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Eagle One Debt Settlement Reviews

Sarah Edwards | January 31, 2023

Sarah Edwards
Legal Expert
Sarah Edwards, BS

Sarah Edwards is a professional researcher and writer specializing in legal content. An Emerson College alumna, she holds a Bachelor of Science in Communication from the prestigious Boston institution.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: If you’ve decided to use debt settlement to eliminate your debt, you might be considering working with a professional debt settlement company. Eagle One Debt Settlement offers debt relief services, but is the organization legit? SoloSuit weighs in on Eagle One.

Few things are worse than struggling with debts you can’t afford to repay. While you can limp along, making minimum payments and waiting for a windfall, it's often best to simply get the help you need. One of the many ways people overcome their financial problems is through debt settlement.

You can attempt debt settlement yourself or work directly with a debt settlement company to keep the process organized. However, before you decide to collaborate with a debt settlement organization, you’ll want to make sure they’re a bona fide company that isn’t going to run off with your money.

Eagle One Debt Solutions is one increasingly popular debt settlement service. But should you trust them with your financial future?

Let’s find out.

Here’s how Eagle One Debt Solutions works

A quick scan of the Eagle One Debt Solutions website raises a few red flags.

First, it’s not a secure site, meaning it doesn’t have the “https” prefix. It’s also quite old, which is evident in its lack of plug-in compatibility and old-school formatting. Some of the photos are unable to load. The copyright is for 2013 — more than ten years ago.

Eagle One Debt Solutions describes its debt settlement process on its debt settlement page, which is primarily a list of FAQs.

The company explains that they’ll begin settling your debts once you have enough money saved in your designated Special Purpose Account. Once they negotiate an agreement with your creditors, they’ll seek your approval before paying. The process continues until you settle all debts within the program.

Eagle One encourages customers to build up their savings toward debt settlement as quickly as possible—the faster they can pay their debts, the quicker they’ll become debt-free. To avoid damaging their credit during settlement, Eagle One suggests that their clients continue to make monthly payments to their creditors.

Watch our video to learn how debt settlement impacts your credit score:

How much does Eagle One debt settlement charge?

Regarding fees, Eagle One places a 15% charge on the total value of debt enrolled in the program. There are additional fees for managing the bank account, which equal $18.85 for the first month and $9.85 for every month afterward.

Eagle One accepts all unsecured debts, including credit cards, medical bills, and collections accounts. Debts secured by property are ineligible for the program.

Here’s an example of the Eagle One debt settlement process in action.

Example: Marcus has $10,000 in unsecured credit cards he wants to pay off through debt settlement. He enrolls his accounts in the program and agrees to pay $250 monthly to Eagle One, who will place the money in a particular bank account. Eagle One successfully negotiates his debts to $5,000 and charges him $1,500 for their help. Marcus saves $3,500 and gets out of debt after 26 months.


What the reviews of Eagle One Debt Solutions say

We’re not 100% certain that Eagle One Debt Solutions is still operational. The older website, combined with a lack of available information through review sites such as Better Business Bureau or Trustpilot, is troubling.

For starters, Eagle One Debt Solutions has two profile pages on BBB. Both pages show the company’s address, but the BBB states that the organization has no accreditation. There are also no reviews or complaints for Eagle One Debt Solutions.

The only other information we found about the company was on RevDex, a little-known review site that allows business owners to create free profiles and customers to review them. It hosts one scathing review for Eagle One Debt Solutions posted in 2014.

The customer in question alleged that Eagle One settled a debt without her approval, which led to difficulties since she filed for bankruptcy the same day. She sought a refund for the payment. The Revdex site notes that both parties resolved the issue.

Our final check on Eagle One Debt Solutions was its domain rating. The company has a rating of 1.3 on ahrefs.com, which is very low. We believe this is an abandoned website, and the business is probably no longer active.

Our take on Eagle One Debt Solutions

Consumers should avoid Eagle One Debt Solutions, which lacks BBB accreditation and has almost no publicly accessible information. Instead, try to settle your debts on your own or find a more reputable debt settlement business to handle your financial affairs.

Is your credit card company suing you? Find out how you can settle your debt with SoloSettle.

Settle debt by yourself with SoloSettle

You can take matters into your own hands and settle your debts by yourself with the help of SoloSettle.

SoloSettle, powered by SoloSuit, is different from traditional debt settlement companies. Here’s how:

  • You can settle the debt on your own with SoloSettle.
  • You have legal defense built in with SoloSuit. You can respond to a debt lawsuit and fight off collectors in court while working on the settlement.
  • You don’t have to make any payments until you’ve reached a debt settlement agreement.
  • You can settle a debt of any size with SoloSettle. Many debt settlement companies require you to have a large debt of $15,000 or more to enroll.
  • You stay updated with each step of the settlement process until an offer is accepted by your creditor or collector.

Let’s take a look at an example of how to use SoloSettle to settle a debt for good.

Example: Janet is being sued for a $5,000 credit card debt by Crown Asset Management, LLC—a debt collection agency. She uses SoloSuit to draft and file an Answer to the lawsuit, giving herself time to investigate her options for settling the debt. After taking a close look at her finances, Janet decides he can afford to pay off 75% of the debt right now, or $3,750. She uses SoloSettle to start the debt settlement negotiation process with the opposing lawyer, sending her first offer at 40% of the debt, or $2,000. After a few rounds of counteroffers, Crown Asset Management’s attorney agrees to settle for 60%, or $3,000. Janet ends up saving thousands of dollars, gets the case dismissed, and can finally move on with more financial freedom.


Still not convinced? Check out this review from a real SoloSettle customer:

“I'm very thankful for SoloSettle. Having a third party negotiate the settlement was instrumental in resolving this case and saved me from two giant headaches: 1) I didn't have to deal with the plaintiff's lawyer and 2) I didn't have to go to court. I also love that the payment was processed through SoloSettle. I was nervous about sharing my personal financial data with the other side, but SoloSettle protected that for me. I hope I never get sued again, but if I do, I would use SoloSettle again in a heartbeat.

SoloSettle really saved me a ton of time and heartburn and kept me from having to be my own lawyer in court.”

Check out this video to learn more:

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