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How to Negotiate a Faber and Brand Settlement

Sarah Edwards | November 27, 2023

Sarah Edwards
Legal Expert
Sarah Edwards, BS

Sarah Harris is a professional researcher and writer specializing in legal content. An Emerson College alumna, she holds a Bachelor of Science in Communication from the prestigious Boston institution.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: If you’ve been contacted by Faber and Brand, it’s because the law firm is seeking to collect on an unpaid debt. You can respond to a debt collection lawsuit by filing an Answer with the court using SoloSuit. Once you verify your debt with a Debt Validation Letter, you can use SoloSettle to negotiate a settlement agreement and resolve your debt once and for all.

Have you been ducking phone calls from Faber and Brand? That’s not the best strategy. Faber and Brand is a law firm that handles debt collection, among other things. If you ignore them, you could soon face a lawsuit — if you haven’t been sued already.

It’s time to stop running and face your debt head-on. Here’s how to resolve your debt quickly and permanently.

What is Faber and Brand, LLC?

Faber and Brand is a law firm that assists clients with debt collection and subrogation. If you’ve been contacted by someone representing the company, it’s because they believe you’re responsible for a past debt.

Is Faber and Brand a legitimate company?

Yes, Faber and Brand is a legitimate debt collection law firm. According to the company website, Faber and Brand, LLC has been in operation since 1998. While it’s a legitimate company, it isn’t accredited with the Better Business Bureau (BBB).

As of 2023, the BBB website listed several complaints against the company, though no complaints were listed on the Consumer Financial Protection Bureau (CFPB) database.

How do I contact Faber and Brand?

You can contact Faber and Brand through their online contact page or by calling them at either 888-233-3141 or 573-449-3141. You can also reach them by mail at P.O. Box 10110, Columbia, MO 65205.

The following photo is Faber and Brand’s office located 6750 New Town Ave, Columbia, MO 65203.

Faber and Brand reviews

Faber and Brand has received nearly 100 Google reviews, earning it an average rating of 1.7 out of 5 stars. Check out some real Faber and Brand reviews below:

Resolve your debt with Faber and Brand

Debt collectors, including those from Faber and Brand, LLC, are relentless. Thankfully, relief is within reach if you act strategically. The following steps can help you respond to debt collectors and resolve your debt once and for all.

Report aggressive debt collectors

The federal Fair Debt Collection Practices Act (FDCPA) is designed to protect consumers from aggressive collection practices. This law prevents companies like Faber and Brand from practices such as:

  • Failing to identify themselves as a debt collector.
  • Calling you multiple times per day.
  • Calling you before 8 a.m. or after 9 p.m.
  • Speaking with your friends, family members, or coworkers about your debt.
  • Continuing to call you after receiving a Cease and Desist Letter.
  • Using vulgar language.
  • Threatening you with arrest for unpaid debt.
  • Refusing to validate your debt.

The Federal Trade Commission (FTC) allows you to report violations through their website or by calling 877-382-4357. You may also report them through the CFPB’s website or by calling 855-411-2372.

File an Answer to a debt lawsuit

If you’ve been sued over your debt, you need to act quickly. In some jurisdictions, you have as little as two weeks to file an Answer with the court. If you don’t, the judge may render a default verdict in favor of Faber and Brand, LLC.

An Answer is a document that expresses your intent to fight the lawsuit. At the very least, it can buy you some time to make your next move and start the negotiation process.

Draft your Answer today using SoloSuit. We can even file it for you.

Verify your debt with Faber and Brand

Don’t just assume that your alleged debt (or the given amount) is legitimate. Instead, press Faber and Brand to verify your debt through a Debt Validation Letter. This document will provide definitive proof that the debt is yours by:

  • Identifying your original creditor.
  • Specifying the debt amount.
  • Recording the date the debt occurred.
  • Documenting your payment history (if any).
  • Providing clear proof that the debt is yours.

Make sure you get your debt in writing to confirm your debt before moving on to the negotiation step.

Negotiate a lower settlement with Faber and Brand

If the debt isn’t yours, you can fight the lawsuit in court. Otherwise, your best option is to negotiate a lower settlement. Most debt collectors are willing to take a lower settlement rather than go through a lengthy legal process.

Start negotiating with SoloSettle. With this tool from SoloSuit, you don’t have to deal directly with debt collectors on the phone. Instead, SoloSettle will draft and present your initial offer. It’s a good idea to start with 60% of your total debt.

Ideally, Faber and Brand will accept this amount. If not, they’ll likely submit a counteroffer. Keep negotiating until you arrive at a mutually agreeable settlement. Then, SoloSettle makes it easy to arrange a Faber and Brand, LLC payment plan.

Let’s look at an example.

Example: Claire had been struggling with her bills, but she didn’t know how bad things had gotten until she received a phone call from Faber and Brand, LLC. Soon after, she received a summons regarding a debt collection lawsuit. Fortunately, one of Claire’s friends recommended SoloSuit. Claire was able to draft an Answer with the court, then used the time to get enough money together to settle the debt. Claire used SoloSettle to send an initial offer in which she agreed to pay 60% of her original debt. Faber and Brand didn’t go for this but proposed a settlement of 65%. Claire agreed. She’s now making consistent on-time payments and working to eliminate her debt for good.


Learn more about the debt settlement process in this short video:

Get your settlement agreement in writing

It’s important to get everything in writing, especially your final debt settlement. If you don’t, a debt collector might pursue the lawsuit anyway and secure a default judgment. Having documentation through SoloSettle will help protect you from dishonest debt collectors.

Don’t forget to save any emails or correspondence with Faber and Brand. Doing so will allow you to document the negotiation and settlement process and protect you from further litigation.

Get the process started by using SoloSettle to negotiate a lower payment amount.

Stop running from debt with Faber and Brand

Stop avoiding debt collectors. Negotiating a lower settlement through SoloSettle will enable you to resolve your debt permanently. The sooner you get started, the sooner you can move on with your life.

Settle with SoloSettle

Make an Offer

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