Start My Answer

Eagle One Debt Settlement Reviews

Sarah Edwards | January 31, 2023

Sarah Edwards
Legal Expert
Sarah Edwards, BS

Sarah Edwards is a professional researcher and writer specializing in legal content. An Emerson College alumna, she holds a Bachelor of Science in Communication from the prestigious Boston institution.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: If you’ve decided to use debt settlement to eliminate your debt, you might be considering working with a professional debt settlement company. Eagle One Debt Settlement offers debt relief services, but is the organization legit? SoloSuit weighs in on Eagle One.

Few things are worse than struggling with debts you can’t afford to repay. While you can limp along, making minimum payments and waiting for a windfall, it's often best to simply get the help you need. One of the many ways people overcome their financial problems is through debt settlement.

You can attempt debt settlement yourself or work directly with a debt settlement company to keep the process organized. However, before you decide to collaborate with a debt settlement organization, you’ll want to make sure they’re a bona fide company that isn’t going to run off with your money.

Eagle One Debt Solutions is one increasingly popular debt settlement service. But should you trust them with your financial future?

Let’s find out.

Here’s how Eagle One Debt Solutions works

A quick scan of the Eagle One Debt Solutions website raises a few red flags.

First, it’s not a secure site, meaning it doesn’t have the “https” prefix. It’s also quite old, which is evident in its lack of plug-in compatibility and old-school formatting. Some of the photos are unable to load. The copyright is for 2013 — more than ten years ago.

Eagle One Debt Solutions describes its debt settlement process on its debt settlement page, which is primarily a list of FAQs.

The company explains that they’ll begin settling your debts once you have enough money saved in your designated Special Purpose Account. Once they negotiate an agreement with your creditors, they’ll seek your approval before paying. The process continues until you settle all debts within the program.

Eagle One encourages customers to build up their savings toward debt settlement as quickly as possible—the faster they can pay their debts, the quicker they’ll become debt-free. To avoid damaging their credit during settlement, Eagle One suggests that their clients continue to make monthly payments to their creditors.

Watch our video to learn how debt settlement impacts your credit score:

How much does Eagle One debt settlement charge?

Regarding fees, Eagle One places a 15% charge on the total value of debt enrolled in the program. There are additional fees for managing the bank account, which equal $18.85 for the first month and $9.85 for every month afterward.

Eagle One accepts all unsecured debts, including credit cards, medical bills, and collections accounts. Debts secured by property are ineligible for the program.

Here’s an example of the Eagle One debt settlement process in action.

Example: Marcus has $10,000 in unsecured credit cards he wants to pay off through debt settlement. He enrolls his accounts in the program and agrees to pay $250 monthly to Eagle One, who will place the money in a particular bank account. Eagle One successfully negotiates his debts to $5,000 and charges him $1,500 for their help. Marcus saves $3,500 and gets out of debt after 26 months.


What the reviews of Eagle One Debt Solutions say

We’re not 100% certain that Eagle One Debt Solutions is still operational. The older website, combined with a lack of available information through review sites such as Better Business Bureau or Trustpilot, is troubling.

For starters, Eagle One Debt Solutions has two profile pages on BBB. Both pages show the company’s address, but the BBB states that the organization has no accreditation. There are also no reviews or complaints for Eagle One Debt Solutions.

The only other information we found about the company was on RevDex, a little-known review site that allows business owners to create free profiles and customers to review them. It hosts one scathing review for Eagle One Debt Solutions posted in 2014.

The customer in question alleged that Eagle One settled a debt without her approval, which led to difficulties since she filed for bankruptcy the same day. She sought a refund for the payment. The Revdex site notes that both parties resolved the issue.

Our final check on Eagle One Debt Solutions was its domain rating. The company has a rating of 1.3 on ahrefs.com, which is very low. We believe this is an abandoned website, and the business is probably no longer active.

Our take on Eagle One Debt Solutions

Consumers should avoid Eagle One Debt Solutions, which lacks BBB accreditation and has almost no publicly accessible information. Instead, try to settle your debts on your own or find a more reputable debt settlement business to handle your financial affairs.

Is your credit card company suing you? Find out how you can settle your debt with SoloSettle.

Settle debt by yourself with SoloSettle

You can take matters into your own hands and settle your debts by yourself with the help of SoloSettle.

SoloSettle, powered by SoloSuit, is different from traditional debt settlement companies. Here’s how:

  • You can settle the debt on your own with SoloSettle.
  • You have legal defense built in with SoloSuit. You can respond to a debt lawsuit and fight off collectors in court while working on the settlement.
  • You don’t have to make any payments until you’ve reached a debt settlement agreement.
  • You can settle a debt of any size with SoloSettle. Many debt settlement companies require you to have a large debt of $15,000 or more to enroll.
  • You stay updated with each step of the settlement process until an offer is accepted by your creditor or collector.

Let’s take a look at an example of how to use SoloSettle to settle a debt for good.

Example: Janet is being sued for a $5,000 credit card debt by Crown Asset Management, LLC—a debt collection agency. She uses SoloSuit to draft and file an Answer to the lawsuit, giving herself time to investigate her options for settling the debt. After taking a close look at her finances, Janet decides he can afford to pay off 75% of the debt right now, or $3,750. She uses SoloSettle to start the debt settlement negotiation process with the opposing lawyer, sending her first offer at 40% of the debt, or $2,000. After a few rounds of counteroffers, Crown Asset Management’s attorney agrees to settle for 60%, or $3,000. Janet ends up saving thousands of dollars, gets the case dismissed, and can finally move on with more financial freedom.


Still not convinced? Check out this review from a real SoloSettle customer:

“I'm very thankful for SoloSettle. Having a third party negotiate the settlement was instrumental in resolving this case and saved me from two giant headaches: 1) I didn't have to deal with the plaintiff's lawyer and 2) I didn't have to go to court. I also love that the payment was processed through SoloSettle. I was nervous about sharing my personal financial data with the other side, but SoloSettle protected that for me. I hope I never get sued again, but if I do, I would use SoloSettle again in a heartbeat.

SoloSettle really saved me a ton of time and heartburn and kept me from having to be my own lawyer in court.”

Check out this video to learn more:

What is SoloSuit?

SoloSuit makes it easy to fight debt collectors.

You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.

SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.

Respond with SoloSuit

Get Started

>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)

>>Read the MSN story about how SoloSuit can help you settle your debt

How to answer a summons for debt collection in your state

Here's a list of guides for other states.

All 50 states.



Guides on how to beat every debt collector

Being sued by a different debt collector? Were making guides on how to beat each one.


We have answers

Join our community of over 40,000 people.


You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now are are just look for support, we're here for you.


Get Started

Win against credit card companies

Is your credit card company suing you? Learn how you can beat each one.

Going to Court for Credit Card Debt — Key Tips

How to Negotiate Credit Card Debts

How to Settle a Credit Card Debt Lawsuit — Ultimate Guide

Get answers to these FAQs

Need more info on statutes of limitations? Read our 50-state guide.

Why do debt collectors block their phone numbers?

How long do debt collectors take to respond to debt validation letters?

What are the biggest debt collector companies in the US?

Is Zombie Debt Still a Problem in 2019?

SoloSuit FAQ

If a car is repossessed, do I still owe the debt?

Is Portfolio Recovery Associates Legit?

Is There a Judgment Against Me Without my Knowledge?

Should I File Bankruptcy Before or After a Judgment?

What is a default judgment?— What do I do?

Summoned to Court for Medical Bills — What Do I Do?

What Happens If Someone Sues You and You Have No Money?

What Happens If You Never Answer Debt Collectors?

What Happens When a Debt Is Sold to a Collection Agency

What is a Stipulated Judgment?

What is the Deadline for a Defendants Answer to Avoid a Default Judgment?

Can a Judgement Creditor Take my Car?

Can I Settle a Debt After Being Served?

Can I Stop Wage Garnishment?

Can You Appeal a Default Judgement?

Do I Need a Debt Collection Defense Attorney?

Do I Need a Payday Loans Lawyer?

Do student loans go away after 7 years? — Student Loan Debt Guide

Am I Responsible for My Spouses Medical Debt?

Should I Marry Someone With Debt?

Can a Debt Collector Leave a Voicemail?

How Does Debt Assignment Work?

What Happens If a Defendant Does Not Pay a Judgment?

How Does Debt Assignment Work?

Can You Serve Someone with a Collections Lawsuit at Their Work?

What Is a Warrant in Debt?

How Many Times Can a Judgment be Renewed in Oklahoma?

Can an Eviction Be Reversed?

Does Debt Consolidation Have Risks?

What Happens If You Avoid Getting Served Court Papers?

Does Student Debt Die With You?

Can Debt Collectors Call You at Work in Texas?

How Much Do You Have to Be in Debt to File for Chapter 7?

What Is the Statute of Limitations on Debt in Washington?

How Long Does a Judgment Last?

Can Private Disability Payments Be Garnished?

Can Debt Collectors Call From Local Numbers?

Does the Fair Credit Reporting Act Work in Florida?

The Truth: Should You Never Pay a Debt Collection Agency?

Should You Communicate with a Debt Collector in Writing or by Telephone?

Do I Need a Debt Negotiator?

What Happens After a Motion for Default Is Filed?

Can a Process Server Leave a Summons Taped to My Door?

Learn More With These Additional Resources:

Need help managing your finances? Check out these resources.

How to Make a Debt Validation Letter - The Ultimate Guide

How to Make a Motion to Compel Arbitration Without an Attorney

How to Stop Wage Garnishment — Everything You Need to Know

How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)

Defending Yourself in Court Against a Debt Collector

Tips on you can to file an FDCPA lawsuit against a debt collection agency

Advice on how to answer a summons for debt collection.

Effective strategies for how to get back on track after a debt lawsuit

New Hampshire Statute of Limitations on Debt

Sample Cease and Desist Letter Against Debt Collectors

The Ultimate Guide to Responding to a Debt Collection Lawsuit in Utah

West Virginia Statute of Limitations on Debt

What debt collectors cannot do — FDCPA explained

Defending Yourself in Court Against Debt Collector

How to Liquidate Debt

Arkansas Statute of Limitations on Debt

Youre Drowning in Debt — Heres How to Swim

Help! Im Being Sued by My Debt Collector

How to Make a Motion to Vacate Judgment

How to Answer Summons for Debt Collection in Vermont

North Dakota Statute of Limitations on Debt

ClearPoint Debt Management Review

Indiana Statute of Limitations on Debt

Oregon Eviction Laws - What They Say

CuraDebt Debt Settlement Review

How to Write a Re-Aging Debt Letter

How to Appear in Court by Phone

How to Use the Doctrine of Unclean Hands

Debt Consolidation in Eugene, Oregon

Summoned to Court for Medical Bills? What to Do Next

How to Make a Debt Settlement Agreement

Received a 3-Day Eviction Notice? Heres What to Do

How to Answer a Lawsuit for Debt Collection

Tips for Leaving the Country With Unpaid Credit Card Debt

Kansas Statute of Limitations on Debt Collection

How to File in Small Claims Court in Iowa

How to File a Civil Answer in Kings County Supreme Court

Roseland Associates Debt Consolidation Review

How to Stop a Garnishment

Debt Eraser Review

Do Debt Collectors Ever Give Up?

Can They Garnish Your Wages for Credit Card Debt?

How Often Do Credit Card Companies Sue for Non-Payment?

How Long Does a Judgement Last?

​​How Long Before a Creditor Can Garnish Wages?

How to Beat a Bill Collector in Court

Not sued yet?

Use our Debt Validation Letter.


Out Debt Validation Letter is the best way to respond to a collection letter. Many debt collectors will simply give up after receiving it.


Let's Do It

It only takes 15 minutes.

And 50% of our customers' cases have been dismissed in the past.


"Finding yourself on the wrong side of the law unexpectedly is kinda scary. I started researching on YouTube and found SoloSuit's channel. The videos were so helpful, easy to understand and encouraging. When I reached out to SoloSuit they were on it. Very professional, impeccably prompt. Thanks for the service!" - Heather



Get Started