How to Answer a Summons for Debt Collection - The Ultimate 50 State Guide
George Simons | June 04, 2024
Fact-checked by Patrick Austin, J.D.
Attorney from George Mason
Patrick Austin, JD
Patrick Austin is a licensed attorney with a background in data privacy and information security law. Patrick received his law degree at George Mason University's Antonin Scalia Law School, where he served as the Editor-in-Chief for the National Security Law Journal.
Co-Founder of SoloSuit
George Simons, JD/MBA
George Simons is the co-founder and CEO of SoloSuit. He has helped Americans protect over $1 billion from predatory debt lawsuits. George graduated from BYU Law school in 2020 with a JD-MBA. In his spare time, George likes to cook, because he likes to eat.
Edited by Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA
Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.
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Summary: Sued for debt? Each state has specific requirements for responding to a debt lawsuit, but there are certain steps that are universal. For example, you should respond to each individual claim against you, assert your affirmative defenses, and file the Answer before your state's deadline. Here's our 50-state guide on how to respond and win in court. Use SoloSuit to respond in just 15 minutes.
Don't just roll over and take it. Fight back.Â
We want to help you win your debt collection lawsuit, not pay money that you don't owe, and protect your wages from garnishment. That's why we put together this guide for how to answer a summons for debt collection in all 50 states. Don't like reading? Check out this video:Â
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Debt collection lawsuits are difficult to navigate, partly because the relevant laws change from state to state. So we've compiled the most relevant information for each all in one spot. Now you don't have to crawl your state courts' website looking for this information, because, trust me, it's a nightmare.Â
For each state, we provide the following:Â
- Deadline for filing your Answer to a debt collection summons and complaintÂ
- Most relevant official Answer form available in that state.Â
- Court case search tool where you can check the status of your caseÂ
- Attorney lookup tool where you can search contact information for the attorney representing the opposing partyÂ
Some states don't have answer forms so we've linked to other helpful forms and tidbits where we can.Â
Also, we should mention this: SoloSuit can do all of this for you.
You can use SoloSuit to generate your Answer
SoloSuit makes it easy to respond to a debt collection lawsuit.
How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts, or you can pay SoloSuit to file it for you and to have an attorney review the document.
Respond with SoloSuit
"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James
Get Started>>Read the NPR story on SoloSuit: A Student Solution To Give Utah Debtors A Fighting Chance
The 3 Steps to respond to a debt lawsuit
A debt lawsuit begins when you receive a Summons and Complaint. The Summons tells you that you're being sued. The Complaint tells you why you're being sued. In some states these documents are a little different or are called different names. In some states, like Texas, they're called a Citation and Petition. Here is what they look like:
To respond to a debt lawsuit, you need to take three steps. SoloSuit walks you through these steps.
1. Respond to every paragraph in the Complaint
The Complaint includes several numbered paragraphs that lay out the lawsuit against you. For debt collection cases, there are usually between 10 and 30 numbered paragraphs. Read each paragraph and decide how you want to respond. You should respond in one of three ways:
- Admit. Admit the paragraph if you agree with everything in the paragraph.
- Deny. Deny the paragraph if you want to make the debt collector prove that it is true.
- Defendant denies the allegation for lack of knowledge sufficient to know the truth or falsity thereof. This is a lawyerly way of saying “I don't know.” Choose this option if you don't understand the paragraph or if you don't have the information needed to respond to it.
Choose one of these responses and write it into your Answer after the corresponding paragraph number.
Many attorneys recommend denying everything to force the other side to prove everything. This is a good strategy in many cases.
2. Assert your Affirmative Defenses
An “affirmative defense” is a reason why the person suing you doesn't have a case; it is your defense against the lawsuit. You must list these defenses in your Answer otherwise, you can't bring them up later. That's right, asserting your affirmative defenses is a once in a lifetime opportunity: if you don't bring them up now, you are legally prohibited from bringing them up later. Many online forms don't help you assert your affirmative defenses, SoloSuit does.
Here are some of the more common defenses we see:
- The account with the debt is not your account
- The contract was already canceled. Therefore you don't owe the creditor anything.
- The statute of limitations has expired. A statute of limitations is a law that sets a deadline on an action.
- The debt has been paid or excused.
- The debt has been partially paid.
- You were a co-signer but were not informed of your rights as a co-signer.
These are a few of the many affirmative defenses. Being unable to pay the debt is not normally a legal defense to the debt.
3. File the Answer with the court and the plaintiff
Once you have created your Answer, responded to the paragraphs in the Complaint, and asserted your affirmative defenses, you are ready for the final step: file your Answer. The Answer document by itself is worthless unless you file it properly. Otherwise, it's like doing homework and not turning it in. SoloSuit takes care of this for you so you don't have to worry about buying a printer and figuring out whether you need Certified Mail or Priority Mail at the Post Office.
Here's what you need to do to file your answer.
- Print two copies of your Answer
- Mail one copy to the court
- Mail the other copy to the plaintiff's attorney.
The address for the attorney will be in the Summons and Complaint you received in the mail. But where is the address for the Court? Good question, most Summons don't list the address of the Court. And the mailing address is often different from the physical address of the court listed on Google. With SoloSuit, we figure all of that out for you and make sure your Answer gets to the right place.
(Read the CardRates article about SoloSuit.)
Without further ado, this is how you answer a summons for debt collection in any of the 50 states (and the District of Columbia).Â
Alabama
Sweet home Alabama, we made an in-depth guide for you: How to Answer a Summons for Debt Collection in Alabama
Alabama Rules of Civil Procedure
Deadline for answering a debt collection summons
Small Claims Court – 14 Days
District Court – 14 Days
Circuit Court – 30 Days
Answer to Complaint Forms
Attorney directory
Find a Member | Alabama State Bar
Alaska
Alaska Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Case search tool
Attorney directory
Member Directories - Alaska Bar Association
Arizona
The Grand Canyon State, do we have a grand guide for you: How to Answer a Summons for Debt Collection Arizona (2020 Guide)
Most courts in Arizona charge an Answer filing fee. The fee ranges from $40-$245. SoloSuit makes calculation and payment of the fee easy.
Arizona Rules of Civil Procedure
Deadline for answering a debt collection summons
20 days - if you were served in Arizona
30 days - if you were served outside of Arizona
Answer to Complaint Forms
Answer (For lawsuits under $10k)
Answer (For lawsuits over $10k)
E-filng (Civil)
E-filing (Small claims)
Attorney directory
Membership Records - State Bar of Arizona
Arkansas
The home of Walmart. Here is your guide: How to Answer a Summons for Debt Collection in Arkansas.
Arkansas Rules of Civil Procedure
Deadline for answering a debt collection summons
30 days
Answer to Complaint Forms
Court search tool
Attorney directory
California
The Golden State, we made a guide for you too. How to Answer a Summons for Debt Collection in California.
California courts charge an Answer filing fee. The fee ranges from $181-$450. SoloSuit makes calculation and payment of the fee easy. We can even help you with a fee waiver, if applicable, which brings the fee down to zero.
California Rules of Civil Procedure
Deadline for answering a debt collection summons
30 daysÂ
40 days if the documents were served on someone else in your household or they were mailed to you.Â
Answer to Complaint Forms
Case search tool
California doesn’t have a universal link for case searches, but almost all counties have a case lookup portal. Here are some of the major counties in which we file (feel free to build this list):
- Alameda
- Contra Costa
- Fresno
- Los Angeles
- Orange
- Placer
- Riverside
- Sacramento
- Santa Clara
- San Bernardino
- San Diego
- San Francisco
- Ventura
Attorney directory
Colorado
Vail is pretty good. So we made a guide for you too. How to Answer a Summons for Debt Collection in Colorado
Colorado courts charge an Answer filing fee. The fee ranges from $80-$192. SoloSuit calculates and processes the fee payment for you.
Colorado Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Court case search
Attorney directory
Attorney Search / History - Colorado Supreme Court
Connecticut
Ah, the Nutmeg State and the home of the Charter Oak. Few states have done as much as you for the independence of the country, so we made you a guide: How to Answer a Summons for Debt Collection in Connecticut.
Connecticut Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Court case search
Attorney directory
Attorney/Firm Look-up - Connecticut Judicial Branch
Delaware
Delaware is the first state ever! Here's your guide: How to Answer a Summons for Debt Collection in Delaware.
Delaware Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Court case search
Attorney directory
Attorney Search - Delaware State Bar Association
District of Columbia
Deadline for answering a debt collection summons
Answer to Complaint Forms
Florida
The Sunshine State, here is your guide. How to Answer a Summons for Debt Collection in FL.
Florida Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Court case search
Attorney directory
Lawyer Directory - The Florida Bar
Georgia
Most courts in GA require the defendant to e-file. They charge a fee to e-file. The fee ranges from $7.20–$31.50. SoloSuit takes care of payment of the fee for you.
Georgia Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Court case search
Attorney directory
Member Directory - State Bar of Georgia
Hawai'i
Aloha! How to Answer a Summons for Debt Collection in Hawaii.
Hawai'i Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Court case search
Attorney directory
Find a Lawyer - Hawaii State Bar Association
Idaho
Idaho is one of the best kept secrets in the US. So we made a guide for you. So many hot springs. How to Answer a Summons for Debt Collection in Idaho.
Some courts in Idaho charge an Answer filing fee. The fee is usually $136. SoloSuit processes the fee payment for you.
Idaho Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Small claims Answer Form (It's form fillable!)
Court case search
Attorney directory
Attorney Roster Search - Idaho State Bar
Illinois
The land that brought us Lincoln! Here is your guide: How to Answer a Summons for Debt Collection in Illinois.
Illinois courts charge an appearance fee which usually needs to be filed with or before the Answer. The fee ranges from $119-$378. SoloSuit makes calculation and payment of the fee easy. We can even help you with a fee waiver, if applicable, which brings the fee down to zero.
Illinois Rules of Civil Procedure
Deadline for answering a debt collection summons
Appear in court, then you have 10 days to file an answer.
Answer to Complaint Forms
Answer/Response to Complaint/Petition
Court case search
Attorney directory
Indiana
What's a Hoosier? We don't know, but here's your guide: How to Answer a Summons for Debt Collection in Indiana.
Indiana Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
United States District Courts Southern District of Indiana Answer Form
Court case search
Attorney directory
Iowa
The Hawkeye state here is your guide: How to Answer a Summons for Debt Collection in Iowa.
Iowa Rules of Civil Procedure
Answer to Complaint Forms
Court case search
Attorney directory
Member Search - The Iowa State Bar Association
Kansas
The Sunflower State, here is your guide: How to Answer a Summons for Debt Collection in Kansas.
Kansas Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Court case search
Attorney directory
Member Search - Kansas Bar Association
Kentucky
Kentucky, we love us some bluegrass! Here's your guide: How to Answer a Summons for Debt Collection in Kentucky.
Kentucky Rules of Civil Procedure
Deadline for answering a debt collection summons
20 days
Answer to Complaint Forms
Court case search
Attorney directory
Lawyer Locator - Kentucky Bar Association
Louisiana
Can somebody please send us some beignets? We love them so much, we made a guide for your state. How to Answer a Summons for Debt Collection in Louisiana.
Most courts in Louisiana charge an Answer filing fee. The fee ranges from $10-$250. SoloSuit makes calculation and payment of the fee easy. We can even help you with a fee waiver which brings the fee down to zero.
Louisiana Rules of Civil Procedure
Deadline for answering a debt collection summons
15 days
Answer to Complaint Forms
Attorney directory
Find an Attorney - Louisiana State Bar Association
Maine
Do you smell that? It's the smell of pine trees mixed with an Atlantic breeze. And here's your guide to go with it: How to Answer a Summons for Debt Collection in Maine.
Maine Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Court case search
Attorney directory
Attorney Directory | Maine.gov
Maryland
This process is a little different in Maryland. Please take a look at this guide: How to Answer a Summons for Debt Collection in Maryland.
Maryland Rules of Civil Procedure
Deadline for answering a debt collection summonss
Served in another state - 60 days
Served outside of the United States - 90 daysÂ
Answer to Complaint Forms
Court case search
Attorney directory
MSBA Member Directory - Maryland State Bar Association
Massachusetts
The Old Colony State, here is your guide: How to Answer a Summons for Debt Collection in Massachusetts.
Massachusetts Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Instructions for writing an answer
Court case search
Attorney directory
Massachusetts Board of Bar Overseers
Michigan
The Land of the Great Lakes. Here is your guide: How to Answer a Summons for Debt Collection in Michigan.
Michigan Rules of Civil Procedure
Deadline for answering a debt collection summons
21 days
Answer to Complaint Forms
Fees
No fee
Court case search
You can also try this Michigan case search
Attorney directory
Minnesota
You gave us 10,000 lakes, and we gave you one guide: How to Answer a Summons for Debt Collection in Minnesota.
Minnesota courts charge an Answer filing fee. The fee ranges from $285-$297. SoloSuit makes calculation and payment of the fee easy. You may qualify for a fee waiver which brings the fee down to zero.
Minnesota Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Response to Conciliation (Small Claims)
Court case search
Attorney directory
Mississippi
The Magnolia State, here is your guide: How to Answer a Summons for Debt Collection in Mississippi.
Mississippi Rules of Civil Procedure
Deadline for answering a debt collection summons
30 days
Answer to Complaint Forms
Court case search
Mississippi Case Search (Supreme Court only)
Attorney directory
Lawyer Directory - The Mississippi Bar
Missouri
Missouri is the Show-Me State. Show me what? Your guide: How to Answer a Summons for Debt Collection in Missouri.
Missouri Rules of Civil Procedure
Deadline for answering a debt collection summons
30 days
Answer to Complaint Forms
Court case search
Attorney directory
Lawyer Directory - The Missouri Bar
Montana
Montana courts charge an Answer filing fee sometimes. The fees range from $20-$70. SoloSuit takes care of paying the fee for you.
Montana Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
No answer form for small claims
Court case search
Attorney directory
Sign In - State Bar of Montana
Nebraska
Birthplace of the Reuben sandwich and lots and lots of farming. Here's Nebraska's guide: How to Answer a Summons for Debt Collection in Nebraska
Beginning 2022, some (if not all) courts will require mandatory e-filing through the Nebraska Judicial Branch eFiling system.
Nebraska Rules of Civil Procedure
Deadline for answering a debt collection summons
30 days
Court case search
Attorney directory
Attorney Directory - Nebraska State Bar Association
Nevada
The home of Las Vegas, here is your guide: How to Answer a Summons for Debt Collection in Nevada.
Nevada courts charge an Answer filing fee. The fee ranges from $80-$192. SoloSuit calculates and processes the fee payment for you; we make it easy.
Nevada Rules of Civil Procedure
Deadline for answering a debt collection summons
20 days
Answer to Complaint Forms
Attorney directory
Find a Lawyer - State Bar of Nevada
New Hampshire
Live free or die! Your guide: How to Answer a Summons for Debt Collection in New Hampshire.
New Hampshire Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Court case search
Attorney directory
New Jersey
Can we get some pork rolls please? They're so good, so we made you this guide: How to Answer a Summons for Debt Collection in New Jersey.
Courts in New Jersey charge an Answer filing fee. The fee ranges from $30-$175. SoloSuit processes payment of the fee for you.
New Jersey Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Attorney directory
Attorney Search - NJ Courts Online
New Mexico
Ah, the Land of Enchantment, here is your guide Statute of Limitations on Debt Collection in New Mexico.
New Mexico Rules of Civil Procedure (District Courts)
Deadline for answering a debt collection summons
Answer to Complaint Forms
Court case search
Attorney directory
Find a Lawyer - State Bar New Mexico
New York
The Big Apple, we got a guide for you. How to Answer a Summons for Debt Collection in New York.
Deadline for answering a debt collection summons
20 days - if served personally (documents were handed to you by another person)
30 days - served in any other way
New York Rules of Civil Procedure
Answer to Complaint Forms
Answer for Consumer Credit Transaction
Court case search
Attorney directory
North Carolina
The Old North State, here is your guide: How to Answer a Summons for Debt Collection in North Carolina.
North Carolina Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Court case search
Attorney directory
Membership Directory | North Carolina State Bar
North Dakota
Known for its Badlands, here's your guide for North Dakota: How to Answer a Summons for Debt Collection in North Dakota.
North Dakota Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Court case search
Attorney directory
Lawyers - North Dakota Supreme Court
Ohio
You folks made the airplane. And we made you a guide on How to Answer a Summons for Debt Collection in Ohio.
Ohio Rules of Civil Procedure
Deadline for answering a debt collection summons
28 days (with exceptions)
Answer to Complaint Forms
Other Forms (For Ashtabula County)
Attorney directory
Attorney Directory Search - Ohio Supreme Court
Oklahoma
O-K-L-A-H-O-M-A! Oklahoma! You're doin' fine and here's your guide: How to Answer a Summons for Debt Collection in Oklahoma.
Oklahoma Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Court case search
Attorney directory
OBA Member Search - Oklahoma Bar Association
Oregon
Keep Portland Weird. Here is the guide for your state: How to Answer a Summons for Debt Collection in Oregon.
Oregon courts charge an Answer filing fee. The fee ranges from $170-$283. SoloSuit makes calculation and payment of the fee easy. We can even help you with a fee waiver which brings the fee down to zero.
Oregon Rules of Civil Procedure
Deadline for answering a debt collection summons
30 days
14 days – if you are sued in small claims court
Answer to Complaint Forms
Can eFileÂ
Fees
$55
Helpful links
What to do if you're sued by a creditor
Court case search
Attorney directory
Pennsylvania
Mining coal is hard work. So we made a guide for your state: How to Answer a Summons for Debt Collection in Pennsylvania.
Some courts in Pennsylvania charge an Answer filing fee. This fee is usually $154.54. SoloSuit processes payment of the fee for you.
Pennsylvania Rules of Civil Procedure
Deadline for answering a debt collection summons
20 days (If you don't respond in that period, the person suing you must send you a letter saying that in 10 days they will request a default judgment.)
Answer to Complaint Forms
Court case search
Attorney directory
Pennsylvania Bar Association Directory Search
Rhode Island
Lil' Rhody, here is your guide: How to Answer a Summons for Debt Collection in Rhode Island.
Rhode Island Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Court case search
Attorney directory
Directory - Rhode Island Bar Association
South Carolina
Such beautiful Palmettos. Here's your guide: How to Answer a Summons for Debt Collection in South Carolina.
South Carolina Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Court case search
Attorney directory
Directory - South Carolina Bar
South Dakota
South Dakota courts charge a filing fee to respond to a Complaint. In most cases the fee is $25. SoloSuit takes care of payment of this fee for you.
South Dakota Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Court case search
Attorney directory
South Dakota - LII Attorney Directory
Tennessee
The Volunteer State, here is your guide: How to Answer a Summons for Debt Collection in Tennessee.
Tennessee Rules of Civil Procedure
Deadline for answering a debt collection summons
Federal Court: 20 days
Answer to Complaint Forms
Court case search
Attorney directory
Online Tennessee Attorney Directory
Texas
Will give free Answers in exchange for brisket. How to Answer a Summons for Debt Collection in texas
TexasRules of Civil Procedure
Deadline for answering a debt collection summons
This one is complicated. Generally, you have 20 days plus until the following Monday, at 10 am to file an Answer. Count all the calendar days including weekends and holidays.Â
Answer to Complaint Forms
Online Guided Defendant's Answer
Fees
Free
Attorney directory
Find a Colleague for lawyers - State Bar of Texas
Utah
We love Utah. It's where SoloSuit was born. Check out our in-depth guide on How to Respond to a Debt Collection Lawsuit in Utah.
Utah Rules of Civil Procedure
Deadline for answering a debt collection summons
 21 days – if served in UtahÂ
30 days – if served outside of Utah
Answer to Complaint Forms
SoloSuit.com Â
Attorney directory
Utah Bar Directory of Attorneys - Utah State Bar
Vermont
The Green Mountain State, here is your guide: How to Answer Summons for Debt Collection in Vermont.
Vermont Rules of Civil Procedure
Deadline for answering a debt collection summons
30 days of the date the Complaint was mailed
Answer to Complaint Forms
Attorney directory
Find a lawyer - Vermont Association for Justice
Virginia
This process is different in Virgina. Read up on it here: How to Answer a Summons for Debt Collection in Virginia.
Virginia Rules of Civil Procedure
Deadline for answering a debt collection summonss
21 days
Answer to Complaint Forms
Court case search
Attorney directory
Member Directory Search - Virginia State Bar
Washington
Washington, may you be ever green. Here is your guide: How to Answer a Summons for Debt Collection in Washington.
Washington Rules of Civil Procedure
Deadline for answering a debt collection summons
Answer to Complaint Forms
Court case search
Attorney directory
West Virginia
The Mountain State, here is your guide: How to Answer a Summons for Debt Collection in West Virginia.
West Virginia Rules of Civil Procedure
Deadline for answering a debt collection summonss
Answer to Complaint Forms
Attorney directory
Membership Directory Search | The West Virginia State Bar
Wisconsin
Y'all have the best cheese, so we made you a guide: How to Answer a Summons for Debt Collection in Wisconsin.
Wisconsin Rules of Civil Procedure
Deadline for answering a debt collection summons
20 days (45 days for some torts)
Answer to Complaint Forms
Answer and Counterclaim (Small Claims) (Summary)
Court case search
Attorney directory
Lawyer Search - State Bar of Wisconsin
Wyoming
With National Parks galore (seven, to be exact!), here's your guide: How to Respond to a Debt Collection Summons in Wyoming
Wyoming Rules of Civil Procedure
Deadline for answering a debt collection summons
20 days – if served in the state
30 days – if served outside of the stateÂ
Answer to Complaint Forms
Court case search
Attorney directory
A-Z Lawyer Directory - Wyoming State Bar
Sample Answer to a Debt Collection Complaint
Some people ask us what our Answer looks like. Here's what a SoloSuit Answer looks like. Our underlying document is created by professional litigation attorneys. It is battle tested, too. It is one of the most commonly filed documents in court across the US.
Why Does My State Charge an Answer Filing Fee?
Unfortunately, some state courts charge an Answer filing fee. Those states and the fee ranges are shown below.
We find the practice of courts charging an Answer filing fee to be absurd. It is one of the biggest impediments to justice in the United States.
If your court charges a filing fee, we'll let you know. We automatically calculate your filing fee, make it easy for you to pay it, and make sure that payment gets to your court.
What Comes After a Civil Summons for Debt Collection?
The Summons is just the beginning. A series of documents can come after, and even before the Summons. The diagram below shows the possible paths of documents in a debt collection lawsuit.
Here is our recommended path to victory. If the collector sends you a Debt Collection Letter, respond with a Debt Validation Letter. There is a good chance they can't validate the debt; if they can't, you win.
If they think they can validate the debt, then a good debt validation letter will force them to sue you to collect on the debt, at which point they'll send you a Complaint and Summons. You should respond with an Answer. If you don't, you'll lose.
Once you've filed an Answer, there are three likely outcomes. One, the collectors give up and file a Motion to Dismiss: you super win. Two, you or the collector makes a settlement offer. In a settlement, the defendant ends up paying less than they're being sued for: so, in effect, you win. Three, litigation continues. In this scenario, the collector usually starts discovery by filing a Request for Admissions or something similar. You then need to respond with a Response to Request for Admission, and the case can go on indefinitely: it's unclear who will win or lose in this scenario.
How to Answer a Summons for debt collection in all 50 states
Here's a list of guides on how to respond to a debt collection lawsuit in each state:
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont; Vermont (Small Claims court)
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Guides on how to resolve debt with every debt collector
Are you being sued by a debt collector? We’re making guides on how to resolve debt with each one.
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- EduCap
- Ellington and Associates Collections
- Encore Capital Group
- Enerson Law
- Enerson Law LLC
- Enhanced Recovery Company
- EOS CCA
- ERC Collections
- ERSolutions
- Estate Information Services
- Equable Ascent Financial
- Everest Business Funding
- Executive Credit Management
- Faber and Brand
- Factual Data
- Falls Collection Service
- FBCS
- FCO Collections and Outsourcing
- FIA Card Services
- fin rec svc (Financial Recovery Services)
- First Federal Credit Credit Control
- First Financial Bank
- First Portfolio Ventures LLC
- First Progress
- FirstPoint Collection Resources
- Firstsource Advantage
- FMA Alliance
- FNB Omaha
- Forster & Garbus
- Franklin Collection Services
- Freedom Plus
- Freshview Solutions
- Frontline Asset
- Frost Arnett
- Fulton Friedman & Gullace LLP
- Galaxy International Purchasing, LLC
- GC Debt Collection
- GC Services
- General Revenue Corporation
- GLA Collections
- Glass Mountain Capital
- Glasser and Glasser
- Global Credit Collection Corp
- Global Trust Management
- GMAC Financing
- Golden 1 Credit Union
- Grant and Weber
- Grant Mercantile Agency
- Gulf Coast Collection Bureau
- Gurstel
- Halsted Financial Services
- Harris and Harris
- Harvard Collection
- Harvest Credit Management
- Helvey and Associates
- Hollis Cobb
- Holloway Moxley
- Hosto Buchan
- Howard Lee Schiff
- H&R Accounts
- HRRG
- Hudson & Keyse LLC?
- Hunter Warfield
- IC System
- Impact Receivables Management
- Innovative Recovery
- Integras Capital Recovery LLC
- Javitch Block
- JHPDE Finance 1 LLC
- JP Receivables Management Partners
- JPMCB card
- Kenneth Eisen and Associates
- KeyBank student loans
- Kinum
- Kirschenbaum, Phillips & Levy P.C.
- KLS Financial Services
- Kramer & Frank
- Lakeside Collection
- Lending Club
- Lincoln and Morgan Kabbage
- Linebarger Goggan Blair & Sampson LLP
- Lockhart Collection Agency
- LJ Ross Associates
- LTD Collections
- Malcolm S. Gerald and Associates
- Malen & Associates
- Mandarich Law Group
- Mannbracken
- Marcam Associates
- MARS Inc. Collections
- MBA Law
- MCA Management Company
- McCarthy, Burgess & Wolff
- Meade & Associates
- Medicredit
- Mercantile Adjustment Bureau
- Merchants Credit Association
- MGM Collections
- Michael J Adams PC
- Midland Funding LLC
- Mid-South Adjustment
- Monarch Recovery
- Monterey Financial
- Moss Law Firm
- Mountain Land Collections
- MRS Associates
- MRS BPO
- MSW Capital LLC
- Mullooly, Jeffrey, Rooney & Flynn
- Nathan and Nathan PC
- National Collegiate Trust
- National Credit Adjusters
- National Credit Care
- National Credit Systems
- National Enterprise Systems
- National Recovery Agency
- National Recovery Solutions
- Nationstar
- Nationwide Credit
- Nationwide Recovery Services
- Nationwide Recovery Systems
- NCEP LLC
- NCO Financial Systems Incorporated
- North American Recovery
- Northland Group
- Northstar Capital Acquisition
- Northstar Location Services
- NPAS
- NRC Collection Agency
- Oliver Adjustment Company
- Oliphant Financial, LLC
- Oportun
- P&B Capital Group
- PCB Collections Agency
- Palisades Collection LLC
- Pallida LLC
- Paragon Contracting Services
- Paragon Revenue Group
- Payday Loan Debt Collectors
- Pendrick Capital Partners
- Penn Credit
- Perdue Brandon
- Persolve LLC
- Phillips & Cohen Associates
- Phoenix Financial Services
- Pioneer Credit Recovery
- PMAB LLC
- PRA Group, Inc.
- Pressler, Felt & Warshaw LLP
- Prestige Services, Inc.
- Prince Parker and Associates
- ProCollect
- Professional Finance Company
- Progressive Management Systems
- Provest Law
- PYOD LLC
- Quaternary Collection Agency
- RAB Collection Agency
- Rash Curtis and Associates
- Radius Global SOL
- Radius Global Solutions
- Rawlings Company
- Razor Capital
- Real Time Resolutions
- Receivables Performance Management
- Regents and Associates
- Reliant Capital Solutions
- RentGrow
- Resurgent
- Resurgent Capital Services and LVNV Funding
- Revco Solutions
- Revenue Enterprises LLC
- Revenue Group
- RGS Financial, Inc.
- RMP LLC in Court
- RMP Services
- RS Clark and Associates
- RSIEH
- RSIEH
- RTR Financial Services
- Rubin & Rothman
- Salander Enterprises LLC
- Samara Portfolio Management
- SCA Collections
- Scott Parnell and Associates
- Second Round Collections
- Second Round Sub LLC
- Selip & Stylianou LLP
- Sequium Asset Solutions
- Sessoms and Rogers
- Sherman Acquisition
- Sherman Financial Group
- SIMM Associates
- Source Receivables Management
- Southern Management Systems
- Southwest Credit Group
- Spire Recovery Solutions
- SRS Company
- Stark Collection Agency
- State Collection Service
- Stenger and Stenger
- Stillman Law Office
- Summit Account Resolution
- Sunrise Credit Services
- Superlative RM Debt Collector
- Suttell and Hammer
- Synergetic Communication
- Synerprise Consulting
- The Law Office of Michael J Scott
- Trellis Company
- Troy Capital
- TRS Recovery Services
- TrueAccord
- Tulsa Teachers Credit Union
- UCB Collection
- UHG 1, LLC
- Unifin
- Unifin Debt Collector
- Unifund
- Universal Credit Services
- US Bank Collections
- USAA collections
- USCB America
- Valentine and Kebartas
- Valley Servicing
- Vance & Huffman LLC
- Van Ru Credit Corporation
- Velo Law Office
- Velocity Investments
- Viking Client Services
- Wakefield and Associates
- Waypoint Resource Group
- WCTCB
- Weinberg and Associates
- Weltman, Weinberg & Reis
- Westwood Funding
- Williams and Fudge
- Wilshire Consumer Credit
- Wolpoff & Abramson
- Worldwide Asset Purchasing
- www.AutomotiveCredit.com
- Zarzaur & Schwartz
- Zwicker & Associates
Resolve your debt with your creditor
Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.
- American Express; American Express – Debt Collection
- Bank of America
- Barclay
- Best Buy Credit Card
- Capital One
- Chase
- Credit One Bank
- Old Navy Credit Card
- PayPal Synchrony Card
- Regional Finance
- Retailers National Bank
- Reunion Student Loan Finance Corporation
- SYNCB/PPEXTR
- Synchrony Bank
- Synchrony Walmart Card
- Target National Bank
- Webbank
- Wells Fargo
- Can I Pay My Original Creditor Instead of a Debt Collection Agency?
- Can I Settle a Debt with the Original Creditor?
Settle your medical debt
Having a health challenge is stressful, but dealing medical debt on top of it is overwhelming. Here are some resources on how to manage medical debt.
- Am I Responsible for My Spouse's Medical Debt?
- Do I Need a Lawyer for Medical Bills?
- Do I Need a Lawyer to Fight Medical Bill Debt?
- Does Bankruptcy Clear Medical Debt?
- How Much Do Collection Agencies Pay for Medical Debt?
- How to Find Medical Debt Forgiveness Programs
- Is There a Statute of Limitations on Medical Bills?
- Medical Debt Statute of Limitations by State
- Summoned to Court for Medical Bills — What Do I Do?
- Summoned to Court for Medical Bills? What to Do Next
Guides on arbitration
If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.
Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.
- How Arbitration Works
- How to Find an Arbitration Clause in Your Credit Agreement
- How to Make a Motion to Compel Arbitration
- How to Make a Motion to Compel Arbitration in Florida
- How to Make a Motion to Compel Arbitration Without an Attorney
- How Credit Card Arbitration Works
- Motion to Compel Arbitration in California
- Sample Motion to Compel Arbitration
Stop calls from debt collectors
Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.
- 1-800-390-7584
- 800-289-8004
- 800-955-6600
- 8009556600
- 877-366-0169
- 877-591-0747
- 800-278-2420
- 800-604-0064
- 800-846-6406
- 877-317-0948
- 888-899-4332
- 888-912-7925
- 202-367-9070
- 502-267-7522
Federal debt collection laws can protect you
Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.
- 15 USC 1692 Explained
- Does the Fair Credit Reporting Act Work in Florida?
- FDCPA Violations List
- How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)
- How to Make a Fair Debt Collection Practices Act Demand Letter
- How to Submit a Transunion Dispute
- How to Submit an Equifax Dispute
- How to Submit an Experian Dispute
- What Debt Collectors Cannot Do — FDCPA Explained
- What Does Account Information Disputed by Consumer Meets FCRA Requirements Mean?
- What does “meets FCRA requirements” mean?
- What does FCRA stand for?
- What is the Consumer Credit Protection Act
Get debt relief in your state
We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Debt collection laws in all 50 states
Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.
- Debt Collection Laws in Alabama
- Debt Collection Laws in Alaska
- Debt Collection Laws in Arizona
- Debt Collection Laws in Arkansas
- Debt Collection Laws in California
- Debt Collection Laws in Colorado
- Debt Collection Laws in Connecticut
- Debt Collection Laws in Delaware
- Debt Collection Laws in Florida
- Debt Collection Laws in Georgia
- Debt Collection Laws in Hawaii
- Debt Collection Laws in Kansas
- Debt Collection Laws in Idaho
- Debt Collection Laws in Illinois
- Debt Collection Laws in Indiana
- Debt Collection Laws in Iowa
- Debt Collection Laws in Kentucky
- Debt Collection Laws in Louisiana
- Debt Collection Laws in Massachusetts
- Debt Collection Laws in Michigan
- Debt Collection Laws in Minnesota
- Debt Collection Laws in Mississippi
- Debt Collection Laws in Missouri
- Debt Collection Laws in Montana
- Debt Collection Laws in Nebraska
- Debt Collection Laws in Nevada
- Debt Collection Laws in New Hampshire
- Debt Collection Laws in New Jersey
- Debt Collection Laws in New Mexico
- Debt Collection Laws in New York
- Debt Collection Laws in North Carolina
- Debt Collection Laws in North Dakota
- Debt Collection Laws in Ohio
- Debt Collection Laws in Oklahoma
- Debt Collection Laws in Oregon
- Debt Collection Laws in Pennsylvania
- Debt Collection Laws in Rhode Island
- Debt Collection Laws in South Carolina
- Debt Collection Laws in South Dakota
- Debt Collection Laws in Tennessee
- Debt Collection Laws in Texas
- Debt Collection Laws in Vermont
- Debt Collection Laws in Virginia
- Debt Collection Laws in Washington
- Debt Collection Laws in West Virginia
- Debt Collection Laws in Wisconsin
- Debt Collection Laws in Wyoming
Statute of limitations on debt state guides
Like all debt collection laws, the statute of limitations on debt varies by state. So, we wrote a guide on each state’s statutes. Check it out below.
Statute of Limitations on Debt Collection by State (Best Guide)
- Statute of Limitations on Debt Collection in Alabama
- Statute of Limitations on Debt Collection in Alaska
- Statute of Limitations on Debt Collection in Arizona
- Statute of Limitations on Debt Collection in Arkansas
- Statute of Limitations on Debt Collection in California
- Statute of Limitations on Debt Collection in Connecticut
- Statute of Limitations on Debt Collection in Colorado
- Statute of Limitations on Debt Collection in Delaware
- Statute of Limitations on Debt Collection in Florida
- Statute of Limitations on Debt Collection in Georgia
- Statute of Limitations on Debt Collection in Hawaii
- Statute of Limitations on Debt Collection in Illinois
- Statute of Limitations on Debt Collection in Indiana
- Statute of Limitations on Debt Collection in Iowa
- Statute of Limitations on Debt Collection in Kansas
- Statute of Limitations on Debt Collection in Louisiana
- Statute of Limitations on Debt Collection in Maine
- Statute of Limitations on Debt Collection in Maryland
- Statute of Limitations on Debt Collection in Michigan
- Statute of Limitations on Debt Collection in Minnesota
- Statute of Limitations on Debt Collection in Mississippi
- Statute of Limitations on Debt Collection in Missouri
- Statute of Limitations on Debt Collection in Montana
- Statute of Limitations on Debt Collection in Nebraska
- Statute of Limitations on Debt Collection in Nevada
- Statute of Limitations on Debt Collection in New Hampshire
- Statute of Limitations on Debt Collection in New Jersey
- Statute of Limitations on Debt Collection in New Mexico
- Statute of Limitations on Debt Collection in New York
- Statute of Limitations on Debt Collection in North Carolina
- Statute of Limitations on Debt Collection in North Dakota
- Statute of Limitations on Debt Collection in Oklahoma
- Statute of Limitations on Debt Collection in Oregon
- Statute of Limitations on Debt Collection in Oregon (Complete Guide)
- Statute of Limitations on Debt Collection in Pennsylvania
- Statute of Limitations on Debt Collection in Rhode Island
- Statute of Limitations on Debt Collection in South Carolina
- Statute of Limitations on Debt Collection in South Dakota
- Statute of Limitations on Debt Collection in Tennessee
- Statute of Limitations on Debt Collection in Texas
- Statute of Limitations on Debt Collection in Utah
- Statute of Limitations on Debt Collection in Vermont
- Statute of Limitations on Debt Collection in Virginia
- Statute of Limitations on Debt Collection in Washington
- Statute of Limitations on Debt Collection in West Virginia
- Statute of Limitations on Debt Collection in Wisconsin
- Statute of Limitations on Debt Collection in Wyoming
Check the status of your court case
Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.
- Alabama Court Case Search—Find Your Lawsuit
- Alaska Court Case Search — Find Your Lawsuit
- Arizona Court Case Search - Find Your Lawsuit
- Arkansas Court Case Search — Find Your Lawsuit
- California Court Case Search- Find Your Lawsuit
- Colorado Court Case Search — Find Your Lawsuit
- Connecticut Case Lookup — Find Your Court Case
- Delaware Court Case Search — Find Your Lawsuit
- Florida Court Case Search — Find Your Lawsuit
- Georgia Court Case Search — Find Your Lawsuit
- Hawaii Court Case Search — Find Your Lawsuit
- Idaho Court Case Search – Find Your Lawsuit
- Illinois Court Case Search — Find Your Lawsuit
- Indiana Court Case Search — Find Your Lawsuit
- Iowa Court Case Search — Find Your Lawsuit
- Kansas Court Case Search — Find Your Lawsuit
- Kentucky Court Case Search — Find Your Lawsuit
- Louisiana Court Case Search — Find Your Lawsuit
- Maine Court Case Search — Find Your Lawsuit
- Maryland Court Case Search — Find Your Lawsuit
- Massachusetts Court Case Search — Find Your Lawsuit
- Michigan Court Case Search — Find Your Lawsuit
- Minnesota Court Case Search — Find Your Lawsuit
- Mississippi Court Case Search — Find Your Lawsuit
- Missouri Court Case Search — Find Your Lawsuit
- Montana Court Case Search — Find Your Lawsuit
- Nebraska Court Case Search — Find Your Lawsuit
- Nevada Court Case Search — Find Your Lawsuit
- New Hampshire Court Case Search — Find Your Lawsuit
- New Jersey Court Case Search—Find Your Lawsuit
- New Mexico Court Case Search - Find Your Lawsuit
- New York Case Search — Find Your Lawsuit
- North Carolina Court Case Search — Find Your Lawsuit
- North Dakota Court Case Search �� Find Your Lawsuit
- Ohio Court Case Search — Find Your Lawsuit
- Oklahoma Court Case Search — Find Your Lawsuit
- Oregon Court Case Search — Find Your Lawsuit
- Pennsylvania Court Case Search — Find Your Lawsuit
- Rhode Island Court Case Search — Find Your Lawsuit
- South Carolina Court Case Search — Find Your Lawsuit
- South Dakota Court Case Search — Find Your Lawsuit
- Tennessee Court Case Search — Find Your Lawsuit
- Texas Court Case Search — Find Your Lawsuit
- Utah Court Case Search — Find Your Lawsuit
- Vermont Court Case Search — Find Your Lawsuit
- Virginia Court Case Search — Find Your Lawsuit
- Washington Court Case Search — Find Your Lawsuit
- West Virginia Court Case Search — Find Your Lawsuit
- Wisconsin Court Case Search — Find Your Lawsuit
- Wyoming Court Case Search — Find Your Lawsuit
How to stop wage garnishment in your state
Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.
- Stop Wage Garnishment in Alabama
- Stop Wage Garnishment in Alaska
- Stop Wage Garnishment in Arizona
- Stop Wage Garnishment in Arkansas
- Stop Wage Garnishment in California
- Stop Wage Garnishment in Colorado
- Stop Wage Garnishment in Connecticut
- Stop Wage Garnishment in Delaware
- Stop Wage Garnishment in Florida
- Stop Wage Garnishment in Georgia
- Stop Wage Garnishment in Hawaii
- Stop Wage Garnishment in Idaho
- Stop Wage Garnishment in Illinois
- Stop Wage Garnishment in Indiana
- Stop Wage Garnishment in Iowa
- Stop Wage Garnishment in Kansas
- Stop Wage Garnishment in Kentucky
- Stop Wage Garnishment in Louisiana
- Stop Wage Garnishment in Maine
- Stop Wage Garnishment in Maryland
- Stop Wage Garnishment in Massachusetts
- Stop Wage Garnishment in Michigan
- Stop Wage Garnishment in Minnesota
- Stop Wage Garnishment in Mississippi
- Stop Wage Garnishment in Missouri
- Stop Wage Garnishment in Montana
- Stop Wage Garnishment in Nevada
- Stop Wage Garnishment in New Hampshire
- Stop Wage Garnishment in New Jersey
- Stop Wage Garnishment in New Mexico
- Stop Wage Garnishment in New York
- Stop Wage Garnishment in North Carolina
- Stop Wage Garnishment in North Dakota
- Stop Wage Garnishment in Ohio
- Stop Wage Garnishment in Oklahoma
- Stop Wage Garnishment in Oregon
- Stop Wage Garnishment in Pennsylvania
- Stop Wage Garnishment in Rhode Island
- Stop Wage Garnishment in South Carolina
- Stop Wage Garnishment in South Dakota
- Stop Wage Garnishment in Tennessee
- Stop Wage Garnishment In Texas
- Stop Wage Garnishment In Utah
- Stop Wage Garnishment in Vermont
- Stop Wage Garnishment in Virginia
- Stop Wage Garnishment in Washington
- Stop Wage Garnishment in West Virginia
- Stop Wage Garnishment in Wisconsin
- Stop Wage Garnishment in Wyoming
Other wage garnishment resources
- Bank Account Garnishment and Liens in Texas
- Can I Stop Wage Garnishment?
- Can My Wife's Bank Account Be Garnished for My Debt?
- Can Payday Loans Garnish Your Wages?
- Can pensions be garnished?
- Can Private Disability Payments Be Garnished?
- Can Social Security Disability Be Garnished?
- Can They Garnish Your Wages for Credit Card Debt?
- Can You Stop a Garnishment Once It Starts?
- Guide to Garnishment Limits by State
- How Can I Stop Wage Garnishments Immediately?
- How Long Before a Creditor Can Garnish Wages?
- How Long Does It Take to Get Garnished Wages Back?
- How to Fight a Wage Garnishment
- How to Prevent Wage Garnishment
- How to Stop a Garnishment
- How to Stop Social Security Wage Garnishment
- How to Stop Wage Garnishment — Everything You Need to Know
- New York Garnishment Laws – Overview
- Ohio Garnishment Laws — What They Say
- Wage Garnishment Lawyer
- What Is Wage Garnishment?
How to settle a debt in your state
Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.
- How to Settle a Debt in Alabama
- How to Settle a Debt in Alaska
- How to Settle a Debt in Arizona
- How to Settle a Debt in Arkansas
- How to Settle a Debt in California
- How to Settle a Debt in Colorado
- How to Settle a Debt in Delaware
- How to Settle a Debt in Florida
- How to Settle a Debt in Hawaii
- How to Settle a Debt in Idaho
- How to Settle a Debt in Illinois
- How to Settle a Debt in Indiana
- How to Settle a Debt in Iowa
- How to Settle a Debt in Kansas
- How to Settle a Debt in Kentucky
- How to Settle a Debt in Louisiana
- How to Settle a Debt in Maryland
- How to Settle a Debt in Massachusetts
- How to Settle a Debt in Michigan
- How to Settle a Debt in Minnesota
- How to Settle a Debt in Mississippi
- How to Settle a Debt in Missouri
- How to Settle a Debt in Montana
- How to Settle a Debt in Nebraska
- How to Settle a Debt in Nevada
- How to Settle a Debt in New Hampshire
- How to Settle a Debt in New Jersey
- How to Settle a Debt in New Mexico
- How to Settle a Debt in New York
- How to Settle a Debt in North Carolina
- How to Settle a Debt in North Dakota
- How to Settle a Debt in Ohio
- How to Settle a Debt in Oklahoma
- How to Settle a Debt in Oregon
- How to Settle a Debt in Pennsylvania
- How to Settle a Debt in South Carolina
- How to Settle a Debt in South Dakota
- How to Settle a Debt in Tennessee
- How to Settle a Debt in Texas
- How to Settle a Debt in Utah
- How to Settle a Debt in Vermont
- How to Settle a Debt in Virginia
- How to Settle a Debt in West Virginia
- How to Settle a Debt in Wisconsin
- How to Settle a Debt in Wyoming
How to settle with every debt collector
Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.
Other debt settlement resources
- Best Debt Settlement Companies
- Can I Settle a Debt After Being Served?
- Can I Still Settle a Debt After Being Served?
- Can You Settle a Warrant in Debt Before Court?
- Debt Management vs. Debt Settlement
- Debt Settlement Pros and Cons
- Debt Settlement Scam
- Do I Need to Hire a Debt Settlement Lawyer?
- Do You Need a Debt Settlement Attorney in Houston Texas?
- Do You Owe Taxes on Settled Debt?
- Here’s a Sample Letter to Collection Agencies to Settle Debt
- How Can I Settle My Credit Card Debt Before Going to Court?
- How Do I Know if a Debt Settlement Company Is Legitimate?
- How Long Does a Lawsuit Take to Settle?
- How Much Do Settlement Companies Charge?
- How I Settled My Credit Card Debt With Discover
- How to File a Motion to Enforce Settlement Agreement
- How to Make a Debt Settlement Agreement
- How to Make a Settlement Offer to Navient
- How to Negotiate a Debt Settlement with a Law Firm
- How to send Santander a settlement letter
- How to Settle Debt for Pennies on the Dollar
- How to Settle Debt in 3 Steps
- How to Settle Debt with a Reduced Lump Sum Payment
- How to Settle a Credit Card Debt Lawsuit — Ultimate Guide
- How to Settle Credit Card Debt When a Lawsuit Has Been Filed
- If You Are Using a Debt Relief Agency, Can You Settle Yourself with the Creditor?
- Largest Debt Settlement Companies
- Should I Settle a Collection or Pay in Full?
- Summary of the Equifax Data Breach Settlement
- The Advantages of Pre-Settlement Lawsuit Funding
- The FTC Regulates Debt Settlement Through the Telemarketing Sales Rule
- The Pros and Cons of Debt Settlement
- What Happens if I Reject a Settlement Offer?
- What Happens if You Don't Pay a Debt Settlement?
- What Happens When You Settle a Debt?
- What Is A Debt Settlement Agreement?
- What is Debt Settlement?
- What Percentage Should I Offer to Settle Debt?
- What to Ask for in a Settlement Agreement
- Who Qualifies for Debt Settlement?
- Will Collection Agencies Settle for Less?
- 5 Signs of a Debt Settlement Scam
Personal loan and debt relief reviews
We give a factual review of the following debt consolidation, debt settlement, and loan organizations and companies to help you make an informed decision before you take on a debt.
- Accredited Debt Relief Debt Settlement Reviews
- Advance America Loan Review
- ACE Cash Express Personal Loan Review
- BMG Money Loan Review
- BMO Harris Bank Review: Pros and Cons
- Brite Solutions Debt Settlement Reviews
- Caliber Home Loans Mortgage Review
- Cambridge Debt Consolidation Review
- Campus Debt Solutions Review
- CashNetUSA Review
- Century Debt Settlement Reviews
- ClearPoint Debt Management Review
- Click N Loan Reviews
- CuraDebt Debt Settlement Review
- CuraDebt Reviews: Debt Relief Assistance For California Residents
- Debt Eraser Review
- Debtconsolidation.com Debt Settlement Reviews
- Eagle One Debt Settlement Reviews
- Freedom Debt Relief Debt Settlement Reviews
- Global Holdings Debt Settlement Reviews
- Golden 1 Credit Union Personal Loan Review
- Honda Financial Services Review
- iLending Reviews
- Infinite Law Group Debt Settlement Reviews
- JG Wentworth Debt Settlement Reviews
- LoanMart Reviews
- Mastriani Law Firm Review
- Milestone ® Mastercard ® Review
- ModoLoan Review
- Money Management International Reviews
- M&T Mortgage Company Review
- National Debt Relief Debt Settlement Reviews
- New Era Debt Settlement Reviews
- OppLoans Review
- Pacific Debt Relief Reviews
- Palisade Legal Group Debt Settlement Reviews
- PCG Debt Consolidation Review
- PenFed Auto Loan Review
- Priority Plus Financial Reviews
- Roseland Associates Debt Consolidation Review
- SDCCU Debt Consolidation Review
- Speedy Cash Loans Review
- Symple Lending Reviews
- Tripoint Lending Reviews
- TurboDebt Debt Settlement Reviews
- Turnbull Law Group Debt Settlement Reviews
- United Debt Settlement Reviews
- Upgrade Auto Loans Reviews
How to repair and improve your credit score
Debt has a big impact on your credit. Below is a list of guides on how to repair and improve your credit, even while managing major debt.
- 3 Ways to Repair Your Credit with Debt Collections
- 5 Pros and Cons of Credit Cards & How to Use Them Wisely
- 6 Reasons Your Credit Score Isn't Going Up
- Bankruptcy vs Debt Settlement: Which is Better for Your Credit Score?
- Does Debt Consolidation Hurt Your Credit Score?
- Does Wage Garnishment Affect Credit?
- Guide to Disclosing Income on Your Credit Card Application
- How Long Does It Take to Improve My Credit Score After Debt Settlement?
- How Often Does Merrick Bank Increase Your Credit Limit?
- How to fix your credit to buy a house
- How to Handle Debt and Improve Credit
- How to Raise My Credit Score 40 Points Fast
- If I Settle with a Collection Agency, Will It Hurt My Credit?
- Is 600 a Good Credit Score?
- Obama Credit Card Debt Relief Program – How to Use It
- Sample credit report dispute letter
- Should I Use Credit Journey?
- Understanding myFICO: Your Gateway to Better Credit
- What Does "DLA" Mean on a Credit Report?
- What Is A Good Credit Score For Businesses?
- What is American Credit Acceptance?
- What is CBNA on my credit report?
- What is CreditFresh?
- Who Made the Credit Score?
- Why is THD/CBNA on my credit report?
How to resolve student loan debt
Struggling with student debt? SoloSuit’s got you covered. Below are resources on handling student loan debt.
- Budgeting Strategies for Students: How to Manage Your Finances Wisely
- Can You Go to Jail for Not Paying Student Loans?
- Can You Settle Student Loan Debt?
- Do Student Loans Go Away After 7 Years? (2022 Guide)
- Do You Need a Student Loan Lawyer? (Complete Guide)
- Does Student Debt Die With You?
- How to Manage a Student Debt
- How to Get Rid of Student Loan Debt
- Mandatory Forbearance Request Student Loan Debt Burden
- Negative Economic Effects of Student Loan Debt on the US Economy
- Pros and Cons of Taking a Student Loan
- Regional Adjustment Bureau Student Loans – How to Win
- The Real Impact of Student Debt: How Our Brains Handle It
- Why It's Important to Teach Students How to Manage Debt
- 5 Alternatives to Taking a Student Loan
- 5 Tips for Students: How to Create a Realistic and Effective Budget
- 7 College Financial Planning Tips for Students
- 7 Things to Consider When Taking a Student Loan
- 7 Tips to Manage Your Student Loans
Civil law legal definitions
You can represent yourself in court. Save yourself the time and cost of finding an attorney, and use the following resources to understand legal definitions better and how they may apply to your case.
- Accleration Clause — Definition
- Adjuster - Defined
- Adverse Action — Definition
- Affidavit — A Definition
- Annulment vs. divorce – what's the difference?
- Anticipatory Repudiation — Definition
- Bench Trial — Defined
- Certificate of Debt: A Definition
- Commuted Sentence – Definition
- Constructive Eviction - Defined
- Constructive Discharge - Definition
- Constructive Eviction - Defined
- Defendant - Definition and Everything You Need to Know
- Demurred – Definition
- Dischargeable - Definition
- Disclosures — Definition
- False Imprisonment Defined
- Good Faith Exception – Definition
- Hearsay — A Definition
- HOEPA – Definition
- Implied Contract – Definition
- Injunctive Relief — A Definition
- Intestate–Defined
- Irrevocable Agreement — Defined
- Joint Custody–Defined
- Litigator — A Definition
- Mediation - Definition
- Medical Malpractice — Definition
- Mistrial — A Definition
- Mitigating Circumstances — Definition
- Motion for Summary Judgment — Definition
- Nolle Prosequi – Definition
- Nunc Pro Tunc — A Definition
- Plaintiff - Definition and Everything You Need to Know
- Pro Se - Defined
- Probable Cause Hearing — Definition
- Restitution – Definition
- Sole Custody-Defined
- Statute of Limitations—Definition and Everything You Need to Know
- Summons—Definition
- Tenancy in Common – Defined
- Time Is of the Essence – Definition
- What Is the Bankruptcy Definition of Consumer Debt?
- Wrongful Termination–Defined
Get answers to these FAQs on debt collection
- Am I Responsible for My Husband's Debts If We Divorce?
- Am I Responsible for My Parent's Debt if I Have Power of Attorney?
- Can a Collection Agency Add Fees on the Debt?
- Can a Collection Agency Charge Interest on a Debt?
- Can a Credit Card Company Sue Me?
- Can a Debt Collector Freeze Your Bank Account?
- Can a Debt Collector Leave a Voicemail?
- Can a Debt Collector Take My Car in California?
- Can a Judgment Creditor Take my Car?
- Can a Process Server Leave a Summons Taped to My Door?
- Can an Eviction Be Reversed?
- Can Credit Card Companies Garnish Your Wages?
- Can Credit Cards Garnish Wages?
- Can Debt Collectors Call From Local Numbers?
- Can Debt Collectors Call You at Work in Texas?
- Can Debt Collectors Call Your Family?
- Can Debt Collectors Leave Voicemails?
- Can I Pay a Debt Before the Court Date?
- Can I Rent an Apartment if I Have Debt in Collection?
- Can I Sue the President for Emotional Distress?
- Can the SCRA Stop a Default Judgment?
- Can the Statute of Limitations be Extended?
- Can You Appeal a Default Judgement?
- Can You Get Unemployment if You Quit?
- Can You Go to Jail for a Payday Loan?
- Can You Go to Jail for Credit Card Debt?
- Can You Negotiate with Westlake Financial?
- Can You Record a Call with a Debt Collector in Your State?
- Can You Serve Someone with a Collections Lawsuit at Their Work?
- Can You Sue Someone Who Has Filed Chapter 7 Bankruptcy?
- Capital One is Suing Me – How Can I Win?
- Debt Snowball vs. Debt Avalanche: Which One Is Apt for You?
- Do 609 Letters Really Work?
- Do Debt Collectors Ever Give Up?
- Do I Have Too Much Debt to Divorce My Spouse?
- Do I Need a Debt Collection Defense Attorney?
- Do I Need a Debt Negotiator?
- Do I Need a Legal Coach?
- Do I Need a Payday Loans Lawyer?
- Does a Living Trust Protect Your Assets from Lawsuits?
- Does Chase Sue for Credit Card Debt?
- Does Debt Consolidation Have Risks?
- Does Midland Funding Show Up to Court?
- How Can I Get Financial Assistance in PA?
- How do Debt Relief Scams Work?
- How Do I Find Out If I Have Any Judgments Against Me?
- How Do I Get Rid of a Judgment Lien on My Property?
- How Do I Register on the Do Not Call List?
- How Does a Flex Loan Work?
- How Does Debt Affect Your Ability to Buy a Home?
- How Does Debt Assignment Work?
- How Does Finwise Bank Work?
- How does Navy Credit debt forgiveness work?
- How Does Payments.tsico Work?
- How Important is it to Protect your Assets from Unexpected Events?
- How is Debt Divided in Divorce?
- How Long Do Creditors Have to Collect a Debt from an Estate?
- How long do debt collectors take to respond to debt validation letters?
- How Long Does a Judgement Last?
- How Long Does a Judgment Last?
- How Long Does a Levy Stay on a Bank Account?
- How Long Does an Eviction Stay on Your Record?
- How Many Calls from a Debt Collector is Considered Harassment?
- How Many Times Can a Judgment Be Renewed in North Carolina?
- How Many Times Can a Judgment be Renewed in Oklahoma?
- How Much Do Collection Agencies Pay for Debt?
- How Much Do You Have to Be in Debt to File Chapter 7?
- How Much Does College Actually Cost?
- How Often Do Credit Card Companies Sue for Non-Payment?
- How Should You Respond to the Theft of Your Identity?
- I am being sued because my identity was stolen - What do I do?
- If a Car is Repossessed Do I Still Owe the Debt?
- Is Debt Forgiveness Taxable?
- Is Freedom Debt Relief a Scam?
- Is it Legal for Debt Collectors to Call Family Members?
- Is it Smart to Consolidate Debt?
- Is LVNV Funding a Legitimate Company? - Them in Court
- Is My Case in the Right Venue?
- Is Portfolio Recovery Associates Legit? — How to Win
- Is Severance Pay Taxable?
- Is SoloSuit Worth It?
- Is Someone with Power of Attorney Responsible for Debt After Death?
- Is the NTB Credit Card Safe?
- Is There a Judgment Against Me Without my Knowledge?
- Is transworld systems legitimate? — How to win in court
- Liquidate–What Does it Mean?
- Litigation Finance: Is it a Good Investment?
- Received a 3-Day Eviction Notice? Here's What To Do
- Should I File Bankruptcy Before or After a Judgment?
- Should I Hire a Civil Litigation Attorney?
- Should I Hire a Civil Rights Lawyer?
- Should I Hire a Litigation Attorney?
- Should I Marry Someone With Debt?
- Should I Pay Off an Old Apartment Debt?
- Should I Send a Demand Letter Before a Lawsuit?
- Should I Use My IRA to Pay Off Credit Card Debt?
- Should You Communicate with a Debt Collector in Writing or by Telephone?
- Should You Invest in Stocks While In Debt?
- Subsidized vs. Unsubsidized Loans: Which is Better?
- The Truth: Should You Never Pay a Debt Collection Agency?
- What are the biggest debt collector companies in the US?
- What are the different types of debt?
- What Bank Is Behind Best Buy's Credit Card?
- What Bank Issues Kohl's Credit Card?
- What Bank Owns Old Navy Credit Card?
- What Credit Bureau does Aqua Finance Use?
- What Credit Bureau Does Truliant Use?
- What Does “Apple Pay Transaction Under Review” Mean?
- What Does a Debt Collector Have to Prove in Court?
- What Does BAC Stand For?
- What does HAFA stand for?
- What Does Payment Deferred Mean?
- What Does Reaffirmation of Debt Mean?
- What Happens After a Motion for Default Is Filed?
- What Happens at a Motion for Summary Judgment Hearing?
- What Happens If a Defendant Does Not Pay a Judgment?
- What Happens If a Process Server Can't Serve You?
- What Happens if a Tenant Wins an Eviction Lawsuit?
- What Happens If Someone Sues You and You Have No Money?
- What Happens If You Avoid Getting Served Court Papers?
- What Happens If You Don’t Pay Speedy Cash?
- What Happens If You Ignore a Debt Collector?
- What Happens If You Never Answer Debt Collectors?
- What Happens When a Debt Is Sold to a Collection Agency
- What Happens When a Debt Is Sold to a Collection Agency?
- What If a Summons Was Served to the Wrong Person?
- What If an Order for Default Was Entered?
- What if I default on an Avant payment?
- What If the Wrong Defendant Is Named in a Lawsuit?
- What Is a Case Number?
- What is a Certificate of Judgment in Ohio?
- What Is a Certificate of Service?
- What Is a Civil Chapter 61 Warrant?
- What is a Civil Litigation Lawyer?
- What Is a Consent Judgment?
- What Is a CPN Number?
- What Is a Debt Brokerage?
- What Is a Debt-to-Sales Ratio?
- What Is a Defamation Lawsuit?
- What is a default judgment?— What do I do?
- What Is a Libel Lawsuit?
- What is a Lien on a House?
- What is a Lien Release on a Car?
- What is a Lien?
- What Is a Motion to Strike?
- What Is a Motion to Suppress?
- What Is a Non-Dischargeable Debt in Tennessee?
- What Is a Nonsuit Without Prejudice?
- What Is a Preliminary Hearing?
- What Is a Reaffirmation Agreement?
- What Is a Request for Dismissal?
- What Is a Rule 3.740 Collections Defense in California?
- What Is a Slander Lawsuit?
- What is a Stipulated Judgment?
- What Is a Warrant in Debt?
- What is ABC Financial Club Charge?
- What is ACS Ed Services?
- What is Advanced Call Center Technologies?
- What is Alimony?
- What Is Allied Interstate's Phone Number?
- What is an Affirmative Defense?
- What Is an Assignment of Debt?
- What Is an Attorney Malpractice Lawsuit?
- What Is an Unlawful Detainer Lawsuit?
- What is Bank of America CashPro?
- What is Bitty Advance?
- What Is Celtic Bank?
- What is Consumer Portfolio Services?
- What Is Credence Resource Management?
- What Is Debt Internment?
- What Is Discover's 60/60 plan?
- What is Evading the Police?
- What Is Extinguishment of Debt?
- What is First Investors Financial Services?
- What is Global Lending Services?
- What is homicide?
- What Is Lexington Law Firm?
- What is LGFCU Personal Loan?
- What is Moral Turpitude?
- What is Online Information Services?
- What is Oportun?
- What Is Service of Process in Texas?
- What is sewer service?
- What Is Summary Judgment?
- What is Synchrony Bank's Hardship Program?
- What Is T-Mobile's Phone Number for Debt Collection?
- What Is the Amount of Money You Still Owe to Their Credit Card Company Called?
- What is the Deadline for a Defendant's Answer to Avoid a Default Judgment?
- What Is the Formula for Calculating Closing Costs?
- What Is the Minimum Amount That a Collection Agency Will Sue For?
- What Is the Phone Number for IQ Data?
- What is the Purpose of the Truth in the Lending Act?
- What is the status of my case?
- What Is the Statute of Limitations on Debt in Washington?
- What is the Telemarketing Sales Rule?
- What is Unsecured Credit Card Debt?
- What is WCTCB?
- What is WFDS?
- What is WUVISAAFT?
- What is Zombie Debt, and How Do I Deal With It?
- What Personal Property Can Be Seized in a Judgment?
- What Should I Do If Crown Asset Management Suing Me?
- What Should I Do If OneMain Financial Is Taking Me to Court?
- What Should You Do if You Can't Pay Your Mortgage?
- What states require a professional licensing number for debt collectors?
- What Happens When a Debt Is Sold to a Collection Agency
- When Does Exeter Finance Repo Cars?
- When Is My Rent Due Legally?
- Where’s My Amended Tax Return?
- Which Bank Does Macy's Credit Card Use?
- Who is EOSCCA?
- Who is Over the Loan Forgiveness Program at KHESLC?
- Who is Synchrony Bank? — Beat Them in Court
- Who is Jefferson Capital Systems LLC — How to win in court
- Why Being Judgment Proof Is Not a Defense to a Lawsuit
- Why Can't Lawyers Give Legal Advice?
- Who is Over the Loan Forgiveness Program at KHESLC?
- Who is Synchrony Bank? — Them in Court
- Who Qualifies for Debt Settlement?
- Why Being Judgment Proof Is Not a Defense to a Lawsuit
- Why Can't Lawyers Give Legal Advice?
- Why Do Debt Collectors Block Their Phone Numbers?
- Why Do Lawyers Charge So Much?
- Why Is the Sheriff Looking for Me?
- Why Would a Sheriff Come to My House with Papers?
- Will Bankruptcy Stop a Judgment?
How-to debt guides
- How to Beat Westlake Portfolio Management
- How to Access Free Debt Relief
- How to Answer a Lawsuit for Debt Collection
- How to Appear in Court by Phone
- How to Apply For Unemployment Benefits in Florida
- How to Avoid Getting Served
- How to Beat a Bill Collector in Court
- How to Beat a Debt Collector in Court
- How to Beat a Lawsuit From a Debt Collector
- How to Cancel a Merrick Bank Credit Card
- How to Cancel an American Eagle Credit Card: A Step-by-Step Guide
- How to Cancel JCPenney Credit Card
- How to Deal with Debt Collectors
- How to decide what to do next in a lawsuit
- How to Defend Yourself in Court
- How To Develop A Debt Repayment Plan That Works
- How to Discharge a Debt with UCC
- How to Dispute a Debt and Win
- How to Dispute a False Positive Drug Test
- How to dispute a rental collection
- How to Drag Out an Eviction
- How to Fight a Motion for Relief From Automatic Stay
- How to Fight an Eviction
- How to Fight Debt Collectors in Court and Win
- How to File a Civil Answer in Kings County Supreme Court
- How to File a Civil Answer With the Duval Clerk of Courts - Florida
- How to File a Motion to Extend Time
- How to File a Motion to Satisfy Judgment in Utah
- How to File a Motion to Set Aside Judgment
- How to File Chapter 13 Without an Attorney
- How to File in Bergen County Superior Court
- How to File in Deschutes County Circuit Court
- How to File in Josephine County Courthouse
- How to File in Miamisburg Municipal Court
- How to File in Monmouth County Courthouse
- How to File in Oak Grove Courthouse
- How to File in Oregon Small Claims Court
- How to File in Small Claims Court in Iowa
- How to File in the Houston County Superior Court
- How To Fill Out the PLD-C-001
- How to Find My Bridgecrest Login
- How to Find Out If You're Being Sued
- How to Find Out What Collection Agency Owns Your Debt
- How to Find the Attorney That is Suing You (Secret)
- How to get a case dismissed without prejudice on statute of limitations
- How to Get a Divorce in Florida
- How to Get Credit Card Debt Relief
- How to Get Debt Relief (Ultimate 50 State Guide 2023)
- How to Get Out of a Bridgecrest Loan
- How to get out of a RISE loan
- How to Get Out of Debt Before Retirement
- How to Get Out of Paying HOA Dues
- How to Get Relief From a Gambling Debt
- How to Hire a Mediator
- How to Identify Age Discrimination in the Employment Act
- How to identify fake and abusive debt collectors
- How to Liquidate Credit Cards Into Cash
- How to liquidate your assets to pay off debt
- How to Make a 609 Letter That Really Works
- How to Make a Debt Validation Letter - The Ultimate Guide (2023)
- How to Make a Motion to Dismiss
- How to Make a Motion to Lift Stay
- How to Make a Motion to Vacate Judgment
- How to Make a Will
- How to Make an Eviction Appeal
- How to Make Motion to Set Aside — Ultimate Guide
- How to Negotiate a Lien on a House
- How to Negotiate Credit Card Debts
- How to Paramount Recovery
- How To Pay for College and Avoid Debt
- How to Pay off Your Destiny Credit Card
- How to Perform Voluntary Repossession
- How to Protect Your LLC with a Registered Agent Service
- How to Recover from a Negative Bank Balance
- How to Report the Cancellation of a Debt on a 1040
- How to Respond to a Debt Collection Summons in Wyoming
- How to Respond to a Debt Lawsuit vs United Collection Bureau
- How to Respond to a Lawsuit Against Northstar Location Services
- How to Respond to a Sheriff's Note On Your Door
- How to respond to a Summons from VanSlam, Inc
- How to Respond to Plaintiff's Counsel
- How To Respond to Request for Admission
- How to Satisfy a Judgment
- How to Spot Common IRS Scams
- How to Stop Eviction Lawyers
- How to Stop Pinnacle Collections Agency
- How to Support Employees With Debt – HR Solution
- How to Use a Bonus to Solve Your Financial Problems
- How to Travel Without Falling into Debt: Embracing the "Workcation"
- How to Use King County Superior Court Electronic Filing
- How to Use Montgomery County E-Filing
- How to use My.Loanbuilder
- How to Use the Doctrine of Unclean Hands
- How to Walk Away from Credit Card Debt
- How to Win a Citibank Debt Lawsuit
- How to Win a Collect Pros Dispute
- How to Win a Credit One Bank Lawsuit
- How to Win a Debt Lawsuit Against Security Credit Services
- How to Win a Freedom Debt Relief Lawsuit
- How To Win a Mariner Finance Lawsuit
- How to Win a Portfolio Recovery Associates Debt Lawsuit
- How to Win When Sued by Blitt & Gaines
- How to Win When Sued by Pharia LLC
- How to Win When You're Sued by Paragon Revenue Group
- How to Write a Hardship Letter
- How to Write a Re-Aging Debt Letter
Learn more with these additional debt resources
- A Comprehensive Guide to Business Loans in the U.S.
- Bar Associations for All 50 States
- Bank of America Is Suing Me For Credit Card Debt — How to win
- Best Debt Consolidation Strategies
- Biggest Debt Collection Agencies (2023)
- Budgeting for Language Learning: Tips for Language Enthusiasts in Debt
- BYU Personal Finance Online Course (How to Get Back on Track After a Debt Lawsuit)
- Collection Agencies Phone Numbers
- CĂłmo resolver una deuda
- CĂłmo responder a una demanda civil por deuda
- Countersuing a Company: A Step-By-Step Guide
- Credit Card Debt Forgiveness Act Explained
- Credit Card Debt Forgiveness Because of Disability
- Credit Repair Scam
- Debt Collection Ageny List (2022)
- Debt Collection Attorneys Near Me
- Debt Collection Litigation Industry Report 2023
- Debt Relief Programs 2023
- Debt Validation Letter Template
- Debt-Free Strategies: Leveraging Cash Value Life Insurance to Achieve Financial Freedom
- Defending Yourself in Court Against a Debt Collector
- Difference Between a Trial and a Hearing
- Do This If You're Sued by Express Recovery for Debt
- Don't Make a Payment to Arnold Scott Harris
- Everything You Need to Know About Getting Divorced
- Forging a Path to Debt-Free College: Innovative Approaches to Financing Your Higher Education
- Free Legal Aid in Bullhead City, Arizona
- Free Legal Aid in Marion, Ohio
- Fruit of the Poisonous Tree
- Going to Court for Credit Card Debt - Everything You Need to Know
- Going to Court for Credit Card Debt — Key Tips
- Guide to Elderly Debt Collection Laws
- Hearing Vs. Trial
- Help! A Debt Collector Is Calling My Work
- Help! I'm Being Sued by My Debt Collector
- Here Is Ocwen's Mailing Address
- Here's the Phone Number for Colinfobur (a Debt Collector)
- Hours of Service Violations - 10 Effects
- How a CPA Can Save Your Small Business Money
- How Attorney Contingency Fees Work
- How Credit Counseling and Financial Education Can Help You Manage Debt
- How Debt Affects Mental Health
- How Do You Demonstrate Financial Hardship?
- How Eviction Works for Renters
- How I Won My Credit Card Debt Lawsuit (Interview)
- How Legal Billing Software Streamlines Trust Fund Management
- How Not to Pay a Judgment
- How the Consumer Financial Protection Bureau Debt Collection Rule Applies to You
- How VPNs Protect Your Financial Privacy and Assist in Debt Relief
- I Got Sued Because of Credit Card Fraud—How I Beat American Express in Court
- I'm in Debt With No Job and No Money — What to Do
- Importance of Identity Verification for Buy Now Pay Later Providers
- Interview With A Former Debt Collector
- Is Zombie Debt Still a Problem in 2019
- Kentucky Debt Collection Laws — What You Need to Know
- Lawsuit Deadline Calculator (The best one!)
- Legal Aid in All 50 States
- Legal Aid in the US Ultimate Guide (2022)
- Legal Support Services for Debt Collection
- Liquidated Debt vs. Unliquidated Debt
- Living Trust vs. Will—Which One You Need
- Luxury on a Budget: 10 Ways to Have Luxury Experiences While Managing Debt
- Make Solomon and Solomon PC validate a debt
- Make Stephen Einstein validate a debt
- Massachusetts Debt Collection Laws – What They Say
- Money Management Tips for Senior Citizens
- Motion for Default Judgment - Everything You Need to Know
- My Bank Account is Negative $1,000 — Fix it
- National Debt Relief Screwed Me — What to Do Next
- Navigating Your Finances Wisely: A Look at the Best Credit Cards of 2023
- New Debt Collection Laws 2022
- Nonsuit vs Dismissal in a Debt Collection Lawsuit
- Oregon Eviction Laws - What They Say
- Overcoming College Debt Challenges: Top Strategies for Financial Freedom
- Plaintiff vs Defendant — What's the difference
- Pro Se Meaning
- Q&A How to Resolve Your Debt Lawsuit (April 19, 2023)
- Q&A: How to Resolve Your Debt Lawsuit (July 12, 2023)
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- Q&A: How to Resolve Your Debt Lawsuit (May 17, 2023)
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- Q&A: How to Resolve Your Debt Lawsuit | May 10, 2023
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- Read This if You're Being Evicted With Children
- Resolve Your Collection Lawsuit in 3 Steps
- Resolve Your Debt Lawsuit Q&A (March 29, 2023)
- Resolve Your Debt With A Summons Response: A Step-by-Step Guide
- Respond to A Rocket Receivables Collector
- RICO Charge
- Sample Answer to Summons for Credit Card Debt Lawsuit
- Sample Cease and Desist Letter Against Debt Collectors
- Sample Letter to Remove a Charge-Off from Your Credit Report
- Sirote and Permutt Foreclosure - How to Win
- SoloSuit FAQ
- States Where You Can Go to Jail for Debt
- Stop Paying Credit Card Debt and Stop Worrying About It
- Successful Tips on Dealing With Debt Collectors During the Pandemic
- Tax Debt Compromise Program Scam
- Template Cease and Desist Letters to Debt Collectors
- The 7 Signs You Need Debt Help
- The best strategies for paying off credit card debt
- The Eviction Moratorium by State
- The Eviction Moratorium in Indiana Explained
- The Future of Legal Document Automation: Trends and Predictions
- The Impact of Debt on Your Psychological Well-being
- The Legal and Compliance Aspects of GPS Tracking: Key Considerations for Employers
- The Legal Process for Burn Injury Claims: What to Expect In California
- The Pros and Cons of Chapter 13 Bankruptcy
- The Pros and Cons of Using Real Estate to Generate Passive Income
- The Ultimate Guide to Responding to a Debt Collection Lawsuit in Utah (2023)
- Tips for Leaving the Country With Unpaid Credit Card Debt
- Top 7 Debt Collector Scare Tactics
- Top Side Hustles to Pay Off Debt
- Trespassing
- USC 15 Section 1662(b) Explained
- Use MacBook and Tech to Protect Yourself From Debt Collectors Online
- Use This 11 Word Phrase to Stop Debt Collectors
- Use this Sample Answer to Summons for Credit Card Debt
- Vermont Statute of Limitations on Debt
- West Virginia Statute of Limitations on Debt
- What Are the Phone Numbers for United Recovery Systems
- What Happens After I File an Answer to My Debt Lawsuit?
- What Is Consumer Debt?
- What to Consider Before Signing a Stipulated Judgment, The Ultimate Guide
- What to Do About a Disputed Debt
- What to Do After Filing an Answer in a Debt Collection Lawsuit
- What to Do If a Debt Collector Is Attempting to Collect a Discharged Debt
- What to Do If a Debt Collector Sues You
- What to Do if You're Delinquent on Debt
- What to do when you get a fake court summons or phone call
- What to Say When You're in Court for Eviction
- What You Need to Know about ChexSystems
- Who is Jefferson Capital Systems LLC — How to win in court
- Why Being Judgment Proof Is Not a Defense to a Lawsuit
- Win Your Debt Lawsuit Q&A (April 5, 2023)
- You're Drowning in Debt — Here's How to Swim
- 3 Crazy Credit Card Debt Stories
- 3 Reasons Banks Can Freeze Your Account
- 3 Things to Know About Bright Lending
- 4 Ways to Get Local IRS Tax Help in Your State
- 5 Best Debt Reduction Services of 2022
- 5 Expenses You Can Cut to Save Money and Pay Off Debt
- 5 Legal and Deadly Lessons From Bicycle Accidents
- 5 Tips on How to Use Debt to Build Wealth
- 5 Ways Identity Theft Can Happen
- 7 Quick Solutions to Typical Family Money Problems
- 7 Ways to Protect Your Banking Information