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What Number is 888-222-4227? Stop Their Calls

Dena Standley | February 20, 2024

Dena Standley
Legal Expert, Paralegal
Dena Standley, BA

Dena Standley is a seasoned paralegal with more than 20 years of experience in legal research and writing, having received a certification as a Legal Assistant/Paralegal from Southern Technical College.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: If you receive calls from 888-222-4227, chances are high that you have an auto debt with Santander Consumer USA. They are likely attempting to collect a debt and should not mistreat you or call you multiple times a day. Use SoloSuit’s Debt Validation Letter to stop their calls and force them to prove the debt belongs to you.

Receiving calls from an unfamiliar number may cause a twinge of discomfort. When that number is 888-222-4227, your concern is warranted because it is from a debt collection agency. 888-222-4227 belongs to Santander Consumer USA. A call from this number means you likely owe them money for a vehicle you bought in the recent past.

If the debt is not yours, you may be dealing with a case of mistaken identity. It is crucial to confirm the debt belongs to you by sending a Debt Validation Letter. Let's discuss Santander Consumer USA, what consumers say about the number, and how to stop these calls.

Learn more: How to send Santander a settlement letter

What number is 888-222-4227?

888-222-4227 is a number belonging to Santander Consumer USA. It is a Dallas-based company that focuses on servicing auto loans directly or indirectly to consumers or through third parties like an auto dealership. They have been in business for 38 years and have over three million customers with various credit profiles. The following is their contact information:

How Santander Consumer USA loans work

Typically, a consumer will apply for the loan directly on their website or through an auto dealership. Santander then checks the credit report for creditworthiness and loan repayment ability. When approved, they determine the loan amount, interest rate, and monthly payments.

The money is sent to the auto dealership, and the consumer is required to start making monthly payments. If a payment is late, a fee is charged to the account and added to the overall debt amount. If payments are not made, and no arrangement is in place for 90-180 days, it is considered a delinquent account and sent to collections. That's when you begin receiving calls from (888) 222-4227.

Have you been sued by Santander Consumer USA and wondering what to do next? We can help you respond with an Answer that can increase your chances of winning. Learn more from the following video.

What do consumers say about calls from 888-222-4227

Consumers have shared their frustrations with the calls they receive from 888-222-4227. Various robocall online services have recorded complaints about this number, and most receivers have identified it as a robocall. This means no agent is available to discuss the debt with you, which can be frustrating for someone looking to clear the debt. Here is an example of what you might hear on a robocall from 888-222-4227:

“Hello, this is Santander Consumer USA. Please respond promptly by accessing your account online at myaccount.santanderconsumerusa.com/Home/SignIn or by contacting any of our servicing department representative at 1-888-222-4227 between the house or 7:00 a.m. and 9:00 p.m. central time, or Monday through Friday and 7:00 a.m. to 5:00 p.m. on Saturday. This is a recording.”


If you have received multiple calls from this number repeating the same message, you have rights under The Telephone Consumer Protection Act that limits robocalls to cell phones and restricts the use of prerecorded voice and SMS messages. Report any of these violations to the Fair Trade Commission (FTC), Consumer Financial Protection Bureau, and Federal Communications Commission (FCC).

Stop 888-222-4227 calls

You do not have to endure being called countless times and knowing that you cannot have a conversation with someone on the other end. Several options are available to stop Santander Consumer USA robocalls. They include:

  • Call the branch you got the loan from or email them about your consumer rights and the violations against you. Inform them you will report them to the various authorities.
  • If they persist after calling or sending the email, send a Cease and Desist Letter.
  • Send SoloSuit’s Debt Validation Letter requesting them to verify the debt belongs to you. The law requires all calls to stop until they prove the debt is yours.
  • Dispute the auto debt with the three credit bureaus if you believe it is inaccurate. They should not call you when your matter is pending investigation with the bureaus.
  • Use SoloSettle to request Santander Consumer USA to settle the debt for less than you owe. In this situation, you must put aside some money to make a lump sum payment when they agree to the settlement offer.

The best way to stop Santander Consumer USA robocalls is to make them validate the alleged debt. If the debt is valid and you’ve been sued, consider debt settlement. Settlement is a great way to resolve debt once and for all.

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