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What Does Credit Glory Do?

Sarah Edwards | April 23, 2024

Dena Standley
Legal Expert, Paralegal
Dena Standley, BA

Dena Standley is a seasoned paralegal with more than 20 years of experience in legal research and writing, having received a certification as a Legal Assistant/Paralegal from Southern Technical College.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Summary: Credit Glory is a debt repair company that helps consumers challenge errors on their credit reports to improve their credit scores. It charges fees for services that consumers might be able to do themselves, leading to mixed reviews.

Credit report errors can be frustrating and costly for consumers. It’s essential to check your credit report frequently and dispute any errors as soon as possible to avoid or correct the negative impact on your credit score. However, dealing with three different credit bureaus and debts that belong to you but have been sold to a third-party collection agency can be daunting.

Credit Glory is a reputable company that can help you challenge potential errors on your credit report. However, they charge for a service that most consumers can handle independently with time and patience. We’ll explore the pros and cons of using a third-party debt repair company, but first: what is Credit Glory?

Protect your credit. Respond to debt collectors.

What is Credit Glory

Credit Glory is an established company specializing in credit repair. It helps consumers to dispute errors on credit reports and provides credit education, coaching, and guidance.

Call the Credit Glory phone number to get in touch with the company’s credit specialists, or use the other contact information below:

  • Phone number: (855) 938-3044 or (844) 656-0790
  • Customer support: (844) 700-7067
  • Address: 1887 Whitney Mesa Dr. PMB 2089, Henderson, NV 890140-2069
  • Website: creditglory.com

Credit Glory is careful not to guarantee any results. Most of the information available on its website is vague, and pricing is not readily accessible.

Credit Glory has mixed reviews

Credit Glory has an impressive 4.8-star rating out of thousands of reviews on Trustpilot. However, their Better Business Bureau (BBB) profile is less stellar, with 3.16 out of 5 stars and a B- rating. Credit Glory, LLC is not BBB accredited, and recent reviews have dissatisfied consumers who express a lack of transparency and trust. They express that they feel it’s a bait and switch, where you sign up for a costly plan and end up paying more than it would have cost to resolve the initial debts.

How much does Credit Glory cost?

According to a review by Business Insider, Credit Glory charges a one-time $299 set-up fee and $99 a month after that. Business Insider also gives it a 2.75/5 star rating. Credit Glory does offer a 90-day money-back guarantee on the monthly fee. However, the initial set-up costs are nonrefundable.

Given the high costs, it may be tempting to think that Credit Glory does all the work to repair your credit. However, most consumers can achieve the same results by filing disputes directly with the three credit bureaus.

What does Credit Glory do?

Credit Glory evaluates the credit reports that you provide to help identify any potentially inaccurate information, then prepares the documents to dispute the information. Further, they:

  • Help consumers manage and respond to correspondence from creditors and credit reporting bureaus.
  • Provide credit education through coaching and monitoring.
  • Provide guidance from credit educators, though there is no explanation about the type of guidance or the credentials of these educators.

Equifax, Experian, and Transunion are the three main credit reporting agencies in the United States. All three make it reasonably easy to dispute inaccurate debt information. Learn more about how to dispute a debt in four easy steps you can do on your own without paying high fees.

How to cancel Credit Glory

If you’ve already signed up with Credit Glory and decided to cancel, you must call (844) 700-7067. The company does not identify itself in the automated answering service, and long wait times have been reported. Consumers should ensure that their refund is issued at the appropriate time. You only have 90 days to request a refund, and the refund will only be for the monthly fees, not the set-up costs.

Repair your credit without Credit Glory

To raise your credit score, follow these steps:

  1. Check for errors on your credit report.
  2. Remove late payments.
  3. Reduce your credit card debt.
  4. Become an authorized user on someone else's account.
  5. Pay off your statement twice a month.
  6. Build credit with a credit card.

Consumers can request a free annual copy of their credit report from each of the three credit bureaus:

Once you’ve received your credit report, review it carefully for any mistakes. First, verify that you recognize each debt, the amount owed, and that the status is accurate. Ensure the names and addresses listed are correct, and highlight any errors.

Once you’ve reviewed all three credit reports, write a separate dispute letter for each inaccuracy. Solosuit has you covered with a free credit report dispute letter to help you include all the necessary information. Keep one copy of the letter and mail the others to the addresses listed for disputes on your credit report. Follow up to ensure the appropriate action was taken after the credit bureau finishes its investigation.

Each of the three credit bureaus provides a way to file a dispute online, and while that may seem the easiest and most convenient, you’re forced into using their format. Instead, it’s best to send a written letter detailing the dispute.

Improving credit takes time, and so does resolving debt issues. Luckily, SoloSuit is on your side. Whether it’s responding to an initial debt notice, filing an Answer into a debt court case, or settling the debt outside of court, SoloSuit’s got you covered.

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