Debt Collector Guides
How To Settle Debt With RSIEH
Settle debt with RSIEH by responding to lawsuits on time, demanding validation, and negotiating a written settlement for less than you owe.
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Personal Finance
How to liquidate your assets to pay off debt
Liquidate assets to pay off debt by selling non-essential items first (jewelry, electronics, second vehicles) before touching retirement accounts.
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Legal Aid
Mastriani Law Firm Review
Mastriani Law Firm represents debt collectors in lawsuits; respond to any Mastriani lawsuit on time with an Answer and demand debt validation.
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Statute of Limitations on Debt
North Dakota Statute of Limitations on Debt
North Dakota's statute of limitations on debt is 6 years on written contracts; once it expires, collectors can't sue, but the debt remains.
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Statute of Limitations on Debt
Indiana Statute of Limitations on Debt
Indiana's statute of limitations on debt is 6 years for most consumer debts; once it expires, collectors can't sue, but the debt remains.
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Debt Documents and Templates
Sample Cease and Desist Letter Against Debt Collectors
A cease and desist letter tells a debt collector to stop contacting you. Send it certified mail; the collector must comply but can still sue.
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Legal Aid
What is a Certificate of Judgment in Ohio?
A Certificate of Judgment in Ohio is a court-issued document confirming a judgment, allowing the creditor to record liens and enforce collection statewide.
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Debt Collection FAQs
Should I Marry Someone With Debt?
Marrying someone with debt doesn't make you liable in most states, but community property states may hold you responsible for debts incurred during marriage.
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Other Debt Resources
You're Drowning in Debt — Here's How to Swim
Get out of debt by budgeting hard, using the snowball or avalanche method, consolidating, negotiating settlements, or filing bankruptcy as a last resort.
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Statute of Limitations on Debt
Rhode Island Statute of Limitations on Debt
Rhode Island's statute of limitations on debt is 10 years for most consumer debts; once it expires, collectors can't sue, but the debt remains.
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Eviction
Oregon Eviction Laws - What They Say
Oregon eviction laws require landlords to provide written notice and follow strict procedures before filing; tenants have defenses including improper notice.
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Debt Collection FAQs
Can Debt Collectors Call From Local Numbers?
Debt collectors can use local phone numbers, but the FDCPA bars them from misrepresenting their identity. Don't answer unknown calls; demand validation.
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