Start My Answer Debt Settlement Reviews

Sarah Edwards | January 27, 2023

Sarah Edwards
Legal Expert
Sarah Edwards, BS

Sarah Edwards is a professional researcher and writer specializing in legal content. An Emerson College alumna, she holds a Bachelor of Science in Communication from the prestigious Boston institution.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: When searching for a debt settlement company to help you settle debt, it’s essential to find one that’s reputable and trustworthy. One company that may come across your radar is While this website offers some information and resources involving debt settlement, it is not actually a debt settlement service. If you are interested in settling your debts once and for all, you should use a trusted organization like SoloSettle.

There are many debt settlement companies out there offering assistance, but not all debt settlement companies are legitimate. In this article, SoloSuit reviews to help you determine if collaborating with them to settle your debts is worth it.

This is how handles the debt settlement process, formally known as Consolidation Resource, LLC, doesn’t actually settle debts.

It’s a small website with a few landing pages and blogs pointing to debt settlement companies that pay for the advertising space. Every time a consumer clicks on one of their recommended debt settlement agencies, likely collects a small fee. does provide some consumer advice, but the most recent statistics on debt settlement are from 2017, nearly six years ago. The website administrator published most of the blog articles in January 2018, with minor updates in 2021. Raising any red flags yet?

Let’s go a bit further.’s three recommendations for debt settlement services include Private Debt Relief, Accredited Debt Relief, and DebtMD.

However, neither Private Debt Relief nor DebtMD is an actual debt settlement service. In fact, they act as data aggregators, asking the client to provide information about their personal financial situation before forwarding them to actual debt settlement companies. The only actual debt settlement company on the list is Accredited Debt Relief. is a simple website designed to bring the owner revenue for placing certain ads on their website. While they provide basic advice on budgeting and paying down debt, they don’t do much for the consumer.

Here’s what says in its Advertising Disclosure:

“ is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation from many of the offers listed on the site.

[...] This website will submit the information you provide to third-party financial services providers specializing in credit counseling, debt settlement, and debt consolidation services.”

Let’s consider an example of how this might work.

Example: Jeremy needs help settling his debt. He owes $10,000 to various creditors and stumbles across in an internet search. He selects the website’s Debt Settlement landing page and sees a few ads. Jeremy sees that left a five-star review for DebtMD. He decides to see what they offer and submits some basic information to start the process. sends him to DebtMD, which asks him for his contact details again. Despite sharing his contact information on two websites, he doesn’t have a debt settlement deal since neither company settles debts. A few days later, Jeremy starts receiving lots of spam calls, and his email inbox is now a magnet for debt relief scammers.

Is a scam? It certainly looks like it.

In our opinion, users should avoid sharing personal information with and instead work directly with actual debt settlement companies. In this case, there’s no need to involve the middleman.

Here are a few actual customer reviews from

A review of’s “About Us” page indicates that the company’s name is Consolidation Resource, LLC. The company has no Better Business Bureau (BBB) profile to review.

However, has 24 reviews on Trustpilot. The majority come from people invited to comment on the company. An “invited” comment means the website owner specifically sent them a request to leave a review on Trustpilot.

Unsurprisingly, the invited reviews have nothing but glowing things to say about They praise the website for its helpful information, recommendations for solving common credit issues, and infographics.

However, all of these reviews were left between March and April of 2014, and no further reviews have been posted since then.

There’s something fishy about

What is’s mission? It could be to earn extra money from ad revenue, as the site offers no genuine services.

SoloSuit recommends avoiding interacting with dubious middlemen like and looking for legitimate debt settlement providers. That rules out, regardless of their actual purpose.

Need help settling a debt? Learn about our debt settlement service, SoloSettle.

Settle a debt on your own with SoloSettle

If you’ve been sued for a debt, it’s important to defend yourself. There is a good chance you can fight off debt collectors in court and win.

Maybe you know you owe the debt, and perhaps you have enough money to pay some of it off. If this is the case for you, consider reaching out to discuss a debt settlement. You can settle a debt at any stage of the debt lawsuit process. SoloSettle makes the process quick and simple.

SoloSettle is not like traditional debt settlement companies. Here’s why:

  • SoloSettle is a tech-based approach to debt settlement. Our software sends and receives debt settlement offers on your behalf so you don’t have to deal with debt collectors directly.
  • You can settle a debt of any size with SoloSettle. Most settlement agencies require you to have a debt of $15,000 or more to enroll in their programs.
  • It helps you protect your financial information from debt collectors. SoloSettle transfers your payment for you, keeping your finances private and secure.
  • You don’t pay anything until you reach a debt settlement agreement.
  • SoloSettle is powered by SoloSuit, which means you can use both services to settle your debts and fight back in court. Other debt settlement services don’t help with legal defense; if you get sued, you’re on your own.

Now, let’s take a look at another example.

Example: Bailey is being sued by PRA Group for an old credit card debt of $5,000. She uses SoloSuit to respond to the lawsuit, and in turn, buys himself time to work out a debt settlement plan. After Bailey takes a closer look at his income and budget, she decides she can afford to pay off 65% of the debt upfront, or $3,250. She uses SoloSettle to send a debt settlement offer to PRA, starting low at 40%, or $2,000. After a few rounds of negotiations, PRA Group settles for $3,000 (only 60% of the original debt amount). SoloSettle takes care of the debt settlement agreement documentation, and PRA Group dismisses the case in court.

Check out this video to learn more:

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