Summary: Are you being sued by Glasser and Glasser for a debt? SoloSuit can help you take a stand and win in court.
You don't recognize the number, so you send the call straight to voicemail. Their message reveals that they're calling from Glasser and Glasser about your outstanding debt. Now, you cringe every time the phone rings, worried it's yet another call from a debt collector aggressively pursuing their debt.
Is there a way out? Are these calls just a scam? When will the calls finally stop? Don't panic. This guide will help you beat Glasser and Glasser and alleviate the stress that comes from frequent debt collection calls.
Is Glasser and Glasser a legitimate company?
Unfortunately, Glasser and Glasser (or G&G) are legit. G&G is a class-action and personal injury law firm based in Virginia, and the firm also specializes in third-party debt collection. This position can mean that they represent a diverse range of clients, so the phone calls you receive can relate to debts of any variety.
What to do if Glasser and Glasser calls you
Repeated phone calls can stress you out and interrupt your day. Persistent debt collectors can even call you at work, presenting an unwanted distraction that you can live without. Thankfully, there's a path forward.
If you're receiving calls from G&G, here's a strategy to beat them:
Threatening extreme measures such as violence or arrest
Calling multiple times on the same day
Speaking with your family members about your debt
Impersonating a lawyer
Continuing to contact you after you send a cease-and-desist letter
Contacting you regarding a debt you do not owe (or have already paid)
Declining requests for debt validation
Currently, G&G has nine complaints on the Better Business Bureau website, most of which relate to billing and collections in some way.
If you believe that G&G has violated the above terms, you can report them to the FTC online platform or by calling the FTC at 877-382-4357. You can also report them using the CFPB website or by calling 855-411-2372.
If you receive a call from Glasser and Glasser, try to ask questions to get more information. Start by asking:
The debt collector's name
The contracting company's contact information
G&G's mailing address
Details about the debt
Most importantly, try to learn what they expect you to do to resolve the situation.
Do not admit ownership of the debt. Even if the debt turns out to be legitimate, accepting responsibility can waive your right to fight the debt or negotiate a better payment.
Similarly, do not give out any personal or financial information over the phone. Legitimate debt collectors will already have this data, and this can help you avoid being scammed.
Send a Debt Validation Letter to Glasser and Glasser
As a consumer, it's your right to obtain validation of your debt. Send them a Debt Validation Letter asking them to provide written confirmation of your debt. They will send you a document that includes:
The original debt figure
The amount you've paid
The remaining balance
Information about the creditor
Once you receive this document, you'll have 30 days to dispute the debt or to ask for more information about the original creditor.
Check out this video to learn more about how to draft and send a Debt Validation Letter:
Keep everything in writing
Above all, ensure that you keep every piece of mail you receive from Glasser and Glasser. This record-keeping will ensure that they adhere closely to federal guidelines, and it can also help you keep careful records that you can later show a lawyer.
Assuming the debt is valid, you may be able to start repaying. If you're unable to pay the debt in full, you may want to consult a lawyer regarding your next moves, but you'll eventually need to clear the debt to clear your name with the credit bureau.
What if Glasser and Glasser take me to court?
Unfortunately, some debts aren't easy to resolve, resulting in a lawsuit. If this happens, you can still request your debt validation as above and prepare your response. SoloSuit can help you with this by guiding you through the answering process.
Don't miss your court date. Failing to physically appear on the specified date results in a default judgment, giving G&G the right to garnish your wages to pay the debt that they originally quoted. Don't ignore your case against Glasser and Glasser; you can beat them by responding in time.
Respond to a lawsuit against Glasser and Glasser by following these three steps:
Answer each claim listed in the Complaint document from Glasser and Glasser. Keep in mind that most attorneys recommend that you deny as many of the claims as possible. This will strengthen your case and require more work for Glasser and Glasser to prove their claims.
Include your affirmative defenses. Your Answer document should include a section where you list all the legal reasons that Glasser and Glasser does not have a case against you—these are known as your affirmative defenses. One common affirmative defense is that the debt may be past the statute of limitations (time period in which a debt is valid to sue) in your state.
File your Answer with the court and send a copy to Glasser and Glasser. SoloSuit can help you file an Answer in all 50 states.
To learn more about these three steps, check out this video:
Prepare your Answer
If you've been named in a lawsuit, you have fewer than 30 days to respond. SoloSuit can make that easier by helping you prepare a written Answer to the lawsuit. Create an account today, and discover how the right help can take the stress out of your debt.
What is SoloSuit?
SoloSuit makes it easy to respond to a debt collection lawsuit.
How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts or you can pay SoloSuit to file it for you and to have an attorney review the document.
Respond with SoloSuit
"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James
It only takes 15 minutes. And 50% of our customers' cases have been dismissed in the past.
"Finding yourself on the wrong side of the law unexpectedly is kinda scary. I started researching on YouTube and found SoloSuit's channel. The videos were so helpful, easy to understand and encouraging. When I reached out to SoloSuit they were on it. Very professional, impeccably prompt. Thanks for the service!" – Heather