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Infinite Law Group Debt Settlement Reviews

Dena Standley | January 31, 2023

Dena Standley
Legal Expert, Paralegal
Dena Standley, BA

Dena Standley is a seasoned paralegal with more than 20 years of experience in legal research and writing, having received a certification as a Legal Assistant/Paralegal from Southern Technical College.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

Infinite Law Group might not be worth the time and money...

Summary: Debt settlement can take you from a hopeless financial situation to a more manageable one. Infinite Law Group promises to help consumers get out of debt, but some of its reviews suggest they do otherwise. Ultimately, we recommend settling the debt on your own by responding to any pending lawsuits, sending a settlement offer to kickstart negotiations, and getting the agreement in writing when it is reached. SoloSettle can help with each of these steps and more.

You know you are financially stuck when you have multiple debts you cannot afford to pay and a poor credit score. You may have tried various ways to stabilize your financial situation but found yourself deeper in debt. Debt settlement companies like Infinite Law Group should be in a position to help consumers who find themselves overwhelmed with debt.

These debt settlement companies negotiate your debt to a lower amount or get you a better repayment plan. Part of the promise is to get you out of debt faster than you would have on your own. Although Infinite Law Group (ILG) has succeeded in helping thousands of debtors, it have also disappointed many.

Keep reading for more information on Infinite Law Group customer reviews. Before we get into that, though, let’s discuss how ILG works.

How Infinite Law Group works

Infinite Law Group enrolls consumers with unsecured debt in its program with the assurance that its representative will help consumers settle debt for less than they owe. Further, ILG debt experts know how to negotiate with creditors and get the best deal available.

If your debt has been sold to a collection agency, you can often pay less than 50% of the debt to settle. When dealing with an original creditor, debt settlement companies like Infinite Law Group may get a settlement allowing you to pay between 60–85% of the debt owed. These are the steps interested parties must follow:

  1. Visit the official website and fill in the form at the bottom of the page.
  2. A debt expert will call you to discuss the debt, if you qualify.
  3. Sign the agreement if you meet the standards.
  4. Open an FDIC-insured savings account to make monthly deposits.
  5. Deposit cash for six to twelve months or until you reach an agreed target.
  6. ILG approaches the creditor with an offer. They negotiate until they get the most favorable deal.
  7. ILG runs the agreement by you to confirm and sign.
  8. The payment processing company starts making payments to your creditor.
  9. Creditor closes accounts when you've paid in full.

Sometimes, issues arise in some steps that cause consumers to give ILG bad reviews. To avoid a negative experience if you have a pending lawsuit, watch the following video.

Infinite Law Group customer reviews

Infinite Law Group has assisted people in becoming debt free after enrolling in its program. However, consumers have also given a number of complaints, stating that ILG has:

  • Worsened their debt situation
  • Charged fees for services not rendered
  • Failed to keep the promise they made on the debt amount reduction
  • Mislead on the effects of debt settlement on their credit score

These reviews are spread out on various platforms, such asThe Better Business Bureau (BBB) and Trustpilot.

Here is an example from their BBB profile:

“We were with this company for eight months, from April 2022 to Nov 2022. In that amount of time, we sent them $2,636.80. It was to be put in a dedicated savings fund to get negotiations from creditors and to get creditors to stop calling multiple times a day. At the end of November, we decided to cut ties with the company and go directly bankrupt. Infinite Law Group said they would remit $250 back to us and the rest was "program fees." I informed her that since they had not saved any money, gotten any negotiations, or stopped any creditors from calling, there was no actual service provided, and they should return most of our money. She said that taking our money is the service provided. Stealing is not a legitimate service.”

Despite the negative reviews, Infinite Law Group still has a 4.35-star rating on BBB and a 4.1 rating on Trustpilot. Most positive reviews praise ILG for helping consumers address their debt issues.

Take action if Infinite Law Group violates your rights

Debt settlement companies, like debt collection agencies, have laws that govern how they carry out their work. For instance, the debt settlement laws require ILG not to:

  • Charge upfront fees for services rendered
  • Start the debt settlement process without giving you a contract to sign
  • Charge more than the specified percentage as a service charge
  • Hide crucial information from consumers regarding debt settlement

If ILG violates these laws, report them on the Fair Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), and Better Business Bureau (BBB) online platform. These institutions will take action against them if they do not address the concern.

Follow these 3 steps to settle debt by yourself

If you are being sued for a debt you owe, you can reach out to the creditor or debt collector to discuss settling the debt during any stage of the debt lawsuit process. Follow these three steps:

  1. Draft and file an Answer to the debt lawsuit.
  2. Send a debt settlement offer to kickstart negotiations.
  3. Get the debt settlement agreement in writing.

SoloSettle can help with all three steps and more. Keep reading to learn more, or check out this video:

Use SoloSettle to settle your debts for good

SoloSettle makes the debt settlement process simple and fast.

SoloSettle, powered by SoloSuit, is a tech-driven approach to debt settlement. Our software sends and receives automated debt settlement offers on your behalf. This means you don’t even have to deal with creditors and collectors directly.

When you reach a settlement agreement, SoloSettle helps you manage the debt settlement documentation and transfers your payment for you. This keeps your financial information safe and secure.

Let’s take a look at an example.

Example: When Amy got sued by Cavalry SPV for a $1,000 debt, she used SoloSuit to draft and file an Answer to the lawsuit. This gave her time to consider her next steps. She took a close look at her finances, and decided she could afford to settle the debt for about 60% of the debt, or $600. Next, Amy used SoloSettle to send a settlement offer to Cavalry, starting low at 30% ($300) to give herself room to negotiate. After a few rounds of counteroffers, Amy and Cavalry reached a settlement agreement of $500, only 50% of the debt. Amy saved hundreds, got her case dismissed, and gave herself a financial restart.

Check out this review from a real SoloSettle customer:

“I'm very thankful for SoloSettle. Having a third party negotiate the settlement was instrumental in resolving this case and saved me from two giant headaches: 1) I didn't have to deal with the plaintiff's lawyer and 2) I didn't have to go to court. I also love that the payment was processed through SoloSettle. I was nervous about sharing my personal financial data with the other side, but SoloSettle protected that for me. I hope I never get sued again, but if I do, I would use SoloSettle again in a heartbeat.”

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