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SoloSuit FAQ

George Simons | September 10, 2025

George Simons
Co-Founder of SoloSuit
George Simons, JD/MBA

George Simons is the co-founder and CEO of SoloSuit. He has helped Americans protect over $1 billion from predatory debt lawsuits. George graduated from BYU Law school in 2020 with a JD-MBA. In his spare time, George likes to cook, because he likes to eat.

Edited by Hannah Locklear

Hannah Locklear
Editor at SoloSuit
Hannah Locklear, BA

Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.

What is SoloSuit?

SoloSuit is a web-app designed to help you generate an automatic legal Answer to a debt lawsuit by responding to a series of questions. Think TurboTax, but for debt collection lawsuits. And did we mention that it only takes about 15 minutes?

SoloSuit makes it easier than ever to respond to a debt lawsuit and win in court. We also offer other products to help you fight off debt collectors, settle old debts, and find your financial footing once more.

How does SoloSuit work?

SoloSuit's automated process lets you create an Answer document in minutes. Here's what you do:

  • Create an account
  • Select a product and package
  • Use your court Summons and Complaint documents to respond to the prompt questions
  • Generate your Answer document with the click of a button
  • Download your Answer as a PDF
  • SoloSuit files the Answer in court for you

That's it! It's really that simple.

What products does Solo offer?

At Solo, we offer a variety of document products to help consumers who are struggling with debt lawsuits or debt in general. Below is a list of products we currently provide:

Keep reading below to learn more about how these products work.

Debt Answer

Our primary product is the Debt Answer, or legal written response to. adebt lawsuit. If you've been sued for debt and plan to represent yourself in court, this is the perfect way to get started with your case.

We offer 2 packages for this product. You can choose the package that best fits your needs:

Best Deal

$247

Premium

Package includes:

Creation of response document
i
Use our walk through to generate a response to your debt collection lawsuit.
PDF download
i
At the end of the walk through you’ll be able to download your document as a PDF.
Filing fee calculation
i
If your court charges a fee for filing a document, we will calculate that fee. We will then collect that fee so we can file for you. You might qualify to pay no fee, if your court allows it.
Document filing
i
We’ll file the document so you don’t have to. We’ll send one copy to the court and one to the opposing party. The time it takes to file your document begins after you have created your Answer on our site and sent us your case documents. There are then further steps we take to get your Answer ready to file, some of which require your interaction with us. Altogether it takes on average the number of days listed on the package to get your answer filed once you complete your Answer and send us your case documents.
1–6 days
Status updates
i
We’ll update you on where your document is on the way to the court and opposing party.
Attorney review
i
Once you complete your response it will be reviewed by a professional debt-collection attorney to make sure everything looks good before filing. If they recommend changes we will let you know.
Choose

$67

Standard

Package includes:

Creation of response document
i
Use our walk through to generate a response to your debt collection lawsuit.
PDF download
i
At the end of the walk through you’ll be able to download your document as a PDF.
Filing fee calculation
i
If your court charges a fee for filing a document, we will calculate that fee. We will then collect that fee so we can file for you. You might qualify to pay no fee, if your court allows it.
Document filing
i
We’ll file the document so you don’t have to. We’ll send one copy to the court and one to the opposing party. The time it takes to file your document begins after you have created your Answer on our site and sent us your case documents. There are then further steps we take to get your Answer ready to file, some of which require your interaction with us. Altogether it takes on average the number of days listed on the package to get your answer filed once you complete your Answer and send us your case documents.
1–8 days
Status updates
i
We’ll update you on where your document is on the way to the court and opposing party.
Choose

If you want to learn more about drafting and filing an Answer to a debt lawsuit, this video will tell you everything you need to know:

SoloSettle

If you have been sued for debt, SoloSettle will help resolve the lawsuit quickly.

SoloSettle makes it easy to settle a debt. You enter the amount you want to settle for and SoloSettle will relay that to the collectors and help you reach a settlement. While you may want to win the lawsuit and pay nothing, agreeing to close the case by paying the person less than the face value of the debt could be more realistic.

Settle with SoloSettle

Make an Offer

To learn more about negotiating a settlement with SoloSettle, watch this video:

Why should I use SoloSuit?

Hiring an attorney can be expensive, time-consuming, and exhausting. It might even cost more than the debt you owe! SoloSuit empowers you to represent yourself in court, save money and time, and win!

SoloSuit is designed to be a simple, easy-to-use solution that gives you access to justice for free. Our paid products will help you take your case to the next level.

Solo AI

If you have questions about debt, no matter where you're at in your debt journey, our Solo AI can help you find answers and get on the right path to resolution. Trained to pass the bar exam and CPA exam, our Solo AI tool is an expert in debt collection, legal rights related to debt, financial literacy and more.

Solo AI is completely free. All you have to do is create an account and sign in to start asking your questions and getting the right answers.

Legal document generator

If you've already responded to your debt case, Solo's legal document generator can assist you in creating other types of legal documents with the best AI.

Once you get started, you can choose from a variety of helpful legal documents. These documents can help you move your case along and help you settle. You can edit your document until you are completely satisfied with it.

Our software uses Open AI’s ChatGPT 4o to draft your legal document. Here's a list of documents you can create:

  • Motion Opposed to Summary Judgment - Opposes a creditor's request for judgment without trial.
  • Motion for Continuance of Hearing - Requests additional time to settle without court appearance.
  • Motion to Set Aside Judgment - Requests reversal of a default judgment due to lack of notice or improper service.
  • Motion to Extend Time - Requests more time to file an Answer.
  • Response to Interrogatories - Responds to written questions from the plaintiff.
  • Motion to Dismiss - Requests the court to dismiss the case for various legal reasons.
  • Request for Production of Documents - Asks for proof of the debt, such as contracts or payment records.
  • Interrogatories - Written questions sent to the plaintiff (debt collector) that they must answer.
  • Request for Admissions - Asks the plaintiff to admit or deny specific facts.
  • Affidavit of Service - Proof that court documents were properly served.
  • Affidavit of Denial - States that the defendant disputes the debt.
  • Opposition to Plaintiff’s Motion for Summary Judgment - Challenges a creditor’s request for judgment without trial.
  • Motion to Compel Discovery - Requests court intervention if the plaintiff refuses to provide requested documents.
  • Motion to Strike Evidence - Removes evidence that is inadmissible, such as hearsay.
  • Affidavit in Support of Motion to Dismiss - Supports a motion for dismissal.
  • Objection to Affidavit of Debt - Challenges the collector’s affidavit claiming the debt is valid.
  • Notice of Arbitration Election - Invokes an arbitration clause to move the case out of court.
  • Motion for Protective Order - Prevents harassment or improper discovery requests.
  • Notice of Appearance - Informs the court that an attorney (or the defendant pro se) will be representing the case.
  • Motion to Set Aside Default Judgment - Requests reversal of a default judgment due to lack of notice or improper service.
  • Motion for Reconsideration - Asks the judge to review and change a previous ruling.
  • Notice of Appeal - Notifies the court that the defendant is appealing a decision.
  • Offer of Judgment - Proposes a settlement to resolve the case before trial.
  • Debt Settlement Agreement - A formal agreement to resolve a debt dispute outside of court.
  • Fair Credit Reporting Act (FCRA) Dispute Letter - Challenges incorrect debt information on credit reports.
  • Bankruptcy Petition - If the debt is overwhelming, this starts a bankruptcy proceeding.
  • Cease and Desist Letter - Demands a party stop illegal or harassing actions.
  • Power of Attorney - Grants someone the authority to act on another’s behalf.
  • Will and Testament - Directs the distribution of assets upon death.
  • Living Trust - Helps manage and transfer assets without probate.
  • Advance Healthcare Directive - Outlines medical treatment preferences.
  • Prenuptial Agreement - Defines financial terms before marriage.
  • Divorce Settlement Agreement - Resolves divorce disputes.
  • Lease Agreement - Sets terms for renting property.
  • Eviction Notice - Notifies a tenant of lease violations and required action.
  • Non-Disclosure Agreement (NDA) - Prevents sharing of confidential information.
  • Employment Contract - Defines terms between employer and employee.
  • Independent Contractor Agreement - Sets conditions for freelance work.
  • Business Partnership Agreement - Governs business partnerships.
  • Articles of Incorporation - Forms a corporation.
  • Operating Agreement (LLC) - Outlines rules for managing an LLC.
  • Bill of Sale - Documents the sale of goods or property.
  • Promissory Note - Details a borrower’s promise to repay a debt.
  • Loan Agreement - Establishes loan terms.
  • Small Claims Court Complaint - Used for small disputes without attorneys.
  • Defamation Cease and Desist Letter - Requests an end to defamatory statements.

How does SoloSuit handle privacy?

SoloSuit carefully protects your privacy. You can visit our privacy policy to see how we use and protect your data.

We have answers.
Join our community of over 40,000 people.

You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now or are just looking for support, we're here for you.

Ask a Question.


>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit: A Student Solution To Give Utah Debtors A Fighting Chance

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Check the status of your court case

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How to stop wage garnishment in your state

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Other wage garnishment resources

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