Summary: Do you need to file documents with the Oak Grove Courthouse? Find out how to file here.
Located in Missouri, The Oak Grove Courthouse is a Municipal Court that presides over all traffic-related and city ordinance violations cases filed by the Oak Grove Police Department. You're likely to find yourself in this court if charged with any traffic violation in the fast-growing community of Oak Grove in Missouri. If found guilty, the judge will pass a verdict that may include ticket fines you'll be required to pay.
Typically, this amount becomes a debt you owe the government, and if not paid on time, it can end up in collections. By then, the debt will have accumulated fines and penalties, making it bigger than the initial amount.
Since the Oak Grove Courthouse is only in session on the last Wednesday of every month (with exceptions for holidays), the court is strict about timekeeping and meeting set deadlines for responding to complaints filed in the court.
This article discusses what to do when facing a collection complaint filed in the Oak Grove Court and other important details you need to keep in mind.
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What happens if you don't pay your traffic tickets?
Other than higher fines, unpaid traffic tickets can attract penalties such as:
- a suspended driver's license and expensive renewal fees;
- a warrant for arrest;
- problems renewing car registration;
- misdemeanor charges such as a 'failure to appear' charge if you don't show up for the court summons.
The court might also send the account to their partnering debt collection agency, whose job is to contact you to request payment. The agency uses the typical debt collection process, including serving you with a notice about the debt, contacting you for payment, and encouraging negotiations.
A lawsuit is often the last resort if all other collection efforts fail.
Once the debt collection agency files a complaint, you'll receive court Summons and Complaints stating the reasons for the suit and the amount you supposedly owe.
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Responding to a debt collection lawsuit in Missouri
Missouri's debt collection laws allow a 30-day period to file an Answer to a debt collection complaint. The clock starts counting from the day you receive the Summons and Complaints backed up with a dated certificate of service. This period includes all the days the court is closed, weekends, and holidays. If the 30th day falls on a day the court isn't open, the clock will count until the next business day.
The most important thing is to prepare your Answer document correctly and on time. You may opt for one of the following options:
- completing one of the Answer forms provided by the court system in Missouri;
- creating your own Answer Document;
- using Solosuit to respond to the complaint (the better and faster option).
Whichever option you opt for, an Answer document must contain specific information to be accepted by the court. This includes:
- your personal information, including your name and address;
- the plaintiff's information or their attorney if applicable;
- information about the court, such as the name and address of the court where the case is filed;
- information about the case, including the case and index number and the amount owed in the lawsuit.
Unfortunately, the Missouri Court System doesn't have an Answer document specifically designed for debt complaints among the several forms available on their official website. As a result, it's easy to forget some vital information, especially when you choose to create the document yourself.
Use SoloSuit to respond to debt collectors fast and win in court.
SoloSuit, on the other hand, can help you accurately input all the data needed to create an acceptable Answer document. Additionally, this legal aid application guides you through responding to the complaint and finally generates a complete answer document for you. All you'll need to do is respond to the questions generated by the application about the lawsuit.
Each claim must be responded to in separate paragraphs that correspond to those of the Complaints. You may agree or disagree with the claims but always remember to be honest with your responses. If you aren't certain about a section of the complaints, you can simply state that you don't know about it.
The Answer document should also contain reasons you believe the plaintiff has no case against you, often referred to as the affirmative defenses. These aren't reasons why you couldn't pay the debt or why you can't afford to pay it off. Here are some good examples of affirmative responses.
- Statute of limitations: If the debt is over seven years old, it's most likely time-barred, and the debt collector has no legal right to sue you for it. However, most state-owned debts don't have a collection limit, including debts from traffic-related violations.
- Identity theft: A good example is when your car violates traffic rules while stolen, or someone uses your driver's license while in violation of traffic rules.
- The account doesn't belong to you: It's possible to make errors while recording information about the debt, especially if several collectors have handled the debt.
- The debt amount is wrong: You may request the debt collector to validate the amount indicated in the lawsuit if you doubt its accuracy.
- You already paid the debt: If your creditor agreed to a settlement amount and the debt was cleared, you should attach supporting documents to prove that you already settled the debt.
After preparing your Answer document, the next step is filing it with the court where the complaint was reported. You should also send a copy to the plaintiff or their attorney and be sure to keep proof of delivery. You can use the Certified Mail Receipt services to send the copy to the plaintiff and keep the receipt as proof of delivery.
Solosuit goes beyond helping you prepare an Answer document, inputting the right information, and generating case-based responses. The application also offers an opportunity to have your Answer reviewed by a competent attorney and file it on your behalf at a small fee. As a result, you have a higher chance of obtaining a favorable outcome in the debt collection lawsuit.
What is SoloSuit?
SoloSuit makes it easy to respond to a debt collection lawsuit.
How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts or you can pay SoloSuit to file it for you and to have an attorney review the document.
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"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James
>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate
>>Read the NPR story on SoloSuit: A Student Solution To Give Utah Debtors A Fighting Chance
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