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How to Stop Calls from (855) 267-7451

Dena Standley | February 23, 2024

Dena Standley
Legal Expert, Paralegal
Dena Standley, BA

Dena Standley is a seasoned paralegal with more than 20 years of experience in legal research and writing, having received a certification as a Legal Assistant/Paralegal from Southern Technical College.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: (855) 267-7451 belongs to Personal Finance Company, a debt collection agency that works with various companies to assist them in getting money from consumers. You can stop their calls by sending SoloSuit’s Debt Validation Letter.

Being contacted about unpaid debt causes an unsettling feeling, especially when you have difficulty paying. Imagine having debt collectors calling you multiple times a day for the same debt. It can be nerve-wracking. You are not alone if you experience this from the (855) 267-7451 number.

Many consumers are harassed daily by calls from this number belonging to Personal Finance Company (PFC). You could be receiving these calls if you took out a loan in the recent past, sought medical services, or haven’t been able to keep up on credit card payments. The following section discusses PFC and how to stop their calls.

Is (855) 267-7451 legit?

Yes,(855) 267-7451 is a legitimate company. This number is for Personal Finance Company, a debt collection agency located in northern Colorado. They help recover pending accounts for financial organizations, healthcare providers, retailers, and government agencies. From their website, they have been in business since 1904, but their BBB profile states PFC started in 1936 and was incorporated in 2017. The following is their contact information:

How does Personal Finance Company work?

Once you have received services or products on credit or via loan, you are expected to start paying your creditors the following month. If you fail to update your account for over 90–180 days, your original creditor will transfer your account to PFC to push you to pay the debt. They often get a certain percentage of the debt they collect from consumers.

Other creditors prefer to sell the debt to them at a smaller percentage than the original amount the consumer owed. Afterward, PFC attempts to collect the total amount of the original debt from you.

If you’ve been sued for credit card debt, and you know the debt is valid, debt settlement could be a good option to resolve the matter and stop calls from (855) 267-7451 for good. SoloSettle, powered by SoloSuit, can help you start the debt settlement negotiation process and reach a settlement with debt collectors like Personal Finance Company quickly and efficiently.

To learn more about how to settle debt, check out the following video:

Stop unwanted calls from your phone

According to The Telephone Consumer Protection Act, you have rights protecting you from receiving multiple calls on your phone. The guidelines also restrict the use of pre-recorded voice and SMS messages. These offenses receive a $500 to $1,500 fine per illegal call. It is legal to take measures to safeguard yourself from receiving annoying calls. The following table summarizes actions you can take to stop unwanted calls.

Stop calls at the source

  • Register your number on the do not call registry online or call (888) 382-1222 to register.
  • Request PFC to remove your number from the calling list and communicate via email.
  • Call your phone’s company (annoyance department) and request them to place a trap for (855) 267-7451, preventing it from reaching your phone.

Block calls to your phone

  • Download a phone-blocking app, such as Nomorobo, on your phone.
  • Change your phone setting to receive calls from only recognized numbers.
  • Sign up for paid call trapping services.

Have PFC sued you for a debt? There is no reason to panic. SoloSuit can help you respond quickly using our customizable professional Answer document to protect your rights and increase your chances of winning the case.

How to get Personal Finance Company to stop calling

The previously discussed methods only work to stop the calls but don't address the debt. If you have a genuine debt with PFC, the problem remains, and they can take further action against you. The best way to stop their calls for good is to address the debt issue directly. Here are some ways to do that:

  • Send a Debt Validation Letter requesting PFC to verify the debt is yours. They are required by law to stop calling until they respond.
  • Dispute the debt with the three main credit bureaus if it is inaccurate or doesn't belong to you. PFC should stop calling until the credit bureaus respond.
  • Plan to pay the debt through settlement, allowing you to pay the debt for less than you owe.

Now, let’s look at an example of how to stop calls from 8552677451.

Example: Gavin kept getting calls from 8552677451 claiming he owed a debt and that Personal Finance Company was attempting to collect it. He wasn’t familiar with the alleged account that was supposedly past due. He used SoloSuit to draft a Debt Validation Letter and sent it to the collection agency, and when the collectors realized they had the wrong debt information, they stopped calling.


Debt collectors can’t just call you whenever they want. They must follow federal guidelines in all communications with consumers. If you think your rights have been violated by excessive debt collection calls, consider filing a report or counterclaim.

Learn more here: What Debt Collectors Cannot Do — FDCPA Explained

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