How to Beat Receivables Performance Management

Sarah Edwards

June 06, 2022

You after beating Receivables Performance Management ^^

Summary: Is Receivables Performance Management suing you for a debt? SoloSuit can help you take a stand and win in court.

Do you cringe every time you hear the phone ring? It might have something to do with the repeated, unwanted calls you've been receiving from Receivables Performance Management. In their messages, they claim to be a debt collector, but you're wary of scams. What should you do?

This article will walk you through the “do's” and “don'ts” of handling Receivables Performance Management so that you can resolve the issue and eliminate your stress. But first, let's learn a little more about who RPM really is.

Who is Receivables Performance Management?

Receivables Performance Managements is a one of the nation's leading debt collection agencies. RPM specializes in collections connected to the following industries: credit cards, auto finance, telecommunications, healthcare, and more. The Better Business Bureau rates RPM with a 1 out of 5 stars, and there are hundreds of complaints listed against the company on its BBB profile.

You can contact Receivables Performance Managements by using one of the following methods:

Mailing Address:
Receivables Performance Management
20818 44th Ave W., Suite 140
Lynnwood, WA 98036

Phone: 866-269-9306

Email: escalations@receivablesperformance.com

What to avoid when Receivables Performance Management contacts you

Now, let's jump into the don'ts of dealing with Receivables Performance Management. Here are some tips about what you should avoid doing when contacted by debt collectors like Receivables Performance Management:

Don't panic

Debt collectors often use fear and high-pressure tactics to get you to bend to their demands immediately. Some collectors will emphasize the severe consequences that can occur if you don't comply. Stay calm, and don't let your fear do the talking.

Don't admit fault

Never admit to the debt, even if you know that it's legitimate. Don't deny it, but simply avoid taking responsibility. Doing so can waive your rights to negotiate or fight the debt with the creditor later on.

Don't give away personal information

Never give away personal or financial information to a debt collector. A good debt collector should already have everything they need to pursue you and collect a debt. Scam artists, on the other hand, can masquerade as debt collectors to obtain your personal information.

What to do when contacted by Receivables Performance Management

The “don'ts” listed above can protect you when facing a debt collector, but you'll also need to know how to proceed. Here's what you should do when handling Receivables Performance Management:

Report illegal behavior

Did you know that debt collectors must adhere to regulations set by the FTC and the Consumer Financial Protection Board (CFPB)? You can report debt collectors to the FTC or the CFPB if they engage in any of the following behavior:

  • Calling before 8:00 a.m. or after 9:00 p.m.
  • Threatening you with violence or arrest
  • Calling multiple times in the same day
  • Speaking with your family, friends, or coworkers about your debt
  • Lying or misrepresenting the debt
  • Ignoring requests for debt validation
  • Contacting you about a debt that you don't owe
  • Impersonating a lawyer
  • Contacting you after you send a cease-and-desist letter

If you believe Receivables Performance Management has used any of these tactics to get you to pay a debt, file a complaint with the FTC through their online platform, or call 877-382-4357. Or, you can submit a complaint through the CFPB website or by calling 855-411-2372.

Ask clarifying questions

During the initial call, try to ask more questions than you answer. For example, use the initial conversation to gather data such as:

  • The name of the debt collector
  • The contracting company's complete information
  • The contact info for Receivables Performance Management
  • Details about the debt

Take detailed notes during the conversation, and make sure you record the date of the phone call. This way, you'll have an easier time following up with the collector in the future.

Send a Debt Validation Letter

The best way to get information about your debt is to physically mail a Debt Validation Letter to Receivables Performance Management. In return, they'll provide a written document outlining:

  • The original debt
  • The amount you've paid
  • The remaining balance

They'll also record the information of the original creditor. You'll have 30 days to dispute the debt or to ask for any additional information about the creditor. To learn more about how a Debt Validation Letter can help you get Receivables Performance Management off your back, check out this video:

What if Receivables Performance Management takes me to court?

Lawsuits can be stressful, but you can actually represent yourself if you know what you're doing. SoloSuit can guide you through the process of preparing an Answer, vastly improving your chances in court.

But don't ignore your court date. If you don't physically appear in court, you'll automatically lose, and Receivables Performance Management can collect the full, original debt by garnishing your wages.

So, the first step to beating Receivables Performance Management in court is to file your written Answer to the lawsuit with the court. Here are 6 helpful tips to consider when drafting your Answer:

  1. Don't worry about giving your side of the story in detail at this point. It's not up to you to prove anything at this stage of the case. Let Receivables Performance Management do the proving, because giving too much details can actually end up weakening your case.
  2. Deny each allegation, or claim, that is listed in the Complaint. Attorneys generally advise people to deny as many claims as they can.
  3. Include a section for your affirmative defenses. There are the legal reasons that Receivables Performance Management's case is invalid.
  4. Use standard formatting, font, and style. Make sure to include a caption at the top of your Answer where you list the court and party information, as well as the case number.
  5. Add a certificate of service at the bottom of your Answer document that certifies you sent a copy of it to the party suing you.
  6. Don't forget to sign your Answer! The court will reject any legal documents that lack proper signatures.

SoloSuit can help you draft an Answer that incorporates each of these tips in less than 15 minutes. You can learn more about these 6 tips from the video below:

Get help fast with SoloSuit

If you've been slapped with a lawsuit, you only have 14 to 30 days to respond before you lose by default. That's why SoloSuit offers tools to help you create an Answer and help you navigate the high-stress world of debt collection. Create an account today, and use our online resources to respond to your debt lawsuit.

What is SoloSuit?

SoloSuit makes it easy to respond to a debt collection lawsuit.

How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts or you can pay SoloSuit to file it for you and to have an attorney review the document.

Respond with SoloSuit

"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James


Get Started


We have answers.
Join our community of over 40,000 people.

You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.


Ask a Question


>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

How to answer a summons for debt collection in your state

Here's a list of guides for other states.

All 50 states.



Guides on how to beat every debt collector

Being sued by a different debt collector? Were making guides on how to beat each one.


Win against credit card companies

Is your credit card company suing you? Learn how you can beat each one.

Going to Court for Credit Card Debt — Key Tips

How to Negotiate Credit Card Debts

How to Settle a Credit Card Debt Lawsuit — Ultimate Guide

Get answers to these FAQs

Need more info on statutes of limitations? Read our 50-state guide.

Why do debt collectors block their phone numbers?

How long do debt collectors take to respond to debt validation letters?

What are the biggest debt collector companies in the US?

Is Zombie Debt Still a Problem in 2019?

SoloSuit FAQ

If a car is repossessed, do I still owe the debt?

Is Portfolio Recovery Associates Legit?

Is There a Judgment Against Me Without my Knowledge?

Should I File Bankruptcy Before or After a Judgment?

What is a default judgment?— What do I do?

Summoned to Court for Medical Bills — What Do I Do?

What Happens If Someone Sues You and You Have No Money?

What Happens If You Never Answer Debt Collectors?

What Happens When a Debt Is Sold to a Collection Agency

What is a Stipulated Judgment?

What is the Deadline for a Defendants Answer to Avoid a Default Judgment?

Can a Judgement Creditor Take my Car?

Can I Settle a Debt After Being Served?

Can I Stop Wage Garnishment?

Can You Appeal a Default Judgement?

Do I Need a Debt Collection Defense Attorney?

Do I Need a Payday Loans Lawyer?

Do student loans go away after 7 years? — Student Loan Debt Guide

Am I Responsible for My Spouses Medical Debt?

Should I Marry Someone With Debt?

Can a Debt Collector Leave a Voicemail?

How Does Debt Assignment Work?

What Happens If a Defendant Does Not Pay a Judgment?

How Does Debt Assignment Work?

Can You Serve Someone with a Collections Lawsuit at Their Work?

What Is a Warrant in Debt?

How Many Times Can a Judgment be Renewed in Oklahoma?

Can an Eviction Be Reversed?

Does Debt Consolidation Have Risks?

What Happens If You Avoid Getting Served Court Papers?

Does Student Debt Die With You?

Can Debt Collectors Call You at Work in Texas?

How Much Do You Have to Be in Debt to File for Chapter 7?

What Is the Statute of Limitations on Debt in Washington?

How Long Does a Judgment Last?

Can Private Disability Payments Be Garnished?

Can Debt Collectors Call From Local Numbers?

Does the Fair Credit Reporting Act Work in Florida?

The Truth: Should You Never Pay a Debt Collection Agency?

Should You Communicate with a Debt Collector in Writing or by Telephone?

Do I Need a Debt Negotiator?

What Happens After a Motion for Default Is Filed?

Can a Process Server Leave a Summons Taped to My Door?

Learn More With These Additional Resources:

Need help managing your finances? Check out these resources.

How to Make a Debt Validation Letter - The Ultimate Guide

How to Make a Motion to Compel Arbitration Without an Attorney

How to Stop Wage Garnishment — Everything You Need to Know

How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)

Defending Yourself in Court Against a Debt Collector

Tips on you can to file an FDCPA lawsuit against a debt collection agency

Advice on how to answer a summons for debt collection.

Effective strategies for how to get back on track after a debt lawsuit

New Hampshire Statute of Limitations on Debt

Sample Cease and Desist Letter Against Debt Collectors

The Ultimate Guide to Responding to a Debt Collection Lawsuit in Utah

West Virginia Statute of Limitations on Debt

What debt collectors cannot do — FDCPA explained

Defending Yourself in Court Against Debt Collector

How to Liquidate Debt

Arkansas Statute of Limitations on Debt

Youre Drowning in Debt — Heres How to Swim

Help! Im Being Sued by My Debt Collector

How to Make a Motion to Vacate Judgment

How to Answer Summons for Debt Collection in Vermont

North Dakota Statute of Limitations on Debt

ClearPoint Debt Management Review

Indiana Statute of Limitations on Debt

Oregon Eviction Laws - What They Say

CuraDebt Debt Settlement Review

How to Write a Re-Aging Debt Letter

How to Appear in Court by Phone

How to Use the Doctrine of Unclean Hands

Debt Consolidation in Eugene, Oregon

Summoned to Court for Medical Bills? What to Do Next

How to Make a Debt Settlement Agreement

Received a 3-Day Eviction Notice? Heres What to Do

How to Answer a Lawsuit for Debt Collection

Tips for Leaving the Country With Unpaid Credit Card Debt

Kansas Statute of Limitations on Debt Collection

How to File in Small Claims Court in Iowa

How to File a Civil Answer in Kings County Supreme Court

Roseland Associates Debt Consolidation Review

How to Stop a Garnishment

Debt Eraser Review

Do Debt Collectors Ever Give Up?

Can They Garnish Your Wages for Credit Card Debt?

How Often Do Credit Card Companies Sue for Non-Payment?

How Long Does a Judgement Last?

​​How Long Before a Creditor Can Garnish Wages?

How to Beat a Bill Collector in Court