Start My Answer

How to Beat Revco Solutions

George Simons | August 17, 2022

When you beat Revco Solutions ^^

Summary: Is Revco Solutions suing you for a debt? SoloSuit can help you take a stand and win in court.

Getting harassed by debt collectors such as Revco Solutionsis annoying, stressful, and upsetting. Why? Because debt collectors often use unethical and even illegal methods to try to persuade you to pay what they think you owe. That's why Revco Solutions may call you all day and even into the night. They may try to contact you on your Facebook and send you threatening letters in the mail.

If you find yourself in this situation, do not despair. You have legal rights and protections that can help you beat Revco Solutions in court.

What is Revco Solutions?

Revco Solutions is a debt collection agency doing business out of Columbus, Ohio. Its original name was Credit Bureau Collection Services (CBCS), but rebranded itself to Revco Solutions LLC in 2020.

Revco Solutions focuses on debt collection for hospitals and physicians. The agency also engages in debt collection for public and private utility companies, government agencies, and retail and banking institutions. In fact, Revco Solutions has been collecting debts on behalf of government agencies for close to two decades.

If you need to reach Revco Solutions, use the following contact information:

Address:
250 E Broad St Ste 400
Columbus, OH 43215-3761

Phone number: (855) 202-0113

Email: Mail@RevcoSolutions.com

Website: https://revcosolutions.com

Revco Solutions has received many complaints

If you are feeling angry towards Revco Solutions, you're not the only one. As of 2022, Revoc Solutions has received 120 complaints on its BBB profile over a three-year period. These complaints mention several violations of the FDCPA, and they demonstrate just how aggressive Revco Solutions can be when trying to collect on a debt.

Let's take a look at a real example.

“Revco Solutions, Inc. is attempting to collect a debt that I do not owe. I have never signed a contract nor have I ever received any monies from Revco Solutions, Inc. They continue to send intimidating letters with an attempt to collect money from me. I do not owe Revco any money nor do I ever intend to pay them any money for which I never received. I would like an apology for their negative tactics and have all negative information removed from all credit reporting agencies IMMEDIATELY! Furthermore, Revco should compensate me for loss of time to handle this matter and taking my important time with unwanted letters and telephonic calls.”

Understand your legal rights when Revco Solutions contacts you about a debt

Revco Solutions is known to try to take advantage of people who do not know their rights under the Fair Debt Collection Practices Act. The FDCPA lays out many rules and regulations that restrict how debt collectors can contact and treat you. Some of these rules include the following:

  • A debt collector may not call you before 8 a.m. or after 9 p.m.
  • A debt collector cannot use rude or vulgar language when they contact you.
  • A debt collector is not allowed to threaten you with a debt collection lawsuit.
  • A debt collector cannot call you at your workplace.

Respond to a debt lawsuit against Revco Solutions

If Revco Solutions sues you for debts you allegedly owe, it is vital to respond to the lawsuit quickly and aggressively. Do not ignore the lawsuit and throw the notices in the trash. The lawsuit will always be there and even if you ignore it, it will not go away. Ignoring the suit means Revco Solutions wins by default. This gives them the right to garnish your wages and put liens on your property. Never make this mistake of ignoring a debt lawsuit—you can fight back!

Follow these three steps to respond to a debt lawsuit against Revco solutions:

  1. Respond to each claim listed in the Complaint document. You can admit, deny, or deny due to a lack of knowledge. Most attorneys suggest that you deny as many allegations as possible. This makes Revco Solutions work harder because they have to gather all the necessary documentation to prove the debt is actually yours.
  2. Assert your affirmative defenses. These are legal reasons that Revco Solutions doesn't have a case against you. A common affirmative defense to raise in a debt collection lawsuit is the statute of limitations. If the debt is past the statute of limitations, then Revco has run out of time to sue you for the debt. If this is true, the case will be dismissed.
  3. File the Answer with the court, and send a copy to Revco Solutions. Make sure to file before the deadline, which is 14-35 days, depending on which state you live. Make a copy to send to Revco Solutions via USPS-certified mail. You should also request a return receipt so you can prove that you properly sent the Answer to the opposing party.

You can learn more about these three steps in this video:

Now, let's break down each step a little further.

1. Respond to each claim listed in the Complaint document

When you're sued for a debt, you should receive two court documents called the Summons and Complaint (also known as a Petition in some states). The Summons notifies you of the lawsuit, while the Complaint lists the specific claims being made against you.

The most important section of your Answer is the part where you respond to each claim listed in the Complaint. You can use one of the following responses:

  • Deny (like saying, “Prove it.”)
  • Deny due to lack of knowledge (like saying, “I don't know.”)
  • Admit (like saying, “This is true.”)

Most attorneys advise denying as many claims as possible. This forces Revco Solutions to do more work to prove their case. If they don't have the proper documentation to prove their claims, they may choose to dismiss the case altogether.

Use SoloSuit to create an Answer in just 15 minutes.

2. Assert your affirmative defenses

When you answer the debt collection lawsuit filed by Revco Solutions, you have a chance to highlight any problems with the allegations contained within the Complaint. As mentioned earlier, debt collectors are legally obligated to prove that you owe what they claim you owe. This means Revco Solutionsmust prove these things before you are legally responsible for the debt:

  • The debt collector is legally authorized to sue you.
  • You are the person who owes the debt.
  • You owe the amount noted by Revco Solutionsin the complaint filed with the court.

If Revco Solutions cannot prove the above points, there is a great chance that you can win in Court and even get the lawsuit tossed out.

Depending on your case facts, you could argue that Revco Solutions did not file the suit within the statute of limitations timeline. The statute of limitations states the time that someone has to sue you. The debt collection company needs to file the suit within that time limit or they have no legal recourse.

If the case facts show that Revco Solutions sued you for something where the statute of limitations expired, you may file a motion to have the legal action dismissed with prejudice.

There are other things you can do to defeat Revco Solutions at their shady game. Think about filing a counterclaim if you possess evidence that Revco Solutionsdid something that violates the FDCPA. If you have such evidence, Revco Solutionsmay need to pay you damages as well as cover your legal fees.

SoloSuit can help you make the right defense the right way.

3. File the Answer with the court, and send a copy to Revco Solutions

You have 14-35 days to file your Answer in the court, depending on which state you live in. You can send your Answer in the mail, deliver it by hand to a court clerk, or even file online (only some courts offer this option).

After you've filed the Answer, be sure to send a copy of it to Revco Solutions. The copy should be sent via USPS certified mail with a return receipt requested. This serves as documented proof that your Answer was properly delivered to the opposing party.

SoloSuit can file your Answer for you in all 50 states.

What is SoloSuit?

SoloSuit makes it easy to fight debt collectors.

You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.

SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.

Respond with SoloSuit

"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James


Get Started


We have answers.
Join our community of over 40,000 people.

You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.


Ask a Question


>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)

How to answer a summons for debt collection in your state

Here's a list of guides for other states.

All 50 states.



Guides on how to beat every debt collector

Being sued by a different debt collector? Were making guides on how to beat each one.


Win against credit card companies

Is your credit card company suing you? Learn how you can beat each one.

Going to Court for Credit Card Debt — Key Tips

How to Negotiate Credit Card Debts

How to Settle a Credit Card Debt Lawsuit — Ultimate Guide

Get answers to these FAQs

Need more info on statutes of limitations? Read our 50-state guide.

Why do debt collectors block their phone numbers?

How long do debt collectors take to respond to debt validation letters?

What are the biggest debt collector companies in the US?

Is Zombie Debt Still a Problem in 2019?

SoloSuit FAQ

If a car is repossessed, do I still owe the debt?

Is Portfolio Recovery Associates Legit?

Is There a Judgment Against Me Without my Knowledge?

Should I File Bankruptcy Before or After a Judgment?

What is a default judgment?— What do I do?

Summoned to Court for Medical Bills — What Do I Do?

What Happens If Someone Sues You and You Have No Money?

What Happens If You Never Answer Debt Collectors?

What Happens When a Debt Is Sold to a Collection Agency

What is a Stipulated Judgment?

What is the Deadline for a Defendants Answer to Avoid a Default Judgment?

Can a Judgement Creditor Take my Car?

Can I Settle a Debt After Being Served?

Can I Stop Wage Garnishment?

Can You Appeal a Default Judgement?

Do I Need a Debt Collection Defense Attorney?

Do I Need a Payday Loans Lawyer?

Do student loans go away after 7 years? — Student Loan Debt Guide

Am I Responsible for My Spouses Medical Debt?

Should I Marry Someone With Debt?

Can a Debt Collector Leave a Voicemail?

How Does Debt Assignment Work?

What Happens If a Defendant Does Not Pay a Judgment?

How Does Debt Assignment Work?

Can You Serve Someone with a Collections Lawsuit at Their Work?

What Is a Warrant in Debt?

How Many Times Can a Judgment be Renewed in Oklahoma?

Can an Eviction Be Reversed?

Does Debt Consolidation Have Risks?

What Happens If You Avoid Getting Served Court Papers?

Does Student Debt Die With You?

Can Debt Collectors Call You at Work in Texas?

How Much Do You Have to Be in Debt to File for Chapter 7?

What Is the Statute of Limitations on Debt in Washington?

How Long Does a Judgment Last?

Can Private Disability Payments Be Garnished?

Can Debt Collectors Call From Local Numbers?

Does the Fair Credit Reporting Act Work in Florida?

The Truth: Should You Never Pay a Debt Collection Agency?

Should You Communicate with a Debt Collector in Writing or by Telephone?

Do I Need a Debt Negotiator?

What Happens After a Motion for Default Is Filed?

Can a Process Server Leave a Summons Taped to My Door?

Learn More With These Additional Resources:

Need help managing your finances? Check out these resources.

How to Make a Debt Validation Letter - The Ultimate Guide

How to Make a Motion to Compel Arbitration Without an Attorney

How to Stop Wage Garnishment — Everything You Need to Know

How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)

Defending Yourself in Court Against a Debt Collector

Tips on you can to file an FDCPA lawsuit against a debt collection agency

Advice on how to answer a summons for debt collection.

Effective strategies for how to get back on track after a debt lawsuit

New Hampshire Statute of Limitations on Debt

Sample Cease and Desist Letter Against Debt Collectors

The Ultimate Guide to Responding to a Debt Collection Lawsuit in Utah

West Virginia Statute of Limitations on Debt

What debt collectors cannot do — FDCPA explained

Defending Yourself in Court Against Debt Collector

How to Liquidate Debt

Arkansas Statute of Limitations on Debt

Youre Drowning in Debt — Heres How to Swim

Help! Im Being Sued by My Debt Collector

How to Make a Motion to Vacate Judgment

How to Answer Summons for Debt Collection in Vermont

North Dakota Statute of Limitations on Debt

ClearPoint Debt Management Review

Indiana Statute of Limitations on Debt

Oregon Eviction Laws - What They Say

CuraDebt Debt Settlement Review

How to Write a Re-Aging Debt Letter

How to Appear in Court by Phone

How to Use the Doctrine of Unclean Hands

Debt Consolidation in Eugene, Oregon

Summoned to Court for Medical Bills? What to Do Next

How to Make a Debt Settlement Agreement

Received a 3-Day Eviction Notice? Heres What to Do

How to Answer a Lawsuit for Debt Collection

Tips for Leaving the Country With Unpaid Credit Card Debt

Kansas Statute of Limitations on Debt Collection

How to File in Small Claims Court in Iowa

How to File a Civil Answer in Kings County Supreme Court

Roseland Associates Debt Consolidation Review

How to Stop a Garnishment

Debt Eraser Review

Do Debt Collectors Ever Give Up?

Can They Garnish Your Wages for Credit Card Debt?

How Often Do Credit Card Companies Sue for Non-Payment?

How Long Does a Judgement Last?

​​How Long Before a Creditor Can Garnish Wages?

How to Beat a Bill Collector in Court