Dena Standley | March 20, 2023
Summary: Small claims courts, which handle debt collection cases, allow you to represent yourself. This is also known as suit pro se. You can receive a favorable judgment if you prepare well and obtain the correct documents. Learn what to consider to represent yourself and the mistakes to avoid.
In the legal system, individuals sometimes must represent themselves in court without an attorney. This situation is known as pro se or suit pro se. In Latin, pro se is a term that means “on one’s behalf.” The suit, which means a legal action or lawsuit, when combined with pro se, means a person representing themselves in a legal matter without the assistance of a lawyer.
Admittedly, it can be challenging for a person representing themselves to navigate the legal process without a legal professional. However, the situation is much simpler in debt collection cases. Most small claims courts welcome pro se more than having an attorney present.
If you choose to be a pro se litigant, it is crucial to understand its implication and prepare well. This article will give you more information on when to consider representing yourself, mistakes you should avoid, and options to settle the matter out of court.
For some people, the decision to represent themselves is not an option they choose willingly. Circumstances may force them to handle their case. The most common reason to represent yourself is that hiring an attorney is expensive.
Most people in America cannot afford a lawyer’s legal fees, and a suit pro se is the only way for them to save money and still have their day in court. Other reasons you may consider appearing pro se in your case include:
If a debt collection agency has sued you, appearing pro se is the better option. The rules of evidence are relaxed, and the proceedings are less complex. In addition, SoloSuit makes it easy to obtain the documents you need to represent yourself.
Undoubtedly, lawyers make mistakes when handling clients' cases, but these mistakes rarely cost them the case. Even when they make a grave mistake, they can usually find a way to get back on track.
On the contrary, pro se litigants who make mistakes often lose the case or receive penalties. In addition, lawyers know how to manipulate pro se litigants with their tricks. To avoid finding yourself in this situation, the following are some mistakes to avoid:
Let’s look at an illustration to summarize the points.
Example: Jenny received a lawsuit letter from LoanMart for failing to pay her pending debt for over a year. She was going through a rough patch and couldn't afford to seek legal advice. Hence, Jenny went online and discovered SoloSuit, which helped her draft and file an Answer to the lawsuit. During her hearing, Jenny explained she had sent a Debt Validation Letter to LoanMart, who never responded. The judge dismissed the case and asked LoanMart to follow the proper procedure before coming to court. Afterward, Jenny used SoloSettle to request LoanMart to settle out of court.
As mentioned earlier, to increase your chances of getting a favorable judgment in court as a pro se litigant, you must gather adequate evidence and research debt collection rules and regulations in your state. Fortunately, SoloSuit has the resources to help you prepare for court.
Our software helps you draft and file an Answer to your case. The Answer includes all the proper legal language needed to present a strong case. SoloSuit also has a blog dedicated to educating consumers on how to represent themselves in court, avoid costly attorney fees, and stick it to debt collectors.
SoloSuit makes it easy to fight debt collectors.
You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.
SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.
>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate
>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)
Here's a list of guides for other states.
Being sued by a different debt collector? Were making guides on how to beat each one.
You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now are are just look for support, we're here for you.
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Out Debt Validation Letter is the best way to respond to a collection letter. Many debt collectors will simply give up after receiving it.
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