Start My Answer

How to Resolve a Debt With JP Receivables Management Partners

Hannah Locklear | August 17, 2023

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: If JP Receivables Management Partners is a debt collection agency that specializes in medical debt collection. If you've been contacted about a medical debt, SoloSuit can help you request a debt validation and resolve your debt before it escalates to court.

JP Receivables Management Partners (JP RMP), previously known as JP Recovery Services, is a well-known debt collection agency often enlisted to help recover outstanding medical debts. If you're a consumer facing this challenge, it's important to understand that resolving debt with JP RMP Services can be a manageable process with the right approach.

Below, we'll provide you with a step-by-step guide on how to effectively resolve a debt with JP Receivables while maintaining a positive financial outlook.

Sued by JP RMP? Use SoloSettle to settle your debts for good.

Settle with SoloSettle

Make an Offer

What is JP Recovery Services?

JP Recovery Services is the previous name for the current debt collection agency now known as JP Receivables Management Partners. JP RMP is owned by Meduit, a debt collection company that specializes in collecting debt for hospitals, health systems and large physician groups by using AI and other advanced technology approaches.

JP RMP also collects debts related to bank, retail, educational, utility, commercial, and government bills.

JP Recovery Services Better Business Bureau profile lists many consumer complaints against the company, and the Consumer Financial Protection Bureau complaint database also contains dozens of complaints against JP RMP. Many of the complaints claim that JP RMP contacts consumers about medical debts that they’ve already paid or are invalid.

You can use your rights to request debt validation as soon as JP RMP contacts you. Here’s how.

Make JP Receivables validate your debt

The first step towards resolving any debt is to acknowledge its existence and understand its details.

As mentioned, JP Receivables Management Partners specializes in medical debt collection. So, if you have any outstanding medical bills, there is a good chance you will be contacted by JP RMP. But you should review any communication you've received from your healthcare provider and JP RMP, including letters, emails, and phone calls. Make sure you have a clear picture of the debt's origin, amount, and any associated terms.

Before proceeding with any negotiations or payments, it's essential to ensure the debt is valid and accurate. Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request validation of the debt.

Send a formal written request to JP RMP, also known as a Debt Validation Letter, asking for documentation that verifies the debt's legitimacy. This will include the original creditor, the amount owed, and any relevant account information.

If JP RMP can’t validate your debt, they have to stop contacting you about it.

Below is JP RMP’s contact information:

  • Address: 20220 Center Ridge Rd, Suite 200, Rocky River, Ohio 44116
  • Phone: (800) 366-0109
  • Email:

Now, let’s take a look at an example of debt validation with JP Receivables.

Example: Carly receives a notice from JP RMP that she owes a medical debt, but she’s pretty sure she already paid the medical bill months earlier. She uses SoloSuit to draft a Debt Validation Letter and sends it to JP RMP, requesting that they verify the debt before taking further action. This prompts further investigation into the debt, and when JP RMP realizes they can’t validate the debt, they cease further communication with Carly.

Settle your debt with JP RMP

Open communication is key when dealing with debt collection agencies. Contact JP RMP as soon as possible after validating the debt. Maintain a polite and respectful tone throughout your interactions, as this can set a positive tone for negotiations.

JP RMP may offer various payment options based on your financial situation. Discuss your circumstances openly and honestly, and inquire about any possible alternatives such as a lump-sum settlement, a payment plan, or a reduced interest rate. Remember that debt collection agencies are often willing to negotiate to recover a portion of the debt.

In a debt settlement, you offer your creditor a portion of the total amount due, usually at least 60% of the debt’s value. In exchange for a lump-sum payment, the creditor agrees to drop its legal claims against you and release you from the remaining balance.

Watch this video to learn more about how to settle a debt with JP Receivables Management Partners:

Once you've reached an agreement with JP Recovery Services, ensure that all terms and conditions are documented in writing before making any payments. This will protect both parties and provide a reference in case of any misunderstandings later on.

SoloSettle, powered by SoloSuit, is a tech-based approach to debt settlement. Our software helps you send and receive settlement offers until you reach an agreement with the collector. Once an agreement is reached, we’ll help you manage the settlement documentation and transfer your payment to the creditor or debt collector, helping you keep your financial information private and secure.

Check your credit report

After settling the debt, it's important to verify that JP RMP reports the updated information to the major credit bureaus. A resolved debt should be marked as such on your credit report to avoid any negative impact on your credit score.

SoloSuit can help you resolve a debt lawsuit

Resolving a debt with JP RMP might seem daunting, but with the right approach, it's a manageable process that can lead to improved financial well-being.

SoloSuit exists to help people resolve debt with creditors, debt collectors, and debt collection law firms. Our software can help you respond to an initial communication from a debt collector, respond to a debt lawsuit, and settle your debt before going to court — all without having to hire a lawyer.

What is SoloSuit?

SoloSuit makes it easy to fight debt collectors.

You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.

SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.

>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)

How to answer a summons for debt collection in your state

Here's a list of guides for other states.

All 50 states.

Guides on how to beat every debt collector

Being sued by a different debt collector? Were making guides on how to beat each one.

We have answers

Join our community of over 40,000 people.

You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now are are just look for support, we're here for you.

Get Started

Win against credit card companies

Is your credit card company suing you? Learn how you can beat each one.

Going to Court for Credit Card Debt — Key Tips

How to Negotiate Credit Card Debts

How to Settle a Credit Card Debt Lawsuit — Ultimate Guide

Get answers to these FAQs

Need more info on statutes of limitations? Read our 50-state guide.

Why do debt collectors block their phone numbers?

How long do debt collectors take to respond to debt validation letters?

What are the biggest debt collector companies in the US?

Is Zombie Debt Still a Problem in 2019?

SoloSuit FAQ

If a car is repossessed, do I still owe the debt?

Is Portfolio Recovery Associates Legit?

Is There a Judgment Against Me Without my Knowledge?

Should I File Bankruptcy Before or After a Judgment?

What is a default judgment?— What do I do?

Summoned to Court for Medical Bills — What Do I Do?

What Happens If Someone Sues You and You Have No Money?

What Happens If You Never Answer Debt Collectors?

What Happens When a Debt Is Sold to a Collection Agency

What is a Stipulated Judgment?

What is the Deadline for a Defendants Answer to Avoid a Default Judgment?

Can a Judgement Creditor Take my Car?

Can I Settle a Debt After Being Served?

Can I Stop Wage Garnishment?

Can You Appeal a Default Judgement?

Do I Need a Debt Collection Defense Attorney?

Do I Need a Payday Loans Lawyer?

Do student loans go away after 7 years? — Student Loan Debt Guide

Am I Responsible for My Spouses Medical Debt?

Should I Marry Someone With Debt?

Can a Debt Collector Leave a Voicemail?

How Does Debt Assignment Work?

What Happens If a Defendant Does Not Pay a Judgment?

How Does Debt Assignment Work?

Can You Serve Someone with a Collections Lawsuit at Their Work?

What Is a Warrant in Debt?

How Many Times Can a Judgment be Renewed in Oklahoma?

Can an Eviction Be Reversed?

Does Debt Consolidation Have Risks?

What Happens If You Avoid Getting Served Court Papers?

Does Student Debt Die With You?

Can Debt Collectors Call You at Work in Texas?

How Much Do You Have to Be in Debt to File for Chapter 7?

What Is the Statute of Limitations on Debt in Washington?

How Long Does a Judgment Last?

Can Private Disability Payments Be Garnished?

Can Debt Collectors Call From Local Numbers?

Does the Fair Credit Reporting Act Work in Florida?

The Truth: Should You Never Pay a Debt Collection Agency?

Should You Communicate with a Debt Collector in Writing or by Telephone?

Do I Need a Debt Negotiator?

What Happens After a Motion for Default Is Filed?

Can a Process Server Leave a Summons Taped to My Door?

Learn More With These Additional Resources:

Need help managing your finances? Check out these resources.

How to Make a Debt Validation Letter - The Ultimate Guide

How to Make a Motion to Compel Arbitration Without an Attorney

How to Stop Wage Garnishment — Everything You Need to Know

How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)

Defending Yourself in Court Against a Debt Collector

Tips on you can to file an FDCPA lawsuit against a debt collection agency

Advice on how to answer a summons for debt collection.

Effective strategies for how to get back on track after a debt lawsuit

New Hampshire Statute of Limitations on Debt

Sample Cease and Desist Letter Against Debt Collectors

The Ultimate Guide to Responding to a Debt Collection Lawsuit in Utah

West Virginia Statute of Limitations on Debt

What debt collectors cannot do — FDCPA explained

Defending Yourself in Court Against Debt Collector

How to Liquidate Debt

Arkansas Statute of Limitations on Debt

Youre Drowning in Debt — Heres How to Swim

Help! Im Being Sued by My Debt Collector

How to Make a Motion to Vacate Judgment

How to Answer Summons for Debt Collection in Vermont

North Dakota Statute of Limitations on Debt

ClearPoint Debt Management Review

Indiana Statute of Limitations on Debt

Oregon Eviction Laws - What They Say

CuraDebt Debt Settlement Review

How to Write a Re-Aging Debt Letter

How to Appear in Court by Phone

How to Use the Doctrine of Unclean Hands

Debt Consolidation in Eugene, Oregon

Summoned to Court for Medical Bills? What to Do Next

How to Make a Debt Settlement Agreement

Received a 3-Day Eviction Notice? Heres What to Do

How to Answer a Lawsuit for Debt Collection

Tips for Leaving the Country With Unpaid Credit Card Debt

Kansas Statute of Limitations on Debt Collection

How to File in Small Claims Court in Iowa

How to File a Civil Answer in Kings County Supreme Court

Roseland Associates Debt Consolidation Review

How to Stop a Garnishment

Debt Eraser Review

Do Debt Collectors Ever Give Up?

Can They Garnish Your Wages for Credit Card Debt?

How Often Do Credit Card Companies Sue for Non-Payment?

How Long Does a Judgement Last?

​​How Long Before a Creditor Can Garnish Wages?

How to Beat a Bill Collector in Court

Not sued yet?

Use our Debt Validation Letter.

Out Debt Validation Letter is the best way to respond to a collection letter. Many debt collectors will simply give up after receiving it.

Let's Do It

It only takes 15 minutes.

And 50% of our customers' cases have been dismissed in the past.

"Finding yourself on the wrong side of the law unexpectedly is kinda scary. I started researching on YouTube and found SoloSuit's channel. The videos were so helpful, easy to understand and encouraging. When I reached out to SoloSuit they were on it. Very professional, impeccably prompt. Thanks for the service!" - Heather

Get Started