How to File in Bergen County Superior Court

George Simons

December 01, 2021

Summary: Are you ready to file your case in Bergen County? Find out your best strategy and then see how to file in Bergen County Superior Court.

Before filing your case in court, you need to familiarize yourself with court procedures and time limits. Also, you'll need to decide whether you'll seek the services of an attorney or represent yourself in court. Here are some of the general rules that apply when filing your papers in Bergen County superior court.

  • Make sure you have at least two copies of the original document that you will file in court. You'll give the court the original documents and have the duplicate documents stamped by the court clerk then returned to you.
  • Ensure that the court documents have the correct case number. The only exception to this rule is if you're starting a new case and the court hasn't assigned you a case number. Otherwise, if you're filing papers after the first petition or complaint, you should have a case number.
  • If you have more than one case, you'll need to use the right case number for every document you file with the court. Consult the court clerk if you're unsure of what case number to use. Failure to use the correct case number may create confusion and hinder the progress of your case.
  • Follow the requirements in the New Jersey rule of courts guide if not filing using the official judicial council forms. Enquire with the court clerk if there are any local rules for filing that apply to your case.

File a response to a debt collection lawsuit in 15 minutes with SoloSuit.

How to file a lawsuit in Bergen County Superior Court

When filing a lawsuit, you will file it as a petition or complaint with no case number in most civil cases. The case number will be stamped on your paperwork by the court clerk, and you'll use it throughout your case.

Note that if you first file a lawsuit, the court will refer to you as the plaintiff or petitioner. Even if, later on, the other party takes you to court in matters relating to the case, you'll still be referred to as the plaintiff or petitioner.

After filing your petition and summons to the court, you'll need to serve the other party with copies of the documents you filed in court. In Bergen County, the respondent or defendant in your case will have up to 30 days from the day you legally deliver the papers to them to file a response. But this depends on the type of case you've presented to the court; some cases have a shorter response period than others.

For this reason, SoloSuit makes it easier and faster to respond to a court summons, avoiding the stress, time, and energy involved when filing through the regular process.

If the defendant doesn't file a response within the stipulated time, you'll need to request the court to enter a default judgment for the defendant. This means that they'll no longer be allowed to file a response to the court. In that case, the court will decide the matter based on the information you provided without considering the other party, and you'll need to request the court to rule in your favor.

However, you'll still need to follow the set procedures to get a court order.

Respond to debt collectors fast with SoloSuit and win in court.

How to file an answer in Bergen County Superior Court

If the plaintiff serves you with a lawsuit, you'll be required to file a formal response in court to participate in the case. The response is considered your side of the story, and you'll have to file it with the court clerk.

Follow the tips below if you receive a court summons:

First, get an attorney as soon as possible to help you respond to the matter. In most cases, the court gives you up to 35 days to file a response. Finding an attorney to help you with the case is the most reasonable thing to do because they know how to navigate the legal system and can help you get a favorable outcome.

If you can't afford an attorney, read the court papers you were served and respond to them appropriately. The most common way to respond to the court is by filing an answer with the court clerk. However, there are motions or requests you can file depending on the type of lawsuit.

Note that failing to respond gives the petitioner an upper hand in the case. They can request the court to enter a default judgment against you, which means you'll no longer have the chance to respond or participate in the case. If that happens, the judge will likely rule in favor of the petitioner.

Avoid a default judgment by filing a response with SoloSuit.

Ways to file court papers in Bergen County Superior Court

There are several ways you can file court papers. They include:

  • Filing electronically. New Jersey has a web-based application called Judiciary Electronic Document Submission (JEDS) that allows attorneys to submit documents to the court 24 hours a day electronically. However, it's recommended that you read the rules governing the e-filing system before using the system.
  • Filing in person. You can file case documents in person at the clerk's office during regular hours of operation. If the case documents require a filing fee, then you'll need to pay before filing. But if they don't require any filing fee, you can place them into the court clerk's filing drop box or hand them to the customer service clerk.
  • Filing by mail. Filing by mail is one of the most common ways of filing court documents. However, if the case documents require a filing fee, you'll need to include the appropriate payment in the form of a business check or money order payable to the Bergen County clerk. It's always advisable to confirm with the court clerk if you can file papers by mail for your specific case. Filing by mail can slow down the court process and isn't as safe. It's not always advisable to file by mail if your case has very tight deadlines.
  • Filing with SoloSuit. SoloSuit offers one of the fastest, most reliable, yet affordable ways to file court papers online. All you need to do is provide the details of your case, and an answer will be generated on your behalf. An attorney will review the answer to ensure it meets all the legal requirements of that specific case and then mail it to the court and the plaintiff.

What is SoloSuit?

SoloSuit makes it easy to respond to a debt collection lawsuit.

How it works: SoloSuit is a step-by-step web-app that asks you all the necessary questions to complete your answer. Upon completion, you can either print the completed forms and mail in the hard copies to the courts or you can pay SoloSuit to file it for you and to have an attorney review the document.

Respond with SoloSuit

"First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! SoloSuit sent the documentation to the parties and to the court which saved me time from having to go to court and in a few weeks the case got dismissed!" – James


Get Started


>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate

>>Read the NPR story on SoloSuit: A Student Solution To Give Utah Debtors A Fighting Chance

How to answer a summons for debt collection in your state

Here's a list of guides for other states.

All 50 states.

Guides on how to beat every debt collector

Being sued by a different debt collector? We're making guides on how to beat each one.

Win against credit card companies

Is your credit card company suing you? Learn how you can beat each one.

Going to Court for Credit Card Debt — Key Tips

How to Negotiate Credit Card Debts

How to Settle a Credit Card Debt Lawsuit — Ultimate Guide

Get answers to these FAQs

Need more info on statutes of limitations? Read our 50-state guide.

Why do debt collectors block their phone numbers?

How long do debt collectors take to respond to debt validation letters?

What are the biggest debt collector companies in the US?

Is Zombie Debt Still a Problem in 2019?

SoloSuit FAQ

If a car is repossessed, do I still owe the debt?

Is Portfolio Recovery Associates Legit?

Is There a Judgment Against Me Without my Knowledge?

Should I File Bankruptcy Before or After a Judgment?

What is a default judgment?— What do I do?

Summoned to Court for Medical Bills — What Do I Do?

What Happens If Someone Sues You and You Have No Money?

What Happens If You Never Answer Debt Collectors?

What Happens When a Debt Is Sold to a Collection Agency

What is a Stipulated Judgment?

What is the Deadline for a Defendant's Answer to Avoid a Default Judgment?

Can a Judgement Creditor Take my Car?

Can I Settle a Debt After Being Served?

Can I Stop Wage Garnishment?

Can You Appeal a Default Judgement?

Do I Need a Debt Collection Defense Attorney?

Do I Need a Payday Loans Lawyer?

Do student loans go away after 7 years? — Student Loan Debt Guide

Am I Responsible for My Spouse's Medical Debt?

Should I Marry Someone With Debt?

Can a Debt Collector Leave a Voicemail?

How Does Debt Assignment Work?

What Happens If a Defendant Does Not Pay a Judgment?

How Does Debt Assignment Work?

Can You Serve Someone with a Collections Lawsuit at Their Work?

What Is a Warrant in Debt?

How Many Times Can a Judgment be Renewed in Oklahoma?

Can an Eviction Be Reversed?

Does Debt Consolidation Have Risks?

What Happens If You Avoid Getting Served Court Papers?

Does Student Debt Die With You?

Can Debt Collectors Call You at Work in Texas?

How Much Do You Have to Be in Debt to File for Chapter 7?

What Is the Statute of Limitations on Debt in Washington?

How Long Does a Judgment Last?

Can Private Disability Payments Be Garnished?

Can Debt Collectors Call From Local Numbers?

Does the Fair Credit Reporting Act Work in Florida?

The Truth: Should You Never Pay a Debt Collection Agency?

Should You Communicate with a Debt Collector in Writing or by Telephone?

Do I Need a Debt Negotiator?

What Happens After a Motion for Default Is Filed?

Can a Process Server Leave a Summons Taped to My Door?

Learn More With These Additional Resources:

Need help managing your finances? Check out these resources.

How to Make a Debt Validation Letter - The Ultimate Guide

How to Make a Motion to Compel Arbitration Without an Attorney

How to Stop Wage Garnishment — Everything You Need to Know

How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)

Defending Yourself in Court Against a Debt Collector

Tips on you can to file an FDCPA lawsuit against a debt collection agency

Advice on how to answer a summons for debt collection.

Effective strategies for how to get back on track after a debt lawsuit

New Hampshire Statute of Limitations on Debt

Sample Cease and Desist Letter Against Debt Collectors

The Ultimate Guide to Responding to a Debt Collection Lawsuit in Utah

West Virginia Statute of Limitations on Debt

What debt collectors cannot do — FDCPA explained

Defending Yourself in Court Against Debt Collector

How to Liquidate Debt

Arkansas Statute of Limitations on Debt

You're Drowning in Debt — Here's How to Swim

Help! I'm Being Sued by My Debt Collector

How to Make a Motion to Vacate Judgment

How to Answer Summons for Debt Collection in Vermont

North Dakota Statute of Limitations on Debt

ClearPoint Debt Management Review

Indiana Statute of Limitations on Debt

Oregon Eviction Laws - What They Say

CuraDebt Debt Settlement Review

How to Write a Re-Aging Debt Letter

How to Appear in Court by Phone

How to Use the Doctrine of Unclean Hands

Debt Consolidation in Eugene, Oregon

Summoned to Court for Medical Bills? What to Do Next

How to Make a Debt Settlement Agreement

Received a 3-Day Eviction Notice? Here's What to Do

How to Answer a Lawsuit for Debt Collection

Tips for Leaving the Country With Unpaid Credit Card Debt

Kansas Statute of Limitations on Debt Collection

How to File in Small Claims Court in Iowa

How to File a Civil Answer in Kings County Supreme Court

Roseland Associates Debt Consolidation Review

How to Stop a Garnishment

Debt Eraser Review

Do Debt Collectors Ever Give Up?

Can They Garnish Your Wages for Credit Card Debt?

How Often Do Credit Card Companies Sue for Non-Payment?

How Long Does a Judgement Last?

​​How Long Before a Creditor Can Garnish Wages?

How to Beat a Bill Collector in Court