Dena Standley | July 24, 2023
Edited by Hannah Locklear
Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.
Summary: Calls from 800-604-0064 come from Diversified Consultants Inc, a debt collector headquartered in Jacksonville, Florida. The staff will not stop calling unless you respond or update your payment. Find out how to prevent calls from this number with this guide from SoloSuit.
Dealing with debt collector calls often leaves you feeling irritated, upset, and helpless. Most times that is their aim. Diversified Consultants Inc often calls to pressure consumers into paying alleged past-due debts.
However, paying every debt a collector imposes on you is not always a good idea. For instance, the account may contain errors, the debt may be too old, or you may be a victim of identity theft.
SoloSuit can help you stop calls from 800-604-0064 and verify Diversified Consultants' allegations. Even if the debt is yours, you can stop collection calls for good by settling it. This article will help you find out how to achieve this outcome.
Disclaimer: Diversified Consultants Inc went out of business and ceased operations in 2020, but many consumers still find DCI on their credit report.
Sued for debt? Use SoloSettle to settle your debt for good.
Diversified Consultants Inc (DCI) is a debt collection agency based in Jacksonville, Florida, with multiple offices nationwide. Doing business since 1993, DCI is a legitimate company that calls consumers from 800-604-0064, which is legal unless they violate the Fair Debt Collection Practices Act (FDCPA).
DCI’s physical address is as follows:
10550 Deerwood Park Blvd Ste 309, Jacksonville, FL 32256-2805.
DCI’s website is unavailable because it closed down. Sadly, some consumers still find Diversified Consultants on their credit reports.
Consumers are unhappy with the Diversified Consultant's countless calls. Other complaints about them include:
Due to these complaints, Diversified has a one-star customer review and many complaints on its BBB profile. Here is an example of a real complaint against DCI from 2022, even after the company went out of business.
I checked my credit report and noticed a collection from Diversified that was opened on XXXX for $245 that I do not recall and am not liable for. I never entered into a signed agreement or completed an original contract with them. This inaccurate collection is not mine. I would like all collection activity to cease immediately and for this inaccurate collection to be removed from my credit report immediately, or I will file for litigation and report you to the CFPB.
The Consumer Financial Protection Bureau (CFPB) complaint database also has numerous complaints from dissatisfied consumers.
Whether you believe the debt is yours or suspect it is an error, you can stop Diversified Consultants Inc's calls with the help of SoloSuit.
You do not have to endure Diversified Consultants calls while determining if the account is valid. Send them a Debt Validation Letter via certified mail.
As soon as the company receives your letter, it must stop all collection efforts, including the annoying phone calls, until it proves that you owe the debt.
SoloSuit has created a versatile template to assist consumers like you in generating a Debt Validation Letter. You only need to log into the online app, answer a few questions, and your document will be ready in minutes.
Create your Debt Validation Letter now.
Before offering to settle, you must investigate if Diversified Consultants acquired your account from an original creditor. If your investigations find that the debt is yours and they now own the account, you can opt to settle.
Settling debt means agreeing with the lender to pay off the account for less than you owe, usually in a lump-sum payment. Debt collectors like Diversified Consultants buy delinquent accounts for less than their value. So you have room for negotiations.
You can use SoloSettle to start the settlement negotiation process. If DCI accepts your settlement offer, there is a good chance you will save a significant amount of money. Learn more about how to settle a debt in the following video.
Even if DCI takes you to court, you can still offer to settle the account for less. But make sure you file the Answer to the Summons first.
Ignoring calls from 800-604-0064 will not stop DCI from pursuing its debt. Instead, it can negatively affect your credit score if they report the debt to credit bureaus.
It is crucial to prevent derogatory entries from reaching your credit report. Doing so keeps your credit score up and allows you to access the best interest rates.
In other situations, if Diversified Consultants Inc sues you and you ignore the Summons, they may get a default judgment and a writ to garnish your wages or bank account to recover the alleged debt.
Respond to a debt collection lawsuit.
Instead of ignoring calls from 800-604-0064 hoping they will disappear, use SoloSuit to fight off debt collectors by forcing them to validate every debt, reaching a settlement agreement, and responding promptly to all debt-collection lawsuits.
SoloSuit makes it easy to fight debt collectors.
You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.
SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.
>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)
>>Read the MSN story about how SoloSuit can help you settle your debt
Here's a list of guides for other states.
Being sued by a different debt collector? Were making guides on how to beat each one.
You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now are are just look for support, we're here for you.
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Out Debt Validation Letter is the best way to respond to a collection letter. Many debt collectors will simply give up after receiving it.
"Finding yourself on the wrong side of the law unexpectedly is kinda scary. I started researching on YouTube and found SoloSuit's channel. The videos were so helpful, easy to understand and encouraging. When I reached out to SoloSuit they were on it. Very professional, impeccably prompt. Thanks for the service!" - Heather