Start My Answer

SoloSuit FAQ

George Simons | February 23, 2023

What is SoloSuit?

SoloSuit is a web-app designed to help you generate an automatic legal Answer to a debt lawsuit by responding to a series of questions. Think TurboTax, but for debt collection lawsuits. And did we mention that it only takes about 15 minutes?

SoloSuit makes it easier than ever to respond to a debt lawsuit and win in court. We also offer other products to help you fight off debt collectors, settle old debts, and find your financial footing once more.

How does SoloSuit work?

SoloSuit's automated process lets you create an Answer document in minutes. Here's what you do:

  • Create an account
  • Select a product and package
  • Use your court Summons and Complaint documents to respond to the prompt questions
  • Generate your Answer document with the click of a button
  • Download your free Answer as a PDF

That's it! It's really that simple.

What products does SoloSuit offer?

At SoloSuit, we offer a variety of document products to help consumers who are struggling with debt lawsuits or debt in general. Below is a list the documents we currently provide. Click on the link to learn more about each one:

Debt Lawsuit Response

Our primary product is the Debt Lawsuit Response, or legal written Answer. If you've been sued for debt and plan to represent yourself in court, this is the perfect way to get started with your case.

We offer 3 packages for this product. You can choose the package that best fits your needs:

If you want to learn more about drafting and filing an Answer to a debt lawsuit, this video will tell you everything you need to know:

Respond with SoloSuit

"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James


Get Started


Motion to Compel Arbitration

Sued for credit card debt? Our Motion to Compel Arbitration document is a powerful tool that makes it easy to win your debt lawsuit case for only $27.

If your credit card or loan agreement includes an arbitration clause, our document is likely a great option for you. It uses the arbitration clause in your credit card agreement against the collector. This makes it more difficult and more expensive for the collector to come after you. Many debt collectors will simply give up after receiving our Motion to Compel Arbitration.

To learn more about a Motion to Compel Arbitration, check out this video:



SoloSettle

If you have been sued for debt, SoloSettle will help resolve the lawsuit quickly.

SoloSettle makes it easy to settle a debt. You enter the amount you want to settle for and SoloSettle will relay that to the collectors and help you reach a settlement. While you may want to win the lawsuit and pay nothing, agreeing to close the case by paying the person less than the face value of the debt could be more realistic.

Settle with SoloSettle

Make an Offer

To learn more about negotiating a settlement with SoloSettle, watch this video:

Debt Validation Letter

If you haven't been sued yet but have debt collectors constantly trying to contact you, try sending a Debt Validation Letter to get those collectors off your back for just $27.

Debt collectors must validate a debt in order to continue collection efforts. You can stop them in their tracks by sending a Debt Validation Letter. Most collectors would rather give up than spend the time and resources it takes to validate a debt.

Watch this video to learn more about how a Debt Validation Letter can help you:



Why should I use SoloSuit?

Hiring an attorney can be expensive, time-consuming, and exhausting. It might even cost more than the debt you owe! SoloSuit empowers you to represent yourself in court, save money and time, and win!

SoloSuit is designed to be a simple, easy-to-use solution that gives you access to justice for free. Our paid products will help you take your case to the next level.

How does SoloSuit handle privacy?

SoloSuit carefully protects your privacy. You can visit our privacy policy to see how we use and protect your data.

We have answers.
Join our community of over 40,000 people.

You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.


Ask a Question



>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit: A Student Solution To Give Utah Debtors A Fighting Chance

How to Answer a Summons for Debt Collection Guides for Other States

Here's a list of guides for other states.

All 50 states.

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah; File a Motion to Satisfy Judgment
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

    Guides on How to Beat Every Debt Collector

    Being sued by a different debt collector? We're making guides on how to beat each one.

    Win Against Credit Card Companies

    Is your credit card company suing you? Learn how you can beat each one.

    Going to Court for Credit Card Debt — Key Tips

    How to Negotiate Credit Card Debts

    How to Settle a Credit Card Debt Lawsuit — Ultimate Guide

    Get Answers to These FAQs

    Need more info on statutes of limitations? Read our 50-state guide.

    Why do debt collectors block their phone numbers?

    How long do debt collectors take to respond to debt validation letters?

    What are the biggest debt collector companies in the US?

    Is Zombie Debt Still a Problem in 2019?

    SoloSuit FAQ

    If a car is repossessed, do I still owe the debt?

    Is Portfolio Recovery Associates Legit?

    Is There a Judgment Against Me Without my Knowledge?

    Should I File Bankruptcy Before or After a Judgment?

    What is a default judgment?— What do I do?

    Summoned to Court for Medical Bills — What Do I Do?

    What Happens If Someone Sues You and You Have No Money?

    What Happens If You Never Answer Debt Collectors?

    What Happens When a Debt Is Sold to a Collection Agency

    What is a Stipulated Judgment?

    What is the Deadline for a Defendant's Answer to Avoid a Default Judgment?

    Can a Judgement Creditor Take my Car?

    Can I Settle a Debt After Being Served?

    Can I Stop Wage Garnishment?

    Can You Appeal a Default Judgement?

    Do I Need a Debt Collection Defense Attorney?

    Do I Need a Payday Loans Lawyer?

    Do student loans go away after 7 years? — Student Loan Debt Guide

    Am I Responsible for My Spouse's Medical Debt?

    Should I Marry Someone With Debt?

    Can a Debt Collector Leave a Voicemail?

    How Does Debt Assignment Work?

    What Happens If a Defendant Does Not Pay a Judgment?

    How Does Debt Assignment Work?

    Can You Serve Someone with a Collections Lawsuit at Their Work?

    What Is a Warrant in Debt?

    How Many Times Can a Judgment be Renewed in Oklahoma?

    Can an Eviction Be Reversed?

    Does Debt Consolidation Have Risks?

    What Happens If You Avoid Getting Served Court Papers?

    Does Student Debt Die With You?

    Can Debt Collectors Call You at Work in Texas?

    How Much Do You Have to Be in Debt to File for Chapter 7?

    What Is the Statute of Limitations on Debt in Washington?

    How Long Does a Judgment Last?

    Can Private Disability Payments Be Garnished?

    Can Debt Collectors Call From Local Numbers?

    Does the Fair Credit Reporting Act Work in Florida?

    The Truth: Should You Never Pay a Debt Collection Agency?

    Should You Communicate with a Debt Collector in Writing or by Telephone?

    Do I Need a Debt Negotiator?

    What Happens After a Motion for Default Is Filed?

    Can a Process Server Leave a Summons Taped to My Door?

    Learn More With These Additional Resources:

    Need help managing your finances? Check out these resources.

    How to Make a Debt Validation Letter - The Ultimate Guide

    How to Make a Motion to Compel Arbitration Without an Attorney

    How to Stop Wage Garnishment — Everything You Need to Know

    How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)

    Defending Yourself in Court Against a Debt Collector

    Tips on you can to file an FDCPA lawsuit against a debt collection agency

    Advice on how to answer a summons for debt collection.

    Effective strategies for how to get back on track after a debt lawsuit

    New Hampshire Statute of Limitations on Debt

    Sample Cease and Desist Letter Against Debt Collectors

    The Ultimate Guide to Responding to a Debt Collection Lawsuit in Utah

    West Virginia Statute of Limitations on Debt

    What debt collectors cannot do — FDCPA explained

    Defending Yourself in Court Against Debt Collector

    How to Liquidate Debt

    Arkansas Statute of Limitations on Debt

    You're Drowning in Debt — Here's How to Swim

    Help! I'm Being Sued by My Debt Collector

    How to Make a Motion to Vacate Judgment

    How to Answer Summons for Debt Collection in Vermont

    North Dakota Statute of Limitations on Debt

    ClearPoint Debt Management Review

    Indiana Statute of Limitations on Debt

    Oregon Eviction Laws - What They Say

    CuraDebt Debt Settlement Review

    How to Write a Re-Aging Debt Letter

    How to Appear in Court by Phone

    How to Use the Doctrine of Unclean Hands

    Debt Consolidation in Eugene, Oregon

    Summoned to Court for Medical Bills? What to Do Next

    How to Make a Debt Settlement Agreement

    Received a 3-Day Eviction Notice? Here's What to Do

    How to Answer a Lawsuit for Debt Collection

    Tips for Leaving the Country With Unpaid Credit Card Debt

    Kansas Statute of Limitations on Debt Collection

    How to File in Small Claims Court in Iowa

    How to File a Civil Answer in Kings County Supreme Court

    Roseland Associates Debt Consolidation Review

    How to Stop a Garnishment

    Debt Eraser Review