If a creditor has recently sued you, you’re likely wondering what your options are. Generally, you can pay off the debt before the court date, set up payment arrangements, or attend the hearing. In many cases, your creditor will ask for a summary judgment granted by the court in their favor. Or they’ll hope that you don’t respond in time and a default judgment is granted.
Read full article →Yes, student loan debt can sometimes be settled. You’ll need to afford a lump sum or payments, negotiate carefully, and get the settlement agreement in writing.
Read full article →Most debt settlement companies charge 15%-25% of your debt amount in exchange for their services. So, if you owe $10K, you could pay up to $2,500 for the help.
Read full article →If you’re sued for debt, you can avoid costly attorney fees by representing yourself and responding to the lawsuit without hiring a lawyer.
Read full article →If you owe a debt to Speedy Cash, you may be able to help you resolve it through debt validation or debt settlement. Solo can help.
Read full article →Some states that require a professional licensing number for collecting debt from an individual also have commercial exemptions in place.
Read full article →Calls from 800-289-8004 may be Wells Fargo Dealer Services. Reply to confirm the loan or set up payments, as debt settlement can stop the calls.
Read full article →Stop calls from 800-955-6600 by requesting debt validation, sending a cease-and-desist, and reporting FDCPA violations to the CFPB/FTC if calls continue.
Read full article →RFGI is a debt collection agency located in Illinois. If you've been contacted by RFGI, send them a debt validation letter to confirm you owe the alleged debt.
Read full article →In Alabama, creditors can garnish up to 25% of wages after a judgment. You can stop it by answering the lawsuit, settling the debt, or filing an exemption.
Read full article →In Arizona, creditors can garnish up to 10% of wages after a judgment. Respond to the lawsuit or settle the debt to stop garnishment in Arizona.
Read full article →In California, creditors need a court judgment to garnish wages. You can stop it by answering the lawsuit, claiming exemptions, or settling the debt early.
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