For Collectors
About
Reviews
Blog
Products
Sign In
Sign Up

Help Center

Answers to common questions about responding to debt lawsuits, settling debt, and using SoloSuit.

Search help articles

No articles match your search.

FAQs

Can I get a lawyer's review of documents, but not have SoloSuit file my answer?
Can I get a refund?
Can I Remove Your Logo?
Can I use SoloSuit to make a Response to Request for Admissions?
Can SoloSuit stop ongoing garnishment?
Can you help me with how to respond to the questions on your website for the debt answer?
Can You Tell Me More About Your Webinars?
Do I need to respond twice if I'm mentioned twice in a lawsuit?
Do You E-File or Mail My Documents?
Do You Offer Free Products?
Do You Offer Payment Plans?
How Does SoloSettle Work?
How do I change my password?
How Do I Combine/Merge Multiple Pages Into 1? (Fee Waiver/Summons and Complaint Documents)
How Do I Confirm My Account? I Never Received The Confirmation Email.
How do I continue working on my Answer?
How do I find my case number?
How Do I Get In Contact With Free Legal Aid?
How Do I Partner With SoloSuit?
How Do I Register To Your Website?
How do taxes work on debt collection? Does this go to my 1099?
I Am Unsure Of How To Do the Gather Information Section
I can't find my credit card agreement in the CFPB database.
I Don't Have A Complaint Document! What Do I Do?
If I pay for Standard or Premium, will it cover two lawsuits or would I have to pay two fees?
If I Use SoloSettle or SoloSettle (Assist) Do I Still Need to Show Up In Court?
If Two People Are Listed on the Summons & Complaint Document, Do I Purchase Only One Product?
I'm Having Issues Uploading My Documents to SoloSuit Website, What Do I Do?
I Need Help Navigating Your Website To Respond to the Summons & Complaint Documents
Is SoloSuit Useful For Me If I Want to Sue?
I Want To Add More Documents Such As Evidence. How Do I Do So?
I would like to ask questions regarding my case. How do I do that?
Motion To Compel Arbitration
My Answer was rejected. What happens now?
"Response" Section
SoloSettle Commission
SoloSettle FAQ (for attorneys)
Standard Package FAQ ($67)
What Happens If My Fee Waiver Is Rejected?
What if I can't find my credit agreement?
What If I Have Not Heard Back After Using SoloSettle?
What If I Purchased SoloSettle (Assist) and Have Not Heard From AmeriLit?
What Is SoloSettle?
What Is SoloSuit's Email Address?
What Is The Difference Between SoloSuit Debt Answer and SoloSettle?
What should I do if I cannot find my Complaint or Summons?
What Should I Do? I Need Legal Advice.
Why Am I Not Able to Use SoloSettle (Assist)?
Will Using SoloSettle Hurt My Credit Score?

Glossary

Affidavit
Affirmative defense: Plaintiff’s claims are barred in whole or in part because Defendant never incurred a debt to Plaintiff.
Affirmative defense: Plaintiff’s claims are barred in whole or in part because Defendant paid all or part of the debt.
Affirmative defense: Plaintiff’s claims are barred in whole or in part because Defendant’s debt was discharged in bankruptcy.
Affirmative defense: Plaintiff’s claims are barred in whole or in part because Plaintiff breached its contract with Defendant.
Affirmative defense: Plaintiff’s claims are barred in whole or in part because Plaintiff does not correctly state the amount owed.
Affirmative defense: Plaintiff’s claims are barred in whole or in part because Plaintiff harassed Defendant for the debt in violation of the law.
Affirmative defense: 'Plaintiff’s claims are barred in whole or in part because the contract language is vague and ambiguous
Affirmative defense: Plaintiff’s claims are barred in whole or in part because the lender misrepresented facts to the Defendant.
Affirmative defense: Plaintiff’s claims are barred in whole or in part because the terms of the contract are unconscionable.
Allegation
Answer to Complaint for a debt collection lawsuit
Arbitration
Complaint
Counterclaim
Cross-claim
Damages
Debt Validation Letter
Default Judgment
Defendant
Defendant requests that Plaintiff perform an accounting and provide Defendant with documentation that proves the amount that Defendant allegedly owes.
Defense: Plaintiff’s claims are barred in whole or in part because of improper service.
Discovery
Judgment
Motion to Compel Arbitration
Motion to Set Aside Judgment
Notice of Lack of Prosecution
Petition
Plaintiff
Plaintiff’s claims are barred in whole or in part because of a possible violation of the statute of frauds.
Plaintiff's claims are barred in whole or in part by the statute of limitations.
Reasons to file a Motion to Set Aside Judgement
Request for Admissions
Summons
Third-party Complaint
Writ of Garnishment

General

How Do I Create An Account With SoloSuit?
How SoloSuit Works
How To Delete My Account?
Projected Cost of a Lawsuit Without SoloSettle
SoloStash FAQs
Why You Should Still File an Answer — Even if You’ve Agreed to a Settlement

Get tips

Stay up to date with keen legal and financial tips from Solo.

Help

Feedback

Blog

Careers

Privacy Policy

Terms of Service

Legal Disclaimer

Debt Answer

SoloSettle

Courts

Collectors

Guest Posts

Affiliate Program

Stop Collection Calls

Sign Up

Solo is not an attorney or a law firm. Nor is it a substitute for an attorney or law firm. We do not provide legal advice nor do we practice law. This site only contains legal information, not legal advice. Solo is a self-help tool. This site does not create an attorney-client relationship. We provide no guarantee regarding case outcomes nor are we liable for any case outcomes. Use of its products are governed by its Terms of Service, Privacy Policy, and Legal Disclaimer.

© 2026 Solo. All rights reserved.