George Simons | December 01, 2022
Summary: Is Alliance One suing you for an old debt? Don't let them win without a fight! You can beat Alliance One in court!
Getting harassed by a debt collector with Alliance One is oftentimes stressful and anxiety-inducing. Why? Because it is quite common for Alliance One and other large debt collection agencies will utilize inappropriate and unethical tactics to try to get you to pay what is allegedly owed.
For example, debt collectors with Alliance One will probably call you constantly on the phone from several numbers. They may also try to intimidate you on social media, send nasty letters, and other questionable methods.
If you are being subjected to harassing behavior by Alliance One, it is important to understand that you do not have to put up with such behavior and threats. You have rights and protections pursuant to the Fair Debt Collection Practices Act, along with other laws.
Don't let debt collectors harass you. Respond fast with SoloSuit.
Alliance One collections agency is known to be aggressive and unethical in attempting to collect debts. The agency is based in Pennsylvania and there have been many complaints from consumers saying debt collectors have violated various provisions within the Fair Debt Collection Practices Act (FDCPA).
For instance, people have filed complaints with the Better Business Bureau that Alliance One debt collectors utilize unethical communication methods that clearly violate the FDCPA. They might even try to collect on a debt that you do not actually owe. If you get a call from Alliance One, you should know your rights before you say anything and agree to pay any amount on the alleged debt.
If you regularly receive rude phone calls and letters from Alliance One regarding an unpaid debt or have already been served with a debt collection lawsuit by Alliance One, do not panic. There are specific ways to respond to the debt collector, and multiple defenses you could potentially raise to combat the debt collection lawsuit.
Alliance One is a well-known debt collection agency that is notorious for trying to take advantage of consumers who may not be fully aware of their legal rights under the Fair Debt Collection Practices Act. The FDCPA is a federal law passed by Congress in 1977 specifically for the purpose of curbing abusive tactics used by debt collectors. The FDCPA features a number of rules and regulations that stipulate what debt collectors can and cannot do when attempting to recover on a debt. Some of the restrictions codified in the FDCPA concerning debt collector tactics include:
Use SoloSuit to defend yourself and win in court.
If you get served with a debt collection lawsuit from Alliance One Collections Agency, you need to craft an appropriate response. You should not throw the letters in the trash and hope it disappears. The lawsuit is going to be there, even if you toss it in the garbage. Ignoring the legal action means you are giving up and the debt collector wins.
Here are some ways you can deal with the debt collection lawsuit:
When you answer the debt collection lawsuit, you have a chance to point out deficiencies in Alliance One's case. Also, keep in mind that the debt collector must prove that you owe the debt. This means the company must affirmatively prove the following in order to get a judgment against you:
If Alliance One cannot produce sufficient evidence to meet the above-described prerequisites, there is a strong chance you can win in court. You may even be able to get the debt collection lawsuit tossed out of court.
Depending on your case particulars, you could say that the company didn't file before the statute of limitations expired. The statute of limitations is how much time a person has to file suit against someone else.
If your case suggests that Alliance One sued you when the statute of limitations lapsed, you might file a motion for dismissal with prejudice.
You also might consider filing a countersuit. If you can show that the firm was in violation of the FDCPA, you may be entitled to compensatory damages. You could even get reimbursement of your legal fees.
Make the right defense the right way with SoloSuit.
Here are the basics of what to do if you are served with a debt collection lawsuit filed by Alliance One:
Debt collection agencies like Alliance One often rely on making threats or false promises in the hopes of wearing you down and getting you to agree to repayment. Do not raise the white flag of defeat. With thought and foresight, you can often prevail against a debt collector in court.
SoloSuit makes it easy to respond to a debt collection lawsuit.
How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts or you can pay SoloSuit to file it for you and to have an attorney review the document.
"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James
>>Read the NPR story on SoloSuit: A Student Solution To Give Utah Debtors A Fighting Chance
Here's a list of guides for other states.
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