Oregon's Unlawful Debt Collection Practices Act and the FDCPA shield you from abusive collectors. The statute of limitations on debt is 6 years in Oregon.
Read full article →New York debt collection laws include the state-based Consumer Credit Fairness Act which outlines stricter rules for debt collector engagement with consumers.
Read full article →Montana debt collection laws follow the FDCPA and FCRA which prohibit harassment, excessive calls, and abuse. The statute of limitations on debt is 8 years.
Read full article →To surrender your car, inform the lender of inability to pay, arrange voluntary repo, record details of surrender, and pay off the sale-loan difference/fees.
Read full article →No federal Credit Card Debt Forgiveness Act exists, but you can use strategies like negotiation and settlement to reduce the total balance you owe.
Read full article →New Hampshire's Unfair Collection Practices Act (N.H. Rev. Stat. § 358) and the federal FDCPA protect you from harassing or deceptive debt collection tactics.
Read full article →The Kansas Consumer Protection Act and other federal laws protect consumers from unfair collection practices. Kansas statute of limitations on debt is 5 years.
Read full article →Yes, the statute of limitations on debt can be extended by making a payment, agreeing to pay, or even acknowledging the debt—restarting the clock at zero.
Read full article →Maine's new medical debt collection laws prohibit reporting medical debt to credit bureaus and limit collection tactics on health-related balances.
Read full article →If you've been sued by Hunt and Henriques, file an Answer on time, demand debt validation, raise affirmative defenses, or negotiate a settlement.
Read full article →Kentucky debt collection laws follow the FDCPA, which protects consumer from unfair treatment. The statute of limitations on debt in Kentucky is ten years.
Read full article →To settle debt with Nelson & Kennard: respond to letters, validate the debt, send a reasonable offer, negotiate, and get the settlement agreement in writing.
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