Stop Calls from 800-604-0064

Dena Standley | July 24, 2023

Edited by Hannah Locklear

Dealing with debt collector calls often leaves you feeling irritated, upset, and helpless. Most times that is their aim. Diversified Consultants Inc often calls to pressure consumers into paying alleged past-due debts.

However, paying every debt a collector imposes on you is not always a good idea. For instance, the account may contain errors, the debt may be too old, or you may be a victim of identity theft.

SoloSuit can help you stop calls from 800-604-0064 and verify Diversified Consultants' allegations. Even if the debt is yours, you can stop collection calls for good by settling it. This article will help you find out how to achieve this outcome.

Disclaimer: Diversified Consultants Inc went out of business and ceased operations in 2020, but many consumers still find DCI on their credit report.

Sued for debt? Use SoloSettle to settle your debt for good.

Who is Diversified Consultants Inc?

Diversified Consultants Inc (DCI) is a debt collection agency based in Jacksonville, Florida, with multiple offices nationwide. Doing business since 1993, DCI is a legitimate company that calls consumers from 800-604-0064, which is legal unless they violate the Fair Debt Collection Practices Act (FDCPA).

DCI’s physical address is as follows:
10550 Deerwood Park Blvd Ste 309, Jacksonville, FL 32256-2805.

DCI’s website is unavailable because it closed down. Sadly, some consumers still find Diversified Consultants on their credit reports.

Complaints and reviews against Diversified Consultants, Inc

Consumers are unhappy with the Diversified Consultant's countless calls. Other complaints about them include:

• Inaccurate credit reporting
• Delayed debt validation
• Ignoring consumers' identity theft submissions
• Reporting accounts paid in full as delinquent

Due to these complaints, Diversified has a one-star customer review and many complaints on its BBB profile. Here is an example of a real complaint against DCI from 2022, even after the company went out of business.

I checked my credit report and noticed a collection from Diversified that was opened on XXXX for $245 that I do not recall and am not liable for. I never entered into a signed agreement or completed an original contract with them. This inaccurate collection is not mine. I would like all collection activity to cease immediately and for this inaccurate collection to be removed from my credit report immediately, or I will file for litigation and report you to the CFPB.

The Consumer Financial Protection Bureau (CFPB) complaint database also has numerous complaints from dissatisfied consumers.

Stopping calls from 800-604-0064

Whether you believe the debt is yours or suspect it is an error, you can stop Diversified Consultants Inc's calls with the help of SoloSuit.

Use SoloSuit's Debt Validation Letter

You do not have to endure Diversified Consultants calls while determining if the account is valid. Send them a Debt Validation Letter via certified mail.

As soon as the company receives your letter, it must stop all collection efforts, including the annoying phone calls, until it proves that you owe the debt.

SoloSuit has created a versatile template to assist consumers like you in generating a Debt Validation Letter. You only need to log into the online app, answer a few questions, and your document will be ready in minutes.

Create your Debt Validation Letter now.

Ofer to settle the debt

Before offering to settle, you must investigate if Diversified Consultants acquired your account from an original creditor. If your investigations find that the debt is yours and they now own the account, you can opt to settle.

Settling debt means agreeing with the lender to pay off the account for less than you owe, usually in a lump-sum payment. Debt collectors like Diversified Consultants buy delinquent accounts for less than their value. So you have room for negotiations.

You can use SoloSettle to start the settlement negotiation process. If DCI accepts your settlement offer, there is a good chance you will save a significant amount of money. Learn more about how to settle a debt in the following video.

Even if DCI takes you to court, you can still offer to settle the account for less. But make sure you file the Answer to the Summons first.

Why you should not ignore calls from 800-604-0064

Ignoring calls from 800-604-0064 will not stop DCI from pursuing its debt. Instead, it can negatively affect your credit score if they report the debt to credit bureaus.

It is crucial to prevent derogatory entries from reaching your credit report. Doing so keeps your credit score up and allows you to access the best interest rates.

In other situations, if Diversified Consultants Inc sues you and you ignore the Summons, they may get a default judgment and a writ to garnish your wages or bank account to recover the alleged debt.

Respond to a debt collection lawsuit.

Instead of ignoring calls from 800-604-0064 hoping they will disappear, use SoloSuit to fight off debt collectors by forcing them to validate every debt, reaching a settlement agreement, and responding promptly to all debt-collection lawsuits.

What is SoloSuit?

SoloSuit makes it easy to fight debt collectors.

You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.

SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.

>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)

How to answer a summons for debt collection in your state

Here's a list of guides for other states.

All 50 states.

• Alabama
• Alaska
• Arizona
• Arkansas
• California
• Colorado
• Connecticut
• Delaware
• Florida
• Georgia
• Hawaii
• Idaho
• Illinois
• Indiana
• Iowa
• Kansas
• Kentucky
• Louisiana
• Maine
• Maryland
• Massachusetts
• Michigan
• Minnesota
• Mississippi
• Missouri
• Montana
• Nebraska
• Nevada
• New Hampshire
• New Jersey
• New Mexico
• New York
• North Carolina
• North Dakota
• Ohio
• Oklahoma
• Oregon
• Pennsylvania
• Rhode Island
• South Carolina
• South Dakota
• Tennessee
• Texas
• Utah
• Vermont
• Virginia
• Washington
• West Virginia
• Wisconsin
• Wyoming

Guides on how to beat every debt collector

Being sued by a different debt collector? Were making guides on how to beat each one.

• Absolute Resolutions Investments LLC
• Accredited Collection Services
• Alliance One
• Amcol Clmbia
• American Recovery Service
• Asset Acceptance LLC
• Asset Recovery Solutions
• Associated Credit Services
• Autovest LLC
• Cach LLC
• Cavalry SPV I LLC
• Cerastes LLC
• Colinfobur
• Covington Credit
• Crown Asset Management
• CTC Debt Collector
• Cypress Financial Recoveries
• Delanor Kemper & Associates
• Eagle Loan of Ohio
• Educap
• Estate Information Services
• FIA Card Services
• Forster & Garbus
• Freshview Solutions
• Fulton Friedman & Gullace LLP
• Harvest Credit Management
• Howard Lee Schiff
• Hudson & Keyse LLC
• Integras Capital Recovery LLC
• Javitch Block
• Jefferson Capital Systems LLC
• LVNV Funding
• Mannbracken
• Mariner Finance
• Medicredit
• Michael J Adams PC
• Michael J Scott
• Midland Funding LLC
• Mullooly, Jeffrey, Rooney & Flynn
• Mountain Land Collections
• MRS Associates
• National Collegiate Trust
• Nationstar Foreclosure
• Northstar Capital Acquisition
• NCEP LLC
• NRC Collection Agency
• OneMain Financial
• Palisades Collection LLC
• Pallida LLC
• Paragon Revenue Group
• Pinnacle Collections Agency
• PMAB LLC
• Portfolio Recovery Associates
• Provest Law
• PYOD LLC
• Reunion Student Loan Finance Corporation
• Revenue Group
• Regents and Associates
• RSIEH
• Salander Enterprises LLC
• Second Round Sub LLC
• Security Credit Services
• Sherman Financial Group
• Suttell and Hammer
• T-Mobile
• Transworld Systems
• Tulsa Teachers Credit Union
• UCB Collection
• Velo Law Office
• Velocity Investments
• Waypoint Resource Group
• Weinberg and Associates
• Wolpoff & Abramson

Win against credit card companies

Is your credit card company suing you? Learn how you can beat each one.

• Bank of America
• Capital One
• Chase
• Credit One Bank
• PayPal Synchrony Card
• SYNCB/PPEXTR
• Synchrony Bank
• Target National Bank
• Wells Fargo

Going to Court for Credit Card Debt — Key Tips

How to Negotiate Credit Card Debts

How to Settle a Credit Card Debt Lawsuit — Ultimate Guide

Get answers to these FAQs

Need more info on statutes of limitations? Read our 50-state guide.

Why do debt collectors block their phone numbers?

How long do debt collectors take to respond to debt validation letters?

What are the biggest debt collector companies in the US?

Is Zombie Debt Still a Problem in 2019?

SoloSuit FAQ

If a car is repossessed, do I still owe the debt?

Is Portfolio Recovery Associates Legit?

Is There a Judgment Against Me Without my Knowledge?

Should I File Bankruptcy Before or After a Judgment?

What is a default judgment?— What do I do?

Summoned to Court for Medical Bills — What Do I Do?

What Happens If Someone Sues You and You Have No Money?

What Happens If You Never Answer Debt Collectors?

What Happens When a Debt Is Sold to a Collection Agency

What is a Stipulated Judgment?

What is the Deadline for a Defendants Answer to Avoid a Default Judgment?

Can a Judgement Creditor Take my Car?

Can I Settle a Debt After Being Served?

Can I Stop Wage Garnishment?

Can You Appeal a Default Judgement?

Do I Need a Debt Collection Defense Attorney?

Do I Need a Payday Loans Lawyer?

Do student loans go away after 7 years? — Student Loan Debt Guide

Am I Responsible for My Spouses Medical Debt?

Should I Marry Someone With Debt?

Can a Debt Collector Leave a Voicemail?

How Does Debt Assignment Work?

What Happens If a Defendant Does Not Pay a Judgment?

How Does Debt Assignment Work?

Can You Serve Someone with a Collections Lawsuit at Their Work?

What Is a Warrant in Debt?

How Many Times Can a Judgment be Renewed in Oklahoma?

Can an Eviction Be Reversed?

Does Debt Consolidation Have Risks?

What Happens If You Avoid Getting Served Court Papers?

Does Student Debt Die With You?

Can Debt Collectors Call You at Work in Texas?

How Much Do You Have to Be in Debt to File for Chapter 7?

What Is the Statute of Limitations on Debt in Washington?

How Long Does a Judgment Last?

Can Private Disability Payments Be Garnished?

Can Debt Collectors Call From Local Numbers?

Does the Fair Credit Reporting Act Work in Florida?

The Truth: Should You Never Pay a Debt Collection Agency?

Should You Communicate with a Debt Collector in Writing or by Telephone?

Do I Need a Debt Negotiator?

What Happens After a Motion for Default Is Filed?

Can a Process Server Leave a Summons Taped to My Door?

Learn More With These Additional Resources:

Need help managing your finances? Check out these resources.

How to Make a Debt Validation Letter - The Ultimate Guide

How to Make a Motion to Compel Arbitration Without an Attorney

How to Stop Wage Garnishment — Everything You Need to Know

How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)

Defending Yourself in Court Against a Debt Collector

Tips on you can to file an FDCPA lawsuit against a debt collection agency

Advice on how to answer a summons for debt collection.

Effective strategies for how to get back on track after a debt lawsuit

New Hampshire Statute of Limitations on Debt

Sample Cease and Desist Letter Against Debt Collectors

The Ultimate Guide to Responding to a Debt Collection Lawsuit in Utah

West Virginia Statute of Limitations on Debt

What debt collectors cannot do — FDCPA explained

Defending Yourself in Court Against Debt Collector

How to Liquidate Debt

Arkansas Statute of Limitations on Debt

Youre Drowning in Debt — Heres How to Swim

Help! Im Being Sued by My Debt Collector

How to Make a Motion to Vacate Judgment

How to Answer Summons for Debt Collection in Vermont

North Dakota Statute of Limitations on Debt

ClearPoint Debt Management Review

Indiana Statute of Limitations on Debt

Oregon Eviction Laws - What They Say

CuraDebt Debt Settlement Review

How to Write a Re-Aging Debt Letter

How to Appear in Court by Phone

How to Use the Doctrine of Unclean Hands

Debt Consolidation in Eugene, Oregon

Summoned to Court for Medical Bills? What to Do Next

How to Make a Debt Settlement Agreement

Received a 3-Day Eviction Notice? Heres What to Do

How to Answer a Lawsuit for Debt Collection

Tips for Leaving the Country With Unpaid Credit Card Debt

Kansas Statute of Limitations on Debt Collection

How to File in Small Claims Court in Iowa

How to File a Civil Answer in Kings County Supreme Court

Roseland Associates Debt Consolidation Review

How to Stop a Garnishment

Debt Eraser Review

Do Debt Collectors Ever Give Up?

Can They Garnish Your Wages for Credit Card Debt?

How Often Do Credit Card Companies Sue for Non-Payment?

How Long Does a Judgement Last?

​​How Long Before a Creditor Can Garnish Wages?

How to Beat a Bill Collector in Court