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How to Settle Debt With Delanor Kemper & Associates

George Simons | February 01, 2025

Fact-checked by Patrick Austin, J.D.

Patrick Austin
Attorney from George Mason
Patrick Austin, JD

Patrick Austin is a licensed attorney with a background in data privacy and information security law. Patrick received his law degree at George Mason University's Antonin Scalia Law School, where he served as the Editor-in-Chief for the National Security Law Journal.

George Simons
Co-Founder of SoloSuit
George Simons, JD/MBA

George Simons is the co-founder and CEO of SoloSuit. He has helped Americans protect over $1 billion from predatory debt lawsuits. George graduated from BYU Law school in 2020 with a JD-MBA. In his spare time, George likes to cook, because he likes to eat.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: You don't have to cower before even the biggest debt collectors. If you're being sued by Delanor Kemper & Associates, you have legal rights and options to effectively resolve the debt collection matter. First, file a written Answer, then reach out to negotiate and explore your options.

Once you're in debt, you make regular repayments until it's paid back in full, most often with interest. If you're unable to pay, you may decide on a course of action to take which can be anything from debt consolidation to declaring bankruptcy. Sounds pretty simple, right? This mainstream narrative omits being contacted by a debt collector.

If you are being sued by Delanor Kemper & Associates, you may feel like you are at an unfair disadvantage. Keep reading for information on how you can engage with Delanor Kemper & Associates to effectively and efficiently resolve your debt issue.

Settle debt with Delanor Kemper & Associates

You can negotiate debt settlement at any stage of the collections process. SoloSettle makes it easy.

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What is Delanor Kemper & Associates?

Delanor Kemper & Associates is an established player in the debt collection business. They've been around since 2010 and are based in Atlanta, Georgia. They also have offices in New York and Toronto. Here’s the Delanor Kemper & Associates phone number and other contact information:

  • Phone: (404) 524-0891
  • Address: 448 Ralph David Abernathy Blvd SW # 11, Atlanta, GA 30312-2404

Who does Delanor Kemper & Associates collect for?

Delanor Kemper & Associates provide debt collection services to companies in different sectors, including - credit cards, retail, health care, property management, commercial, industrial and auto loans.

Read online reviews of Delanor Kemper & Associates

If you want to know what other people have said about their experience interacting with Delanor Kemper & Associates, then take some time to check out these real online reviews:

Objectively, it’s reasonable to say that not all reviews of Delanor Kemper & Associates are glowingly positive. Nevertheless, there are positive reviews that indicate proactive communication with the debt collector can bear fruit. Generally speaking, clear communication with the debt collector will improve your chances of resolving a debt with Delanor Kemper & Associates, often for a lesser amount than what is owed.

Nevertheless, if the idea of calling a debt collector to try and negotiate a debt settlement sounds like nails on a chalkboard, then try using SoloSettle to negotiate online and resolve your debt through the digital settlement platform.

The FDCPA protects your rights when dealing with debt collectors

This is where you need to understand the FDCPA. The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects all American citizens from unfair practices by debt collectors. That includes harassment, intimidation, deception, false representation, and a host of other tactics. It also protects you from debt collection companies because often, they don't have the legal right to sue you for purchased debt.

Companies like Delanor Kemper & Associates buy old debts and try to reactivate them. Once a debt passes the statute of limitations, you don't have to pay it. This time limit varies from state to state. However, suppose you pay even $1 towards your debt during the prescriptive period. In that case, tolling begins and will reactivate the clock on the statute of limitations, and you are now legally obligated to pay all of it.

How to respond when contacted by Delanor Kemper & Associates

If you are contacted by Delanore Kemper, what should you do? Check out the steps below:

  1. If a debt collecting company sues you or takes you to court, respond immediately as ignoring the court is equivalent to accepting the debt owed.
  2. If Delanor Kemper & Associates call you, be open to establishing a line of communication. . Ask for documentation for any lawsuits.
  3. Consider hiring a lawyer with experience in FDCPA cases and inform the relevant authorities of any harassment tactics.

Advice for negotiating with Delanor Kemper & Associates to try and settle your debt

Debt settlement can serve as a viable tool to help reduce the amount of debt you owe, can work towards lowering your monthly payments and provide a fresh start for your financial future. Negotiating a debt settlement can be particularly beneficial for people with unsecured debts, such as credit card debt, personal loans, auto loans, and medical bills. Below are steps you should consider taking to settle your debt with Delanor Kemper & Associates:

Step 1: Before commencing debt settlement negotiations, make sure to calculate how much you can afford to pay towards the amount owed, whether it be in a lump sum or in the form of monthly payments. This calculation should take into consideration your other living expenses such as rent, food, and so forth.

Step 2: Once you’ve determined how much you can repay, reach out to Delanor Kemper & Associates to begin settlement negotiations. Start the conversation by offering a lower percentage of the total amount owed, typically somewhere between 30% and 50% of the original amount.

Step 3: Do not be surprised if they decline your opening offer. This is perfectly normal. You should be ready to engage in a back and forth with the debt collector.

Step 4: If settlement talks go well and you can reach a resolution, make sure to secure a formal agreement that outlines the terms of the settlement. This is formally known as a debt settlement agreement. The agreement should clearly state that the payment will settle the debt in its entirety.

To learn more about these steps, watch our video guide below:

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How to Answer a Summons for debt collection in all 50 states

Here's a list of guides on how to respond to a debt collection lawsuit in each state:

The Ultimate 50 State Guide

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Resolve your debt with your creditor

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Guides on arbitration

If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.

Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.

Stop calls from debt collectors

Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.

Federal debt collection laws can protect you

Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.

Get debt relief in your state

We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.

Debt collection laws in all 50 states

Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.

Statute of limitations on debt state guides

Like all debt collection laws, the statute of limitations on debt varies by state. So, we wrote a guide on each state’s statutes. Check it out below.

Statute of Limitations on Debt Collection by State (Best Guide)

Check the status of your court case

Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.

How to stop wage garnishment in your state

Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.

Other wage garnishment resources

How to settle a debt in your state

Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.

How to settle with every debt collector

Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.

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Personal loan and debt relief reviews

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Civil law legal definitions

You can represent yourself in court. Save yourself the time and cost of finding an attorney, and use the following resources to understand legal definitions better and how they may apply to your case.

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