Brite Solutions Debt Settlement Reviews

Dena Standley | March 16, 2023

Edited by Hannah Locklear

It is challenging to make future financial plans when you have multiple debts. The situation worsens when a debt collector reports late payments and defaults on your credit report. Creditors can take you to court to force you to repay the debt. Brite Solutions helps consumers create a debt relief plan crafted to meet the financial limitations of the consumer.

They promise to negotiate on your behalf and get a settlement deal that allows you to pay less than you owe. Undoubtedly, they have succeeded in enabling some consumers to become debt free.

However, others have claimed that Brite Solutions scammed them because they did not fulfill their promise to negotiate down the debt or help them pay all their debt. In this article, we will give you more info on Brite Solutions' debt settlement services and its reviews.

If you’re considering debt settlement, you should know that you can use SoloSettle to take matters into your own hands and settle your own debt—for good!

How Brite Solutions works

Brite Solutions professes to have the expertise to advise consumers on how to manage their debt situation. Depending on your financial status, they recommend debt settlement, consolidation, or bankruptcy. Consumers choosing to work with them for debt settlement usually follow these steps:

1. Visit their official website and in the middle of the page, choose the debt amount you owe and click on the explore your options button.
2. Next, fill in your personal information and submit it.
3. A debt specialist will contact you to discuss your debt situation.
4. If you opt for debt settlement, you'll discuss the amount you can pay monthly.
5. You will sign the documents and open a savings account where you'll deposit for several months before they start negotiations.
6. When you reach an agreed target, they'll approach your creditor and work on a favorable settlement deal.
7. They'll consult you to ensure you agree to the terms offered and then ask the payment processing company to start making payments.
8. When the debt is paid in full, the creditor will indicate that you settled the debt on your credit report.

Despite clearly outlining how the process works, Brite Solutions has received several negative reviews on their debt settlement program. Below, we’ll take a closer look at some of those reviews. But first, check out this video to learn how to settle your own debt, even after you’ve been sued for it.

Brite Solutions customer reviews

Debt settlement companies often receive positive results because they give hope to clients desperate for a better plan to pay their debt. However, those who receive poor services sometimes end up in a worse situation than before.

Brite Solutions has received complaint regarding the following:

• Failure to keep their promise of getting a better repayment plan
• Inability to reach them by phone or email
• Misleading consumers on some sections of their contract
• Charging fees that were not made clear in the beginning

Below are two examples of complaints received on TrustLink:

1. “I was a customer with Brite solutions and paid them in full. They failed me as a customer mainly because of their debt settlement payments made. They used all my money to pay off all my creditors except one and left me to handle the situation myself. I now owe my last creditor the full payment I owed them when I started with Brite solutions. I truly believe I could have settled the debt with my creditors by myself, and I would have fared better. What I am saying overall is that Brite solutions were a huge ripoff.”


2. “I signed up with Brite Solutions and received a contract. Little did I know there were two contracts! The one I received said I could cancel at any time in writing. So I did. I decided debt consolidation was not right for me just yet. I was told page six of my contract said I had to cancel within thirty business days of my signing up to get any money refunded. Funny, I never received that contract; I never received a page six saying such a thing. I am disappointed in myself. I want my money back.”

Take action if Brite Solutions violates your rights

Consumer Financial Protection Bureau and Fair Trade Commission are organizations that ensure debt settlement companies like Brite Solutions do not harass or scam consumers. These agencies hold Brite Solutions responsible for following the debt settlement laws and the Fair Debt Collection Practices Act.

Hence, if you have experienced bad business practices from Brite Solutions, report them to these institutions. They will take action against them if they do not respond or rectify their mistake.

You can avoid working with Brite Solutions altogether by settling your own debt with the help of SoloSettle.

Settle debts on your own with SoloSettle

You can take matters into your own hands and settle your debts by yourself with the help of SoloSettle.

SoloSettle, powered by SoloSuit, is different from traditional debt settlement companies. Here’s how:

• You can settle the debt on your own with SoloSettle.
• You have legal defense built in with SoloSuit. You can respond to a debt lawsuit and fight off collectors in court while working on the settlement.
• You don’t have to make any payments until you’ve reached a debt settlement agreement.
• You can settle a debt of any size with SoloSettle. Many debt settlement companies require you to have a large debt of $15,000 or more to enroll.
• You stay updated with each step of the settlement process until an offer is accepted by your creditor or collector.

Check out this video to learn more about how to settle your debt on your own—once and for all.

What is SoloSuit?

SoloSuit makes it easy to fight debt collectors.

You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.

SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.

>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)

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