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How to Settle Debt With Dodeka LLC

George Simons | January 23, 2025

George Simons
Co-Founder of SoloSuit
George Simons, JD/MBA

George Simons is the co-founder and CEO of SoloSuit. He has helped Americans protect over $1 billion from predatory debt lawsuits. George graduated from BYU Law school in 2020 with a JD-MBA. In his spare time, George likes to cook, because he likes to eat.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: To settle debt with Dodeka LLC, respond to their lawsuit promptly, verify the debt, negotiate a settlement in writing, and avoid making payments without a signed agreement. Use SoloSettle to streamline the process.

If Dodeka LLC has filed a lawsuit against you, you will need to know what to do and what not to do. You can not assume that the debt collector will simply throw out your case or forget about you. This will not happen. Instead, matters will only get worse.

If you do not respond to a debt collection lawsuit, you will be automatically given a default judgment against you, which will lead to wage garnishment and bank account levies.

Settle debt with Dodeka LLC

You can negotiate debt settlement at any stage of the collections process. SoloSettle makes it easy.

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Dodeka LLC reviews can help you prepare to negotiate with them

Dodeka LLC is a third-party debt buyer associated with Weinstein & Riley, PS. The law firm specializes in default servicing and federal bankruptcy litigation.

Weinstein & Riley, PS has been accredited by the Better Business Bureau (BBB) since 1985 and maintains an A+ rating. Consumers can find reviews of Weinstein &Riley PS at the Consumer Financial Protection Bureau (CFPB).

Who does Dodeka LLC collect debts for?

As mentioned above, Dodeka LLC works closely with Weinstein & Riley, PS. Typically, they purchase debts charged off by other lenders and then take legal action to collect what they can for the debt. These debts may include:

  • Credit card debt
  • Car loans
  • Consumer loans
  • Retail lines of credit

Tips for handling a debt lawsuit

Don’t procrastinate

After you receive a Summons and Complaint informing you that you’ve been sued by Dodeka LLC, you need to respond quickly. You will only have 20 to 30 days to respond to the lawsuit. This is specified in your Summons and Complaint. Do not rush your response, but you also should not procrastinate.

You will need to respond with a legal Answer. This needs to be done in a specific fashion and sent in properly. If you rush your answer and key information is missing, then you won't be able to revise it. This is why you need to begin your Answer as soon as you know you are being sued for debt.

Don’t divulge too much information.

Learning that you’re being sued is stressful, and feeling a bit panicked is normal. This can lead to divulging too much information about your finances to the debt collector.

Once you’ve been sued, you shouldn’t provide information directly to a debt collector unless it passes through the court first. Do not provide any of the following:

  • Tax returns
  • Bank statements
  • Investment information
  • Retirement accounts
  • Life insurance information
  • Records on alimony or child support received

Make the right defense the right way with SoloSuit.

Don’t make requests through the phone.

All communication should be in writing once a lawsuit has been filed against you. This is essential because you need to have a paper trail. At this point in the lawsuit, you should not be contacting their lawyers by phone. This could reveal information that may damage your case. Additionally, phone calls are not a legal response to a summons.

Even settlement discussions should be initiated in writing. SoloSettle can help you draft a settlement offer and keep track of correspondence, including a signed Settlement Agreement, when you reach a final settlement with Dodeka LLC.

Don’t make payments after the debt lawsuit has begun unless you’ve settled the debt and have it in writing

.Debt buyers and debt collectors, such as Dodeka LLC, may inadvertently file lawsuits against a consumer who has already satisfied the debt through a payment plan or for debts that are past the statute of limitations.

The statute of limitations bars the time that a debt may be collected. What most consumers don't know is that once the statute of limitations expires, you can no longer be sued for a debt. Make sure your debt has not reached the statute of limitations before making any settlement payments. Any payment restarts the clock on the statute of limitations.

Don't let debt collectors pressure you into paying. Respond with SoloSuit.

Don’t confirm the debt is yours unless you want to settle

If a debt collector has claimed you owe a specific amount, do not confirm nor deny this. Confirming the amount of the debt could result in you being responsible for the amount regardless of your affirmative defenses.

If you do not dispute the debt amount, you will be on the line for the entire amount, including penalties and interest. This is one of the biggest mistakes made after not responding to a lawsuit. Instead, send a debt validation letter requiring the debt collector to prove that the debt belongs to you and exactly how much is owed.

Don’t forget to ask for debt verification.

One of your most important legal rights as a consumer is to ask for debt verification. This means that the debt collector has to verify the amount they are asking for and prove it is accurate. Even after the lawsuit has been filed, you have the right to ask for this.

In many cases, third-party debt collectors buy your debt with limited information. They may also purchase the debt for pennies on the dollar. They may lack the support documents needed to sue you in court legally. If they cannot legally verify the debt, they have limited options to settle or drop the suit altogether.

When you are sued by Dodeka LLC, file an Answer to the Summons and then get debt verification. Once they verify the debt, you can explore debt settlement. However, it’s essential to remember that filing an Answer is the first step. Until the lawsuit is dismissed, dropped, or settled, keep track of all activity on the case and show up for any hearings.

Settle debt with Dodeka LLC with these four steps.

Settling a debt is a good way to avoid a lawsuit, but even if you’ve been sued, it’s not too late. Here are 4 simple steps you can take to settlement debt with Dodeka LLC.

  1. Decide how much you can pay. Take inventory of your personal finances to determine how much you can offer as a lump sum settlement amount. Though there are no hard and fast rules, you're most likely to be successful if you can offer at least 30% of the original debt. Start low to give yourself room to negotiate, and don’t expect them to accept your first offer.
  2. Make an offer. Contact Dodeka LLC to make an offer, and document each conversation you have. Include the reasons why you need to settle the debt and the amount you can offer. Don’t be surprised if you receive a counteroffer. Keep up the correspondence until you’ve reached an amount that both you and Dodeka LLC can agree on.
  3. Get it in writing. A settlement agreement memorializes the terms and conditions of the settlement. You should receive a signed copy and keep it for your records as proof that the debt is resolved.
  4. Make the payment on time.

SoloSettle can help you negotiate and keep track of each round of counteroffers until you reach an agreement. SoloSettle’s online settlement portal helps you negotiate and defend your rights, and it also helps you get everything in writing when an agreement is reached.

To learn more about how to negotiate with Dodeka LLA and settle your debt, check out these tips from an attorney:

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