Start My Answer

Is ASG Recovers a Scam?

Sarah Edwards | February 14, 2024

Sarah Edwards
Legal Expert
Sarah Edwards, BS

Sarah Harris is a professional researcher and writer specializing in legal content. An Emerson College alumna, she holds a Bachelor of Science in Communication from the prestigious Boston institution.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: What is ASG Recovers, and why are they calling you? This company is trying to recover unpaid debt, but it’s important that you validate your debt to avoid a potential scam. SoloSuit provides the tools you need to respond to debt collection phone calls and resolve your debt if it truly is yours.

Receiving calls from debt collectors can be stressful for anyone, especially when you don’t know which agencies are legitimate and which are scams. One company you may be hearing from is ASG Recovers.

What is ASG Recovers, and is it a scam? Here is what you need to know about this company and what to do if you’re being contacted by them.

Settle with SoloSettle

Make an Offer

What is ASG Recovers?

ASG Recovers is a debt collection agency based in New York. The name itself stands for “Account Solutions Group,” though the agency may also be known as “ASG Recoveries.”

Is ASG Recovers a scam?

An internet search may not reveal much about ASG Recovers, leaving you wondering whether you’re the victim of an ASG Recovers scam.

The agency’s online presence is minimal, with no clear address or phone number available.

ASG Recovers is not accredited Better Business Bureau (BBB), and as of Jan. 19, 2024, the BBB website lists no customer complaints. Only two customer complaints can be found on the Consumer Financial Protection Bureau (CFPB) database, also as of Jan. 19, 2024.

However, ASG Recovers is indeed legitimate and not a scam. Still, it is important to fight for your rights as a consumer and insist that the collector verify your debt before you ever acknowledge that it’s yours.

Why is ASG Recovers calling me?

If you are receiving phone calls from ASG Recovers, then it’s because the company is seeking to collect an unpaid debt on behalf of another party. You may be getting calls from phone numbers like (205) 627-7004.

Who does ASG Recovers collect for? The company collects for consumer debt and certain types of loans, so the company may believe you are behind in your credit card payments or a bank loan.

Here’s how to respond to ASG Recovers

While it can be tempting to ignore calls from debt collectors — especially if you think you may be dealing with an ASG Recovers scam — you may end up with more problems later. Here is how you can respond to ASG Recovers and put your debt behind you.

Report unfair debt collection practices

It doesn’t have to be a scam to be illegal. As a consumer, your rights are protected by the FDCPA, which prohibits debt collectors from such behavior as:

  • Failing to notify you that they are a debt collector.
  • Calling multiple times per day.
  • Calling before 8 a.m. or after 9 p.m.
  • Speaking with your coworkers, family members, or friends regarding your debt.
  • Threatening you with arrest over unpaid debt.
  • Declining to validate your debt.
  • Using profane or offensive language.

If ASG Recovers violates any of these terms, record the incident, then report it to the Federal Trade Commission (FTC) using the FTC website or by calling 877-382-4357. You can also report violations to the Consumer Financial Protection Bureau through the website or by calling 855-411-2372.

Validate your debt

One way to stop debt collectors in their tracks is to insist that they validate your debt. This means providing you with information regarding:

  • The identity of your original creditor.
  • The date of the original debt.
  • The amount of original debt.
  • Any payment history.
  • Information that confirms that the debt is yours.

When you send a Debt Validation Letter, the debt collector won’t be able to contact you until they can provide you with the above details. And if you are on the receiving end of a scam, making this request can make the scammer back off.

Use SoloSuit to send a Debt Validation Letter and stop collectors in their tracks.

Respond quickly to a debt collection lawsuit

It’s not unusual for debt collectors to escalate matters by suing you over unpaid debt. If this happens, you need to act fast.

In many jurisdictions, you’ll have as little as two weeks to file an Answer with the court to indicate your willingness to fight the lawsuit. Failing to meet this deadline may result in a default judgment in favor of ASG Recovers, and the courts can also award them with legal fees and debt collection fees.

SoloSuit can make it easy to file an Answer. Just answer a few basic questions, then print out the Answer and file it with your local court. Alternatively, you can have SoloSuit file it on your behalf and even have a lawyer review the document for total peace of mind.

Let’s look at an example to see how the process works.

Example: Greg had been deliberately ignoring phone calls from ASG Recovers. He soon found himself faced with a debt collection lawsuit. Having not been sued before, he wasn’t sure what to do. That’s when a friend recommended SoloSuit. Greg answered some questions, and then had SoloSuit’s attorneys review the finished document. SoloSuit was able to file it with the court on time so that Greg could avoid a default judgment against him.


Check out SoloSuit’s tips on drafting an Answer to your debt collection lawsuit.

How do I remove ASG Recovers from my credit report?

Assuming that the debt is, in fact, legitimate, how do you get ASG Recovers off of your credit report? The quickest way is to settle your debt to resolve it once and for all. You can agree to pay 60% of your total debt, for instance. This way, you’ll get the negotiation process started, and eventually reach a mutually agreeable settlement amount.

SoloSettle is uniquely designed to help you through the process. In fact, by using SoloSettle, you’ll never have to deal directly with ASG Recovers, and you won’t pay anything until you've successfully settled your debt.

To be clear, settling your debt will still impact your credit score, though you won’t see ASG Recovers on your report. But by resolving your debt for less than you currently owe, you’ll be better equipped to pay off what you owe and start rebuilding your credit.

Move on from unresolved debt today

Some debt collection calls are scams. Others are legitimate. A Debt Validation Letter can help you distinguish between scams and genuine debts. Let SoloSuit help you avoid a lawsuit and resolve your debt quickly and affordably!

Start negotiating today with SoloSettle and resolve your debt for less.

How to Answer a Summons for debt collection in all 50 states

Here's a list of guides on how to respond to a debt collection lawsuit in each state:

The Ultimate 50 State Guide

Guides on how to resolve debt with every debt collector

Are you being sued by a debt collector? We’re making guides on how to resolve debt with each one.

Resolve your debt with your creditor

Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.

Settle your medical debt

Having a health challenge is stressful, but dealing medical debt on top of it is overwhelming. Here are some resources on how to manage medical debt.

Guides on arbitration

If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.

Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.

Stop calls from debt collectors

Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.

Federal debt collection laws can protect you

Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.

Get debt relief in your state

We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.

Debt collection laws in all 50 states

Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.

Statute of limitations on debt state guides

Like all debt collection laws, the statute of limitations on debt varies by state. So, we wrote a guide on each state’s statutes. Check it out below.

Statute of Limitations on Debt Collection by State (Best Guide)

Check the status of your court case

Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.

How to stop wage garnishment in your state

Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.

Other wage garnishment resources

How to settle a debt in your state

Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.

How to settle with every debt collector

Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.

Other debt settlement resources

Personal loan and debt relief reviews

We give a factual review of the following debt consolidation, debt settlement, and loan organizations and companies to help you make an informed decision before you take on a debt.

How to repair and improve your credit score

Debt has a big impact on your credit. Below is a list of guides on how to repair and improve your credit, even while managing major debt.

How to resolve student loan debt

Struggling with student debt? SoloSuit’s got you covered. Below are resources on handling student loan debt.

Civil law legal definitions

You can represent yourself in court. Save yourself the time and cost of finding an attorney, and use the following resources to understand legal definitions better and how they may apply to your case.

Get answers to these FAQs on debt collection

How-to debt guides

Learn more with these additional debt resources