Dena Standley | March 03, 2023
Summary: Is ARC Collections suing you for a debt? SoloSuit can help you know your rights, take a stand, and win in court.
Accounts Receivable Consultants (ARC) collections boasts of being different from other debt collection agencies by offering superior services. But, do they? Is their collection strategy different from the rest? Do they use unlawful methods or harassment in an attempt to collect debts?
According to the Consumer Financial Protection Bureau (CFPB), consumers have reported several occasions of ARC collections violating their consumer rights. For instance, they try to collect a debt they do not owe, enter an unfamiliar or paid debt on a credit report, and call numerous times. Below is an example of a complaint from their BBB profile.
“This company is falsifying the amount in the debt. When questioned on the details in that debt, the employees refused to answer and resulted in harassing me, stating that I was 'playing games' and other rude and harassing statements.”
ARC has been in business for over 20 years and strives to collect from debtors without settling for less. The table below gives you their contact information.
ARC Collections Contact Information
211 Highland Cross Drive Suite 110, Houston, TX 77073
If you have been contacted by ARC collections, you need to know your rights under the Fair Debt Collection Practices Act. Afterward, you can respond using the following methods we will discuss.
ARC is often compensated on a contingency basis, meaning they get paid based on the amount they can collect from a debtor. This agreement explains why they aggressively collect their debt. Do not be intimidated when they contact you; follow these steps:
ARC has a right to ask for their client's money. If you ignore or deceive them, you may receive a lawsuit with other allegations apart from demanding their money.
Unfortunately, these scenarios happen far too often. Dealing with debt collectors becomes emotionally exhausting, so you start ignoring their calls. ARC then decides to sue you for the alleged balance, but you ignore the Summons and Complaint you receive after the suit is filed. Since there was no response within the allotted time frame, the debt collector files a motion to ask for a Summary Judgement. A judge is likely to grant the judgment, given the lack of response on your part. Then you may find yourself facing wage garnishments, liens against your property, or other consequences that could have been avoided by filing a timely Answer.
Debt collection agencies sue consumers who refuse to comply with their attempts to collect their debt. The first instinct of a consumer is to panic and often make regrettable financial and legal mistakes. You can still deal with ARC collections by doing the following:
SoloSuit's software ensures that consumers can effectively handle their debt situation without incurring unnecessary legal costs. Our documents are professionally drafted and contain all the details to ensure they stand in court. Explore our legal documents and beat ARC collections.
This calculator is for educational purposes only.
SoloSuit makes it easy to fight debt collectors.
You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.
SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.
"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James
You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.
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