George Simons | October 19, 2022
Summary: Is Frontline Asset Strategies suing you for a debt? SoloSuit can help you take a stand and win in court.
Getting harassed by a debt collection agent hired by Frontline Asset can be stressful and exhausting. Debt collectors can be overly aggressive, rude, and make empty threats with the goal of getting you to pay. If you are being subjected to this type of harassment, do not give up hope. You have legal options and tools available that can show you how to beat Frontline Asset in court.
Frontline Asset Strategies is a debt collection agency with its home office in Minnesota. The company focuses on debt collection in various industries, including:
Frontline also buy old debts from creditors that have given up collection efforts on said debts. So, you might not recognize the name Frontline Asset Strategies when they contact you about a debt because they purchased it from the credit card company, bank, or other financial institution that you originally owed the debt to.
Frontline Asset has developed a reputation for routinely utilizing unethical tactics to try and convince you to pay the amount you supposedly owe. Consumer reviews about the Frontline Asset reflect multiple complaints and serious allegations of impropriety. This is probably why there have been multiple class-action lawsuits filed against Frontline over the last 10 years, ranging from violations of privacy rights under the Fair Credit Reporting Act (FCRA), the use of false threats, using confusing language to make false claims.
If you've received threatening phone calls and emails from Frontline Asset, never give up hope. You can work your way out of this by taking action with the tools offered by SoloSuit.
We have a simple mission: Help consumers fight unethical debt collectors and their lawsuits. To help you and those like you, we put much time and energy into collecting vital information that can help you understand the processes associated with debt collection lawsuits. When you have this powerful information in your hands, you'll feel more in control against aggressive debt collection agencies such as Frontline Asset Strategies.
If Frontline Asset Strategies contacts you via phone, email, social media, etc. regarding a delinquent account or other debt, make sure to document every interaction. You should also make copies of every piece of correspondence that you receive from this debt collection company and every piece of correspondence you send in return.
Regardless of whether you actually owe the debt that is attempting to be collected by Frontline, it is important to always remember you have specific rights intended to protect you from harassing behavior by debt collectors. One of those protections includes not being harassed by a debt collector with Frontline Asset Strategies.
Frontline Asset is known for attempting aggressive tactics against people who are unaware of their legal rights under the Fair Debt Collection Practices Act. The FDCPA states guidelines and rules that dictate how debt collectors can act. Some of the restrictions on companies such as Frontline Asset include:
Before you make any agreements—or send payments—to Frontline, you should make them validate the debt. There's a very good chance that the debt they claim you owe is past the statute of limitations, is an incorrect amount, or could even be fraudulent. Sending a Debt Validation Letter will require Frontline to validate the debt with legal documentation and proof before they can keep bothering you about it.
A Debt Validation Letter requests the following information:
If Frontline cannot provide this information with documented proof, then they have no case, and you may be off the hook! In fact, many debt collectors give up after receiving a Debt Validation Letter. It's not worth the time, money, and resources they might spend in order to validate the debt. To learn more about how to make a Debt Validation Letter, check out this video:
SoloSuit can help you draft and send a Debt Validation Letter in minutes.
If Frontline Asset Strategies decides to file a debt collection lawsuit against you, it is recommended you be bold and aggressive in your response and to ensure your response is timely filed. Why? Because members of the Frontline Asset generally expect consumers to ignore the lawsuit and throw it in the garbage. This is understandable, but it only means that the debt collector wins without a fight. Don't make this mistake because there are options on the table to beat debt collectors like Frontline, if you know what to do.
Some helpful tips to try when you craft an Answer to the lawsuit are::
When you respond to Frontline Asset's lawsuit, you have the chance to torpedo their legal arguments if you have the knowledge of debt collection tactics and laws. This section of your Answer is called your affirmative defenses, or any reasons that Frontline doesn't have a case against you.
Remember that the company must prove that you are the person who owes the debt and owe the alleged amount. This means Frontline Asset must prove the following:
Depending on the facts of your case, you might argue that Frontline Asset did not file the suit within the required statute of limitations. The statute of limitations states that a lawsuit must be filed within a given timeframe.
If the case facts show that Frontline Asset sued you for debts where the statute of limitations lapsed, you may file a motion to have the suit dismissed with prejudice.
Also, think about filing a countersuit against Frontline Asset, if you have evidence that proves Frontline Asset violated the FDCPA when they contacted you to repay a debt. If you possess proof that Frontline Asset violated this law, you may receive compensatory damages. They may have to pay your attorney fees, too.
Here's a quick recap of actions to take if Frontline Asset sues you:
Debt collection lawsuits are no fun, but don't despair. With the assistance of SoloSuit, you can beat these shady companies at their own game. And you might even get them to pay compensatory damages if they violated the FDCPA.
Good luck!
SoloSuit makes it easy to respond to a debt collection lawsuit.
How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts or you can pay SoloSuit to file it for you and to have an attorney review the document.
"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James
You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.
>>Read the NPR story on SoloSuit: A Student Solution To Give Utah Debtors A Fighting Chance
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