How to Stop Calls from 877-591-0747

Sarah Edwards | May 03, 2023

Edited by Hannah Locklear

Does this situation sound familiar? You’re sitting down to enjoy a family dinner, and suddenly your cell phone starts ringing. You look at your phone, and it’s a number you don’t recognize. You ignore the call, but ten minutes later, your phone starts ringing again from the same number.

Debt collectors are famous for using toll-free numbers like 877-591-0747 to harass consumers. The most nefarious collection agencies will call you from a slew of different phone numbers to collect on a debt.

Pay attention to calls from numbers you don’t recognize

If you start receiving calls from numbers you don’t recognize, it’s best to register your number on the federal government’s Do Not Call Registry. Telemarketers cannot call people on the Do Not Call list. If they contact you after 31 days of your number being on the registry, you can submit a complaint to the FTC and they will investigate it.

However, registering on the Do Not Call Registry will not stop calls from debt collection agencies, creditors, charities, or political groups. Once your number gets out to one of those companies, you’ll need to specifically ask the caller to stop calling you. In some cases, the only way to stop the calls is via a written notice.

It’s rarely a good idea to answer a call from a number you don’t recognize. There are too many cases of robocalls and scammers who purchase toll-free numbers and pose as people they aren’t.

Scammers are getting better at their line of work, and some can be so convincing that you’ll be tricked into thinking you’re talking to someone from your bank or another familiar organization.

Is a collection agency pursuing you for debt? Make collectors prove you owe with SoloSuit’s Debt Validation Letter.

You probably know if you have a debt collector after you

Debt collectors typically use a variety of ways to communicate with you, including the phone, email, and letters. If you start receiving phone calls from a toll-free number and later receive a debt collection notice in the mail, the calls are likely from the debt collector. You can do a reverse number search to see if that’s the case.

Under the Fair Debt Collection Practices Act (FDCPA), collection agencies and debt collectors can’t contact you with the intent of harassing or abusing you. All of the following actions are considered harassment or abuse:

• Repeatedly calling you throughout the day.
• Contacting you at irregular hours, such as before 8 a.m. or after 9 p.m.
• Using obscene language when talking to you about a debt.
• Threatening to physically or emotionally harm you if you don’t take a particular action.
• Telling you they’ll seize your house, car, horses, pigs, kitchen blender, American flag, or other items if they don’t have the legal right to do so.
• Calling your 92-year-old Great Aunt Linda to tell her you owe money you need to repay.

There are dozens of restrictions that the FDCPA places on debt collectors, all to protect you from insistent collection agencies that hound you for money.

Let’s consider an example.

If 877-591-0747 won’t stop calling you, block the calls

The easiest way to stop phone calls from a number you don’t recognize is to block it. You’ll also want to register for the national Do Not Call Registry, which will stop most unwanted sales calls — but not debt collectors. If you later find out a debt collector is calling you, make the agency validate the debt before taking any further action.

Is a debt collector threatening to sue you for a debt you owe? Settle it quickly with help from SoloSettle.

Powered by SoloSuit, SoloSettle is a tech-based approach to debt settlement that helps you send and receive settlement offers until you reach an agreement. To learn more, check out this video:

What is SoloSuit?

SoloSuit makes it easy to fight debt collectors.

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SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.

>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)

How to answer a summons for debt collection in your state

Here's a list of guides for other states.

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Guides on how to beat every debt collector

Being sued by a different debt collector? Were making guides on how to beat each one.

• Absolute Resolutions Investments LLC
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• Revenue Group
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• Second Round Sub LLC
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• Sherman Financial Group
• Suttell and Hammer
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• Transworld Systems
• Tulsa Teachers Credit Union
• UCB Collection
• Velo Law Office
• Velocity Investments
• Waypoint Resource Group
• Weinberg and Associates
• Wolpoff & Abramson

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