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Sued by Eagle Loan of Ohio?

George Simons | December 06, 2023

George Simons
Co-Founder of SoloSuit
George Simons, JD/MBA

George Simons is the co-founder and CEO of SoloSuit. He has helped Americans protect over $1 billion from predatory debt lawsuits. George graduated from BYU Law school in 2020 with a JD-MBA. In his spare time, George likes to cook, because he likes to eat.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: Sued for a debt by Eagle Loan? This guide is for you. Use SoloSuit to respond in 15 minutes and win your lawsuit.

What to do, what to do? You find yourself served a summons for an unpaid debt. Eagle Loan of Ohio has filed suit against you, alleging that you owe them for an unpaid debt. If you are like most people, you are taken aback by this action. So, what do you do when Eagle Loan of Ohio is suing you?

The stress of being sued can affect you and your ability to take any action. SoloSuit understands and is here to help. It can help you take action. You ought to know that you have legal rights in this situation. Every jurisdiction has different time requirements, but they all provide just a limited amount of time for you to protect your rights. This is usually between 14 - 30 days.

So great, you decided to take action but where do you begin? You can always decide not to do anything but keep in mind that over 90% of the people who are sued annually over debt end up doing nothing. This inability to do anything is exactly what companies like Eagle Loan of Ohio want you to do. If you do nothing, Eagle Loan will file a motion to secure a default judgment against you.

Now that you decided not to ignore your situation, what do you do? Whether you realize it or not, you are beginning to develop a strategy to start to defend yourself in this lawsuit. The best place to start is to gather all the information about Eagle Loan of Ohio that you can. Why not find out everything you can about them to help provide yourself the opportunity for a better outcome.

Who is Eagle Loan of Ohio?

Incorporated in the state of Kentucky, Eagle Loan of Ohio has about 60 branch offices in Kentucky, Indiana, and Ohio. Providing personal loans to those with “bad credit” is their market.

Two different companies underwrite the loans approved by Eagle Loan for consumers. Eagle Financial Services, Inc. and Sunrise Finance Company. Their in house collection staff handle all the collections for all the branch offices. Any finance company of this size will inevitably generate complaints, and Eagle Loan is no different. You should know that any company collecting debt has state and federal guidelines that govern how and what they are allowed to do by law. They are responsible for every action taken by every employee in the process of collecting a debt. Even though complaints can be commonplace for many companies, there are remedies if a company like Eagle Loan Of Ohio runs afoul of the strict collection regulations.

The Importance of Responding to an Eagle Loan of Ohio Lawsuit

First and foremost, it is your legal right to fight any lawsuit in which you are named. The worst action to take is none at all and ultimately just ignore the Complaint. You may be hesitant because you are not a lawyer. This is why SoloSuit can help you.

The Complaint, which is the legal term for the document that begins the lawsuit, has allegations about you and the debt from Eagle Loan. You have every right to answer those allegations. There is a legal term for your response to the Complaint: it is the Answer.

Failure to respond to the Complaint is what Eagle Loan of Ohio wants you to do. If there is no response from you, Eagle Loan will probably file a motion with the court to secure a default judgment. If there is no response from you, the court assumes that you agree with every allegation made by Eagle Loan. Then, if the court grants their motion for a default judgment, it could be game over.

Once the judgment is granted, Eagle Loan can begin to collect on that judgment. There are various methods that they can utilize to collect on this judgment. They can freeze your bank accounts or they can garnish your paycheck. They may even take the steps of placing a lien on any and all of your personal property. Do not let this happen to you.

Keep in mind that merely responding to the lawsuit doesn 't close the chapter of this issue. Your affirmative defenses will require Eagle Loan to provide the documentation and proof of every allegation in their original complaint. If they fail to provide this proof, there is a possibility that the case can be dismissed. You are holding them accountable through the courts that their Complaint is 100% accurate. So, in summary, here is a small checklist of what you should do if Eagle Loan of Ohio is suing you:

  • Make sure you file your Answer within the timeframe required by the Court.
  • Never admit liability for the alleged debt (make Eagle Loan prove its case against you).
  • Consider raising the affirmative defense, like the statute of limitations or the failure to establish that you owe the amount claimed, to highlight the glaring weaknesses in Eagle Loan 's lawsuit against you.

What is SoloSuit?

SoloSuit makes it easy to respond to a debt collection lawsuit.

How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts or you can pay SoloSuit to file it for you and to have an attorney review the document.

Respond with SoloSuit

"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James

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