up? If you are experiencing this situation and are looking for a solution that can help you escape your debt problems, you may want to explore the possibility of working with a debt negotiator. If you are curious to see if a debt negotiator can help you with your current financial situation, keep reading.

How to Beat Asset Recovery Solutions

Asset Recovery Solutions has a poor reputation for using unethical and aggressive methods to collect debts. The agency works in the United States and has been the subject of many complaints by consumers who allege serious violations of the Fair Debt Collection Practices Act.

How to Beat Alliance One

Getting harassed by a debt collector with Alliance One is oftentimes stressful and anxiety-inducing. Why? Because it is quite common for Alliance One and other large debt collection agencies will utilize inappropriate and unethical tactics to try to get you to pay what is allegedly owed.

How to Stop Pinnacle Collections Agency

To get you to pay, Pinnacle Collections Agency will likely call you on the phone throughout the day, attempt to contact you via social media, and/or send threatening letters or making false promises.

How to Beat Freshview Solutions

Getting threatening and harassing phone calls and letters from a debt collector with Freshview Solutions Collection Agency is generally considered to be an extremely stressful and unpleasant experience. This is because Freshview Solutions, like many other debt collection agencies, deploy questionable and inappropriate methods to try and coerce you into repaying on a debt that is allegedly owed.

How to File a Civil Answer in Kings County Supreme Court

Usually, debtors and other defendants charged with non-criminal matters file responses at Kings County Supreme Court, a courthouse established to help litigants who do not have an attorney and want to file an answer. An answer is only verified once the debtor files it in court and serves it to all parties. See below for more information on how to file a civil answer in Kings County Supreme Court.

How to Beat NRC Collection Agency in Court

Lenders are likely to demand payment for overdue debts, including by means of enlisting the help of debt collectors like the Nations Recovery Center, NRC. If you're a debtor, who has been sued in an unfair debt collection practice, listed below are the defenses you can use in court to beat the NRC collection agency.

How to File in Small Claims Court in Iowa

There are times in life when you may need to seek help from the court to collect payment from someone. Known as small claims court, this is a simple legal process that serves to resolve civil disputes.

Kansas Statute of Limitations on Debt Collection

The statute of limitations is a law that provides the maximum amount of time where legal proceedings can be initiated. When it comes to debt collection, it refers to the amount of time that a creditor or debt collection agency can legally pursue you for a debt.

Should You Communicate with a Debt Collector in Writing or by Telephone?

If you are being sued for a debt, or are in the process of a debt collection, there are two main methods of contact: writing and telephone. Oftentimes, a debt collector may contact you by both methods, typically sending you a letter first to notify you of your debt. The collection calls typically follow, and it can feel overwhelming.

The Truth: Should You Never Pay a Debt Collection Agency?

When you are served with a collections lawsuit, it can be ego damaging, let alone if there is someone around to see it happen. This is why there are strict laws in place to protect you as a consumer. Despite this, you can still be served with a collections lawsuit at work. But debt collectors cannot discuss the details of your suit.

How to Beat Amcol Clmbia in Court

Are you being sued by Amcol Clmbia for an unpaid debt? If so, you might be feeling troubled by your coming court date. This is understandable, but you must stay calm and follow the proper steps to ensure the best outcome.

Sued for PayPal Synchrony Card — How to Win

The PayPal Extras Mastercard is issued by Synchrony Bank. It may seem like a great opportunity to score rewards with points on gas and all PayPal purchases. But it can quickly turn into a nightmare if you get behind on bills or forget to pay.

How to Answer a Lawsuit for Debt Collection

If you have received any form of communication with a debt collector, then you may feel overwhelmed and not be sure where to turn. More than 70 million Americans are dealing with a debt collection lawsuit, or have at one time.

Does the Fair Credit Reporting Act Work in Florida?

Have you received a letter from a bank denying you a loan because of bad credit when you were never late paying your previous loan? Is there a glaring inaccuracy on your credit report? If so, you will need to contact the reporting agency to check your credit report and find out where things went south.

Can Debt Collectors Call From Local Numbers?

Are you being harassed by a debt collector calling you from numbers that match your area code? Debt collectors can collect from debtors by sending letters, emails, text messages, and even phone calls. They can call you on your home phone or cellphone number. Making phone calls is the most strategic and convenient way for debt collectors to collect. They even have different phone call tactics that may pressure the debtor to pay. This is why no one wants to receive a debt collection call, especially if they are known to be very aggressive when collecting a debt.

Can Private Disability Payments Be Garnished?

Anyone that is being sued for debt may know that wage garnishment is the result of having a judgment placed against you. If you are receiving disability benefits or Supplemental Security Income from Social Security, this may be your only source of income. If you are wondering if private disability payments can be garnished, they can. Although social security and disability benefits are protected, private disability payments are not.

How Long Does a Judgment Last?

Whether you've already got a judgment or you're trying to avoid one, read on to learn more about what exactly a judgment means for you, how long it'll follow you around, and ways to end the ugly relationship.

What Is the Statute of Limitations on Debt in Washington?

Past mistakes can often come back to haunt us. Sometimes it's an old flame calling you up again, and sometimes it's an old debt that you forgot to pay many years ago. You're on your own with the old flame, but if you're being sued over a debt in Washington state here's what you need to know.

Received a 3-Day Eviction Notice? Here's What To Do

Yikes. You've just been served a 3-day eviction notice, and you're already sweating bullets. Should you ignore it? Hide in the closet and hope they don't see you there? Secretly swap apartments with the neighbor in the night?

How to Beat UCB Collection

Have you gotten calls or letters from UCB (United Collection Bureau, Inc.) indicating that they are looking to collect money from you? If you're feeling confused, overwhelmed, or scared by the idea of a debt collector coming after you, you're not alone. Debt collectors often use very persistent, intimidating methods and messages when they are coming after you for debt payment.

How to Make a Debt Settlement Agreement

About one in 13 consumers with a credit record has made a debt settlement agreement on one or more of their accounts, and the number of debt settlements has been on the rise since 2016. Clearly, there's a reason so many people are hopping on the settlement train.

Summoned to Court for Medical Bills? What to Do Next

what should you do if you experience a medical catastrophe and find yourself being summoned to court for medical bills? Start by understanding your rights, your resources, and your reasonable courses of action to protect yourself and your loved ones.

Debt Consolidation in Eugene, Oregon

Despite Oregon featuring a growing economy, many residents struggle with debt. The average resident has $2,943 in personal debt, not including home mortgage and car loans. This goes some way to explaining the higher delinquency and default rates in Oregon than in other parts of the country, with 9,008 residents declaring bankruptcy every year.

How to Beat Michael J Adams PC in Court

The recent COVID-19 pandemic has left many people unemployed, and others have experienced significant salary cuts. The economic turmoil has also caused many borrowers to default on loan payments, leaving them at the mercy of debt collection agencies and law firms, including Michael J Adams PC.

Can Debt Collectors Call You at Work in Texas?

Receiving calls from debt collectors during working hours in your place of employment can be very stressful and embarrassing. You may not want your co-workers or your boss to know that you have unpaid debts, and you especially do not want them to be aware that you are being chased by a debt collector. You may also be afraid that these kinds of incidents could ruin your good reputation at work. At its worst, it could trigger a conflict between you and your superiors.

Does Student Debt Die With You?

If you die, your student loan debt may either be discharged or passed to a loved one. Although this is a sad topic, it is important to consider who might share responsibility for your student loans should you pass away before they are paid off. To understand if your debt will die with you, you must examine the type of student debt you have acquired.

How to Beat PYOD LLC in Court

So, you're being sued by PYOD LLC for an outstanding debt. The first thing you need to do is collect yourself and stay calm. Being sued for any reason is understandably a scary thing to go through.

How to Beat Accredited Collection Services

If you are being sued and taken to court by Accredited Collection Services, don't panic. This debt collection agency is known for its intimidating tactics and could be breaking the law in its attempts to collect a debt from you.

How to Beat EduCap in Court

Are you being sued by EduCap for outstanding student loan debt? Then you're going to want to stick around to hear what we have to say. Being sued by anyone can be a trying time. But it's likely to feel even more stressful when it's by a company that touts itself as “Education Finance and Philanthropy.”

How to Beat the Law Office of Michael J Scott

The law office of Michael J Scott represents a wide variety of creditors. As such, there's a possibility that you could be contacted by this law office if you have outstanding debt in Texas.

What Happens If You Avoid Getting Served Court Papers?

Some surprises in life are awesome, but getting served court papers for debt collection is not one of them. Worse yet, if you are aware that court papers are coming your way, the stress and worry of running into a process server could really have a negative impact on your life.

How to Use the Doctrine of Unclean Hands

The doctrine of unclean hands, also alternatively known as the “dirty hands doctrine,” is an equitable defense in which someone who is being sued by a debt collector argues that a debt collector is not entitled to obtain an equitable remedy. This is often because the debt collector has acted unethically or in bad faith. Typically the burden of proof rests with the person who is being pursued for the debt. This proof will often come in the form of an FDCPA violation.

Does Debt Consolidation Have Risks?

Whether you have one major debt, you are going into foreclosure on your home, or even considering bankruptcy you may have heard of debt consolidation. If you are struggling with paying off multiple debts, then you may be considering debt consolidation. Before you decide to do this, you must understand the advantages and disadvantages that come with debt consolidation as well as the risks and rewards.

How to Appear in Court by Phone

There are a thousand and one reasons why you might not be able to make it to your court hearing. But that doesn't mean the court is going to change its schedule around on your behalf, especially on short notice. Did you know that some courts allow you to appear in court by phone? When this is allowed and by whom depends on many factors, such as what type of hearing it is and the rules of the court.

Can an Eviction Be Reversed?

Are you currently in the process of being evicted? Have you already been evicted? The receipt of an eviction order doesn't mean a tenant should vacate the house immediately. On the contrary, it's just the beginning of the legal process. As a tenant, there are steps you can employ to stop the eviction order. Keep reading to find out what you can do to reverse an eviction.

How Many Times Can a Judgment be Renewed in Oklahoma?

If you have not kept up in paying a credit card or loan debt, then you may be pursued by a debt collector or creditor. There are many ways in which a creditor can legally pursue collecting a delinquent debt. But before this can begin, a judgment must be obtained.

How to Beat Integras Capital Recovery LLC

If you recently realized that you are being sued for debt by Integras Capital Recovery, LLC then you may be wondering who this debt collection agency is and what your next step should be. Integras Capital Recovery, LLC files lawsuits throughout the State of Texas for debt collection.

How to Write a Re-Aging Debt Letter

Re-aging is a serious violation of the Fair Credit Reporting Act. If you notice any signs of re-aging, it is essential to take action. Re-aging a credit account is not only illegal, but it causes older negative accounts to appear to be more recent. This eventually leads to ruining your credit score.

What Is a Warrant in Debt?

In many states, any lawsuit in regards to money is considered a type of civil action, and in Virginia, it is known as a “Warrant in Debt.” This term sounds very technical, but it simply means that you owe money on a debt.

CuraDebt Debt Settlement Review

CuraDebt is a debt management company that helps debtors pay unsecured debts to avoid bankruptcy. CuraDebt creates a debt settlement plan that enables the debtor to pay a lump sum amount, usually less than what they owe, to settle the debt. CuraDebt claims to slash debt amounts by 50%, but it often depends on the amount the debtor owes. Factoring in the fees, you should enjoy 30% to 80% in savings.

Can You Serve Someone with a Collections Lawsuit at Their Work?

When you are served with a collections lawsuit, it can be ego damaging, let alone if there is someone around to see it happen. This is why there are strict laws in place to protect you as a consumer. Despite this, you can still be served with a collections lawsuit at work. But debt collectors cannot discuss the details of your suit.

How to Beat Accredited Collection Services in Court

Accredited Collection Services, Inc. is a legitimate third-party debt collection agency. They have been buying and collecting debts for almost 40 years. But throughout this time, they have received many consumer complaints. These complaints allege violations of the Fair Debt Collection Practices Act (FDCPA). If you are struggling with a lawsuit from Accredited Collection Services, read on. We may be able to help you beat them in court.

How Does Debt Assignment Work?

Debt assignment refers to a transfer of debt. This includes all of the associated rights and obligations, as it goes from a creditor to a third party. Debt assignment is essentially the legal transfer of debt to a debt collector (or debt collection agency). After this agency purchases the debt, they will have the responsibility to collect the debt, meaning you will pay your debt to them.

Oregon Eviction Laws - What They Say

The COVID-19 pandemic caused an unprecedented health and economic crisis, which caused Oregon to declare a state-wide moratorium on terminations of rental agreements and evictions. Since the eviction moratorium only extends to June 30<sup>th</sup>, 2021, landlords may start evicting tenants at its expiry. Acquainting yourself with Oregon's eviction laws is critical to know your rights and defenses in the light of an eviction.

Indiana Statute of Limitations on Debt

Indiana has a specific time frame that creditors can pursue lawsuits for debts. This timeframe is commonly referred to as the statute of limitations. Depending on the kind of debt you owe, this period varies anywhere from two to twenty years. You may be wondering if the statute of limitations has lapsed on your debt. Keep reading to find out.

ClearPoint Debt Management Review

Debt management can be an absolute nightmare for debtors wrought with high debt amounts and interest rates. It's particularly nerve-wracking when you are cash-strapped and have to deal with debt collectors. Enlisting the help of a debt management company or agency offers some relief as these experts help develop a strategy to help you repay your unsecured debts.

North Dakota Statute of Limitations on Debt

Did you default on a debt and now you are being sued out of the blue? You may be wondering if your creditor can still chase you down and oblige you to pay on your unpaid debt or if the statute of limitations for them to take you to court has passed.

What Happens If a Defendant Does Not Pay a Judgment?

You've just received a judgment. Or maybe it's been floating around for a while. And it's a lot of money. You might be wondering, “Should I even pay it?" Read on to find out what happens if a defendant does not pay a judgment.

How to Answer Summons for Debt Collection in Vermont

Are you being sued for unpaid debt in Vermont? Have you already received a summons and complaint or petition? If so, then you are probably wondering what you should do next. The last thing you want to do is ignore the summons or wait until the last minute to take action.

How to Make a Motion to Vacate Judgment

If a judgment comes as a surprise to you, you may have been judged unfairly. That's one reason the court gives you the option to make a motion to vacate judgment. In other words, they give you a chance to convince them to cancel the judgment.

Help! I'm Being Sued by My Debt Collector

If you are a few months past due on your credit card or haven't paid off a loan for a while, your creditor may decide to assign or sell the debt to a third-party debt collection agency. In this case, the debt collector will then attempt to collect the debt. If you continue to ignore the requests of the debt collector to collect this debt, you may find yourself being sued.

How Does Debt Assignment Work?

Debt assignment refers to a transfer of debt. This includes all of the associated rights and obligations, as it goes from a creditor to a third party. Debt assignment is essentially the legal transfer of debt to a debt collector (or debt collection agency). After this agency purchases the debt, they will have the responsibility to collect the debt, meaning you will pay your debt to them.

Can a Debt Collector Leave a Voicemail?

If you are being targeted by a debt collector you may feel like they can take whatever measures to contact you. Being pursued for debt is exhausting, and debt collectors know that if they use tactics to push you to make payments on your debt.

You're Drowning in Debt — Here's How to Swim

You're drowning in debt, and you are up to your eyeballs in high monthly payments. The very thought of the amount of debt you're in is overwhelming. Whether it’s a car note, student loans, a mortgage, medical expenses, or all of the above. We understand how quickly things can add up and become a monster that's too big to fight on your own. We have a few steps that can take you from a drowning victim to an Olympic swimmer. Let's dive in!

How to Beat Cerastes LLC in Court

Millions of Americans are pursued by debt collectors daily. This process is frustrating, stressful, and most Americans simply choose to ignore it. Unfortunately, ignoring a debt collector or debt collection lawsuit is the worst choice you can make. By ignoring a lawsuit you will automatically receive a default judgment on your debt, which can lead to wage garnishment, having your bank account frozen, as well as compounding interest and fees.

Should I Marry Someone With Debt?

So, you're in love, and you're ready to settle down and get married. But your significant other is carrying around some additional baggage. And no, it's not an ex; it's debt. You may be on the fence about whether or not their debt is a deal-breaker. You're wondering if you should marry someone with debt. And, if so, what you are getting yourself into? Well, before you say I do, let's get into some of the less romantic stuff.

Am I Responsible for My Spouse's Medical Debt?

Generally, you are not responsible for the debts of your spouse, nor are you responsible for debts from before your marriage. Despite this being a general rule, when it comes to medical debts, sometimes you are.

Arkansas Statute of Limitations on Debt

If you are being sued for debt in Arkansas, you should be aware of the statute of limitations. The statute of limitations is a specific amount of time in which you can be pursued for a debt. Although the statute of limitations is different in each state, on average in Arkansas it is around five years.

How to Beat CTC Debt Collector in Court

C. Tech Collections (CTC) is a debt collection agency that is known for its less-than-friendly approach to resolving outstanding debts. If you are currently facing a court date against this company, it's important to know your rights and how you can beat CTC in court.

How to Liquidate Debt

Are you having trouble paying off credit card debt, a mortgage, or an auto loan? Have you just had a salary cut and can no longer meet all of your monthly expenses? If so, it may be time to liquidate your debt.

What is a Certificate of Judgment in Ohio?

Have you received a Certificate of Judgement in Ohio? Most assume that their lawsuit is over when the judge completes the ruling. On the contrary, obtaining a judgment in Ohio may be the beginning of the repayment process. If you do not honor the payment plan issued by the court, a creditor can use various methods to collect money owed under their granted order. One of them involves obtaining a certificate of judgment.

How to Beat Persolve LLC in Court

If you are being sued for a credit card or loan debt, you may be deflecting calls from creditors or even a debt collection agency named Persolve LLC. Persolve is a debt collector. This company primarily purchases credit card, household, and consumer debts. They have been in business since 2006. Let's explore your options if you are being sued by Persolve LLC.

How to Win When Sued by Blitt & Gaines

Getting slapped with a debt collection lawsuit can be paralyzing. But you can't afford to stick your head in the sand. Ignoring your legal problems won't make them go away. They'll only get worse. Instead, you need to attack your lawsuit head-on. That isn't easy. Luckily, SoloSuit is here to guide you through your debt collection lawsuit.

Rhode Island Statute of Limitations on Debt

Are you being sued for old debt in Rhode Island? You might have closed that chapter of your life and put it behind you. Unfortunately, the creditor or debt collection company did not forget about it. And they've filed a lawsuit against you. There is a high chance that you are wondering what legal process you need to follow to deal with that old creditor. You probably also want to know if they can still sue you for the debt after all these years.

How to Make Motion to Set Aside — Ultimate Guide

If you have discovered that a default judgment was entered against you, then you may have been sued without ever even being aware. If you were never served and never appeared in court, then you can attempt to make a motion to have your judgment set aside.

How to Win When Sued by Pharia LLC

When you get sued by Pharia LLC, one question comes to mind: How can you win? Your lawsuit may have blindsided you. You're caught off-guard, and you don't know what to do. Relax, we're here for you. If you have questions about your case, we've collected all of the information you'll need to fight back against Pharia LLC.

How to Fight an Eviction

Receiving an eviction notice, no matter what the reason, can be a terrifying and exhausting experience. Evictions are not a small matter you want to overlook because they will significantly affect your rental history. Evictions remain on your credit report for up to seven years, and they are a huge red flag to any potential landlord or property manager moving forward.

How to Beat Samara Portfolio Management

If you are being sued by Samara Portfolio Management for an unpaid debt, don't panic! You must remain calm and explore your options for beating them. Let's discuss some key steps that can help you claim victory over this debt collector.

States Where You Can Go to Jail for Debt

One way that debt collectors violate the FDCPA (Federal Debt Collection Practices Act) is by threatening jail time. This is illegal because typically you cannot go to jail for debt. Although going to jail debt was once a common occurrence, debtors' prisons are no longer as prevalent as they once were. Despite this, there are some states where you can go to jail for debt or certain situations in which you can face jail time related to debt.

How to Beat Nathan and Nathan PC

If you are being sued for debt from a collector named Nathan and Nathan PC, you may be worried, stressed out, or unsure of where to turn next. Typically, this will come in the form of a summons threatening a lawsuit for debt.

Can a Debt Collector Take My Car in California?

Do you live in California and owe a debt to a creditor? If you've been sued for a debt, lost the lawsuit, and the court entered judgment against you, the creditor has several options they can take to settle the debt you owe. Typically, creditors may garnish your wages or other assets as a quick and easy means to pay your debt.

How Do I Find Out If I Have Any Judgments Against Me?

Whenever you borrow money, whether it is a loan or in the form of a line of credit, you will be required to repay it. Sometimes life happens. If you are not able to pay back the money that was loaned to you, it can end up in a lawsuit.

Sued by American Express – Debt Collection Lawsuit

If you've seen an American Express ad, you no doubt have heard their tag line: Don't Live Life Without It. Here's what you can live without, being sued by American Express. But if you have been sued by American Express, this isn't the time to panic.

Sued by Harvard Collection

If you're served a summons from Harvard Collection Service, the worst thing you can do is nothing. Even if you feel helpless, you still have legal rights. Your actions will determine the outcome of the lawsuit.

Sued by Kramer & Frank

Most consumers who find themselves in a lawsuit usually know the company that filed the lawsuit. Oftentimes, when Kramer & Frank file a lawsuit against someone, that person may not know who this company is and why they are filing this suit.

Why Being Judgment Proof Is Not a Defense to a Lawsuit

When it comes to debt, Americans have a lot of it. Debt occurs when you don't pay your credit card bill, or if you fail to make payments on a loan. When this happens the creditor or a debt collector can sue you for the money you owe. Although in many instances you will be forced to pay this debt, if you are considered “judgment proof" then a creditor may not be able to go after your income. Despite this, being judgment proof is never a defense to a lawsuit.

How to Beat Alco Capital Group LLC

Are you stressed out because Alco Capital Group is suing you? You're not alone. Unfortunately, Alco Capital Group is building a name for itself among other large companies that buy charged-off debt. Before we talk more about who they are, let's take a quick look at the fundamentals of debt collection.

How to Satisfy a Judgment

When a judgment is entered against you, it doesn't only mean you will need to pay off your debt. You may need to pay additional fees as well. This might include fees to cover collection costs, added interest, and maybe even the attorney fees of the debt collector. To satisfy your judgment, you will need to show that you have paid off your debt.

How Long Does a Levy Stay on a Bank Account?

Bank levies are a tool used to give creditors power when you fall behind on your payments. The bank levy is put into place by the creditor filing a legal document with the court. This allows them to withdraw money directly from your bank account to pay off a debt that you owe.

Is it Legal for Creditors to Call Family Members?

Being in debt is not a fun process. When the debt collector starts calling, it can be even worse. Not only are debt collection calls annoying, but they can be stressful and embarrassing. Although debt collectors are not legally allowed to call your family directly, they may accidentally make contact. But if a debt collector is giving out too much information about your debt, they are violating the law.

How to Beat Payday Loan Debt Collectors

Do you feel like you've become a prisoner to a payday loan debt collector? Does your phone keep ringing at odd hours? Have you been served a Writ of Garnishment? Or has your credit score taken a hit? Unfortunately, these scenarios play out more often than you think. Payday loans are designed to help borrowers deal with emergencies during a cash shortage until their next payday. Sadly, sometimes borrowers end up defaulting on their payments and dealing with aggressive debt collectors.

Can I Pay My Original Creditor Instead of a Debt Collection Agency?

Sometimes, despite our best intentions, a situation spirals out of control. That's especially true when it comes to repaying loans. You never meant to get behind on your payments. Now, debt collectors are hounding you night and day for money. But can you even pay your original creditor instead of a debt collection agency?

Sued by Equable Ascent Financial - How to Win

We realize that being served with a summons and being named in a lawsuit can be a disturbing event. The key is keeping your wits about you. You see, time is of the essence. What is the best way to settle the lien with Equable Ascent Financial since they've gone out of business?

What to Do If You're Sued By Tulsa Teachers Credit Union

Well, this is quite a pickle. You're being sued by Tulsa Teachers Credit Union (TTCU) and now you don't know what to do. First of all, don't panic. Even though Tulsa Teachers Credit Union may be suing you for unpaid debt, you still have options.

Is LVNV Funding a Legitimate Company? - How to Beat Them in Court

Have you been sued by LVNV Funding? But you have no idea who LVNV Funding is? You're not alone. Many people who have defaulted on credit card debt or have fallen behind in student loan payments receive correspondence and are sometimes served with lawsuits from the debt collection company called LVNV Funding.

How to Beat Forster & Garbus in Court

Did you receive notice of a lawsuit from a law firm called Forster & Garbus, LLP? If you have no idea who Forster & Garbus is or why they are suing you, you are not alone. Defaulting on debt often ends up with you getting all kinds of correspondence from people and companies you may have never heard of before. Does that mean you should ignore the correspondence? Definitely not!

What Should I Do If OneMain Financial Is Taking Me to Court?

It started as one missed payment. Now, your personal loan has spiraled out of control. Your lender, OneMain Financial, is taking you to court and you don't know what you should do. Don't panic! Having OneMain Financial send your loan to collections isn't the end of the world. While debt collection lawsuits can be a hassle, you still have legal protections.

What to Do When You're Sued by Waypoint Resource Group

Debt collection lawsuits often come by surprise. You're caught totally unaware, and now you find yourself in the middle of a lawsuit. You have no idea how to proceed. After all, you don't know what to do when sued by Waypoint Resource Group.

What is a Stipulated Judgment?

When it comes to owing a debt, most people want to find some way to be done with it and move past it. Often, creditors feel the same way. Typically, this leads to a settlement with the creditor. If you already within the process of a court case, then you may be asked to sign a “stipulated judgment.”

How to Settle a Credit Card Debt Lawsuit — Ultimate Guide

Debt is a common issue that many people face at one point or another in their lives. If you are facing debt-related challenges, don't give up. There are many options when you're going through a credit card debt lawsuit. Even if you are already being sued due to not paying a debt, you have the opportunity to resolve this problem by settling your credit card debt.

Does Chase Sue for Credit Card Debt?

If you have been served, then you may be trying to gather your thoughts and figure out your next move. Being sued for a debt or pursued by a debt collector can be stressful, and most commonly the instinct is to run and hide. This is the wrong decision.

West Virginia Statute of Limitations on Debt

If you have been served, then you may be trying to gather your thoughts and figure out your next move. Being sued for a debt or pursued by a debt collector can be stressful, and most commonly the instinct is to run and hide. This is the wrong decision.

Can You Appeal a Default Judgement?

If you have been served, then you may be trying to gather your thoughts and figure out your next move. Being sued for a debt or pursued by a debt collector can be stressful, and most commonly the instinct is to run and hide. This is the wrong decision.

How to Beat Sherman Financial Group in Court

If you have been served, then you may be trying to gather your thoughts and figure out your next move. Being sued for a debt or pursued by a debt collector can be stressful, and most commonly the instinct is to run and hide. This is the wrong decision.

How to Beat Absolute Resolutions Investments LLC in Court

If you have been served, then you may be trying to gather your thoughts and figure out your next move. Being sued for a debt or pursued by a debt collector can be stressful, and most commonly the instinct is to run and hide. This is the wrong decision.

How to Beat Revenue Group in a Debt Lawsuit

If you have been served, then you may be trying to gather your thoughts and figure out your next move. Being sued for a debt or pursued by a debt collector can be stressful, and most commonly the instinct is to run and hide. This is the wrong decision.

How to Make a Debt Validation Letter - The Ultimate Guide

If you have been served, then you may be trying to gather your thoughts and figure out your next move. Being sued for a debt or pursued by a debt collector can be stressful, and most commonly the instinct is to run and hide. This is the wrong decision.

How to Beat Estate Information Services

If you have been served, then you may be trying to gather your thoughts and figure out your next move. Being sued for a debt or pursued by a debt collector can be stressful, and most commonly the instinct is to run and hide. This is the wrong decision.

Should I File Bankruptcy Before or After a Judgment?

When you have a judgment brought against you on a debt, it's never too late to file bankruptcy. But there can be consequences if you wait to file bankruptcy after you receive a judgment. Seek advice from a qualified attorney if you consider bankruptcy. Do this sooner rather than later to avoid limiting your options.

Do I Need a Debt Collection Defense Attorney?

Being pursued by a debt collector can be frightening. You may have forgotten about the debt or hoped that it would never catch up to you. But when a creditor attempts to collect their debt, or worse, sues you, you might wonder if you should contact a defense attorney.

How to Beat Mountain Land Collections in Court

If you are being pursued by a debt collector like Mountain Land Collections, you may be feeling stressed out and anxious about the future. If that wasn't bad enough, there's a good chance you will get served with a collections lawsuit. The information below provides key tips to help you fight and defend yourself against Mountain Land Collections in court.

How to Negotiate Credit Card Debts

When your card balance continues to rise, and you cannot pay off the balance, then you may find yourself in an incredibly stressful situation. Credit card debt can be a huge burden on your life. As the payments pile up and the interest adds on, it can feel like there is no end in sight. If you are in this position, you do have one option: to negotiate your credit card debt with your card company. Although paying off the debt is the best option, sometimes negotiation is the only option.

How to Beat Velo Law Office in Court

If you have been served, then you may be trying to gather your thoughts and figure out your next move. Being sued for a debt or pursued by a debt collector can be stressful, and most commonly the instinct is to run and hide. This is the wrong decision.

Is There a Judgment Against Me Without my Knowledge?

If you have borrowed any type of money, whether from a lender or a creditor, you must repay it. When you are given a line of credit or a loan, you are agreeing to pay it back or suffer the consequences. If you do not, then the lender or creditor can sue you.

Do I Need a Payday Loans Lawyer?

Also known as a “cash advance loan” or “payday advance loans,” a payday loan can get you out of a pickle when you need quick cash. Payday loans are often repaid in a short amount of time, directly from the borrower's next paycheck. Payday loans are not necessarily large loans, like that of purchasing a car or home. Instead, payday loans offer a quick amount of cash to push the borrower through the rest of the pay period.

How to Beat American Recovery Service in a Debt Lawsuit

Receiving repeated phone calls and threatening letters from a debt collection company like American Recovery Service likely means you are feeling stressed out and anxious about your financial future. This is understandable. Most people do not expect to receive harassing phone calls and letters from an intimidating and overly aggressive debt collection company.

New Hampshire Statute of Limitations on Debt

Are you being sued in the State of New Hampshire for an old debt? You may be asking yourself why an old creditor is filing a lawsuit against you trying to collect on a debt that you may have defaulted on many years ago. You may also wonder if the statute of limitations may have already expired on that debt. If you requested more time to pay your debt, you might have reset the clock for the statute of limitation on your debt. Let's take a closer look at the statute of limitations laws in New Hampshire and see if you may be able to shake this old ghost that's come back to haunt you.

Sample Cease and Desist Letter Against Debt Collectors

One of the most annoying things you can experience is the constant calls from a debt collector. Is a debt collector contacting you at work, calling your known associates, or calling you at all hours of the day? Has the statute of limitations passed on your debt? Are you being harassed over a debt that is not yours? If any of these apply to you, the debt collector might be violating your rights under the FDCPA. Unknown to most, if debt collectors are harassing you, you can take a few steps to fight back and get them to leave you alone. We 'll cover a few tips that you can take to ensure those debt collectors stop harassing you.

Can I Stop Wage Garnishment?

Did you receive notice that a portion of your earnings is going to be garnished soon? If so, we understand that you are probably feeling a range of emotions. The last thing you want is for someone else to reach their hand into your wallet and take your hard-earned money. Yes, they give you notice, but it still feels intrusive, and the thought of someone taking your money without your permission can make you feel like you are losing control and security. Worry not. We want to help you protect your wallet and give you a few steps on how you can stop wage garnishment from happening.

Sued by Eagle Loan of Ohio?

What to do, what to do? You find yourself served a summons for an unpaid debt. Eagle Loan of Ohio has filed suit against you, alleging that you owe them for an unpaid debt. If you are like most people, you are taken aback by this action. So, what do you do when Eagle Loan of Ohio is suing you?

How To Win a Mariner Finance Lawsuit

If you find yourself holding a legal summons because Mariner Finance is suing you, don 't worry. Sure, easy from the outside looking in to say this but worrying or exhibiting immobilizing fear in this situation is absolutely the wrong thing for you to do.

Sued by RSIEH for Debt? — How to Win

If you have been served with a lawsuit from RSIEH (Raush, Sturm, Israel, Enerson & Hornik, LLC), do not panic. This might seem like a scary time, but you do have the option to fight it. The first mistake that many people make when being sued for debt is to ignore it. Whether this is because they assume they will lose or simply do not have the money, this is always a bad idea. If you do not fight the lawsuit, then you will automatically default and lose your case. Instead, fight the lawsuit, and give yourself a fair chance to reduce or eliminate your case.

Sued by Hudson & Keyse LLC?

Every year over 10 million people in this country are sued for some kind of debt. Well over 90% of these people are rendered immobilized so that a default judgment is usually the outcome. Now, what if you had been sued by a company that is no longer in business?

Sued By Harvest Credit Management?

In the unfortunate event that you are served a summons an imaginary clock begins to tick off time. That 's because when there is a lawsuit filed against you, there is a limited amount of time for you to take the appropriate action as is your legal right.

How to Win a Credit One Bank Lawsuit

So, you are living your life doing the best you can, when suddenly you are served a summons to appear in court. Now, what do you do? Clearly, time is of the essence. That much you know but what actions do you take? Whatever you decide to do, you must understand how critically important the decisions you make will be in the outcome of the lawsuit.

How to Beat Palisades Collection LLC in Court

Very few people are ever put in the position of being named in a lawsuit. If this unfortunate event were to occur to you, the proper action to take is to not ignore the situation. Once you are served with a summons, you have a limited amount of time to respond. This response is your legal right.

What to Do If MRS Associates is Collecting from You

MRS Associates has made quite the name for themselves, but not for the reasons you would think. This debt collection company is well-known for its less-than-appealing business practices, leaving those they try to collect from annoyed, confused, and often rather angry.

Who is Synchrony Bank? — How to Beat Them in Court

Did you just receive a lawsuit in the mail from Synchrony Bank? If you did, then it is time to act, not shy away from the suit. The stakes are too high for your credit rating and your financial future to ignore the lawsuit in the hopes that it will go away. Unfortunately, with a lawsuit, it does not go away.

How to Beat Autovest LLC in Court

Have you received a debt collection lawsuit filed by Autovest LLC? If so, then you are part of a large group of individuals that Autovest sues every year in its attempt to claim debts owed on defaulted auto loan debts. Autovest is one of many debt collectors that have a mission of buying loan debt from other loan providers at a discount, and then aggressively going after the debtors in order to get paid.

Bank of America Is Suing Me For Credit Card Debt — How to win

Did you just receive a lawsuit filed by Bank of America? If so, then you need to take action. Unlike a lot of credit card companies, Bank of America does not tend to sell overdue credit card accounts to other debt collection companies. Rather, Bank of America will take action to collect on an overdue, or defaulted, credit card account itself. So, even though Bank of America seems like a behemoth of a company and you are only one person, you need to push back against that lawsuit. Why? Because there is a lot at stake.

Can I Settle a Debt After Being Served

Typically if you have been served with a creditor's summons, it does not come as a shock. Most often, you will have known that you were behind in debt payments. Regardless of whether your summons is a surprise or expected, you must take appropriate action. This most often comes in the form of settling the debt.

How to Beat Howard Lee Schiff in Court

Being served is never a fun process, and having a debt collector calling you can be extremely stressful. Unfortunately, it is very common to be in debt in the United States. Many debt collectors tend to use fear as a method of pushing you to pay your debt as quickly as possible. This can lead to ignoring the issue, which eventually leads to a lawsuit in court.

How to Beat Mullooly, Jeffrey, Rooney & Flynn in Court

Have you been sued by a law firm called Mullooly, Jeffrey, Rooney & Flynn? Have you ever even heard of that law firm before? If you have never heard of them and are wondering why they are suing you, you would not be the first to have those questions. Mullooly, Jeffrey, Rooney & Flynn is an example of those types of law firms that primarily sue people who owe money on credit cards, or other loans. Depending upon the firm or debt collection agency, the tactics of the debt collectors can range from less intrusive to downright illegal. That said, if you just received a lawsuit from Mullooly, Jeffrey, Rooney & Flynn, it is something you should not ignore.

Sued by Wells Fargo for Credit Card Debt? Fight Back.

If you have been sued for Wells Fargo credit card debt, it is a lawsuit that you should not ignore. Even if you believe that you owe the debt, there are still defenses you can raise, and other issues that might reduce the debt, or remove it altogether. Therefore, you need to know how to respond to a Wells Fargo lawsuit, and SoloSuit can help.

Capital One is Suing Me – How Can I Win?

The ancient biblical story of David and Goliath tells you all that you need know about the dynamics that exist when a massive financial company like Capital One sues you in court. The huge financial Goliath doing battle with you, a single individual just like David, makes you fear that there is no chance that you could ever win. But, think again. Remember, David won the battle with Goliath!

How to Beat Target National Bank in a Debt Collection Lawsuit

Getting sued can be scary. But, just take a breath and remember that you do not have to take a debt collection lawsuit lying down. If you have received a lawsuit from Target National Bank, you should not ignore it in the hopes that it will go away. That is a recipe for disaster and could be worse for your credit and your financial future. Rather, you should read on and learn how you can effectively respond to the lawsuit, and maybe even get it dismissed entirely!

How to Beat a Midland Funding LLC Debt Lawsuit

You may have heard the phrase: “80 percent of success is just showing up.” Well, that phrase applies with full force when it comes to being sued by a debt collector like Midland Funding LLC. To beat them, all you need to do is “show up.”

How to Win a Portfolio Recovery Associates Debt Lawsuit

It's a terrible feeling to be served with a lawsuit from a debt collector. Yet, the worst thing you could do is ignore the lawsuit in the vain hope that it will all somehow go away. What you need to do if you receive a lawsuit from Portfolio Recovery Associates, or some other debt collector, is make them prove their case.

How to Beat NCEP LLC in Court

When a consumer is served with a summons that a suit has been filed against them by NCEP LLC the clock begins ticking for a response. Being named in a lawsuit for not paying a debt you may have incurred can be intimidating if not downright frightening. Because time is of the essence, it is critically important that a consumer who is being sued, develops the proper strategy to triumph in the impending legal battle.

Sued by reunion student loan finance corporation

It was probably challenging enough to pay off your student loans. If you thought that undertaking was daunting, then what do you do when you are sued by a company like Reunion Student Loan Finance Corporation? Despite the stress and uncertainty of this situation, SoloSuit understands and is here to help.

What is the Deadline for a Defendant's Answer to Avoid a Default Judgment?

Getting served with a debt collection lawsuit is typically a stress and anxiety-inducing event for many people. Your mind may be inundated with questions and concerns. One of the first questions you may be asking yourself is, “what is the deadline to respond to the debt collector's Complaint?” This page provides valuable information concerning the deadlines in each of the 50 states to file your Answer to a debt collector's Complaint.

Defending Yourself in Court Against a Debt Collector

Receiving threatening phone calls and correspondence from a debt collector can be a harrowing and stress-inducing experience. Unfortunately, millions of Americans are forced to endure this type of stress and anxiety. In fact, according to the Consumer Financial Protection Bureau, more than 70 million Americans reported having encounters with debt collectors. In addition to hounding calls, many debt collectors will escalate their pursuit by filing a lawsuit against you.

How to Make a Motion to Compel Arbitration Without an Attorney

If you are sued by a debt collector, you may be able to avoid going to court, or at least delay going to be court, by filing a motion to compel the debt collector to participate in arbitration. Depending on the circumstances in your case, you could very well file this motion without the assistance of an attorney.

If a Car is Repossessed Do I Still Owe the Debt?

If your automobile is repossessed, you may be asking yourself, “do I still owe the outstanding balance on the auto loan?” The answer, in most cases, is yes. The amount you would still owe is referred to as the "deficiency" or "deficiency balance."

Summoned to Court for Medical Bills — What Do I Do?

Getting sued for unpaid medical bills can be an intimidating and overwhelming experience. You are probably getting multiple phone calls and correspondence from a debt collector seeking repayment. Then, they drop the proverbial hammer and file a lawsuit against you. In the blink of an eye, you are not confronting a legal battle where you have been summoned to appear before a judge in court. If you find yourself in this situation, you need to be prepared, proactive and possess a general understanding of your legal rights.

What is a default judgment?— What do I do?

If you are sued by a debt collector, there is a finite period of time in which to respond to the Complaint. If you fail to take action and file a formal response, you are exposing yourself to the risk of having a “default judgment” entered against you. If a court enters a default judgment in the debt collection case, it empowers the debt collector to garnish your wages, extract funds from your bank accounts, and even seize your property.

What Happens When a Debt Is Sold to a Collection Agency

When an account or loan becomes delinquent, there are instances where a bank or other lender will opt to “sell” the delinquent account to a debt collection agency. This is often because the lender views the debt as a sunk cost and wants to try and obtain some funds to help cover the loss. This is where a debt collection company will appear and purchase the delinquent account at a discounted rate. Once the purchase is complete, the debt collection company will release the proverbial hounds to try and collect from you, or they will file a debt collection lawsuit.

what debt collectors cannot do — FDCPA explained

Debt collectors are known for being aggressive, rude, and even threatening in their efforts to try and get someone to repay an alleged delinquent account. It is important to understand that you do not have to put up with harassing or threatening phone calls, letters, social media posts, and so forth. In fact, you have certain protections from overly aggressive debt collectors through the Fair Debt Collection Practices Act (FDCPA). The FDCPA is a federal law enacted by Congress specifically to protect individuals from being subjected to unethical and abusive debt collection efforts. Unfortunately, despite the protections afforded under the FDCPA, some debt collectors ignore the law and use unethical tactics in the hopes that individuals remain unaware of the protections available under this federal law.

What Happens If Someone Sues You and You Have No Money?

Being served with a debt collection lawsuit can be an anxiety-inducing experience, especially if you are already struggling to stay afloat financially. The prospect of going to court and defending yourself against a large debt collection company can be intimidating and potentially overwhelming, and that fear is often exacerbated when you are down to your last dime and unable to pay if you lose the legal battle.

Can a Judgement Creditor Take my Car?

Summary: Losing in court is scary, particularly when you are afraid that a judgment creditor may try to take your car. Luckily for debtors, all states have legal exemptions that protect a portion of a car's value from the judgment creditor. If your vehicle's value falls below the exemption amount, it is safe from the judgment creditor.

Going to Court for Credit Card Debt — Key Tips

If you have not paid a credit card bill, or multiple credit card bills, there is a high likelihood that the issuer of the credit card will attempt to collect on the unpaid amount through collections and, eventually a lawsuit. If you are receiving harassing phone calls and related correspondence from a credit card company like Visa, American Express, Discover, etc., you are probably feeling overwhelmed and uncertain about your future. Do not fret. You are not alone. Infact, there are millions of people across the country who are forced to endure stress and anxiety related to credit card debt, including debt collection lawsuits. In fact, according to the Consumer Financial Protection Bureau, more than 70 million Americans reported having encounters with credit card companies. In addition to hounding calls, many credit card companies will escalate their pursuit by filing a lawsuit against you.

Defending Yourself in Court Against Debt Collector

Receiving threatening phone calls and correspondence from a debt collector can be a harrowing and stress-inducing experience. Unfortunately, millions of Americans are forced to endure this type of stress and anxiety. In fact, according to the Consumer Financial Protection Bureau, more than 70 million Americans reported having encounters with debt collectors. In addition to hounding calls, many debt collectors will escalate their pursuit by filing a lawsuit against you. If you are served with a debt collection lawsuit, it is important to be proactive and take steps to protect your rights. You should try to attain an understanding of what happens when you get served with a copy of the Complaint and what steps are necessary to legally defend yourself against the debt collector. In that endeavor, here are some tips on how to effectively defend yourself in court against a debt collector.

Sued by Associated Credit Services for Debt?

Receiving a notice of a lawsuit from Associated Credit Services (ACS) is a serious matter. This Westborough, Massachusetts company has been collecting past due debts since 1969, and its activities span the entire United States. ACS has a tried-and-true formula for collecting debts. Usually, it starts with letters and phone calls. They will try to get you to pay the full debt and added fees and interest.

How to Beat SYNCB/PPEXTR in Court

For Synchrony Bank/PayPal Extra Mastercard (SYNCB/PPEXTR) to win its case against you in court, it must prove the essential elements of its case. This is similar to a prosecutor in a criminal trial. If the prosecution fails to prove an essential element of the case, the defendant is entitled to a dismissal. In a debt collection case, if SYNCB/PPEXTR fails to demonstrate the essential elements, you are entitled to a dismissal.

How to Beat Asset Acceptance LLC in court

If you are being hounded by a debt collection company like Asset Acceptance LLC, you may be feeling overwhelmed and unsure about your financial future. If the stress of being borderline-harassed by a debt collector was not bad enough, there is a strong likelihood that you will wind up getting served with a debt collections lawsuit. If you find yourself in this position, your mind is probably flooded with questions, most importantly, “What steps can I take to beat Asset Acceptance LLC in court?” SoloSuit can help. The information provided below offers key insights and advice on how to effectively defend and fight against Asset Acceptance LLC in court.

How to Beat Suttell and Hammer in Court

If you were sued by Suttell and Hammer for an alleged delinquent debt, it is important not to give up hope. You also need to make sure you do not simply accept the allegations in Suttell and Hammer's Complaint as fact. You have legal rights and protections when subjected to a collections lawsuit and there are in fact affirmative defenses that can be raised to prevail against the debt collector in court.

How to Win a Debt Lawsuit Against Security Credit Services

If you were served with a lawsuit filed by Security Credit Services, your mind is probably inundated with questions or concerns, most importantly, “What steps can I take to beat Security Credit Services in court?” SoloSuit may be able to help in responding to the debt collection lawsuit. The information provided below offers key insights and advice on how to effectively defend and fight against Security Credit Services in court.

How to Beat Velocity Investments in a Debt Lawsuit

If you were named as a defendant in a lawsuit filed by Velocity Investments LLC, your mind is probably inundated with questions or concerns, most importantly, “What steps can I take to beat Velocity Investments LLC in court?” SoloSuit may be able to help in responding to the debt collection lawsuit. The information provided below offers key insights and advice on how to effectively defend and fight against Velocity Investments LLC in court.

Is Portfolio Recovery Associates Legit? — How to Win

Receiving repeated phone calls and threatening letters from a debt collection company like Portfolio Recovery Associates likely means you are feeling stressed out and anxious about your financial future. This is understandable. Most people do not expect to receive harassing phone calls and letters from an intimidating and overly aggressive debt collection company.

What Happens If You Never Answer Debt Collectors?

When it comes to communicating with a debt collector, the old adage, “you can run, but you cannot hide” is applicable. The truth is that, nowadays, it is virtually impossible to ignore a debt collector entirely. Even if you let all of their phone calls go to voicemail, debt collectors are relentless and may try to contact you online through different social media platforms like Facebook and Twitter. Even if you ignore or block a debt collector online, it will likely get to the point where they file a collections lawsuit against you in court.

How to Beat Javitch Block in a Debt Lawsuit

If you've fallen behind on your financial obligations (examples: credit card payments, student loan payments, mortgage payments, etc.), there is a high probability that one or more creditors will turn your delinquent account, or accounts, over to a debt collection company like Javitch Block. There is also the scenario where you are contacted by Javitch Block and are being pursued for an alleged debt that you do not actually owe. Unfortunately, it is quite common for debt collection companies to sue the wrong person on a delinquent account. This is because some accounts are packaged, sold and resold to the point where basic account information gets lost or mixed up.

How to Stop Wage Garnishment — Everything You Need to Know

If an adverse judgment or default judgment was entered against you in a debt collection lawsuit, there is a strong likelihood that the debt collection company will attempt to garnish your wages in an effort to collect on the amount owed. In this difficult moment, it is common for people to think bankruptcy is their only option. This is not accurate. You actually have a number of options available to prevent a debt collector from garnishing your wages.

How to Beat PMAB LLC in a Debt Lawsuit

If you've received threatening and harassing phone calls and letters from a debt collection company like PMAB LLC, you may be feeling overwhelmed and scared. This is perfectly understandable, but we want to assure you there is a proverbial light at the end of the tunnel. You have legal rights, especially when you are contacted by a debt collection company. In addition, there are specific affirmative defenses you can utilize to potentially prevail over PMAB LLC in court.

What should I do if Crown Asset Management is Suing Me?

If you are enduring intimidating and harassing phone calls from a debt collection company like Crown Asset Management, you may be feeling anxious, stressed out, and overwhelmed with uncertainty about your financial future. SoloSuit understands how you feel and are here to help.

How to Beat Cach LLC in Court

If you are being deluged with harassing phone calls and correspondence from debt collection companies like Cach LLC, you may be feeling overwhelmed and anxious about the future. You may be concerned that Cach LLC will do something to irrevocably harm your credit and overall financial well-being. The SoloSuit team understands how you are feeling, which is why we want to assure you that there is light at the end of the tunnel. You have rights when being contacted by a debt collection company and there are certain affirmative defenses you can raise to prevail over Cach LLC in court, if they decide to escalate the situation and file a lawsuit.

How to beat FIA Card Services in a debt lawsuit

If you received a phone call or letter from FIA Card Services and you are now asking yourself, “Why is this company trying to sue me for an unpaid debt?” you are not alone. Each year, thousands of people are hounded by debt collection companies, including FIA Card Services, and hauled into court for alleged unpaid debts. If you were served with a collection lawsuit filed by FIA Card Services, do not give up hope. You have rights and potentially strong defenses that could enable you to prevail in the debt collection lawsuit.

Medicredit — How to Beat Them in Court

Receiving multiple phone calls and letters from debt collection agencies like Medicredit can be a frustrating and overwhelming experience for many folks. These interactions are usually hostile and feature unethical, improper pressure tactics to try and persuade you to pay the amount owed.It is quite common for debt collectors to make false representations and promises. For example, many people have reported that debt collectors will promise to “immediately” remove their inquiry from your credit report if you agree to repay the debt. In reality, the debt collector does not have such authority to initiate an immediate removal of an inquiry on your credit report.

How to beat Cavalry SPV I LLC in a Debt Lawsuit

Being hounded by a debt collection agency like Cavalry SPV I LLC is oftentimes a stressful, gut-wrenching and frustrating experience. Why? Because debt collectors routinely deploy unethical, inappropriate and borderline harassing tactics to try and get you to pay back the alleged outstanding debt. This means they will call you on the phone multiple times per day and mail correspondence to your home filled with false promises or even threats.

Do student loans go away after 7 years? — Student Loan Debt Guide

If you took out student loans to pay for an undergraduate or graduate degree, you may have been surprised to discover that student loan debt impacts your credit and will appear on your credit report. Many people are surprised because there is a notion that student loans are “good” debt that is treated differently from credit card debt and personal loan debt. Regardless of whether student loan debt is “good” or “bad”, the fact remains that it will impact your credit.

Who is jefferson capital systems llc — How to win in court

Receiving a notice from a debt collection company like Jefferson Capital Systems LLC can be a harrowing, anxiety-inducing event. Why? Because that notice is often followed by a deluge of harassing phone calls and correspondence from debt collectors using questionable tactics to try and extract funds from you for the amount allegedly owed.

Is transworld systems legitimate? — How to win in court

Getting hounded by a debt collection agency can be a traumatic and stress-inducing experience. It can also be extremely frustrating when you are being pursued for an alleged outstanding debt that you do not actually owe. Unfortunately, there are a number of debt collection agencies that actually purchase debts from third parties and utilize unethical and aggressive collection practices to try and generate a profit. Transworld Systems is a prime example of such a company.

How to Answer a Summons for Debt Collection in New Mexico (2020 Guide)

Summary: Live in New Mexico and need help responding to a debt collection lawsuit? You can use SoloSuit to guide New Mexican residents quickly and easily through the process. Few things in life are more stressful than finding out you're being sued. These days, with money already being so tight, it can be even more stressful to find yourself on the receiving end of a debt collection lawsuit. If you know you can't afford to hire an attorney to help you out, it can be really tempting to want to ignore the lawsuit altogether. But if you do, that only guarantees that the other side will win, so you need to resist that temptation as hard as you can.

How to Beat National Collegiate Trust in Court

It is an understatement to say that we are in challenging economic times, and the issue of student debt is a massive problem for people throughout the United States. In fact, American borrowers owe over $1.4 trillion on student loans, and $100 billion of that is in private student loans that come with very few consumer protections. One of the nation's largest holders of that private student-loan debt is a company called National Collegiate Trust, and it has a reputation for using aggressive, even unscrupulous, tactics to collect on those private loans.

How to Answer a Summons for Debt Collection in Oklahoma (2020 Guide)

Summary: Live in Oklahoma and need help responding to a debt collection lawsuit? You can use SoloSuit to guide Oklahoma residents quickly and easily through the process. Getting sued is stressful. Getting sued for debt collection is even more stressful because chances are you don't have the money to pay off your debt. Not having enough money coming in is probably the reason you got behind in the first place. This also means that there isn't extra money available to hire an attorney to help you out. So now you're faced with the stress of a lawsuit as well as uncertainty for how to proceed on your own behalf. It can be tempting to want to ignore the entire thing, but you need to fight that impulse. Ignoring a lawsuit will result in only one outcome - the person suing you wins.

How to Answer a Summons for Debt Collection in South Carolina (2020 Guide)

Summary: Do you live in South Carolina and need help responding to a debt collection lawsuit? You can use SoloSuit to guide you through the process in South Carolina. No one ever wants to find out that they're being sued for debt collection. These days with everything else going on it probably feels like too much to handle. Chances are high that you don't have extra money laying around to hire legal assistance and are unsure how to proceed on your own. It's tempting to want to ignore it, but unfortunately it won't go away and if you don't respond you are handing victory over to the other side.

How to Answer a Summons for Debt Collection in Washington (2020 Guide)

Summary: This guide will show you how to respond to a debt collection lawsuit in Washington. You can also use SoloSuit to respond in 15 minutes. Have you received a dreaded Summons and Complaint about a debt? You might be tempted to ignore it but that is the worst thing that you can do! Not responding ensures that you automatically lose.

How to Answer a Summons for Debt Collection in Rhode Island (2020 Guide)

Summary: Live in Rhode Island and need help responding to a debt collection lawsuit? You can use SoloSuit to guide Rhode Island residents quickly and easily through the process. Finding out that you are being sued in a debt collection lawsuit is very stressful. Chances are that you're already working as hard as you can to make ends meet, and there isn't anything extra to pay for an attorney. Responding to a lawsuit on your own probably feels intimidating, and you may be tempted to just ignore it. This, however, is the last thing that you should do, because it won't just go away on its own and will probably leave you in a worse financial bind.

How to Answer a Summons for Debt Collection in West Virginia (2020 Guide)

Summary: Live in West Virginia and need help responding to a debt collection lawsuit? You can use SoloSuit to guide West Virginia residents quickly and easily through the process. It's fair to say that life today is already pretty stressful. Finding out that you're being sued for debt collection may feel like more than you can handle on top of everything else. If you're already struggling to make ends meet, chances are there isn't any extra money available to hire an attorney. It can be intimidating to think about responding on your own and all too tempting to just ignore it altogether. Ignoring it, however, won't make it go away. All that does is guarantee that you will lose the case.

How to Answer a Summons for Debt Collection in Wisconsin (2020 Guide)

Summary: Live in Wisconsin and need help responding to a debt collection lawsuit? You can use SoloSuit to guide you through the process in Wisconsin Life these days is pretty stressful. Chances are you're already doing everything that you can to make ends meet and keep your family safe. Getting sued for debt collection on top of everything else may feel like too much to take. You might be tempted to just ignore it and hope it goes away. Unfortunately it will not go away on its own, and all you get by ignoring is a guarantee that you are going to lose and end up in worse a financial state than before.

How to Answer a Summons for Debt Collection in Tennessee (2020 Guide)

Summary: Live in Tennessee and need help responding to a debt collection lawsuit? Our automated service guides Tennessee residents through the process. There are a few things in life that are universally stressful. Getting sued for a debt is one of them. It can feel both scary and overwhelming to receive notice of a lawsuit against you. It's probably tempting to ignore it and hope it goes away, but that just guarantees the other side will win. To preserve your rights and refute any incorrect allegations you need to respond to the lawsuit within the allowed timeframe. Chances are you can't afford to hire an attorney to help you out if you're already behind on payments, so you're looking at doing this on your own.

How to Answer a Summons for Debt Collection in Nebraska (2020 Guide)

Summary: If you're facing a debt collection lawsuit in Nebraska, it's important to take action. This guide breaks down the process of submitting an answer to your Summons and Complaint, or you can use SoloSuit to respond in 15 minutes. Wow, I can't wait for that debt collector to call again — said nobody ever. None of us want to be faced with a debt collection lawsuit, but if you are, the best way to get a positive outcome in court is to take action by responding to the Summons and Complaint. Unfortunately this is easier said than done, and the process can be overwhelming.

How to Answer a Summons for Debt Collection in Maine (2020 Guide)

Summary: This guide will show you how to respond to a debt collection lawsuit in Maine on your own, or you can use SoloSuit to respond in 15 minutes. Many of us ignore debts that we are unable to pay or believe we do not owe. Especially if a debt collector is particularly aggressive such as with Covington, or typically block their phone number, it becomes increasingly tempting to ignore their communications entirely. But sometimes ignoring a debt can land you in a courtroom. If you are sued by a debt collector, it is important that you know exactly how to respond and what your rights are so that you can successfully navigate the legal system.

How to Answer a Summons for Debt Collection in New Hampshire (2020 Guide)

Summary: Do you live in New Hampshire and need help responding to a debt collection lawsuit? You can use SoloSuit to guide you through the process in New Hampshire. It can be pretty stressful to find out you're being sued by a debt collection agency in New Hampshire. Chances are if you are behind on repaying a debt that you're already working as hard as you can to make ends meet and cover your expenses so there's no extra money to hire legal assistance. You might feel intimidated about responding on your own and tempted to just ignore the whole thing, but if you do you'll end up in an even worse financial circumstance.

How to Answer a Summons for Debt Collection in Nevada (2020 Guide)

Summary: Live in Nevada and need help responding to a debt collection lawsuit? You can use SoloSuit to guide you through the process in Nevada. Finding out that you're being sued for debt collection can be pretty stressful. It's likely that you're already working really hard to keep up with paying your bills and struggling to make ends meet. The idea of facing a lawsuit on your own may feel like too much to take. Ideally you'd want to get legal help, but if you have money to hire an attorney you probably wouldn't have fallen this far behind in the first place. Under these circumstances it may feel really tempting to ignore the lawsuit altogether, but as you'll learn below that's the worst thing you can do.

How to Answer a Summons for Debt Collection in Iowa (2020 Guide)

You were having a good day and then it happened. A knock on the front door. An unfamiliar face. An envelope full of court documents. It takes a few moments, but it finally hits home, you are being sued. You are likely panicking and losing sleep, but you don't need to. This article will provide you with important information to make responding to a debt lawsuit easier and less stressful. Keep reading to learn how to answer a summons for debt collection in Iowa.

How to Answer a Summons for Debt Collection in Illinois (2020 Guide)

Summary: This article will cover the fundamentals of how to respond if you have been served with a debt collection lawsuit in the State of Illinois. We will explain how you can take advantage of SoloSuit's easy-to-use automated service so you can fight back against legal actions brought by aggressive debt collectors. What do you call a smiling, courteous person at a debt collector convention? — The caterer. Debt collectors can be very aggressive, and there are few things worse than having to deal with a lawsuit from an overzealous debt collector when you are simply struggling to stay afloat. So, if you are a resident of Illinois and you have just been served with a debt collection lawsuit, then you need to know how to respond.

How to Answer a Summons for Debt Collection in Minnesota (2020 Guide)

Summary: Do you live in Minnesota and need help responding to a debt collection summons? This guide will help guide you through the process. You can also use SoloSuit to respond in 15 minutes. Minnesota is a unique state when it comes to debt collection litigation. What makes it unique? Well, a lawsuit can be initiated simply by a debt collector serving a summons and complaint form on a defendant. There is no legal requirement for a debt collector to file any type of formal document in a district court before serving someone with a lawsuit. This means when you are served with the Summons and Complaint, there is a good chance you will not see an actual case number. In fact, a court will not have any record of the debt collector's lawsuit unless and until the debt collector files a copy of the lawsuit and pays the filing fee.

How to Answer a Summons for Debt Collection in Missouri (2020 Guide)

Summary: Summary: Live in Missouri and need help responding to a debt collection lawsuit? SoloSuit guides Missouri residents through the process, step-by-step. “You know what sounds fun? A lawsuit against me.”— said no one ever. Nobody wants to get sued for a debt. It's stressful and can feel really scary to think about trying to respond on your own. Chances are, hiring an attorney to help you out is off the table, because if you had money to pay an attorney you could have just paid off your debt in the first place! As it stands, you've probably already been working as hard as you can to make ends meet. So to have a lawsuit looming in front of you on top of all of your regular challenges can understandably feel overwhelming. In fact, it may feel really tempting to just ignore it and hope it goes away.

How to Answer a Summons for Debt Collection in Mississippi (2020 Guide)

Summary: Live in Mississippi and need help responding to a debt collection lawsuit? You can use SoloSuit to guide you through the process in Mississippi. “I hope I get sued for debt collection today!” — said no one ever. It's fair to say that facing a debt collection lawsuit isn't anybody's idea of a good time. More than likely it's a situation that is only going to add additional stress and worries on top of your already too-long list of daily concerns. Receiving notice of a lawsuit against you in already trying times can feel both scary and overwhelming. Chances are you've never been sued before and ideally would like professional legal help in how to respond. But if you had the money to pay for an attorney you would have just paid off your debt in the first place! It probably feels tempting to just ignore it and hope it goes away. It's important to fight that inclination and protect yourself.

How to Answer a Summons for Debt Collection in Kentucky (2020 Guide)

Summary: Facing a debt collection lawsuit in Kentucky? In this guide, you'll learn how to respond to the Summons and Complaint in just a few minutes. You can use SoloSuit to respond now. Receiving a Kentucky Civil Summons for a debt is a bummer, but you're absolutely not alone. According to the Urban Institute, 37 percent of Kentuckians have debt in collections, which is well above the national average of 31 percent. If you feel like chucking your Kentucky summons in the trash, hold up a minute. The best way to give yourself a fighting chance in court isn't to ignore your summons, but to take action and respond. Even though you have debt, you still have rights under Kentucky debt collection laws, and you could see many positive outcomes in court, including not having to pay your debt at all.

How to Answer a Summons for Debt Collection in Arizona (2020 Guide)

Summary: Use this guide to learn how to answer an Arizona debt collection Summons on your own or complete the process in minutes using SoloSuit. Not sure how to Answer a Summons for debt collection in Arizona or if you should even Answer at all? Once a debt hits the point where a creditor is filing papers with the courts, it's essential to formally follow up or you risk having a default judgment made against you. When following-up on the debt matter, it's important to know and follow Arizona debt collection laws to give yourself the best footing possible with the courts.

How to Answer a Summons for Debt Collection in Kansas (2020 Guide)

Summary: Sued for a debt in Kansas? SoloSuit can help you respond in 15 minutes. Or read this guide to find out how to do it on your own. Are you being sued by a creditor or debt collector? It can be very tempting to ignore these matters, especially when you know you don't have the money to pay. But it is very important to respond. If you have received a civil chapter 61 warrant, you need to respond and go to court. Especially if you do not agree with the debt in part or in full, you should make sure that you respond to the Summons and Complaint. Responding guarantees that you will be able to state your defenses in court, and provide evidence backing up your claims.

How to Answer a Summons for Debt Collection in Hawaii (2020 Guide)

Summary: Have you been served with a debt collection lawsuit Summons and Complaint in Hawaii?. SoloSuit can help. In this guide, we'll tell you how to create a quick and easy response to the Complaint in just 15 minutes. If collectors are blowing up your phone with calls 24/7 or you've received a Summons and Complaint, you know that being pursued by a collection agency sucks. On a comforting note, you're definitely not alone. According to researchers at the Urban Institute, one in three Americans has at least one debt in collections. At SoloSuit, we talk to people like you every day, and we want to help. That's why we created this guide.

How to Answer a Summons for Debt Collection in Delaware (2020 Guide)

Summary: Do you live in Delaware and need assistance responding to a debt collection summons? This guide will help guide you through the process. You can also use SoloSuit to respond in 15 minutes. Getting served with a summons claiming you owe a debt in Delaware can be an anxiety-inducing experience. You may be feeling overwhelmed and intimidated by the prospect of contesting the lawsuit in court. You may even be feeling scared and uncertain about your path forward. Do not fret. SoloSuit is here to help you through this difficult time and has compiled important information to help simplify debt collection lawsuits so you know what to expect.

How to Answer a Summons for Debt Collection in Indiana (2020 Guide)

Summary: Do you live in Indiana and need help responding to a debt collection lawsuit? Our automated service guides you through the process and makes it easier. “I just love talking to debt collectors--it's the best part of my day!” — said no one ever. Being in debt and unable to get out of it can be a wrenching experience, especially when things get behind and you begin to get calls and letters from collection people. If things don't get better, and you've tried working with these people to no avail, they may decide to proceed with a lawsuit. You may know that this is coming, but not know what to do about it. We understand. We talk to people just like you every day. We've got you covered, and will try to make things just a little easier by explaining what to do next.

How to Answer a Summons for Debt Collection in North Carolina (2020 Guide)

Summary: Live in North Carolina and need help responding to a debt collection lawsuit? You can use SoloSuit to guide North Carolina residents quickly and easily through the process. “You know what sounds fun? Getting sued by a debt collector!” — said no one ever. No one wants to get sued for a debt. These days it can feel harder than ever to keep up with your bills. Sometimes you just can't pay all of them, so you have to make some hard choices about which to prioritize. Even if you know it's coming it can still feel overwhelming to receive an official court document stating that you are being sued.

How to Answer a Summons for Debt Collection in Massachusetts (2020 Guide)

Summary: Live in Massachusetts and need help responding to a debt collection lawsuit? You can use SoloSuit to guide Massachusetts residents quickly and easily through the process. Have you ever heard the phone ring and worried it would be a debt collector? You're not alone. No one wants to have to deal with money collectors or even worse get sued for a debt. It's stressful enough when you're worried about making ends meet. Finding out about a lawsuit may feel like too much to take. It might not be realistic to hire a lawyer to help you because if you have money for that you would have just paid your debt off in the first place! It doesn't have to be overwhelming though to address this on your own. In this article, you can learn the process of how to respond to a debt lawsuit in Massachusetts as well as how to answer a summons for debt collection in Massachusetts.

How to Answer a Summons for Debt Collection in Connecticut (2020 Guide)

Summary: Are you a Connecticut resident facing a debt collection lawsuit? If so, we invite you to respond to that lawsuit with the help of SoloSuit. Our automated service will make responding to the lawsuit and protecting your rights easy. Did you hear about the debt collector who went to a mind reader? — There was no charge. That's right. Debt collectors are those aggressive types who do not have a whole lot going on upstairs. So, if you push back a little by responding to a debt collection lawsuit, you might find that the debt collector will back off pretty quickly. That is good news for you.

How to Answer a Summons for Debt Collection in New Jersey (2020 Guide)

Summary: Live in New Jersey and need help responding to a debt collection lawsuit? Our automated service guides New Jerseyans through the process. What's so stressful about being sued by a debt collector? Grab some snacks, this may take awhile. But even though being sued by a debt collector or debt collection law firm (there are ones who specialize just in buying and selling your debt) seems like the beginning of a long and scary road, it's actually full of shortcuts. And we brought the maps. In this article, we will try to ease the pain of debt collection lawsuits and make the process of responding a little bit easier. We will give you the right roadmap to answer a summons for debt collection in New Jersey.

How to Answer a Summons for Debt Collection in Pennsylvania (2020 Guide)

Summary: If you live in Pennsylvania and are facing a debt collection lawsuit but aren't sure where to begin, SoloSuit can help. Our automated service will guide you quickly and easily through the process of creating your response. “Man, I am really psyched to talk to this debt collector again on the phone!” — said no one ever. Getting sued for a debt that has gone to collections is definitely no picnic, but it doesn't necessarily have to be a traumatic experience. While facing a debt collector can be frightening, under the Pennsylvania Fair Credit Extension Uniformity Act, you have legal rights that protect you from debt collectors who act unfairly or abusively. The Pennsylvania Fair Debt Collection Practices Act also protects you.

How to Answer a Summons for Debt Collection in Maryland (2020 Guide)

Summary: Do you reside in Maryland and need assistance in responding to a debt collection lawsuit? This guide will walk you through the process If you were served with a writ of summons for debt collection in Maryland, your mind has probably been inundated with questions and concerns. You may be feeling scared and anxious about the future. SoloSuit is here to help. Below, you will find helpful information and advice on what is needed to answer a summons for debt collection in Maryland. This list includes information specific to debt collection lawsuits in Maryland, such as deadlines and forms specific to the State of Maryland.

How to Answer a Summons for Debt Collection in Ohio (2020 Guide)

Summary: Live in Ohio and need help responding to a debt collection lawsuit? Our automated service guides Ohio residents through the process. “Man, I can’t wait for this collector to sue me already!” — said no one ever. No one likes getting sued for a debt. It is important that if you are sued you take the appropriate legal measures to protect yourself. Make sure that you open and read all court documents and documents sent to you by the plaintiff’s attorney. Do not ignore these documents, or the summons and complaint itself. This article makes the process of responding to a debt lawsuit a little bit easier and tells you how to answer a summons for debt collection in Ohio.

How to Answer a Summons for Debt Collection in Michigan (2020 Guide)

Summary: Have you been sued for a debt in Michigan? You can use SoloSuit to respond in 15 minutes. This guide will show you how to respond. “I hope that phone call turns out to be a debt collector” -- said no one ever. Worrying about debt collection is never fun. It gets even more stressful when facing a debt collection lawsuit. It can be intimidating to try to figure out how to answer a summons for debt collection. Chances are hiring an attorney to defend you is off the table because if you had extra money to hire one you would have paid off the debt in the first place! Most of these lawsuits count on that very fact. If you don't respond within a particular period of time, the Court will hold in favor of the filer (or “creditor”) with a default judgment.

Statute of Limitations on Debt Collection by State (Best Guide)

Summary: Been sued for a debt but you think the statue of limitations has expired? Use SoloSuit to fight the lawsuit and assert the statute of limitations properly. Here's the thing, nothing lasts forever, not even debt. That's why we made this authoritative guide on the statute of limitations on debt collection in each state. If you've had a debt hanging over your head for a few years, then there's a chance that it's time-barred by the statute of limitations. For those of you who aren't lawyers, what that means is that the debt might be too old for the collector to sue you. Now that probably isn't the end of the story. There might still be a few hiccups, like the non-payment staying on your credit report for a few years, but the overarching principle is that you cannot be forced to pay if the debt is time-barred. And that is reason for celebration.

How to Answer a Summons for Debt Collection in Arkansas (2020 Guide)

Summary: Live in Arkansas and need help responding to a debt collection lawsuit? Our automated service guides you through the process for Arkansas in 15 minutes. That's less time than it takes to read this article. How many debt collector jokes are there? None, they're all facts. Dealing with debt collectors is brutal. It's even worse when you are getting sued by a debt collector. But lucky for you, we wrote this article to ease the pain — nay, it is designed to fully reverse the pain and even help you to stick it to your debt collector.

How to Answer a Summons for Debt Collection in Louisiana (2020 Guide)

Summary: Have you been served with a debt collection lawsuit Summons and Complaint in the state of Louisiana? If so, you should know you are not alone. Hundreds of Louisianians are sued on a daily basis for supposedly unpaid debts. You can use SoloSuit to generate your response in 15 minutes. We understand being sued for a debt is a traumatic experience. However, there is a good chance you will emerge from this predicament without paying the entirety – or possibly any – of the alleged money owed as detailed in the Complaint. Furthermore, those pesky debt collections calls from collections agencies will finally come to an end. Keep reading to find out how to properly respond to your Louisiana debt collection lawsuit through a formal Answer and protect your legal rights as detailed in the Fair Debt Collections Practices Act (FDCPA).

How to Answer a Summons for Debt Collection in Virginia (2020 Guide)

Summary: Live in Virginia and need assistance responding to a debt collection lawsuit? Do not fret. This guide will help you through the process Getting sued by a company because you allegedly owe money can be stressful and overwhelming. You may be struggling financially and are concerned about getting stuck in costly litigation, going to court, testifying before a judge, and so forth. Your feelings of anxiety and stress are understandable, but they should not consume you or stop you from taking action. It is important to be proactive and develop an understanding of what to expect after receiving a summons. This article is designed to help make the process of responding to a debt lawsuit less confusing and easier. This article provides a step-by-step overview of how to answer a summons for debt collection in Virginia.

How to Answer a Summons for Debt Collection in Oregon (2020 Guide)

Summary: Live in Oregon and need help responding to a debt collection lawsuit? Our automated service guides Oregonians through the process.  Why do people take an instant dislike to debt collectors? To save time later.  Getting sued by debt collectors is no one's favorite pastime. But, in this article we will try to ease the pain and make the process of responding to the lawsuit a little bit easier. We will show you how to answer a summons for debt collection in Oregon.  Before we begin, rest assured: you can fight and win your debt collection lawsuit.

How to Answer a Summons for Debt Collection in Idaho (2020 Guide)

““My debt collector is my best friend!” — said no one ever. No one likes getting sued for a debt. It can be stressful and unfamiliar. But the good news is that even without any legal training, you can defend yourself. If you read and follow the steps outlined below, you will learn how to file the right documents to challenge the lawsuit against you and protect yourself from garnishment.

Stop the Calls from Covington Credit

If Covington Credit is calling you, here's how to make it stop. First, we're sorry you're going through. Nobody likes being a victim of debt collection. Especially if they're playing dirty by threatening you, calling late, or saying they'll have you arrested.

How to Answer a Summons for Debt Collection in Colorado (2020 Guide)

“Man, I can't wait for this collector to sue me already!” — said no one ever. No one likes getting sued for a debt. This article makes the process of responding to a debt lawsuit a little bit easier and tells you how to answer a summons for debt collection in Colorado.

How to Answer a Summons for Debt Collection in Texas (2020 Guide)

“Nothing brings more joy to my heart than a fresh lawsuit delivered to my door nice and early in the morning.” — said no one ever. Getting sued for a debt is hard. This article will make the process of responding to a debt lawsuit a little bit easier and tell you how to answer a summons for debt collection in Texas.

How to File a Motion to Satisfy Judgment in Utah

This guide is all about how to file a motion to satisfy judgment in Utah. When you’ve entered into a stipulated payment plan and then finally paid the whole thing off, you want to get a certificate of satisfaction that shows the debt is resolved. You do this by filing a Motion to Satisfy Judgment.

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