Dena Standley | October 19, 2022
Summary: If Aargon Agency Inc won't leave you alone about a debt, SoloSuit can help you take a stand and beat them in court.
If you have an overdue debt that you have postponed to pay, do not be surprised if Aargon Agency Inc contacts you. Aargon Agency Inc is a debt collection company that has been in business for over 26 years. They may call multiple times a day, send you several emails, or leave countless voicemails, all in the hopes of getting you to pay off your debt.
If you ignore their attempts to collect, Aargon Agency Inc may enter the debt in your credit report, which can substantially impact your credit score. This An entry from them in your credit report will affect your chances of getting a loan or credit card.
Despite offering debt collection services for many years, Aargon has received numerous complaints from consumers. Some wonder if they are legitimate because of the illegal methods they have used to collect debts.
Other consumers feel helpless, yet they are unaware that they have organizations such as the Fair Trade Commission (FTC) and Consumer Financial Protection Bureau (CFPB) on their side. In this articleToday, we will discuss the legitimacy of Aargon Agency Inc, share with you some complaints received against them, and explain ways you can beat them.
Yes, Aargon Agency Inc is a legitimate debt collection agency. It was founded in February 1996 and incorporated in March the same year1996. It is a medium-sized company that collects overdue debts on behalf of original creditors from various industries, including banking, entertainment, real estate, medical, retail, and utilities.
Aargon Agency Inc's headquarters is in Las Vegas, but it also has other offices in Florida, Colorado, Missouri, and Hawaii. Their contact information is:Aargon Agency, Inc.
Aargon is a Better Business Bureau (BBB) accredited since 2011 with an A+ rating. Their BBB profile shows a customer star rating score of 1 from 15 complaints but with over 45 complaints recorded. Aargon also has a poor star rating of 1.8 out of 159 reviews on Google.
Debt collectors are challenging to deal with, and Aargon Agency Inc is no exception. Consumer complaints from various platforms about Aargon are clear violations ofgo against the Fair Debt Collection Practices Acts (FDCPA). These complaints include:
An example of a complaint is from Brayden on the Ripoff Report, who says that he paid off his debt with Aargon Agency Inc, and they never removed it from his credit report or kept a record of it. Recently, he began receiving calls from Trident Asset Management, who were also trying to collect the same debt.
A second example is on the Aargon BBB profile; the consumercomplainant says they have called several times for two months asking for their account number to make payments. But, Aargon employees fail to give out the number saying that they cannot trace it yet even though the debt is on her credit report.
Debt Collectors assume consumers are unaware of their rights, and they may try to intimidate you. However, you have several options to choose from in dealing with Aargon Agency Inc debt collectors:
Debt collectors hate being asked questions about the debt they are trying to collect. If it is a scammer, they may hang up when you start asking for more details. If it is a genuine Aargon debt collector, they should address your concerns. Ask them to identify themselves fully, the creditor company they represent, and the accuracy of the debt. Preferably, request them to respond in writing or via email.
Requesting for debt validation is the best way to establish how serious and honest Aargon is in collecting the debt. SoloSuit's Debt Validation Letter template is ideal because it includes important details that Aargon needs to add when they respond. The debt validation notice you receive should have:
Once you receive the debt validation notice, you have 30 days to take action, or the debt will automatically be considered valid, and Aargon can add it to your credit report if they haven't already.
Here's how to make a Debt Validation Letter in 2 easy steps:
If you believe the debt Aargon has outlined in the debt validation notice is not yours, then you can send a debt dispute letter to the credit bureaus to clear your name. According to the Fair Crediting Reporting Act, you have a right to dispute any information you believe to be incomplete or incorrect on your credit report. Equifax, Experian, and TransUnion credit bureaus will investigate to determine the validity of your claim.
If they find your dispute accurate, they will correct or remove it from your report. If Aargon proves that the debt is yours, they have the right to continue their efforts in collecting, and the debt will remain in the credit report for seven years.
It is not easy to deal with an experienced debt collector and win without the help of a company experienced in debt and financial matters. SoloSuit can help. Our Debt Validation Letter template helps you respond to Aargon Agency Inc legally and professionally. An attorney will review your answers, file it with the courts, and send a copy to Aargon Agency Inc.
If you have received a court Summons and Complaint notifying you that Aargon is suing you, it's important that you respond immediately. You can draft a free Answer with SoloSuit. An attorney will review your answers, file it with the courts, and send a copy to the attorney representing Aargon Agency Inc.
You have 14-30 days to respond to the lawsuit (depending on which state you're in), after which a default judgment may be entered against you. Default judgment gives Aargon the right to garnish your wages, seize your property, and put liens on your house. For this reason, you should file an Answer as soon as possible.
Here are 6 easy steps to drafting an Answer to a debt lawsuit:
SoloSuit makes it easy to respond to a debt collection lawsuit.
How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts or you can pay SoloSuit to file it for you and to have an attorney review the document.
"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James
You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.
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