Debt collectors use excessive calls, wage garnishment threats, deadlines, credit score reporting, and more as scare tactics to get you to pay your bills.
Read full article →Colinfobur (Collection Information Bureau) can be reached at 1-800-432-8424. Demand written validation of any debt before paying.
Read full article →Negotiate credit card debt by calling the issuer's hardship line, offering 40-60% in a lump sum, and getting any settlement agreement in writing first.
Read full article →Debt collectors can freeze your bank account after winning a court judgment. To unfreeze it, vacate the judgment, satisfy the debt, or file for bankruptcy.
Read full article →You can be sued for credit card debt when on disability, but they will not be able to collect on the judgment if your income is protected.
Read full article →In debt with no job or money? Explore credit card hardship, budget cuts, roommates, rent talks, utility savings, home cooking, aid, and cautious borrowing.
Read full article →If you've been sued by Capital Collections, don't ignore it. File a written Answer, negotiate to settle for less, and get it all in writing.
Read full article →If sued by Credence Resource Management, respond on time with an Answer, demand validation, raise affirmative defenses, or negotiate a settlement.
Read full article →No, you can't go to jail for credit card or student loan debt—only taxes or child support. But missing court for a debt lawsuit can mean a contempt arrest.
Read full article →Resolve debt with GC Debt Collection by validating the debt, responding to lawsuits on time, raising defenses, and negotiating a settlement.
Read full article →If a sheriff is looking for you, there could be a warrant out for your arrest or they might be trying to serve you court documents for a civil lawsuit.
Read full article →If Velo Law Office is suing you, don't panic. Respond promptly to avoid a default judgment. Negotiate a settlement or plan to present your case in court.
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