Give debt collectors the old one-two.
Summary: Not sure what to do now that you're being sued by Mandarich Law Group? Don't panic. Learn how to make the right defense and beat Mandarich Law Group in court!
If you are being harassed by Mandarich Law Group, you may be feeling stressed, intimidated, and anxious about the future. These feelings are understandable. Having a debt collector hassle you can get to the point where you are feeling overwhelmed.
Mandarich Law Group, like other debt collection agencies, may use unethical and inappropriate methods to coerce you into paying what is supposedly owed. In other words, they attempt to intimidate you to cough up the money. That's why Mandarich Law Group will often call you at all hours of the day, attempt to connect with you on Facebook, and even send threatening letters.
The Infamous Reputation of Mandarich Law Group
Mandarich Law Group is known to use unprofessional and aggressive tactics to collect debts. The debt collection agency is based in the US and has had several consumer complaints filed against it, alleging the company violated the Fair Debt Collection Practices Act.
For instance, some consumers claim that Mandarich debt collectors use unethical communication techniques that violate federal law. Sometimes they even try to collect the money you don't owe! If you ever are contacted by Mandarich Law Group, you should know your rights before you give a response.
If Mandarich Law Group calls or otherwise contacts you to collect a debt, do not give up all hope. The better thing to do is take aggressive action by accessing the helpful resources offered by Solo Suit. Ours is a simple mission: We want to help consumers who are being harassed by debt collectors and their lawsuits. To help you, we have put time and resources into collecting critical information that can help you to understand debt collector lawsuits. When you have this information available, you'll know what you're up against and how to fight back.
Remember, you have rights and Mandarich Law Group can get in trouble if they do not respect those rights.
Use SoloSuit to respond to debt collection lawsuits in 15 minutes.
The FDCPA Protects You From Debt Collectors Like Mandarich Law Firm
Mandarich Law Firm is known to try to take advantage of people who do not know their rights as stated under the Fair Debt Collection Practices Act. The FDCPA states what debt collectors such as the Mandarich Law Firm can and cannot do. Some of the limits placed on debt collectors include:
- Debt collectors cannot call or email you at work.
- Debt collectors such as Mandarich Law Group cannot use vulgar or inappropriate language when they call or mail you.
- Debt collectors are not allowed to threaten you with a lawsuit.
- Debt collectors are not allowed to call you at home before 8 in the morning and after 9 at night.
Don't let debt collectors threaten you. Respond with SoloSuit.
How to Defend Yourself Against Mandarich Law Group
If Mandarich Law Group files a lawsuit against you for allegedly outstanding debts, it is vital to respond appropriately. Many consumers, understandably, ignore the lawsuit. But that does not make the problem go away. If you do not respond, the debt collector wins by default and can take action to enforce the judgment. The good news is there are things you can do to fight a lawsuit, and it starts with your Answer.
Here are some tips to follow when you craft your Answer:
- Never admit that you owe the debt they allege. It's on the debt collector to prove that you owe what they claim you owe.
- File the Answer to the lawsuit with your local Clerk of Court on a timely basis. Usually, you need to file a response within 20 or 30 days of getting the complaint.
- Mail a certified copy of your Answer that was stamped by the Clerk of Court to the debt collector.
Make the right affirmative defenses with SoloSuit and win in court.
Affirmative Defenses You Can Use in Your Answer
When you answer the Mandarich Law Group lawsuit, you can point out some of the weaknesses of the case. Keep in mind that a debt collector needs to prove that you owe them the money they say you owe. This means the debt collection agency has to show the following to prove you owe the money:
- Mandarich Law Group has the right to file suit against you.
- You are the person who owes the debt.
- You owe the exact sum listed by Mandarich Law Group in the complaint.
If the debt collection agency fails to meet these guidelines, you may win the battle in court. It's possible to get the suit thrown out.
Depending on your situation, you may state that Mandarich did not file the debt collection lawsuit within the statute of limitations. The statute of limitations is a deadline that states how long someone has to file a lawsuit. The statute of limitations varies by state and type of lawsuit.
If your case factors show that Mandarich sued you when the statute of limitations expired, you may have the lawsuit dismissed by the court - with prejudice.
There are other ways to beat Mandarich Law Group at their own game. Consider filing a counterclaim. This may be effective if you have proof that the firm violated the FDCPA. If you possess such evidence, you might get compensatory damages and your legal fees paid by the debt collection agency.
What to Do If You're Taken to Court By a Debt Collector
If you are sued by Mandarich Law Group, you have options. Here's a list of essential steps to take:
- Write down details of any phone calls you receive from Mandarich before 8 AM or after 9 PM. Also, note if the company tries to call you at work or uses inappropriate language.
- Be certain to file your Answer with the Court in the timeline required, which might be 20 to 30 days after receiving the notice.
- In the Answer, raise affirmative defenses, including the statute of limitations, if appropriate. Also, say that Mandarich must prove that you owe them the money they say you owe. They also need to prove that you are the person who owes the debt.
- Think about filing a counterclaim if you believe the debt collection company violated the provisions codified under the FDCPA.
What is SoloSuit?
SoloSuit makes it easy to respond to a debt collection lawsuit.
How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts or you can pay SoloSuit to file it for you and to have an attorney review the document.
Respond with SoloSuit
"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James
>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate
>>Read the NPR story on SoloSuit: A Student Solution To Give Utah Debtors A Fighting Chance
How to Answer a Summons for Debt Collection Guides for Other States
Here's a list of guides for other states.
All 50 states.
Guides on How to Beat Every Debt Collector
Being sued by a different debt collector? We're making guides on how to beat each one.
Win Against Credit Card Companies
Is your credit card company suing you? Learn how you can beat each one.
Going to Court for Credit Card Debt — Key Tips
How to Negotiate Credit Card Debts
How to Settle a Credit Card Debt Lawsuit — Ultimate Guide
Get Answers to These FAQs
Need more info on statutes of limitations? Read our 50-state guide.
Why do debt collectors block their phone numbers?
How long do debt collectors take to respond to debt validation letters?
What are the biggest debt collector companies in the US?
Is Zombie Debt Still a Problem in 2019?
If a car is repossessed, do I still owe the debt?
Is Portfolio Recovery Associates Legit?
Is There a Judgment Against Me Without my Knowledge?
Should I File Bankruptcy Before or After a Judgment?
What is a default judgment?— What do I do?
Summoned to Court for Medical Bills — What Do I Do?
What Happens If Someone Sues You and You Have No Money?
What Happens If You Never Answer Debt Collectors?
What Happens When a Debt Is Sold to a Collection Agency
What is a Stipulated Judgment?
What is the Deadline for a Defendant's Answer to Avoid a Default Judgment?
Can a Judgement Creditor Take my Car?
Can I Settle a Debt After Being Served?
Can I Stop Wage Garnishment?
Can You Appeal a Default Judgement?
Do I Need a Debt Collection Defense Attorney?
Do I Need a Payday Loans Lawyer?
Do student loans go away after 7 years? — Student Loan Debt Guide
Am I Responsible for My Spouse's Medical Debt?
Should I Marry Someone With Debt?
Can a Debt Collector Leave a Voicemail?
How Does Debt Assignment Work?
What Happens If a Defendant Does Not Pay a Judgment?
How Does Debt Assignment Work?
Can You Serve Someone with a Collections Lawsuit at Their Work?
What Is a Warrant in Debt?
How Many Times Can a Judgment be Renewed in Oklahoma?
Can an Eviction Be Reversed?
Does Debt Consolidation Have Risks?
What Happens If You Avoid Getting Served Court Papers?
Does Student Debt Die With You?
Can Debt Collectors Call You at Work in Texas?
How Much Do You Have to Be in Debt to File for Chapter 7?
What Is the Statute of Limitations on Debt in Washington?
How Long Does a Judgment Last?
Can Private Disability Payments Be Garnished?
Can Debt Collectors Call From Local Numbers?
Does the Fair Credit Reporting Act Work in Florida?
The Truth: Should You Never Pay a Debt Collection Agency?
Should You Communicate with a Debt Collector in Writing or by Telephone?
Learn More With These Additional Resources:
Need help managing your finances? Check out these resources.
How to Make a Debt Validation Letter - The Ultimate Guide
How to Make a Motion to Compel Arbitration Without an Attorney
How to Stop Wage Garnishment — Everything You Need to Know
How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)
Defending Yourself in Court Against a Debt Collector
Tips on you can to file an FDCPA lawsuit against a debt collection agency
Advice on how to answer a summons for debt collection.
Effective strategies for how to get back on track after a debt lawsuit
New Hampshire Statute of Limitations on Debt
Sample Cease and Desist Letter Against Debt Collectors
The Ultimate Guide to Responding to a Debt Collection Lawsuit in Utah
West Virginia Statute of Limitations on Debt
What debt collectors cannot do — FDCPA explained
Defending Yourself in Court Against Debt Collector
How to Liquidate Debt
Arkansas Statute of Limitations on Debt
You're Drowning in Debt — Here's How to Swim
Help! I'm Being Sued by My Debt Collector
How to Make a Motion to Vacate Judgment
How to Answer Summons for Debt Collection in Vermont
North Dakota Statute of Limitations on Debt
ClearPoint Debt Management Review
Indiana Statute of Limitations on Debt
Oregon Eviction Laws - What They Say
CuraDebt Debt Settlement Review
How to Write a Re-Aging Debt Letter
How to Appear in Court by Phone
How to Use the Doctrine of Unclean Hands
Debt Consolidation in Eugene, Oregon
Summoned to Court for Medical Bills? What to Do Next
How to Make a Debt Settlement Agreement
Received a 3-Day Eviction Notice? Here's What to Do
How to Answer a Lawsuit for Debt Collection
Tips for Leaving the Country With Unpaid Credit Card Debt
Kansas Statute of Limitations on Debt Collection
How to File in Small Claims Court in Iowa