Summary: Capital One offers various financial services, including credit cards, loans, banking, and savings accounts. If you have missed a payment or underpaid your last bill, you may receive several calls from Capital One at 800 955-6600. Even if you do not owe anything at all, they could be calling anyway. To protect yourself from harassment, here are some things you can do.
"Hello. This is Linda from Capital One. If you want to know about our offers, please call me at 1(800) 955-6600.” Have you ever received such a message? The number 800-955-6600 may call you multiple times daily, and you might wonder who is calling and how to stop them.
800 955-6600 is a Capital One number. Many consumers report receiving an automated voice message daily on their answering machine.
Interestingly, if you call Capital One, they often act like they don't know what you're talking about. With the blocking feature on most smartphones, you can block unwanted calls, but other approaches exist to stop calls from 8009556600. Let’s explore those below.
Many customers have complained of harassment, including repeated phone calls, claims of debts not owed, and debt collection attempts despite Capital One lacking documentation to prove the debt. The Better Business Bureau (BBB) reported closing more than 10,000 complaints in the last three years.
The Consumer Financial Protection Bureau (CFPB) reports nearly 40,000 complaints against Capital One over the last three years as well. Poor communication and unprofessional behavior are among consumers' complaints about Capital One collectors.
Stop calls from 8009556600
Receiving never-ending calls from Capital One gets old pretty fast. Here are some steps you can take to stop calls from 800-955-6600:
Tell them not to call: The Fair Debt Collection Practices Act (FDCPA) allows you to stop debt collectors from calling you. When you receive the call, answer it and ask the caller to stop calling you. Let them know you do not consent to receive automated calls and want to be on their no-call list.
Send them a cease-and-desist letter: Request that Capital One stops calling you in a letter. Ensure you keep a copy of the letter for your records, and send it by certified mail with a return receipt.
Sign up for the National Do Not Call Registry: Go to https://www.donotcall.gov/ or call 1-888-382-1222. You may be entitled to up to compensation for each call if they violate the Telephone Consumer Protection Act (TCPA).
Maintain a call log. Keep a record of calls Capital One makes after receiving your written request. Make a note of the time and date of each call. Also, note any other information you can gain during the conversation, such as the names of debt collectors and creditors.
You have rights as a consumer
If a debt collection agency abuses your rights as a consumer, you have the right to defend yourself. As part of the FDCPA, debt collectors must follow specific guidelines regarding their communication with you and the activities they may engage in. FDCPA provisions include:
No harassment: Any debt collector who contacts you cannot harass, oppress, or abuse you. It is prohibited for them to threaten violence or harm anyone.
No false statements: The debt collector cannot tell lies about the amount you owe or your legal options or pretend to be someone else.
No unwanted calls: A debt collector cannot contact you before 8 a.m. or after 9 p.m.; they must cease calling if you request it in writing.
No sharing of information: Debt collectors, except for your attorney or spouse, cannot disclose your debt to anyone, including your employer.
If Capital One debt collectors have violated any of these rules when contacting you about a debt, you may be entitled to compensation. Read our guide on FDCPA violations to learn more.
Respond to a debt lawsuit
In the face of abusive debt collection practices, the FDCPA exists to protect you. If you’ve been sued, you can use SoloSuit to fight a debt collector lawsuit by preparing your response, legally known as an Answer, to the case.
Watch this video to learn how to prepare your Answer in three simple steps:
You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.
SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.
Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.
Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.
Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.
Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.
Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.
If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.
Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.
Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.
And 50% of our customers' cases have been dismissed in the past.
"Finding yourself on the wrong side of the law unexpectedly is kinda scary. I started researching on YouTube and found SoloSuit's channel. The videos were so helpful, easy to understand and encouraging. When I reached out to SoloSuit they were on it. Very professional, impeccably prompt. Thanks for the service!" - Heather