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SoloSuit FAQ

George Simons | February 23, 2023

What is SoloSuit?

SoloSuit is a web-app designed to help you generate an automatic legal Answer to a debt lawsuit by responding to a series of questions. Think TurboTax, but for debt collection lawsuits. And did we mention that it only takes about 15 minutes?

SoloSuit makes it easier than ever to respond to a debt lawsuit and win in court. We also offer other products to help you fight off debt collectors, settle old debts, and find your financial footing once more.

How does SoloSuit work?

SoloSuit's automated process lets you create an Answer document in minutes. Here's what you do:

  • Create an account
  • Select a product and package
  • Use your court Summons and Complaint documents to respond to the prompt questions
  • Generate your Answer document with the click of a button
  • Download your free Answer as a PDF

That's it! It's really that simple.

What products does SoloSuit offer?

At SoloSuit, we offer a variety of document products to help consumers who are struggling with debt lawsuits or debt in general. Below is a list the documents we currently provide. Click on the link to learn more about each one:

Debt Lawsuit Response

Our primary product is the Debt Lawsuit Response, or legal written Answer. If you've been sued for debt and plan to represent yourself in court, this is the perfect way to get started with your case.

We offer 3 packages for this product. You can choose the package that best fits your needs:

If you want to learn more about drafting and filing an Answer to a debt lawsuit, this video will tell you everything you need to know:

Respond with SoloSuit

"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James

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Motion to Compel Arbitration

Sued for credit card debt? Our Motion to Compel Arbitration document is a powerful tool that makes it easy to win your debt lawsuit case for only $27.

If your credit card or loan agreement includes an arbitration clause, our document is likely a great option for you. It uses the arbitration clause in your credit card agreement against the collector. This makes it more difficult and more expensive for the collector to come after you. Many debt collectors will simply give up after receiving our Motion to Compel Arbitration.

To learn more about a Motion to Compel Arbitration, check out this video:


If you have been sued for debt, SoloSettle will help resolve the lawsuit quickly.

SoloSettle makes it easy to settle a debt. You enter the amount you want to settle for and SoloSettle will relay that to the collectors and help you reach a settlement. While you may want to win the lawsuit and pay nothing, agreeing to close the case by paying the person less than the face value of the debt could be more realistic.

Settle with SoloSettle

Make an Offer

To learn more about negotiating a settlement with SoloSettle, watch this video:

Debt Validation Letter

If you haven't been sued yet but have debt collectors constantly trying to contact you, try sending a Debt Validation Letter to get those collectors off your back for just $27.

Debt collectors must validate a debt in order to continue collection efforts. You can stop them in their tracks by sending a Debt Validation Letter. Most collectors would rather give up than spend the time and resources it takes to validate a debt.

Watch this video to learn more about how a Debt Validation Letter can help you:

Why should I use SoloSuit?

Hiring an attorney can be expensive, time-consuming, and exhausting. It might even cost more than the debt you owe! SoloSuit empowers you to represent yourself in court, save money and time, and win!

SoloSuit is designed to be a simple, easy-to-use solution that gives you access to justice for free. Our paid products will help you take your case to the next level.

How does SoloSuit handle privacy?

SoloSuit carefully protects your privacy. You can visit our privacy policy to see how we use and protect your data.

We have answers.
Join our community of over 40,000 people.

You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.

Ask a Question

>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit: A Student Solution To Give Utah Debtors A Fighting Chance

How to Answer a Summons for Debt Collection Guides for Other States

Here's a list of guides for other states.

All 50 states.

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah; File a Motion to Satisfy Judgment
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

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