Chloe Meltzer | October 19, 2022
Summary: Here is SoloSuit's guide on everything you need to know about RICO charges.
Are you tired of receiving calls from Enhanced Recovery Company and trying to figure out how to stop them? Many consumers find themselves in this situation, and they feel helpless since they do not know what to do. To beat Enhanced Recovery Company (ERC), you need to know:
By the end of this article, you will have the above information. You will also be on your way to stopping ERC calls and recovering from the damage they may have caused to your credit report and life. Let's get right into it.
ERC is a legitimate third-party collection agency based in Jacksonville, Florida. It is a limited liability company that emerged in 1999. ERC is not a debt buyer, meaning that it does not own the debt it tries to collect but only represents the original creditor.
Enhanced Recovery Company is Better Business Bureau (BBB) accredited with a B rating (from a scale of A+ to F). Their BBB profile records over 1,500 complaints in the last three years with a star rating of 1.1 out of 5. The Consumer Financial Protection Bureau (CFPB) also records over 7000 consumer complaints. Their contact information is:
Address:
Enhanced Recovery Company
8014 Bayberry Rd
Jacksonville, FL 32256Phone Number:
1-800-942-0015Website:
http://www.ercbpo.com
It is essential to know your rights to avoid feeling helpless when ERC contacts you. Inform them that you have the right to be treated in the following ways:
If Enhanced Recovery Company violates any of these laws, report the company to your attorney general's office or the Fair Trade Commission and CFPB Website. You can also take ERC to court because you have an excellent winning chance since they violated the law.
ERC has a right to enter your debt in your credit report if it genuinely belongs to you. Instances occur where the debt entered is not yours or the debt amount is inaccurate. These mistakes cause a significant drop in your credit score, reducing your chances of getting a loan or credit card. Whether you have a debt or not, the following are the actions to take to remove ERC from your credit report:
Debt collection agencies' primary purpose is to see the money owed paid to their clients, they are open to negotiations, and you can get a reasonable deal with them.
It is rare for ERC to sue consumers, but they may take you to court if you ignore their attempts to collect a genuine debt. Sometimes errors occur, and they may sue you for a debt you do not owe; either way, these are the steps you can take to beat them in court:
You do not need a lawyer to deal with ERC after they sue you. SoloSuit can help you with all the documents you need to send to ERC and the courts. These documents include the debt lawsuit Answer, the Debt Validation Letter, a Motion to Compel Arbitration, and Debt Lawsuit Settlement Letter. SoloSuit's Lawsuit Documents are acceptable in all 50 states.
SoloSuit makes it easy to respond to a debt collection lawsuit.
How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts or you can pay SoloSuit to file it for you and to have an attorney review the document.
"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James
You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.
Here's a list of guides for other states.
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