George Simons | July 21, 2022
Summary: If you've been sued for a debt by Wells Fargo, use SoloSuit to respond in just 15 minutes and win your lawsuit.
If you have been sued for Wells Fargo credit card debt, it is a lawsuit that you should not ignore. Even if you believe that you owe the debt, there are still defenses you can raise, and other issues that might reduce the debt, or remove it altogether. Therefore, you need to know how to respond to a Wells Fargo lawsuit, and SoloSuit can help.
It is common to panic if you receive a lawsuit. But, do not get nervous, you can fight back.
Accordingly, in this article, we are going to tell you a little more about Wells Fargo, and more importantly, how you can beat them in court. You may be surprised to learn that massive companies like Wells Fargo often intimidate credit card debtors with lawsuits, but they are unable to prove their case when a debtor actually asks them to “put up or shut up.”
Indeed, lots of credit card companies, when they are actually asked to prove their lawsuit, can 't do it. Either they lack the documentation to prove their case, or they just don 't show up to court because the resources it costs to hire a lawyer to appear will be more expensive than the debt itself. That means you win!
If, after reading this article, you have more questions about how you can fight back against Wells Fargo, contact us at SoloSuit. Our mission at SoloSuit is to give consumers the tools they need to push back against unscrupulous debt collectors like Wells Fargo so they don 't take advantage of you.
You most likely have heard the name Wells Fargo. It is a multinational company, focused on all kinds of financial services including credit cards. It is considered the world 's fourth-largest bank in the United States based on its total assets, and the fourth largest in the world based on market capitalization.
Of course, Wells Fargo 's most notable news stories lately involve criminal, or at the least, unethical activity. Most notably, in 2016, Wells Fargo was fined over $185 million for opening approximately 1.5 million bank accounts and 500,000 credit cards on behalf of Wells Fargo customers – without their consent. Also, in 2018, Wells Fargo was investigated by the U.S. Department of Labor for pushing its customers into more expensive retirement plans.
Suffice it to say that if Wells Fargo is suing you for credit card debt, do not think that this massive multinational conglomerate is going to be reasonable with you. That means that you need to make sure Wells Fargo proves its case if they try to bring you to court.
The way to beat Wells Fargo in court is to push back by responding to their lawsuit. That means that you need to file an Answer to the lawsuit in the required amount of time (which could be as short as 10 days, depending upon the state in which you were sued). Thus, when you get something in the mail, stating that Wells Fargo has sued you in court, you need to:
1. File an Answer. You may not know the first thing about filing an Answer to a lawsuit – but that is where SoloSuit comes in to help you. Go to solosuit.com, answer a few questions, and you will see how quickly and easy it is to file an Answer to a Wells Fargo credit card suit in any state in the country.
2. Demand proof that you are responsible for the debt alleged by Wells Fargo. There are many reasons why you may not be responsible for a credit card debt. For example, it might not be your account, the account was already paid off, or the statute of limitations has run and Wells Fargo is out of time in trying to get any money back. Even if you think you owe the debt, Wells Fargo needs to prove that. The burden is on them, not you. You need to respond to see what they do. In other words, you need to make sure that you put Wells Fargo through its paces to prove that you owe them money. Chances are, Wells Fargo will not be able to provide that proof, or it might not even show up to court.
3. Consider letting SoloSuit connect you with an attorney, just to make sure your Answer is filed properly. SoloSuit not only makes it easy for you to fill out the necessary paperwork to respond to a Wells Fargo lawsuit, but you can even work with an attorney for a small fee, so you can ensure that your Answer and any defenses you have are properly presented and filed on time.
SoloSuit makes it easy to respond to a debt collection lawsuit.
How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts or you can pay SoloSuit to file it for you and to have an attorney review the document.
"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James
Here 's a list of guides for other states.
Being sued by a different debt collector? We 're making guides on how to beat each one.
Need more info on statutes of limitations? Read our 50-state guide.
Need help managing your finances? Check out these resources.