Start My Answer

How to beat a Central Mediation Services phone call

Dena Standley | October 19, 2022

Summary: If Central Mediation Services is attempting to collect a debt from you, you can use SoloSuit to send them a Debt Validation Letter and fight back.

How to beat a Central Mediation Services phone call

Receiving a call from Central Mediation Services demanding you pay an outstanding debt causes incredible stress. It is frustrating when your original creditor assigns your account to a third-party debt collector who might cause you sleepless nights or add more financial hardships.

Many debt collection companies have "mediation services" as part of their name. Determining whether you've been contacted by Central Mediation Services or another similar company is the first step in understanding your options. Many debt collection companies pursue debt much more aggressively than the original creditor, using legal and sometimes illegal means. Several complaints have been filed against Central Mediation Services for attempting to collect:

  • Non-existent debt
  • Debt that is already cleared
  • Double or triple the original debt amount

Beating a Central Mediation Services phone call involves finding out if the call is legitimate, what company you are dealing with, and knowing the tricks Central Mediation Services uses by reading their consumer complaints. It is also crucial to understand the steps to handling a legitimate Central Mediation Services phone call.

Confirm the Central Mediation Services phone call is legitimate

Not every phone call you receive from Central Mediation Services is legitimate. Some may be their employees trying to scam you to pay more than you owe, and others are individuals acting alone who want to steal your money. Suspect the caller may be a fake Central Mediation Services debt collector if they:

  • Refuse to give you their full names, mailing address, phone number, and the company's professional license number
  • Ask you to repay a debt you don't recognize
  • Threaten to report you or call the police if you do not agree to pay immediately
  • Adamantly request you to pay via gift card, prepaid debit card, or wire transfer

If you encounter the above, demand more information about the debt in question by sending a Debt Validation Letter requesting them to validate the debt. Some debt collectors stop the collection process at this point if the debt is fake or they were falsely using a creditor's name to scam you.

The Better Business Bureau (BBB) reports that Central Mediation Services fails to respond to consumer complaints. Central Mediation Services is located at

2940 Delaware Avenue, Suite #104

Kenmore, NY 14217

(866) 743-9836

You can also confirm the call's legitimacy by checking your credit report. If the debt is not listed, then it's a sign you are being scammed. Report the debt collection scam to

Reviews from consumers scammed by Central Mediation Services

Doing a web search will help you find ways that various companies use Mediation Services as part of their name and attempt to scam consumers. You will find names and phone numbers of fake Mediation Services employees and learn clever methods they use to force you to pay. Here are examples from real consumers:

Case1: Allison received a call from Fred Thomas claiming to be a Mediation Services employee. He told her she was being sued for a past debt. Fred gave her information from 12 years ago about her bank details, her address, and where she worked. He failed to disclose any current information about her, and he hung up when she pressed for more details about the debt. The number Fred used was 203-403-2005.

Case 2: Amber received a Mediation Services call from someone who claimed to be Melody Moor, saying that she was collecting debt for a magazine company. The collector told her she owed $2,000, and they would resolve it for $656. Amber agreed to start paying, but after the first month, she realized they had listed that her debt began two years earlier than the date of her first subscription. The phone number used was 330-931-3868.

Case 3: Thomas was called by a lady called Katy from United Mediation Services about a car he had returned ten years earlier. She claimed the car had been auctioned, and a debt of $1900 remained. Thomas was to be served a summons in court unless he paid $590 upfront or 30% of the claim. She told him if he didn't pay in 30 days, he would hear from the courts, but Thomas discovered it was a scam with further investigation. The company's address is 6160 Warren Pkwy Suite 100 Frisco, Texas.

These cases are a reflection on the scams connected to Mediation Services. Be keen on asking for the details to verify the phone call is legitimately from Mediation Services.

How to handle a legitimate Central Mediation Services phone call

Central Mediation Services has the right to call and request payments if the debt you owe is genuine. They will act on behalf of your creditors to get you to pay, but they need to follow the right procedure. Below are the proper steps to follow when you receive a legitimate Mediation Services call:

  1. Gather the details of the person calling: Their name, the debt collectors company they represent, their address, and phone number. You can also ask for a professional licensing number if your state requires them to have one.
  2. Learn more about the alleged debt: The amount and when the original creditors sold the debt, or confirmation that Mediation Services has been assigned the debt.
  3. Send a SoloSuit Debt Validation Letter: This letter is used for requesting the debt collector specify the exact amount you owe, the name of your creditor, and the history of the debt. It also disputes the debt and notifies the collector you can sue them if they violate the FDCPA.

SoloSuit makes it easy to send Mediation Services a Debt Validation Letter.

What is SoloSuit?

SoloSuit helps people fight debt collectors. We have everything you need to win. How it works: SoloSuit is a step-by-step web-app that makes it easy to complete a Debt Validation Letter.

Respond with SoloSuit

"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James

Get Started

>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit: A Student Solution To Give Utah Debtors A Fighting Chance

What if I'm sued by Central Mediation Services?

If you're sued by Central Mediation Service, you need to respond by filing an Answer. Filing an Answer will protect your rights and save you from garnishment. In most states you only have 14-30 days to file an Answer.

SoloSuit can help you file an Answer in all 50 states.

How to answer a summons for debt collection in your state
Here's a list of guides for other states.

All 50 states.

Guides on how to beat every debt collector

Being sued by a different debt collector? Were making guides on how to beat each one.

Win against credit card companies

Is your credit card company suing you? Learn how you can beat each one.

Going to Court for Credit Card Debt — Key Tips

How to Negotiate Credit Card Debts

How to Settle a Credit Card Debt Lawsuit — Ultimate Guide

Get answers to these FAQs

Need more info on statutes of limitations? Read our 50-state guide.

Why do debt collectors block their phone numbers?

How long do debt collectors take to respond to debt validation letters?

What are the biggest debt collector companies in the US?

Is Zombie Debt Still a Problem in 2019?

SoloSuit FAQ

If a car is repossessed, do I still owe the debt?

Is Portfolio Recovery Associates Legit?

Is There a Judgment Against Me Without my Knowledge?

Should I File Bankruptcy Before or After a Judgment?

What is a default judgment?— What do I do?

Summoned to Court for Medical Bills — What Do I Do?

What Happens If Someone Sues You and You Have No Money?

What Happens If You Never Answer Debt Collectors?

What Happens When a Debt Is Sold to a Collection Agency

What is a Stipulated Judgment?

What is the Deadline for a Defendants Answer to Avoid a Default Judgment?

Can a Judgement Creditor Take my Car?

Can I Settle a Debt After Being Served?

Can I Stop Wage Garnishment?

Can You Appeal a Default Judgement?

Do I Need a Debt Collection Defense Attorney?

Do I Need a Payday Loans Lawyer?

Do student loans go away after 7 years? — Student Loan Debt Guide

Am I Responsible for My Spouses Medical Debt?

Should I Marry Someone With Debt?

Can a Debt Collector Leave a Voicemail?

How Does Debt Assignment Work?

What Happens If a Defendant Does Not Pay a Judgment?

How Does Debt Assignment Work?

Can You Serve Someone with a Collections Lawsuit at Their Work?

What Is a Warrant in Debt?

How Many Times Can a Judgment be Renewed in Oklahoma?

Can an Eviction Be Reversed?

Does Debt Consolidation Have Risks?

What Happens If You Avoid Getting Served Court Papers?

Does Student Debt Die With You?

Can Debt Collectors Call You at Work in Texas?

How Much Do You Have to Be in Debt to File for Chapter 7?

What Is the Statute of Limitations on Debt in Washington?

How Long Does a Judgment Last?

Can Private Disability Payments Be Garnished?

Can Debt Collectors Call From Local Numbers?

Does the Fair Credit Reporting Act Work in Florida?

The Truth: Should You Never Pay a Debt Collection Agency?

Should You Communicate with a Debt Collector in Writing or by Telephone?

Do I Need a Debt Negotiator?

What Happens After a Motion for Default Is Filed?

Can a Process Server Leave a Summons Taped to My Door?

Learn More With These Additional Resources:

Need help managing your finances? Check out these resources.

How to Make a Debt Validation Letter - The Ultimate Guide

How to Make a Motion to Compel Arbitration Without an Attorney

How to Stop Wage Garnishment — Everything You Need to Know

How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)

Defending Yourself in Court Against a Debt Collector

Tips on you can to file an FDCPA lawsuit against a debt collection agency

Advice on how to answer a summons for debt collection.

Effective strategies for how to get back on track after a debt lawsuit

New Hampshire Statute of Limitations on Debt

Sample Cease and Desist Letter Against Debt Collectors

The Ultimate Guide to Responding to a Debt Collection Lawsuit in Utah

West Virginia Statute of Limitations on Debt

What debt collectors cannot do — FDCPA explained

Defending Yourself in Court Against Debt Collector

How to Liquidate Debt

Arkansas Statute of Limitations on Debt

Youre Drowning in Debt — Heres How to Swim

Help! Im Being Sued by My Debt Collector

How to Make a Motion to Vacate Judgment

How to Answer Summons for Debt Collection in Vermont

North Dakota Statute of Limitations on Debt

ClearPoint Debt Management Review

Indiana Statute of Limitations on Debt

Oregon Eviction Laws - What They Say

CuraDebt Debt Settlement Review

How to Write a Re-Aging Debt Letter

How to Appear in Court by Phone

How to Use the Doctrine of Unclean Hands

Debt Consolidation in Eugene, Oregon

Summoned to Court for Medical Bills? What to Do Next

How to Make a Debt Settlement Agreement

Received a 3-Day Eviction Notice? Heres What to Do

How to Answer a Lawsuit for Debt Collection

Tips for Leaving the Country With Unpaid Credit Card Debt

Kansas Statute of Limitations on Debt Collection

How to File in Small Claims Court in Iowa

How to File a Civil Answer in Kings County Supreme Court

Roseland Associates Debt Consolidation Review

How to Stop a Garnishment

Debt Eraser Review

Do Debt Collectors Ever Give Up?

Can They Garnish Your Wages for Credit Card Debt?

How Often Do Credit Card Companies Sue for Non-Payment?

How Long Does a Judgement Last?

​​How Long Before a Creditor Can Garnish Wages?

How to Beat a Bill Collector in Court