Solo is proud to announce our official partnership with Dr. Phil McGraw to help people across the country find real, lasting debt resolution.
Read full article →After judgment, creditors often accept 40–70% in a lump sum or 70–90% on a payment plan, depending on your finances and their ability to collect.
Read full article →The statute of limitations on debt is the deadline by which creditors must file a lawsuit to collect. After this period expires, you can use it as a defense.
Read full article →Bankruptcy can boost your credit if you're behind—scores often hit the 600s in 1–2 years and can even increase to the 700s in 2–3 years.
Read full article →If your debt case goes to court, expect a brief hearing where the plaintiff must prove the debt is yours. Bring evidence, defenses, and consider settling first.
Read full article →Building wealth after resolving debt requires a strategic approach focused on emergency savings, maximizing employer benefits, and tax-advantaged accounts.
Read full article →If you're facing a credit card lawsuit, file an Answer document immediately, communicate with the debt collector, and consider settlement options.
Read full article →Most people pay only a $338 court filing fee to file bankrtupcy and see their credit recover within 1-2 years.
Read full article →Solo's 7-step path from debt to wealth: answer lawsuits, settle strategically, build savings, invest in index funds, raise your credit, and grow long-term.
Read full article →Respond to any debt collection letter by validating the debt, refusing to admit liability, raising defenses if sued, and considering a settlement.
Read full article →Your debt collection rights under the FDCPA include the right to validation, to dispute, to stop calls, and to be free from harassment or threats.
Read full article →Debt relief isn’t one-size-fits-all, but settlement, bankruptcy, debt management plans, and student loan repayment programs are proven debt relief strategies.
Read full article →