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SoloSuit FAQ

George Simons | December 05, 2023

George Simons
Co-Founder of SoloSuit
George Simons, JD/MBA

George Simons is the co-founder and CEO of SoloSuit. He has helped Americans protect over $1 billion from predatory debt lawsuits. George graduated from BYU Law school in 2020 with a JD-MBA. In his spare time, George likes to cook, because he likes to eat.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

What is SoloSuit?

SoloSuit is a web-app designed to help you generate an automatic legal Answer to a debt lawsuit by responding to a series of questions. Think TurboTax, but for debt collection lawsuits. And did we mention that it only takes about 15 minutes?

SoloSuit makes it easier than ever to respond to a debt lawsuit and win in court. We also offer other products to help you fight off debt collectors, settle old debts, and find your financial footing once more.

How does SoloSuit work?

SoloSuit's automated process lets you create an Answer document in minutes. Here's what you do:

  • Create an account
  • Select a product and package
  • Use your court Summons and Complaint documents to respond to the prompt questions
  • Generate your Answer document with the click of a button
  • Download your free Answer as a PDF

That's it! It's really that simple.

What products does SoloSuit offer?

At SoloSuit, we offer a variety of document products to help consumers who are struggling with debt lawsuits or debt in general. Below is a list the documents we currently provide. Click on the link to learn more about each one:

Debt Lawsuit Response

Our primary product is the Debt Lawsuit Response, or legal written Answer. If you've been sued for debt and plan to represent yourself in court, this is the perfect way to get started with your case.

We offer 3 packages for this product. You can choose the package that best fits your needs:

If you want to learn more about drafting and filing an Answer to a debt lawsuit, this video will tell you everything you need to know:

Respond with SoloSuit

"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James


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Motion to Compel Arbitration

Sued for credit card debt? Our Motion to Compel Arbitration document is a powerful tool that makes it easy to win your debt lawsuit case for only $27.

If your credit card or loan agreement includes an arbitration clause, our document is likely a great option for you. It uses the arbitration clause in your credit card agreement against the collector. This makes it more difficult and more expensive for the collector to come after you. Many debt collectors will simply give up after receiving our Motion to Compel Arbitration.

To learn more about a Motion to Compel Arbitration, check out this video:



SoloSettle

If you have been sued for debt, SoloSettle will help resolve the lawsuit quickly.

SoloSettle makes it easy to settle a debt. You enter the amount you want to settle for and SoloSettle will relay that to the collectors and help you reach a settlement. While you may want to win the lawsuit and pay nothing, agreeing to close the case by paying the person less than the face value of the debt could be more realistic.

Settle with SoloSettle

Make an Offer

To learn more about negotiating a settlement with SoloSettle, watch this video:

Debt Validation Letter

If you haven't been sued yet but have debt collectors constantly trying to contact you, try sending a Debt Validation Letter to get those collectors off your back for just $27.

Debt collectors must validate a debt in order to continue collection efforts. You can stop them in their tracks by sending a Debt Validation Letter. Most collectors would rather give up than spend the time and resources it takes to validate a debt.

Watch this video to learn more about how a Debt Validation Letter can help you:



Why should I use SoloSuit?

Hiring an attorney can be expensive, time-consuming, and exhausting. It might even cost more than the debt you owe! SoloSuit empowers you to represent yourself in court, save money and time, and win!

SoloSuit is designed to be a simple, easy-to-use solution that gives you access to justice for free. Our paid products will help you take your case to the next level.

How does SoloSuit handle privacy?

SoloSuit carefully protects your privacy. You can visit our privacy policy to see how we use and protect your data.

We have answers.
Join our community of over 40,000 people.

You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.


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>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit: A Student Solution To Give Utah Debtors A Fighting Chance

How to Answer a Summons for debt collection in all 50 states

Here's a list of guides on how to respond to a debt collection lawsuit in each state:

The Ultimate 50 State Guide

Guides on how to resolve debt with every debt collector

Are you being sued by a debt collector? We’re making guides on how to resolve debt with each one.

Resolve your debt with your creditor

Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.

Settle your medical debt

Having a health challenge is stressful, but dealing medical debt on top of it is overwhelming. Here are some resources on how to manage medical debt.

Guides on arbitration

If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.

Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.

Stop calls from debt collectors

Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.

Federal debt collection laws can protect you

Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.

Get debt relief in your state

We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.

Debt collection laws in all 50 states

Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.

Statute of limitations on debt state guides

Like all debt collection laws, the statute of limitations on debt varies by state. So, we wrote a guide on each state’s statutes. Check it out below.

Statute of Limitations on Debt Collection by State (Best Guide)

Check the status of your court case

Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.

How to stop wage garnishment in your state

Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.

How to settle a debt in your state

Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.

How to settle with every debt collector

Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.

Other debt settlement resources

Personal loan and debt relief reviews

We give a factual review of the following debt consolidation, debt settlement, and loan organizations and companies to help you make an informed decision before you take on a debt.

Civil law legal definitions

You can represent yourself in court. Save yourself the time and cost of finding an attorney, and use the following resources to understand legal definitions better and how they may apply to your case.

Get answers to these FAQs on debt collection

How-to debt guides

Learn more with these additional debt resources