Dena Standley | May 17, 2023
Edited by Hannah Locklear, B.A.
Summary: Capital One offers various financial services, including credit cards, loans, banking, and savings accounts. If you have missed a payment or underpaid your last bill, you may receive several calls from Capital One at 800 955-6600. Even if you do not owe anything at all, they could be calling anyway. To protect yourself from harassment, here are some things you can do.
"Hello. This is Linda from Capital One. If you want to know about our offers, please call me at 1(800) 955-6600.” Have you ever received such a message? The number 800-955-6600 may call you multiple times daily, and you might wonder who is calling and how to stop them.
800 955-6600 is a Capital One number. Many consumers report receiving an automated voice message daily on their answering machine.
Interestingly, if you call Capital One, they often act like they don't know what you're talking about. With the blocking feature on most smartphones, you can block unwanted calls, but other approaches exist to stop calls from 8009556600. Let’s explore those below.
Sued for debt? Settle the debt once and for all with the help of SoloSettle.
Capital One provides various services, including credit cards, loans, and banking. Capital One Collection Agency may be obligated to collect the debt if a consumer has missed a payment.
They may use various tactics to recover the outstanding balance, such as letters, phone calls, and legal action. Below is Capital One’s contact Information:
15000 Capital One Dr, Richmond, VA 23238
Website: https://www.capitalone.com/
Toll free: 800-955-7070
Many customers have complained of harassment, including repeated phone calls, claims of debts not owed, and debt collection attempts despite Capital One lacking documentation to prove the debt. The Better Business Bureau (BBB) reported closing more than 10,000 complaints in the last three years.
The Consumer Financial Protection Bureau (CFPB) reports nearly 40,000 complaints against Capital One over the last three years as well. Poor communication and unprofessional behavior are among consumers' complaints about Capital One collectors.
Receiving never-ending calls from Capital One gets old pretty fast. Here are some steps you can take to stop calls from 800-955-6600:
If a debt collection agency abuses your rights as a consumer, you have the right to defend yourself. As part of the FDCPA, debt collectors must follow specific guidelines regarding their communication with you and the activities they may engage in. FDCPA provisions include:
If Capital One debt collectors have violated any of these rules when contacting you about a debt, you may be entitled to compensation. Read our guide on FDCPA violations to learn more.
In the face of abusive debt collection practices, the FDCPA exists to protect you. If you’ve been sued, you can use SoloSuit to fight a debt collector lawsuit by preparing your response, legally known as an Answer, to the case.
Watch this video to learn how to prepare your Answer in three simple steps:
SoloSuit makes it easy to fight debt collectors.
You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.
SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.
>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)
Here's a list of guides for other states.
Being sued by a different debt collector? Were making guides on how to beat each one.
You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now are are just look for support, we're here for you.
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Out Debt Validation Letter is the best way to respond to a collection letter. Many debt collectors will simply give up after receiving it.
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