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Get My Case Dismissed Against Wilber and Associates

Sarah Edwards | April 23, 2024

Sarah Edwards
Legal Expert
Sarah Edwards, BS

Sarah Edwards is a professional researcher and writer specializing in legal content. An Emerson College alumna, she holds a Bachelor of Science in Communication from the prestigious Boston institution.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: Debt collection lawsuits are serious, but there’s still a possibility of getting out of paying. There are two ways your case can get dismissed: either the plaintiff successfully files for dismissal, or you do. In this article, SoloSuit walks you through how to maximize your chances of getting your case dismissed.

Have you received a Summons in the mail or served right to you? If you’re being sued by Wilber and Associates for a debt, you’re not alone. Don’t panic! Even if you do owe the debt, you might still be able to get the lawsuit dismissed. Here’s a closer look at Wilber and Associates and how you might be able to stop their lawsuit against you.

Settle debt with Wilber and Associates.

You can negotiate debt settlement at any stage of the collections process. SoloSettle makes it easy.

Settle with SoloSettle

What is Wilber and Associates?

Wilber and Associates is a legit debt collection law firm. Founded in 2004, the Wilber and Associates law firm isn’t only a legal firm. It also handles a variety of other services:

  • Recovery services/debt collection.
  • Claims administration.
  • Legal services.
  • Database management.

This means that practically speaking, this company operates as both a debt collector and a law firm that goes after consumers when they don’t pay. Wilber and Associates also does business as Wilber Group. It primarily represents insurance companies.

Get in contact with this company at the Wilber and Associates phone number, or use the following contact information:

  • Phone number: 800-313-5169
  • Address: 210 Landmark Dr., Normal, IL 61761
  • Website: wilbergroup.com

Lots of debt collectors and the law firms that represent them use scammy tactics, so you might be wondering — is Wilber and Associates legit? It is, although based on complaints and online reviews, it doesn’t have a great reputation.

Wilber and Associates reviews and complaints

Many of the companies we’ve looked at have bad reviews, but they at least have a decent Better Business Bureau (BBB) rating. Wilber and Associates has a BBB rating of F.

That’s just the beginning of the story. The company’s dozens of reviews average out to 1.03 stars out of five. Many have to do with people being harassed to pay for accidents they were never even involved in.

One memorable review alleged that a Wilber and Associates representative said that if the reviewer couldn’t prove they were not involved in an accident, they were responsible for paying the bill for it.

Wilber and Associates also allegedly tell consumers that if they don’t pay up, the law firm will suspend their driver’s licenses. This is alarming for anyone to hear, so you might wonder — can Wilber and Associates suspend my license?

The law firm can’t do it directly, but they can request that the state suspend your driver’s license if you were the at-fault party in an accident and owe money.

Wilber & Associates has had hundreds of complaints filed against it on its BBB profile. Most of the complaints address the same issues as the bad reviews, but nearly every one of them mentions that company representatives were rude, threatening, and belittling.

The Consumer Financial Protection Bureau (CFPB) also reports even more complaints against Wilber and Associates on its consumer complaint database. Many of these consumers said that they were sued by Wilber and Associates after they sold cars and the new owners were involved in accidents.

Make debt collectors prove your debt is valid.

How to increase the chances of Wilber and Associates dismissing your case

Once Wilber and Associates have filed a lawsuit against you, there’s virtually no chance of them dismissing it without a good reason.

One of the best ways to get the plaintiff to drop the lawsuit — even though it results in you paying something — is to settle your debt outside of court. It’s a multi-step process, but it often saves you time and money. In order to understand the process, it’s easiest to look at an example.

Example: Carla gets sued by Wilber and Associates for $2,000. She checks and sees that the debt is hers, but she wants to avoid the wage garnishment that usually comes with a court judgment. She decides that the best way to handle things is to settle outside of court. She needs to buy some more time to negotiate with Wilber and Associates, so she uses SoloSuit to send a debt Answer. While waiting for the company to respond to the Answer, Carla uses SoloSettle to negotiate and settle the debt. She and Wilber and Associates agree to have her pay $1,500 instead of the original $2,000. Once Carla pays the agreed amount, Wilber and Associates files to dismiss the lawsuit.


Example: Carla gets sued by Wilber and Associates for $2,000. She checks and sees that the debt is hers, but she wants to avoid the wage garnishment that usually comes with a court judgment. She decides that the best way to handle things is to settle outside of court. She needs to buy some more time to negotiate with Wilber and Associates, so she uses SoloSuit to send a debt Answer. While waiting for the company to respond to the Answer, Carla uses SoloSettle to negotiate and settle the debt. She and Wilber and Associates agree to have her pay $1,500 instead of the original $2,000. Once Carla pays the agreed amount, Wilber and Associates files to dismiss the lawsuit.

Ready to settle your debt? Check out SoloSettle.

How to file for dismissal yourself

Defendants in debt lawsuit cases can also move to have a case dismissed. You can do this by filing what’s called a Request for Dismissal. However, you need to have a valid reason. Here are some of the possible reasons to ask the court to dismiss a lawsuit:

  • The statute of limitations has run out (meaning Wilber and Associates has no more time left to sue you).
  • There’s been a mistake, and the debt does not belong to you.
  • Wilber and Associates doesn’t have enough evidence to prove you owe the debt (even if you do actually owe it).

It’s possible to file a Request for Dismissal yourself, but figuring out how can be challenging. If you can afford to do so, hiring a lawyer can be very helpful here.

Sued by Wilber and Associates? Learn how to respond in this video:

Dealing with a debt lawsuit? SoloSuit can help!

Getting sued for a debt is scary. And if you don’t have much legal knowledge or experience, it can be hard to know what to do next. But with SoloSuit’s help, you can send a professional Answer and maximize your chances of a favorable outcome.

Respond with SoloSuit

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