George Simons | October 19, 2022
Summary: Is RMP LLC suing you for a debt? SoloSuit can help you take a stand and win in court.
If RMP LLC has contacted you about an unpaid debt or you have been served with a debt collection lawsuit by this agency, do not throw your hands up in despair. You have legal rights and protections when being contacted by a debt collector or when being sued for an alleged unpaid debt in court.
Here's everything you need to know about RMP LLC and how to beat them in court.
Receivables Management Partners, LLC (i.e. RMP LLC) is a debt collection agency based in Greensburg, Indiana. The agency focuses primarily on collecting debts for medical clients. For example, RMP LLC provides debt collection services to roughly 200 hospitals and over 30,000 physicians in the United States.
If you're feeling frustrated with Receivable Management Partners LLC, you're not alone. As of 2022, RMP LLC has received 140 complaints in a three-year period. Even worse, the Consumer Financial Protection Bureau reported 1,208 complaints against RMP LLC in the last ten years. These complaints mention several types of violations of the FDCPA.
Here's a summary of one complaint against RMP.
One consumer received a notification from RMP LLC that they owed a debt to a healthcare provider, and RMP had taken over the debt. When the consumer called the healthcare provider to confirm the amount, the number was much lower than what RMP LLC was claiming. RMP LLC was trying to get the consumer to pay a higher amount than they owed, and if they hadn't checked the debt amount, they would have ended up putting a lot of money directly into RMP LLC's pocket.
The rules codified in the Fair Debt Collection Practices Act (FDCPA) are designed to help protect you and other consumers from harassment and unethical behavior by debt collectors. If you are being hounded by a debt collector with RMP LLC, there is a good chance they may have violated the FDCPA.
The FDCPA is a federal law establishing what debt collectors can, and cannot, do in their efforts to recover on a debt. For example, the FDCPA states that debt collectors are not allowed to harass debtors or use any unfair means to collect their debt. Unfortunately, many debt collectors are notorious for ignoring the rules and regulations outlined in the FDCPA. This is why you need to gain an understanding of your rights and protections under this federal law.
If RMP LLC violates any of these guidelines, you can use it as evidence in your defense in court within one year. The violation does not count as evidence after one year.
A successful ruling may have you compensated for damages. If there is no proof of damages, you may be awarded up to $1,000 and any court and attorney fees reimbursed.
Use SoloSuit to respond to debt collection lawsuits in 15 minutes.
Many debt collection agencies misrepresent information as a tactic to push the debtors into honoring their debts. Some claims are often made through a phone call.
As a result, it is difficult for a debtor or court to hold debt collectors accountable for undocumented claims. You must request the collection company to make every claim in writing. FDCPA requires that official communication from the debt collectors be done through the U.S mail system.
You have a right to ask RMP LLC to mail you an official communication. If they ignore this request, you may be able to defend yourself in court, citing their lack of response.
Make the right defense the right way with SoloSuit.
The statute of limitations is the period within which a creditor can file a lawsuit for defaulted debt payment. When this time elapses, the debt collectors are not allowed to file any lawsuits regarding the debt.
Different states have different statute limitations that differ by type of debt and agreement (whether in writing or verbal).
The statute of limitations period starts to count from the date a debtor defaults payment. If you decide to make a late payment of the debt or pay after pleading guilty in a lawsuit, the statute of limitation period starts over.
The debt becomes time-barred once the statutory period expires. Even though you know that your debt is time-barred and you can prove it, it is still a good idea to reply to a lawsuit from RMP LLC regarding your debt.
You will then use evidence of time-barred debt as your defense. If your debt is deemed as time-barred, you can make one of the following two choices:
Follow these three steps to respond to a debt lawsuit against RMP LLC:
You can learn more about these three steps in this video:
SoloSuit makes it easy to fight debt collectors.
You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.
SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.
"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James
You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.
>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate
>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)
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